--- title: "Best Accounts Receivable Software - 2026 Reviews & Pricing" description: "Find the best Accounts Receivable Software for your organization. Compare top Accounts Receivable Software systems with customer reviews, pricing, and free demos." source_url: "https://www.softwareadvice.com/accounting/accounts-receivable-comparison/" page_type: "subcategory" language: "en" --- [Home](https://www.softwareadvice.com/) / Accounts Receivable Software Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. # Best Accounts Receivable Software of 2026 Updated November 2, 2026 ## Accounts Receivable FAQs Software Advice advisors had 30 conversations with buyers about Accounts Receivable software between January 2025 and June 2026. These are the questions that came up most. - How do I choose the right Accounts Receivable software for my business? Choosing the right accounts receivable system comes down to matching the software’s features and integrations to the business’s invoicing and payment needs, a theme that comes up often in advisor calls. Buyers frequently mention prioritizing automation to reduce manual steps, support for electronic payment options like ACH, and the flexibility to handle different payment methods and credit terms. Many teams want the software to integrate with their existing accounting or billing systems to avoid disconnected workflows. A common challenge is being required to buy a full enterprise resource planning (ERP) suite when only accounts receivable features are needed, so buyers often look for standalone tools or cloud-based options that fit their scale and budget. - What is the best Accounts Receivable software for a small to mid-size business? There is no single accounts receivable software that fits every small or midsize business, but buyers frequently tell our advisors that a good fit should automate invoice tracking and payment collection, reducing manual work. Buyers frequently mention wanting support for ACH payment processing, which lets them accept electronic bank transfers. A common sticking point is limited options for handling different payment types and credit terms, so look for software with flexible payment features. Buyers also often seek tools that connect easily with their other systems, since limited integration is a pain point for many. Answer based on 23 advisor calls - What should businesses watch out for when choosing Accounts Receivable software? Advisor-call conversations show that businesses should pay close attention to automation, integration, and deployment options when choosing accounts receivable software. Buyers frequently mention friction from manual, disconnected workflows and highlight the need for flexible payment methods, including automated clearing house (ACH) processing and credit handling. Many teams also look for tools that integrate with their existing systems, since limited integration can add extra work. Some buyers note that only needing accounts receivable features, but being forced to buy a full enterprise resource planning (ERP) suite, can drive up costs and complexity. Most buyers in this category are small businesses, and cloud-based tools are the most commonly requested deployment option. Answer based on 26 advisor calls - What are common complaints about Accounts Receivable software? The most common complaints about accounts receivable software, based on advisor calls, center on manual processes and limited automation. Buyers frequently mention that disconnected workflows force extra steps or duplicate entry. Payment method and credit-handling flexibility is another challenge, with some systems not supporting the options users need. Limited integration with other tools comes up often, especially for teams that want to connect with accounting or billing systems. Some buyers also voice frustration at having to buy a full enterprise resource planning (ERP) suite when they only need accounts receivable features. Answer based on 25 advisor calls - What is the difference between Accounts Receivable software and general accounting software? Accounts Receivable (AR) software focuses on tracking incoming payments, managing invoices, and handling payment processing, while general accounting software covers a wider set of financial tasks like general ledger, accounts payable, expense tracking, and financial reporting. According to our advisors, buyers looking at AR software are often trying to automate or improve specific AR workflows, such as invoice management, ACH (Automated Clearing House) payment processing, and flexible payment handling, that are either too manual or not detailed enough in general accounting systems. Many buyers mention that general accounting software usually includes some AR features, but often lacks the deeper automation, payment options, or integration flexibility that dedicated AR tools can provide. A common sticking point is that some AR solutions require an enterprise resource planning (ERP) platform, which buyers may want to avoid if they only need AR functions. Answer based on 26 advisor calls - How much does Accounts Receivable software cost? During advisor calls, buyers most often hear about two pricing models for accounts receivable tools: a flat monthly rate or a per-user monthly fee. Flat monthly pricing has a median of $1,000, with many teams quoted between $250 and $1,700 each month. Per-user pricing usually sits near $65 per month, though buyers see options from $42 to $125 per user. Many teams are also quoted a one-time setup fee, typically ranging from $5,000 up to $35,000, with a median around $17,500. Some buyers weigh the trade-off between a higher setup cost and a lower ongoing monthly rate when choosing a tool. Answer based on 23 advisor calls - What features should Accounts Receivable software include? The features buyers we've talked to most often request in an accounts receivable system are invoice tracking, invoice management, and accepting electronic payments such as ACH (Automated Clearing House) transfers. Many buyers also mention the need to maintain clear records for auditing, as well as tools for completing bill payments directly from the same system. Answer based on 16 advisor calls - What is Accounts Receivable software and what does it do? Accounts Receivable software helps organizations manage the money owed to them by tracking outstanding invoices, recording payments, and generating reports on collections and aging. Buyers our advisors talk to often use this software to keep accurate records, send monthly statements, issue collection letters, and accept electronic payments like automated clearing house (ACH) transfers. Many buyers also mention the need for integration with accounting software to keep financial data consistent across systems. Answer based on 16 advisor calls On this page 1. FrontRunners 2. Popular Comparisons 3. Buyers Guide 4. Frequently Asked Questions 5. Related Software Filter products 345 results ### Compare Products Showing 1 - 25 of 345 products #### Company Size - Self-Employed - 2-10 - 11-50 - 51-200 - 201-500 - 501-1000 - 1000+ #### Pricing Options - $$$$$ - $$$$$ - $$$$$ - $$$$$ - $$$$$ ### Compare Products Sort by **Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals. **Reviews**: Sorts listings by the number of user reviews we have published, greatest to least. **Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest. **Alphabetically (A-Z)**: Sorts listings by product name from A to Z. ### [Sage 50 Accounting](/accounting/sage-50cloud-profile/) - Overall rating: 4.0/5 - Reviews: 630 - Starting price: $124.42/month - Best for: On the rise - Free trial: Available - Free demo: Not available #### Overview Sage 50 Accounting is an accounting solution designed to cater to the needs of small and medium-sized businesses. It offers a suite of tools that streamline financial management, [Read more](/accounting/sage-50cloud-profile/) ##### What users love - Comprehensive financial management tools - User-friendly and intuitive interface - Tailored for small businesses ##### To take in mind - Inconsistent and limited support options - Limited and cumbersome reporting features - Expensive and rising subscription costs #### Features ##### Best rated features - "What If" Scenarios: 5/5 - Order Management: 5/5 - Customizable Templates: 5/5 - Financial Management: 5/5 [See all features](/accounting/sage-50cloud-profile/#key-features) #### Pricing ##### Pro Accounting - Price: $124.42/month - This plan is also available at an annual subscription of $625. Pricing for single user. ##### Premium Accounting - Price: $169.33/month - This plan is also available at an annual subscription of $1043 and is designed for small businesses ##### Quantum Accounting - Price: $253.42/month - This plan is also available at an annual subscription of $1780 and provides industry specific [See full pricing details](/accounting/sage-50cloud-profile/#pricing-and-plans) --- ### [Xledger](/accounting/xledger-profile/) - Overall rating: 4.5/5 - Reviews: 30 - Starting price: $750.00/month - Free trial: Not available - Free demo: Not available #### Overview Xledger, True Cloud Finance Software Built For Modern, Multi-entity Organisations Xledger is a true-cloud finance management platform built for organisations needing more than [Read more](/accounting/xledger-profile/) #### Features ##### Best rated features - Receipt Management: 5/5 - Multi-Location: 5/5 - Audit Trail: 5/5 - Access Controls/Permissions: 5/5 [See all features](/accounting/xledger-profile/#key-features) --- ### [Connected](/accounting/accountek-profile/) - Overall rating: 5/5 - Reviews: 3 - Starting price: CA$649.00 - Free trial: Available - Free demo: Not available #### Overview Connected is a hybrid integrated accounting and enterprise resource planning (ERP) that caters to small and midsize businesses across various industry verticals and helps them to [Read more](/accounting/accountek-profile/) #### Pricing ##### Basic - Price: CA$649.00 [See full pricing details](/accounting/accountek-profile/#pricing-and-plans) --- ### [AccountMate](/accounting/accountmate-profile/) - Overall rating: 4.3/5 - Reviews: 25 - Starting price: $4,000.00one time - Free trial: Available - Free demo: Not available #### Overview AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalities, which help them to manage their financial [Read more](/accounting/accountmate-profile/) #### Features ##### Best rated features - Collaboration Tools: 5/5 - Multiple Projects: 5/5 - Purchase Order Management: 5/5 - Project Planning/Scheduling: 5/5 ##### Worst rated features - Task Management: 4/5 - Billing & Invoicing: 4/5 [See all features](/accounting/accountmate-profile/#key-features) #### Pricing ##### Basic - Price: $4,000.00one time [See full pricing details](/accounting/accountmate-profile/#pricing-and-plans) --- ### [Sage Intacct](/accounting/intacct-accounting-profile/) - Overall rating: 4.3/5 - Reviews: 718 - Best for: Mid-size businesses - Free trial: Not available - Free demo: Not available #### Overview Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, expertly designed