Apple Pay offers a secure, private and easy way to pay for goods and services through iOS apps. Users can securely and quickly provide all payment and shipping information with a single touch using Touch ID.
Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments. The solution is basically an NFC-payment system that is characterised by an anonymous and single-use token system which keeps credit card data completely secure.
Apple Pay also uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for businesses of all sizes, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus.
The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone.