# Best Accounts Receivable Software - 2026 Reviews & Pricing > Find the best Accounts Receivable Software for your organization. Compare top Accounts Receivable Software systems with customer reviews, pricing, and free demos. Source: https://www.softwareadvice.com/accounting/accounts-receivable-comparison/ --- [Home](https://www.softwareadvice.com/) / Accounts Receivable Software Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. # Best Accounts Receivable Software of 2026 Updated July 18, 2026 On this page 1. FrontRunners 2. Popular Comparisons 3. Buyers Guide 4. Related Software Filter products 270 results ### Compare Products Showing 1 - 25 of 270 products #### Company Size - Self-Employed - 2-10 - 11-50 - 51-200 - 201-500 - 501-1000 - 1000+ #### Pricing Options - $$$$$ - $$$$$ - $$$$$ - $$$$$ - $$$$$ ### Compare Products Sort by **Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals. **Reviews**: Sorts listings by the number of user reviews we have published, greatest to least. **Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest. **Alphabetically (A-Z)**: Sorts listings by product name from A to Z. [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, exp...[Read more about Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** ([712 reviews](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/)) **394** recommendations Free trial Free version Integrations Integrations Expensify Tallie +115 more +114 more +113 more Sage Intacct's Best Rated Features 5.0Quotes/Estimates See All Sage Intacct's Worst Rated Features Mobile App See All [Sage 50 Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/) Sage 50 Accounting is an accounting solution designed to cater to the needs of small and medium-sized businesses. It offers a su...[Read more about Sage 50 Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/) **4.0** ([615 reviews](https://www.softwareadvice.com/accounting/sage-50cloud-profile/reviews/)) **240** recommendations Free trial Free version Integrations Integrations Microsoft PowerPoint Microsoft Outlook +15 more +14 more +13 more Sage 50 Accounting's Best Rated Features 5.0Customizable Templates See All Sage 50 Accounting's Worst Rated Features Electronic Payments See All [Xledger](https://www.softwareadvice.com/accounting/xledger-profile/) Xledger, True Cloud Finance Software Built For Modern, Multi-entity Organisations Xledger is a true-cloud finance management pl...[Read more about Xledger](https://www.softwareadvice.com/accounting/xledger-profile/) **4.5** ([12 reviews](https://www.softwareadvice.com/accounting/xledger-profile/reviews/)) **209** recommendations Free trial Free version Integrations Integrations Dynamics 365 GoldFinch ERP +1 more +0 more +0 more Xledger's Best Rated Features 4.50General Ledger See All Xledger's Worst Rated Features Payroll Management See All [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) NetSuite is an AI-powered cloud-based business management suite that incorporates ERP, financial management, CRM and eCommerce f...[Read more about NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) **4.2** ([2054 reviews](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/reviews/)) **189** recommendations Free trial Free version Integrations Integrations BambooHR Microsoft Outlook +18 more +17 more +16 more NetSuite's Best Rated Features 5.0"What If" Scenarios See All NetSuite's Worst Rated Features CPA Firms See All [Fraxion](https://www.softwareadvice.com/scm/fraxion-profile/) Fraxion provides a complete procure-to-pay solution for purchasing, expense, and AP automation with advanced spend analytics. T...[Read more about Fraxion](https://www.softwareadvice.com/scm/fraxion-profile/) **4.4** ([130 reviews](https://www.softwareadvice.com/scm/fraxion-profile/reviews/)) **109** recommendations Free trial Free version Integrations Integrations QuickBooks Online Sage Intacct +11 more +10 more +9 more Fraxion's Best Rated Features 5.0Document Imaging See All Fraxion's Worst Rated Features API See All [Connected](https://www.softwareadvice.com/accounting/accountek-profile/) Connected is a hybrid integrated accounting and enterprise resource planning (ERP) that caters to small and midsize businesses a...[Read more about Connected](https://www.softwareadvice.com/accounting/accountek-profile/) **5.0** ([3 reviews](https://www.softwareadvice.com/accounting/accountek-profile/#reviews)) **77** recommendations Free trial Free version Integrations Integrations SurePayroll +0 more +0 more +0 more [AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/) AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalitie...[Read more about AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/) **4.3** ([25 reviews](https://www.softwareadvice.com/accounting/accountmate-profile/reviews/)) **70** recommendations Free trial Free version Integrations Integrations Shopify HubSpot CRM +1 more +0 more +0 more AccountMate's Best Rated Features 5.0Collaboration Tools See All AccountMate's Worst Rated Features Purchasing & Receiving See All [Plus & Minus](https://www.softwareadvice.com/bi/plus-and-minus-profile/) Plus & Minus is an integrated enterprise resource planning (ERP) financial solution built around a single-file , single-format s...[Read more about Plus & Minus](https://www.softwareadvice.com/bi/plus-and-minus-profile/) **4.9** ([15 reviews](https://www.softwareadvice.com/bi/plus-and-minus-profile/reviews/)) **45** recommendations Free trial Free version Integrations Integrations Microsoft Excel Plaid +3 more +2 more +1 more Plus & Minus's Best Rated Features 5.0Order Management See All Plus & Minus's Worst Rated Features Expense Tracking See All [SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/) SAP S/4HANA Cloud is a cloud-based and on-premise enterprise resource planning (ERP) solution. It is suitable for small, midsize...[Read more about SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/) **4.3** ([358 reviews](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/reviews/)) **24** recommendations Free trial Free version Integrations Integrations SAP Marketing Cloud Windchill +15 more +14 more +13 more SAP S/4HANA Cloud's Best Rated Features 5.0Dashboard See All SAP S/4HANA Cloud's Worst Rated Features 2.33BOM Creation See All [Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/) Sage X3 is a powerful ERP software solution designed for midsized national and global manufacturers, distributors, and after-sal...[Read more about Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/) **4.3** ([142 reviews](https://www.softwareadvice.com/manufacturing/sage-x3-profile/reviews/)) **16** recommendations Free trial Free version Integrations Integrations iVend Retail True Sky +19 more +18 more +17 more Sage X3's Best Rated Features 5.0Serial Number Tracking See All Sage X3's Worst Rated Features 1.0Performance Metrics See All [Plooto](https://www.softwareadvice.com/accounting/plooto-profile/) Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accou...[Read more about Plooto](https://www.softwareadvice.com/accounting/plooto-profile/) **4.3** ([243 reviews](https://www.softwareadvice.com/accounting/plooto-profile/reviews/)) **9** recommendations Free trial Free version Integrations Integrations Xero NetSuite +6 more +5 more +4 more Plooto's Best Rated Features 5.0Receipt Management See All Plooto's Worst Rated Features Customer Statements See All [Focus X](https://www.softwareadvice.com/product/3600-focus/) Focus X is an all-inclusive enterprise resource planning (ERP) system that helps you connect every aspect of your business opera...[Read more about Focus X](https://www.softwareadvice.com/product/3600-focus/) **3.8** ([119 reviews](https://www.softwareadvice.com/product/3600-focus/reviews/)) **6** recommendations Free trial Free version Focus X's Best Rated Features 5.0Online Payments See All Focus X's Worst Rated Features ACH Payment Processing See All [Sage Accounting](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/) Sage Accounting is a cloud-based accounting and invoice management solution for small to midsize businesses. It offers accountin...[Read more about Sage Accounting](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/) **4.1** ([648 reviews](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/reviews/)) **6** recommendations Free trial Free version Integrations Integrations Stripe AutoEntry +39 more +38 more +37 more Sage Accounting's Best Rated Features 5.0Document Management See All Sage Accounting's Worst Rated Features Real-Time Reporting See All [Quadient Accounts Receivable](https://www.softwareadvice.com/erp/quadient-accounts-receivable-by-yaypay-profile/) Quadient Accounts Receivable By YayPay is a cloud-based accounts receivable (AR) automation solution aimed to serve credit, coll...[Read more about Quadient Accounts Receivable](https://www.softwareadvice.com/erp/quadient-accounts-receivable-by-yaypay-profile/) **4.5** ([33 reviews](https://www.softwareadvice.com/erp/quadient-accounts-receivable-by-yaypay-profile/reviews/)) **4** recommendations Free trial Free version Integrations Integrations NetSuite SAP Business One +7 more +6 more +5 more Quadient Accounts Receivable's Best Rated Features 5.0Credit Card Processing See All Quadient Accounts Receivable's Worst Rated Features API See All [BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/) BQE CORE is a cloud-based accounting and invoicing software designed for architecture, engineering, and consulting firms. The pl...[Read more about BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/) **4.5** ([788 reviews](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/reviews/)) **3** recommendations Free trial Free version Integrations Integrations Dropbox Xero +13 more +12 more +11 more BQE CORE Suite's Best Rated Features 5.0Client Management See All BQE CORE Suite's Worst Rated Features Purchase Order Management See All [Gaviti](https://www.softwareadvice.com/treasury/gaviti-profile/) Gaviti is an AI-powered invoice-to-cash automation platform designed to help B2B companies accelerate collections, improve cash ...[Read more about Gaviti](https://www.softwareadvice.com/treasury/gaviti-profile/) **4.5** ([91 reviews](https://www.softwareadvice.com/treasury/gaviti-profile/reviews/)) **3** recommendations Free trial Free version Integrations Integrations FreshBooks Xero +8 more +7 more +6 more Gaviti's Best Rated Features 5.0Alerts/Notifications See All Gaviti's Worst Rated Features Purchasing & Receiving See All [Epicor BisTrack](https://www.softwareadvice.com/scm/epicor-bistrack-profile/) Epicor for Building Supply is a complete solution that offers all the functionality needed to process simple to complex transact...[Read more about Epicor BisTrack](https://www.softwareadvice.com/scm/epicor-bistrack-profile/) **3.6** ([14 reviews](https://www.softwareadvice.com/scm/epicor-bistrack-profile/reviews/)) **3** recommendations Free trial Free version Epicor BisTrack's Best Rated Features 5.0Compliance Management See All Epicor BisTrack's Worst Rated Features 5.0Workflow Management See All [QT9 ERP](https://www.softwareadvice.com/accounting/qt9erp-profile/) QT9 ERP is a highly-scalable manufacturing platform for connecting and automating business data from multiple systems into one s...[Read more about QT9 ERP](https://www.softwareadvice.com/accounting/qt9erp-profile/) **4.9** ([19 reviews](https://www.softwareadvice.com/accounting/qt9erp-profile/reviews/)) **1** recommendations Free trial Free version Integrations Integrations Microsoft Outlook QuickBooks Online Advanced +1 more +0 more +0 more QT9 ERP's Best Rated Features 5.0Point of Sale (POS) See All QT9 ERP's Worst Rated Features Sales Reports See All [Alevate AR](https://www.softwareadvice.com/accounting/payference-profile/) Alevate AR is an AI-enabled automation platform that streamlines accounts receivable operations. The platform automates key proc...[Read more about Alevate AR](https://www.softwareadvice.com/accounting/payference-profile/) **4.2** ([5 reviews](https://www.softwareadvice.com/accounting/payference-profile/#reviews)) **2** recommendations Free trial Free version Integrations Integrations Sage Intacct Sage 100 +5 more +4 more +3 more Alevate AR's Best Rated Features 5.0Invoice Management See All Alevate AR's Worst Rated Features Partial Payments See All [RockSolid MAX](https://www.softwareadvice.com/inventory-management/rocksolid-max-profile/) RockSolid MAX is a cutting-edge software platform designed to revolutionize the way hardware store and home center businesses op...[Read more about RockSolid MAX](https://www.softwareadvice.com/inventory-management/rocksolid-max-profile/) **3.9** ([40 reviews](https://www.softwareadvice.com/inventory-management/rocksolid-max-profile/reviews/)) **1** recommendations Free trial Free version RockSolid MAX's Best Rated Features 5.0Inventory Control See All RockSolid MAX's Worst Rated Features Multi-Location See All [Spruce](https://www.softwareadvice.com/product/384566-Spruce/) Spruce software provides advanced point-of-sale and business management solutions for lumberyards, hardware stores, and building...[Read more about Spruce](https://www.softwareadvice.com/product/384566-Spruce/) **3.3** ([33 reviews](https://www.softwareadvice.com/product/384566-Spruce/reviews/)) **1** recommendations Free trial Free version Spruce's Best Rated Features 5.0Document Storage See All Spruce's Worst Rated Features Alerts/Notifications See All [Eleven](https://www.softwareadvice.com/accounting/eleven-profile/) Eleven is a cloud-based accounting platform purpose-built for modern accounting firms that need to scale efficiently without inc...[Read more about Eleven](https://www.softwareadvice.com/accounting/eleven-profile/) **4.9** ([122 reviews](https://www.softwareadvice.com/accounting/eleven-profile/reviews/)) Free trial Free version Integrations Integrations Microsoft Excel +0 more +0 more +0 more Eleven's Best Rated Features 5.0Dashboard See All Eleven's Worst Rated Features 4.0Bookkeeping Services Integration See All [Spendesk](https://www.softwareadvice.com/accounting/spendesk-profile/) Spendesk is a cloud-based spend management solution designed to help businesses handle invoices, approval processes, expense rei...[Read more about Spendesk](https://www.softwareadvice.com/accounting/spendesk-profile/) **4.7** ([228 reviews](https://www.softwareadvice.com/accounting/spendesk-profile/reviews/)) Free trial Free version Integrations Integrations Slack Xero +2 more +1 more +0 more Spendesk's Best Rated Features 5.0Vendor Management See All Spendesk's Worst Rated Features Data Import/Export See All [Invoice Ninja](https://www.softwareadvice.com/accounting/invoice-ninja-profile/) Create. Send. Get Paid. Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time...[Read more about Invoice Ninja](https://www.softwareadvice.com/accounting/invoice-ninja-profile/) **4.7** ([166 reviews](https://www.softwareadvice.com/accounting/invoice-ninja-profile/reviews/)) Free trial Free version Integrations Integrations PayPal Zapier +8 more +7 more +6 more Invoice Ninja's Best Rated Features 5.0Invoice Management See All Invoice Ninja's Worst Rated Features Customer Statements See All [Zenskar](https://www.softwareadvice.com/accounting/zenskar-profile/) Zenskar automates billing, collections, and revenue recognition for modern businesses, without the need for coding. With Zenskar...[Read more about Zenskar](https://www.softwareadvice.com/accounting/zenskar-profile/) **5.0** ([54 reviews](https://www.softwareadvice.com/accounting/zenskar-profile/reviews/)) Free trial Free version Integrations Integrations Razorpay Adyen +18 more +17 more +16 more Zenskar's Best Rated Features 5.0Email Reminders See All Zenskar's Worst Rated Features 4.80Reporting & Statistics See All 1 [2](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?page=2)[3](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?page=3)[4](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?page=4)[5](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?page=5) ... [11](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?page=11) ## Popular Comparisons [ QuickBooks Online vs QuickBooks Enterprise ](https://www.softwareadvice.com/compare/49801-qb-desktop-enterprise/vs/393202-QuickBooks-Online/)[ Xero vs FreshBooks ](https://www.softwareadvice.com/accounting/freshbooks-profile/vs/xero/)[ NetSuite vs QuickBooks Desktop ](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/vs/quickbooks-pro/)[ Sage 50 Accounting vs QuickBooks Online Advanced ](https://www.softwareadvice.com/compare/49805-QuickBooks-Online/vs/423487-sage-50cloud/)[ Sage Accounting vs Sage Intacct ](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/sage-business-cloud-accounting/)[ Wave vs Zoho Books ](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/392386-zoho-books/) ## Your Guide to Top Accounts Receivable Software, July 2025 Software Advice uses reviews from real software users to highlight the top-rated Accounts Receivable products in North America. [Learn how products are chosen](https://www.softwareadvice.com/legal-page/frontrunners-methodology/) #### Explore FrontRunners - [Accounting Seed](https://www.softwareadvice.com/accounting/accounting-seed-profile/) - [BILL Accounts Payable & Receivable](https://www.softwareadvice.com/accounting/bill-com-profile/) - [BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/) - [FreshBooks](https://www.softwareadvice.com/accounting/freshbooks-profile/) - [Gaviti](https://www.softwareadvice.com/treasury/gaviti-profile/) - [Holded](https://www.softwareadvice.com/accounting/holded-profile/) - [Invoice2go](https://www.softwareadvice.com/accounting/invoice2go-profile/) - [Melio](https://www.softwareadvice.com/accounting/melio-profile/) - [Multiview ERP](https://www.softwareadvice.com/accounting/multiview-enterprise-profile/) - [Patriot Accounting](https://www.softwareadvice.com/accounting/patriot-profile/) - [Paystand](https://www.softwareadvice.com/accounting/paystand-profile/) - [QuickBooks Desktop](https://www.softwareadvice.com/accounting/quickbooks-pro-profile/) - [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) - [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) - [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) - [Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/) - [SAP Business ByDesign](https://www.softwareadvice.com/erp/sap-business-bydesign-profile/) - [SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/) - [TallyPrime](https://www.softwareadvice.com/accounting/tally-profile/) - [vcita](https://www.softwareadvice.com/crm/vcita-profile/) - [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/) - [Xero](https://www.softwareadvice.com/accounting/xero-profile/) - [ZarMoney](https://www.softwareadvice.com/accounting/zarmoney-profile/) - [Zenskar](https://www.softwareadvice.com/accounting/zenskar-profile/) - [Zoho Books](https://www.softwareadvice.com/accounting/zoho-books-profile/) “Usability” includes user ratings for Functionality and Ease of Use. “Customer Satisfaction” includes user ratings for Customer Support, Likelihood to Recommend and Value for Money. Reviews analysis period: The reviews analysis period spans two years and ends the 15th of the month prior to publication. ## Send me a copy of this list to my inbox ### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you. Accounts receivable software automates a business’s invoicing and collections processes. As a result, businesses can better manage their cash flow cycle, increase accuracy and improve customer relations. This guide will help you understand the role of accounts receivable software within [the larger accounting software market](https://www.softwareadvice.com/accounting/), so you can make a more informed purchase decision. Here’s what we’ll cover: [What is accounts receivable software?](#Whatisaccountsreceivablesoftware) [Common functionality of accounts receivable systems](#Commonfunctionalityofaccountsreceivablesystems) [What are the market trends of accounts receivable software?](#Whatarethemarkettrendsofaccountsreceivablesoftware) [The vendor landscape](#Thevendorlandscape) [What type of buyer are you?](#Whattypeofbuyerareyou) ## What is accounts receivable software? Accounts receivable software is one application among many under an umbrella category called “core accounting.” This core package contains all the basic functions required for a business to manage its finances, including: ### Core accounting applications - [General ledger (GL)](https://www.softwareadvice.com/accounting/general-ledger-comparison/)**:** Record of a business's financial transactions, used to prepare financial statements and reports. GL includes statements on assets, liabilities, equity, revenue and expenses. - **Accounts receivable (AR):** Money owed to a business, but not yet paid, for goods and services rendered; i.e., “assets.” - **Bank reconciliation:** Connects and compares bank account records to the account holder’s records (i.e., general ledger) to ensure that each record is accurate and balanced. - **Fixed assets:** Includes tangible items or property that the business owns and uses in its day-to-day operations, e.g. buildings or equipment. These assets are expected to be in use for longer than a year. - [Accounts payable (AP)](https://www.softwareadvice.com/accounting/accounts-payable-comparison/)**:** Money owed by a business to its suppliers and creditors; i.e., “liabilities.” ## Common functionality of accounts receivable systems Common capabilities of accounts receivable solutions include: **Invoicing** Create and send invoices for goods and services provided. Some systems allow users to set up recurring invoices to be automatically sent out on a specific schedule. **Payment options** Accept payments in various forms, including cash, check, electronic funds transfer or credit card. Some systems include integration with various merchant or payment services such as PayPal. **Customizations** Design custom invoice templates. Create professional-looking invoices by adding company logo, including payment terms (e.g., Net 15, Net 30) and client information. Often includes options for multi-currency invoicing. **Contact management** Track paid versus outstanding balances. Some online invoicing systems allow users to see when customers view an invoice or send reminders when invoices are coming due or are late. **AR analytics** Analyze AR data through configurable dashboards, reports and data visualization tools such as charts and graphs. Gain insights into customer aging, deferred revenue, recurring invoices and more. Mobile apps Access AR data through mobile apps for iOS, Android or Windows phones. Send invoices, payment reminders etc. from mobile devices. ## What are the market trends of accounts receivable software? Prospective AR software buyers should be aware of the following market trends surrounding on-premise and cloud-based accounting solutions: While “accounting” as a horizontal market has historically been slow to move to the cloud, we’ve found that consumers are growing increasingly confident using cloud-based accounting solutions: In 2015, 30 percent of small and midsize businesses (SMBs) reported using cloud-based accounting software compared with just 16 percent in 2014. The largest percentage of SMBs surveyed in 2015 (43 percent) still use on-premise solutions, but the gap between these users is closing. Prospective AR software buyers should weigh their concerns versus the potential benefits and invest in a solution that best fits their needs. For example, the top benefits and concerns cited by users in this survey include: Top Benefits of Cloud-Based Accounting Software Top Concerns With Cloud-Based Accounting Software 33 percent: Ease of access 28 percent: Security of data 28 percent: Security/safety 21 percent: Ease of use 24 percent: Ease of use 16 percent: Learning a new system _(Source: Consumer Confidence in Cloud-Based Accounting - 2015.)