to bring rich financial and [Read more](/accounting/intacct-accounting-profile/) ##### What users love - User-friendly and intuitive interface - Comprehensive accounting functionality - Robust, customizable reporting capabilities ##### To take in mind - Complex and inflexible report customization - Slow and unresponsive support experience - Expensive and rising costs #### Features ##### Best rated features - Quotes/Estimates: 5/5 - For Nonprofits: 5/5 - Vendor Management: 5/5 - Customer Statements: 5/5 [See all features](/accounting/intacct-accounting-profile/#key-features) --- ### [NetSuite](/accounting/netsuite-financials-accounting-software-profile/) - Overall rating: 4.2/5 - Reviews: 2,085 - Best for: Enterprise businesses - Free trial: Not available - Free demo: Not available #### Overview NetSuite is an AI-powered cloud-based business management suite that incorporates ERP, financial management, CRM and eCommerce functionalities into a unified platform, helping [Read more](/accounting/netsuite-financials-accounting-software-profile/) ##### What users love - Deep system tailoring options - Comprehensive and scalable functionality - Centralized financial operations platform ##### To take in mind - Steep learning curve and complexity - Complex and rigid reporting tools - Slow and inconsistent support experience #### Features ##### Best rated features - Aging Tracking: 5/5 - "What If" Scenarios: 5/5 - Vendor Master Data Management: 5/5 - For B2B: 5/5 [See all features](/accounting/netsuite-financials-accounting-software-profile/#key-features) --- ### [Striven](/project-management/striven-profile/) - Overall rating: 4.8/5 - Reviews: 130 - Starting price: $35.00/month - Best for: Small businesses - Free trial: Available - Free demo: Not available #### Overview Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping popular accounting tools, a CRM, a project tool, [Read more](/project-management/striven-profile/) #### Features ##### Best rated features - Routing: 5/5 - Document Storage: 5/5 - Milestone Tracking: 5/5 - Percent-Complete Tracking: 5/5 ##### Worst rated features - API: 1/5 [See all features](/project-management/striven-profile/#key-features) #### Pricing ##### Standard - Price: $35.00/month - The plan is based on the number of users. ##### Enterprise - Price: $70.00/month - The per-user price decreases as the number of users increases. [See full pricing details](/project-management/striven-profile/#pricing-and-plans) --- ### [Paystand](/accounting/paystand-profile/) - Overall rating: 4.5/5 - Reviews: 337 - Best for: Value for money - Free trial: Not available - Free demo: Not available #### Overview Paystand is the agentic B2B payment network for accelerating time-to-cash, cutting the cost of moving money, and automating manual finance processes. Its platform brings together [Read more](/accounting/paystand-profile/) #### Features ##### Best rated features - Customizable Reports: 5/5 - Contact Database: 5/5 - Reminders: 5/5 - Check Processing: 5/5 [See all features](/accounting/paystand-profile/#key-features) --- ### [Plus & Minus](/bi/plus-and-minus-profile/) - Overall rating: 4.9/5 - Reviews: 15 - Starting price: $1,000.00one time - Free trial: Available - Free demo: Not available #### Overview Plus & Minus is an integrated enterprise resource planning (ERP) financial solution built around a single-file , single-format system. It offers collaborative tools for managing [Read more](/bi/plus-and-minus-profile/) #### Features ##### Best rated features - Order Management: 5/5 - Inventory Management: 5/5 - Income & Balance Sheet: 5/5 - Access Controls/Permissions: 5/5 ##### Worst rated features - Billing & Invoicing: 4/5 [See all features](/bi/plus-and-minus-profile/#key-features) #### Pricing ##### One time setup fee per company. - Price: $1,000.00one time - One time setup fee per company. No annual renewal fee. ##### 1 to 10 users: Hosting/Service/Support - Price: $1,000.00/month - Microsoft Azure Cloud or on-premises application hosting. Data backup/restore. Software and Security ##### Each additional 10 users: Hosting/Service/Support - Price: $1,000.00/month - Microsoft Azure Cloud or on-premises application hosting. Data backup/restore. Software and Security [See full pricing details](/bi/plus-and-minus-profile/#pricing-and-plans) --- ### [Fraxion](/scm/fraxion-profile/) - Overall rating: 4.4/5 - Reviews: 130 - Best for: Customer support - Free trial: Not available - Free demo: Not available #### Overview Fraxion provides a complete procure-to-pay solution for purchasing, expense, and AP automation with advanced spend analytics. The all-in-one procure-to-pay suite [Read more](/scm/fraxion-profile/) #### Features ##### Best rated features - Document Imaging: 5/5 - Contract/License Management: 5/5 - Quotes/Estimates: 5/5 - Fixed Asset Management: 5/5 ##### Worst rated features - Mobile Access: 2/5 - Fraud Detection: 2.4/5 [See all features](/scm/fraxion-profile/#key-features) --- ### [BQE CORE Suite](/accounting/bqe-core-accounting-profile/) - Overall rating: 4.5/5 - Reviews: 796 - Best for: Small businesses - Free trial: Available - Free demo: Not available #### Overview BQE CORE is a cloud-based accounting and invoicing software designed for architecture, engineering, and consulting firms. The platform enables users to streamline operations and [Read more](/accounting/bqe-core-accounting-profile/) ##### What users love - Responsive and knowledgeable support team - Intuitive and adaptable interface design - Flexible and efficient invoicing tools ##### To take in mind - Limited and confusing reporting options - Challenging migration and workflow issues - Frequent lag and slow loading times #### Features ##### Best rated features - Budgeting/Forecasting: 5/5 - Percent-Complete Tracking: 5/5 - Real-Time Data: 5/5 - Client Management: 5/5 ##### Worst rated features - Gantt/Timeline View: 1/5 - Cost Estimating: 2/5 - Forecasting: 2/5 [See all features](/accounting/bqe-core-accounting-profile/#key-features) #### Pricing ##### Foundations - Price: Custom - Pricing available upon request [See full pricing details](/accounting/bqe-core-accounting-profile/#pricing-and-plans) --- ### [TimeSolv](/product/424007-TimeSolv/) - Overall rating: 4.6/5 - Reviews: 118 - Starting price: $43.00/month - Best for: Ease of use - Free trial: Available - Free demo: Not available #### Overview TimeSolv is a cloud-based time tracking and billing solution that caters to accountants, consultants, architects and freelancers, helping them manage daily business operations. [Read more](/product/424007-TimeSolv/) #### Features ##### Best rated features - Mobile App: 5/5 - ACH Payment Processing: 5/5 - Time Tracking: 5/5 - Project Tracking: 5/5 ##### Worst rated features - API: 1/5 [See all features](/product/424007-TimeSolv/#key-features) #### Pricing ##### TimeSolv Pro - Price: $43.00/month ##### TimeSolv Legal - Price: $58.00/month [See full pricing details](/product/424007-TimeSolv/#pricing-and-plans) --- ### [Plooto](/accounting/plooto-profile/) - Overall rating: 4.3/5 - Reviews: 245 - Starting price: CA$9.00/month - Best for: Ease of use - Free trial: Available - Free demo: Not available #### Overview Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, [Read more](/accounting/plooto-profile/) ##### What users love - Streamlined accounting connections - Clean and accessible design - Simple and intuitive experience ##### To take in mind - Delays and workflow limitations - Unresponsive and limited assistance #### Features ##### Best rated features - Multi-Period Recurring Billing: 5/5 - Accounting Integration: 5/5 - Receipt Management: 5/5 - Recurring Invoicing: 5/5 ##### Worst rated features - Credit Card Processing: 1/5 [See all features](/accounting/plooto-profile/#key-features) #### Pricing ##### Go - Price: CA$9.00/month - Manage low client payment volumes and set up basic approval workflows. This plan is only available ##### Grow - Price: CA$32.00/month - Trial period includes 10 free domestic transactions. After this, domestic payments can be sent and ##### Pro - Price: CA$99.00/month - Implement complex payment operations with advanced controls. [See full pricing details](/accounting/plooto-profile/#pricing-and-plans) --- ### [Gaviti](/treasury/gaviti-profile/) - Overall rating: 4.5/5 - Reviews: 91 - Free trial: Not available - Free demo: Not available #### Overview Gaviti is an AI-powered invoice-to-cash automation platform designed to help B2B companies accelerate collections, improve cash flow visibility, and reduce manual accounts [Read more](/treasury/gaviti-profile/) #### Features ##### Best rated features - Alerts/Notifications: 5/5 - Credit Card Processing: 5/5 - Online Payments: 5/5 - User Management: 5/5 ##### Worst rated features - Electronic Payments: 3.3/5 - Risk Assessment: 4/5 - Monitoring: 4/5 [See all features](/treasury/gaviti-profile/#key-features) --- ### [Sage X3](/manufacturing/sage-x3-profile/) - Overall rating: 4.4/5 - Reviews: 176 - Best for: Features - Free trial: Not available - Free demo: Not available #### Overview Sage X3 is a powerful ERP software solution designed for midsized national and global manufacturers, distributors, and after-sales providers and can establish a foundation for your [Read more](/manufacturing/sage-x3-profile/) #### Features ##### Best rated features - Supplier Management: 5/5 - Multiple Projects: 5/5 - Serial Number Tracking: 5/5 - Profit/Loss Statement: 5/5 ##### Worst rated features - Data Visualization: 1/5 - Performance Metrics: 1/5 - Real-Time Reporting: 1/5 - Enterprise Asset Management: 1.8/5 [See all features](/manufacturing/sage-x3-profile/#key-features) --- ### [Focus X](/product/3600-focus/) - Overall rating: 3.8/5 - Reviews: 119 - Starting price: $60.00/month - Free trial: Not available - Free demo: Not available #### Overview Focus X is an all-inclusive enterprise resource planning (ERP) system that helps you connect every aspect of your business operations. From production to supply chain, customer [Read more](/product/3600-focus/) ##### What users love - Robust and flexible reporting tools - Flexible system adaptation options ##### To take in mind - Slow and unreliable support response #### Features ##### Best rated features - Project Accounting: 5/5 - Online Payments: 5/5 - Scheduling: 5/5 - Mobile App: 5/5 ##### Worst rated features - Fraud Detection: 1/5 [See all features](/product/3600-focus/#key-features) --- ### [Sage Accounting](/accounting/sage-business-cloud-accounting-profile/) - Overall rating: 4.1/5 - Reviews: 653 - Starting price: $20.00/month - Best for: Popular - Free trial: Available - Free demo: Not available #### Overview Sage Accounting is a cloud-based accounting and invoice management solution for small to midsize businesses. It offers accounting, project accounting, expense management and [Read more](/accounting/sage-business-cloud-accounting-profile/) ##### What users love - Streamlined daily financial management - User-friendly and intuitive interface - Accessible cloud-based accounting platform ##### To take in mind - Inconsistent and hard-to-reach