_ Examples of highly rated cloud-based systems include: - Quickbooks Online - [Wave](https://www.softwareadvice.com/product/6441-Salesforce-Analytics-Cloud/) Examples of highly rated on-premise solutions include: - [Quickbooks Pro](https://www.softwareadvice.com/accounting/quickbooks-pro-profile/) - BillQuick (available as either a self-hosted or cloud-hosted solution). ## The vendor landscape AR software can be purchased in one of the following ways: **Standalone, or best-of-breed** AR solutions focus entirely on invoicing clients for the goods and services provided. A business might choose to purchase a standalone AR system for several reasons. For example, a standalone system might appeal to a business using an accounting platform that doesn’t support online invoicing. Online invoicing platforms, such as [Xero](https://www.softwareadvice.com/accounting/xero-profile/), allow businesses to send out automatic, recurring email invoices. Customers can click the payment link from the email and pay directly via credit card or online payment service, such as PayPal. Businesses purchasing standalone AR software should first ensure that the solution integrates with the other accounting systems current in place. Specifically, the other applications within the suite of “core accounting”: [Accounts payable (AP)](https://www.softwareadvice.com/accounting/accounts-payable-comparison/), general ledger (GL), bank reconciliation, etc. This ensures that the general ledger stays up-to-date with assets and liabilities and the bank records reflect transactions accurately. **Offered in suite** means that AR is one application included as part of a [larger accounting system](https://www.softwareadvice.com/accounting/). Most commonly, this would include the remaining applications under the “core accounting” umbrella: AP, GL and bank reconciliation. However, more advanced systems will often have [budgeting and forecasting capabilities](https://www.softwareadvice.com/accounting/budgeting-forecasting-software-comparison/) as well as [financial reporting](https://www.softwareadvice.com/accounting/financial-reporting-comparison/), including expense reports, profit and loss statement and balance sheets. The AR data feeds into these modules and allows businesses to forecast future revenue based on past performance. ## What type of buyer are you? AR software is critical for many businesses. But what type of buyer are you and which solution best fits your needs? Here a few examples: **Self-employed:** Freelancers, contractors and solo entrepreneurs need a way to manage both their personal and business expenses—often from the same account. Software solutions such as [Quickbooks Self-Employed](https://www.softwareadvice.com/accounting/quickbooks-self-employed-profile/) or [Quicken](https://www.softwareadvice.com/product/24327-Quicken/) Home and Business help users track income and expenses and separate transactions as either business or personal. These solutions can also help categorize and track IRS Schedule C tax deductions, such as business travel expenses or advertising, making it easy to calculate and submit taxes. Additionally, both these solutions allow users to export data directly to TurboTax, a popular tax solution for self-employed individuals. SMB buyers**:** This group represents the largest percentage of buyers who contacted Software Advice for accounting software recommendations in 2015: A combined 66 percent of these businesses earn $50 million or less in annual revenue. Many SMB buyers are looking to purchase their first accounting solution to streamline and automate AR processes. Growing SMBs may want a more sophisticated solution that offers a payroll module or industry-specific functionality. Some vendors, such as Intuit, offers a range of accounting solutions that support the varying needs of SMBs (click [here](https://www.softwareadvice.com/resources/what-is-quickbooks/) to check out our breakdown of Intuit’s many Quickbooks offerings). **Enterprise buyers:** Large, enterprise-level organizations require accounting functionality that is best met by advanced financial management platforms such as [Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) or [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/). These solutions facilitate both short and long-term accounting needs, including core accounting, financial reporting and budgeting and forecasting. Most also offer a degree of [payroll management](https://www.softwareadvice.com/hr/payroll-software-comparison/) and support industry-specific needs such as [inventory management](https://www.softwareadvice.com/inventory-management/) and [fund accounting](https://www.softwareadvice.com/accounting/fund-accounting-software-comparison/). ### Related Accounts Receivable Software - [Accounting Software](https://www.softwareadvice.com/accounting/) - [Accounts Payable Software](https://www.softwareadvice.com/accounting/accounts-payable-comparison/) - [Billing and Provisioning Software](https://www.softwareadvice.com/billing-and-provisioning/) - [Bookkeeper Software](https://www.softwareadvice.com/accounting/bookkeeping-comparison/) - [Financial Close Software](https://www.softwareadvice.com/financial-close/) - [Financial Reporting Software](https://www.softwareadvice.com/accounting/financial-reporting-comparison/) - [General Ledger Software](https://www.softwareadvice.com/accounting/general-ledger-comparison/) - [Project Accounting Software](https://www.softwareadvice.com/accounting/project-accounting-software-comparison/) - [Revenue Recognition Software](https://www.softwareadvice.com/revenue-recognition/)