support - Limited and inflexible invoicing tools - Restrictive and unintuitive reporting features #### Features ##### Best rated features - Time Tracking: 5/5 - Document Management: 5/5 - For Accountants: 5/5 - Duplicate Payment Alert: 5/5 [See all features](/accounting/sage-business-cloud-accounting-profile/#key-features) #### Pricing ##### Accounting Start - Price: $20.00/month - The Sage Accounting Start plan comes with an 30-day free trial and is ideal for micro-businesses. ##### Accounting Standard - Price: $40.00/month ##### Accounting Plus - Price: $50.00/month [See full pricing details](/accounting/sage-business-cloud-accounting-profile/#pricing-and-plans) --- ### [QT9 ERP](/accounting/qt9erp-profile/) - Overall rating: 4.9/5 - Reviews: 19 - Starting price: $20,000.00 - Free trial: Available - Free demo: Available #### Overview QT9 ERP is a highly-scalable manufacturing platform for connecting and automating business data from multiple systems into one scalable and intuitive solution. QT9 ERP integrates [Read more](/accounting/qt9erp-profile/) #### Features ##### Best rated features - Point of Sale (POS): 5/5 - Product Data Management: 5/5 - Inventory Management: 5/5 - Manufacturing Planning: 5/5 [See all features](/accounting/qt9erp-profile/#key-features) #### Pricing ##### Basic - Price: $20,000.00 [See full pricing details](/accounting/qt9erp-profile/#pricing-and-plans) --- ### [Quadient Accounts Receivable](/erp/quadient-accounts-receivable-by-yaypay-profile/) - Overall rating: 4.5/5 - Reviews: 33 - Starting price: $500.00/month - Free trial: Not available - Free demo: Not available #### Overview Quadient Accounts Receivable By YayPay is a cloud-based accounts receivable (AR) automation solution aimed to serve credit, collection and accounts receivable teams. The solution [Read more](/erp/quadient-accounts-receivable-by-yaypay-profile/) #### Features ##### Best rated features - Credit Card Processing: 5/5 - Real-Time Data: 5/5 - Payment Collection: 4.8/5 - Receivables Ledger: 4.8/5 [See all features](/erp/quadient-accounts-receivable-by-yaypay-profile/#key-features) --- ### [WinTeam](/physical-security/winteam-profile/) - Overall rating: 4.4/5 - Reviews: 123 - Starting price: $0.01/month - Best for: Customer support - Free trial: Not available - Free demo: Available #### Overview WinTeam is a cloud-based enterprise resource planning (ERP) solution, which helps janitorial and security service contractors manage the productivity of employees and handle [Read more](/physical-security/winteam-profile/) #### Features ##### Best rated features - Payroll Reporting: 5/5 - Employee Profiles: 5/5 - Cash Management: 5/5 - Employee Scheduling: 5/5 ##### Worst rated features - Task Scheduling: 1/5 [See all features](/physical-security/winteam-profile/#key-features) #### Pricing ##### Basic - Price: $0.01/month [See full pricing details](/physical-security/winteam-profile/#pricing-and-plans) --- ### [Square Point of Sale](/retail/square-point-of-sale-profile/) - Overall rating: 4.6/5 - Reviews: 3,045 - Starting price: $0.00/month - Best for: Enterprise businesses - Free trial: Available - Free demo: Not available #### Overview Square Point of Sale is a cloud-based system designed to process payments and manage business operations across various industries. It serves food and beverage establishments, [Read more](/retail/square-point-of-sale-profile/) ##### What users love - Intuitive interface and setup - Versatile payment acceptance options - Flexible sales and reporting tools ##### To take in mind - High and accumulating transaction fees - Limited and slow customer assistance - Challenges with account holds and reporting #### Features ##### Best rated features - Price/Margin Management: 5/5 - CRM: 5/5 - Transaction History: 5/5 - Separate Checks: 5/5 ##### Worst rated features - Delivery Management: 3/5 - Email Marketing: 3/5 [See all features](/retail/square-point-of-sale-profile/#key-features) #### Pricing ##### Square Free - Price: $0.00/month - The essentials your business needs to sell in-person, online, over the phone, or out in the field. ##### Square Plus - Price: $49.00/month - A full suite of features built specifically for food, retail, and appointment-based businesses. ##### Square Premium - Price: $149.00/month - Our most advanced capabilities backed by 24/7 support. Built to streamline operations and help you [See full pricing details](/retail/square-point-of-sale-profile/#pricing-and-plans) --- ### [Eleven](/accounting/eleven-profile/) - Overall rating: 4.9/5 - Reviews: 122 - Starting price: $35.00/month - Best for: Value for money - Free trial: Available - Free demo: Not available #### Overview Eleven is a cloud-based accounting platform purpose-built for modern accounting firms that need to scale efficiently without increasing operational complexity. As firms grow, they [Read more](/accounting/eleven-profile/) #### Features ##### Best rated features - Dashboard: 5/5 - Cash Management: 5/5 - Audit Management: 5/5 - Transaction Management: 5/5 ##### Worst rated features - Bookkeeping Services Integration: 4/5 [See all features](/accounting/eleven-profile/#key-features) #### Pricing ##### Standard (Entity) - Price: $35.00/month - - Unlimited Users - Multi-entity bookkeeping - Bank feeds & reconciliation - AI powered bank ##### Professional (Entity) - Price: $40.00/month - - Unlimited Users - Everything in Standard plus: - Consolidated reporting - Custom report builder - ##### Enterprise - Price: Custom - Pricing available upon request - For larger organizations and enterprises managing multiple entities, our custom pricing plans unlock [See full pricing details](/accounting/eleven-profile/#pricing-and-plans) --- ### [Spendesk](/accounting/spendesk-profile/) - Overall rating: 4.7/5 - Reviews: 228 - Best for: Small businesses - Free trial: Not available - Free demo: Not available #### Overview Spendesk is a cloud-based spend management solution designed to help businesses handle invoices, approval processes, expense reimbursements, virtual debit cards and more. The [Read more](/accounting/spendesk-profile/) ##### What users love - Streamlined expense management process - Cost-effective budget control tools - User-friendly and intuitive interface ##### To take in mind - Payment card acceptance limitations #### Features ##### Best rated features - Vendor Management: 5/5 - Duplicate Payment Alert: 5/5 - Electronic Funds Transfer: 5/5 - Workflow Management: 5/5 ##### Worst rated features - Budgeting/Forecasting: 2/5 - Procurement Management: 3/5 - Accounting Integration: 3/5 [See all features](/accounting/spendesk-profile/#key-features) --- ### [Invoice Ninja](/accounting/invoice-ninja-profile/) - Overall rating: 4.7/5 - Reviews: 167 - Starting price: $0.00 - Best for: Features - Free trial: Available - Free demo: Not available #### Overview Create. Send. Get Paid. Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time tasks. Designed for freelancers and small to medium [Read more](/accounting/invoice-ninja-profile/) #### Features ##### Best rated features - Multi-Currency: 5/5 - Invoice Management: 5/5 - Dashboard: 5/5 - Mobile App: 5/5 ##### Worst rated features - Credit Card Processing: 3/5 [See all features](/accounting/invoice-ninja-profile/#key-features) #### Pricing ##### Forever Free - Price: $0.00 - The plan is free forever. 5 clients included with unlimited invoices! ##### Ninja Pro - Price: $14.00/month - The plan includes a 14-day free trial. ##### Enterprise - Price: $18.00/month - The plan includes a 30-day guarantee. The plan price depends upon the number of users: 1-2 users - [See full pricing details](/accounting/invoice-ninja-profile/#pricing-and-plans) --- ### [Zenskar](/accounting/zenskar-profile/) - Overall rating: 5.0/5 - Reviews: 54 - Starting price: $35,000.00/year - Free trial: Not available - Free demo: Not available #### Overview Zenskar automates billing, collections, and revenue recognition for modern businesses, without the need for coding. With Zenskar's visual builder, users can configure any pricing [Read more](/accounting/zenskar-profile/) #### Features ##### Best rated features - Email Reminders: 5/5 - Recurring Invoicing: 5/5 - CRM: 5/5 - Deferred Billing: 5/5 [See all features](/accounting/zenskar-profile/#key-features) --- 1 [2](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?__ai_markdown=true&page=2)[3](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?__ai_markdown=true&page=3)[4](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?__ai_markdown=true&page=4)[5](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?__ai_markdown=true&page=5) ... [14](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/?__ai_markdown=true&page=14) ## Popular Comparisons [ QuickBooks Online vs QuickBooks Enterprise ](https://www.softwareadvice.com/compare/49801-qb-desktop-enterprise/vs/393202-QuickBooks-Online/)[ Xero vs FreshBooks ](https://www.softwareadvice.com/accounting/freshbooks-profile/vs/xero/)[ NetSuite vs Square Point of Sale ](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/vs/square-point-of-sale/)[ Sage 50 Accounting vs QuickBooks Online Advanced ](https://www.softwareadvice.com/compare/49805-QuickBooks-Online/vs/423487-sage-50cloud/)[ Sage Accounting vs Sage Intacct ](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/sage-business-cloud-accounting/)[ Wave vs Zoho Books ](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/392386-zoho-books/) ## Your Guide to Top Accounts Receivable Software, July 2025 Software Advice uses reviews from real software users to highlight the top-rated Accounts Receivable products in North America. [Learn how products are chosen](https://www.softwareadvice.com/legal-page/frontrunners-methodology/) #### Explore FrontRunners - [Accounting Seed](https://www.softwareadvice.com/accounting/accounting-seed-profile/) - [BILL Accounts Payable & Receivable](https://www.softwareadvice.com/accounting/bill-com-profile/) - [BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/) - [FreshBooks](https://www.softwareadvice.com/accounting/freshbooks-profile/) - [Gaviti](https://www.softwareadvice.com/treasury/gaviti-profile/) - [Holded](https://www.softwareadvice.com/accounting/holded-profile/) - [Invoice2go](https://www.softwareadvice.com/accounting/invoice2go-profile/) - [Melio](https://www.softwareadvice.com/accounting/melio-profile/) - [Multiview ERP](https://www.softwareadvice.com/accounting/multiview-enterprise-profile/) - [Patriot Accounting](https://www.softwareadvice.com/accounting/patriot-profile/) - [Paystand](https://www.softwareadvice.com/accounting/paystand-profile/) - [QuickBooks Desktop](https://www.softwareadvice.com/accounting/quickbooks-pro-profile/) - [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) - [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) - [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) - [Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/) - [SAP Business ByDesign](https://www.softwareadvice.com/erp/sap-business-bydesign-profile/) - [SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/) - [TallyPrime](https://www.softwareadvice.com/accounting/tally-profile/) - [vcita](https://www.softwareadvice.com/crm/vcita-profile/) - [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/) - [Xero](https://www.softwareadvice.com/accounting/xero-profile/) - [ZarMoney](https://www.softwareadvice.com/accounting/zarmoney-profile/) - [Zenskar](https://www.softwareadvice.com/accounting/zenskar-profile/) - [Zoho Books](https://www.softwareadvice.com/accounting/zoho-books-profile/) “Usability” includes user ratings for Functionality and Ease of Use. “Customer Satisfaction” includes user ratings for Customer Support, Likelihood to Recommend and Value for Money. Reviews analysis period: The reviews analysis period spans two years and ends the 15th of the month prior to publication. ## Send me a copy of this list to my inbox ### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you. Accounts receivable software automates a business’s invoicing and collections processes. As a result, businesses can better manage their cash flow cycle, increase accuracy and improve customer relations. This guide will help you understand the role of accounts receivable software within [the larger accounting software market](https://www.softwareadvice.com/accounting/), so you can make a more informed purchase decision. Here’s what we’ll cover: [What is accounts receivable software?](#Whatisaccountsreceivablesoftware) [Common functionality of accounts receivable systems](#Commonfunctionalityofaccountsreceivablesystems) [What are the market trends of accounts receivable software?](#Whatarethemarkettrendsofaccountsreceivablesoftware) [The vendor landscape](#Thevendorlandscape) [What type of buyer are you?](#Whattypeofbuyerareyou) ## What is accounts receivable software? Accounts receivable software is one application among many under an umbrella category called “core accounting.” This core package contains all the basic functions required for a business to manage its finances, including: ### Core accounting applications - [General ledger (GL)](https://www.softwareadvice.com/accounting/general-ledger-comparison/)**:** Record of a business's financial transactions, used to prepare financial statements and reports. GL includes statements on assets, liabilities, equity, revenue and expenses. - **Accounts receivable (AR):** Money owed to a business, but not yet paid, for goods and services rendered; i.e., “assets.” - **Bank reconciliation:** Connects and compares bank account records to the account holder’s records (i.e., general ledger) to ensure that each record is accurate and balanced. - **Fixed assets:** Includes tangible items or property that the business owns and uses in its day-to-day operations, e.g. buildings or equipment. These assets are expected to be in use for longer than a year. - [Accounts payable (AP)](https://www.softwareadvice.com/accounting/accounts-payable-comparison/)**:** Money owed by a business to its suppliers and creditors; i.e., “liabilities.” ## Common functionality of accounts receivable systems Common capabilities of accounts receivable solutions include: | Feature | Description | | --- | --- | | Invoicing | Create and send invoices for goods and services provided. Some systems allow users to set up recurring invoices to be automatically sent out on a specific schedule. | | Payment options | Accept payments in various forms, including cash, check, electronic funds transfer or credit card. Some systems include integration with various merchant or payment services such as PayPal. | | Customizations | Design custom invoice templates. Create professional-looking invoices by adding company logo, including payment terms (e.g., Net 15, Net 30) and client information. Often includes options for multi-currency invoicing. | | Contact management | Track paid versus outstanding balances. Some online invoicing systems allow users to see when customers view an invoice or send reminders when invoices are coming due or are late. | | AR analytics | Analyze AR data through configurable dashboards, reports and data visualization tools such as charts and graphs. Gain insights into customer aging, deferred revenue, recurring invoices and more. | | Mobile apps | Access AR data through mobile apps for iOS, Android or Windows phones. Send invoices, payment reminders etc. from mobile devices. | --- ## What are the market trends of accounts receivable software? Prospective AR software buyers should be aware of the following market trends surrounding on-premise and cloud-based accounting solutions: While “accounting” as a horizontal market has historically been slow to move to the cloud, we’ve found that consumers are growing increasingly confident using cloud-based accounting solutions: In 2015, 30 percent of small and midsize businesses (SMBs) reported using cloud-based accounting software compared with just 16 percent in 2014. The largest percentage of SMBs surveyed in 2015 (43 percent) still use on-premise solutions, but the gap between these users is closing. Prospective AR software buyers should weigh their concerns versus the potential benefits and invest in a solution that best fits their needs. For example, the top benefits and concerns cited by users in this survey include: | Feature | Description | | --- | --- | | Top Benefits of Cloud-Based Accounting Software | Top Concerns With Cloud-Based Accounting Software | | 33 percent: Ease of access | 28 percent: Security of data | | 28 percent: Security/safety | 21 percent: Ease of use | | 24 percent: Ease of use | 16 percent: Learning a new system | --- _(Source: Consumer Confidence in Cloud-Based Accounting - 2015.)_ Examples of highly rated cloud-based systems include: - Quickbooks Online - Wave Examples of highly rated on-premise solutions include: - Quickbooks Pro - BillQuick (available as either a self-hosted or cloud-hosted solution). ## The vendor landscape AR software can be purchased in one of the following ways: **Standalone, or best-of-breed** AR solutions focus entirely on invoicing clients for the goods and services provided. A business might choose to purchase a standalone AR system for several reasons. For example, a standalone system might appeal to a business using an accounting platform that doesn’t support online invoicing. Online invoicing platforms, such as [Xero](https://www.softwareadvice.com/accounting/xero-profile/), allow businesses to send out automatic, recurring email invoices. Customers can click the payment link from the email and pay directly via credit card or online payment service, such as PayPal. Businesses purchasing standalone AR software should first ensure that the solution integrates with the other accounting systems current in place. Specifically, the other applications within the suite of “core accounting”: [Accounts payable (AP)](https://www.softwareadvice.com/accounting/accounts-payable-comparison/), general ledger (GL), bank reconciliation, etc. This ensures that the general ledger stays up-to-date with assets and liabilities and the bank records reflect transactions accurately. **Offered in suite** means that AR is one application included as part of a [larger accounting system](https://www.softwareadvice.com/accounting/). Most commonly, this would include the remaining applications under the “core accounting” umbrella: AP, GL and bank reconciliation. However, more advanced systems will often have [budgeting and forecasting capabilities](https://www.softwareadvice.com/accounting/budgeting-forecasting-software-comparison/) as well as [financial reporting](https://www.softwareadvice.com/accounting/financial-reporting-comparison/), including expense reports, profit and loss statement and balance sheets. The AR data feeds into these modules and allows businesses to forecast future revenue based on past performance. ## What type of buyer are you? AR software is critical for many businesses. But what type of buyer are you and which solution best fits your needs? Here a few examples: **Self-employed:** Freelancers, contractors and solo entrepreneurs need a way to manage both their personal and business expenses—often from the same account. Software solutions such as [Quickbooks Self-Employed](https://www.softwareadvice.com/accounting/quickbooks-self-employed-profile/) or [Quicken](https://www.softwareadvice.com/product/24327-Quicken/) Home and Business help users track income and expenses and separate transactions as either business or personal. These solutions can also help categorize and track IRS Schedule C tax deductions, such as business travel expenses or advertising, making it easy to calculate and submit taxes. Additionally, both these solutions allow users to export data directly to TurboTax, a popular tax solution for self-employed individuals. SMB buyers**:** This group represents the largest percentage of buyers who contacted Software Advice for accounting software recommendations in 2015: A combined 66 percent of these businesses earn $50 million or less in annual revenue. Many SMB buyers are looking to purchase their first accounting solution to streamline and automate AR processes. Growing SMBs may want a more sophisticated solution that offers a payroll module or industry-specific functionality. Some vendors, such as Intuit, offers a range of accounting solutions that support the varying needs of SMBs (click [here](https://www.softwareadvice.com/resources/what-is-quickbooks/) to check out our breakdown of Intuit’s many Quickbooks offerings). **Enterprise buyers:** Large, enterprise-level organizations require accounting functionality that is best met by advanced financial management platforms such as [Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) or [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/). These solutions facilitate both short and long-term accounting needs, including core accounting, financial reporting and budgeting and forecasting. Most also offer a degree of [payroll management](https://www.softwareadvice.com/hr/payroll-software-comparison/) and support industry-specific needs such as [inventory management](https://www.softwareadvice.com/inventory-management/) and [fund accounting](https://www.softwareadvice.com/accounting/fund-accounting-software-comparison/). ### Related Accounts Receivable Software - [Accounting Software](https://www.softwareadvice.com/accounting/) - [Accounts Payable Software](https://www.softwareadvice.com/accounting/accounts-payable-comparison/) - [Billing and Provisioning Software](https://www.softwareadvice.com/billing-and-provisioning/) - [Bookkeeper Software](https://www.softwareadvice.com/accounting/bookkeeping-comparison/) - [Financial Close Software](https://www.softwareadvice.com/financial-close/) - [Financial Reporting Software](https://www.softwareadvice.com/accounting/financial-reporting-comparison/) - [General Ledger Software](https://www.softwareadvice.com/accounting/general-ledger-comparison/) - [Project Accounting Software](https://www.softwareadvice.com/accounting/project-accounting-software-comparison/) - [Revenue Recognition Software](https://www.softwareadvice.com/revenue-recognition/)