The best software our company purchased in 2018!

Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that!

Pros

I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has us saying bye-bye to Expedia, the REAL value our agency has found in using Divvy is the virtual card feature. As the Director of Marketing Strategy at a small Marketing Technology Agency, I manage a team of people who run a plethora of digital ads campaigns for numerous clients in any given month. Divvy's virtual card feature allows us to manage media buys on behalf of our clients without needing to open 100+ credit cards (or require the client to use their card). So, we're able to manage our clients' monthly spend and charge them a small admin fee (for putting the spend on our cards) without incurring ANY credit card fees.

Cons

Honestly, there are really only two things I dislike about Divvy:

1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist!)

2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.

Divvy: Perfection; Being free is just a bonus.

Expense Tracking. Seamless, enjoyable, web and app based features. Budgets. Seamless, enjoyable, web and app based features. Customer Service. Doesn't get better than Divvy. Decreased time spent reconciling, tracking, and other tedious tasks on credit cards easily by greater than 75%.

Pros

We switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. Not to mention, it took 3 months to set up automatic payments every time we opened a new card.

Switching to Divvy was easy, free, and seamless. In an organization with 20 credit cards, they've saved us dozens of hours each month, improved accountability, and made using a credit card almost as fun as it can be. We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features.

I 100% recommend Divvy to every business.

Their people and customer service is also top notch. I would definitely apply to Divvy myself if I was looking for a new job in their locations.

Cons

I have no improvements for Divvy. I cannot think of any scenario where it would not be appropriate.

Game-changing product

After working with Divvy, I have come to respect the integrity of the organization. The staff are not only knowledgeable, but strive to create an experience that is light-hearted and fun. An unexpected treat coming from a credit card company.

Pros

We are able to categorize transactions after the purchase using custom fields that are searchable.

Funds are allocated to a person, not a specific credit card number. Our team can switch between a physical card and virtual cards; those transactions can be categorized in a way specific to our organization.

This flexibility has completely changed the way we do business. No exaggeration when I said Divvy is a game-changer.

Cons

This is a new software so it can be buggy and slow at times.

However, Divvy has consistently and timely addressed issues and is continually investing back in the product.

Divvy was the solution to several of our issues

This card was selected only because we wanted an expense reporting system that didn't cost any money and then we've found other benefits to the card so we've distributed it further than we had orginally anticipated.

Pros

Love that we can snap a picture of the receipt and do away with taping receipts to paper! Also, like the "instantly code" an expense rather than waiting until the end of the month to code all credit card charges. Love the budget by card feature so allow small charges to be made by individuals who would not normally get a credit card - giving them a limit to buy some gas or supplies is much better than processing their expense reports submitted because they needed to use their personal card or cash for minor purchases. Also love the download to QuickBooks is item specific so when Audit makes their selections it is a single charge and not the total of several charges hitting a specific GL account like we have now because we use pivot tables to summarize the monthly charges on a single credit card.

Cons

The fact that we need to select a category and then subsequently select and account is an unnecessary step - we just want to code our charges to an account directly. Also - splitting charges between departments and codes is not possible within the application which is a problem for us. Also - the credit card payments are pulling weekly from our bank so we aren't getting the cash float we used to get by paying at the end of the month.

Divvy helps bring simplicity and sanity into managing our expenses

I'd suggest this to anyone who doesn't enjoy managing expenses and budgets (which I think includes about everyone). It's easy to use, easy to learn, and makes your life so much easier. The team is also super helpful and looks for ways to go above and beyond to get the job done. Great product that has brought great results to our team.

Pros

This product has made my life so much easier when it comes to budgeting and managing expenses. We ordered a card for every one of our employees and whenever they need money all they need to do is request it and within minutes they can have it. Setting up budgets is simple and intuitive and if you ever have questions your are seconds away from an incredible customer support team. I also love the reminders about categorizing expenses that it sends to me and my team after we use the card for a purchase. Great product and a great team to work with.

Cons

Overall I don't have much to put here. Every once in a while a bug will surface on the app but it usually doesn't slow down anything at all. Had very little issues with anything on the app.

Divvy - business credit cards as they should be

Pros

Divvy bridged the glaringly obvious gap between the benefits of credit cards, and trying to apply them in a business setting.There was never a good way to manage multiple accounts, departments, and company spending in one place until we started using Divvy. Now I can manage department budgets, allocate funds, and classify purchases all in one platform.

Cons

Divvy is fairly new, and, with all new software companies, there are bugs that need to be fixed. However, the Divvy team is very responsive, and they fix issues right away.

Great for managing multiple budgets

Great for managing multiple budgets. Made it super easy to issue and manage corporate credit cards.

Pros

Divvy gives me complete control of the credit card use of each employee.
Divvy gives me full visibility and implementation of our expense policy.
Customer service is great. Our rep monitors our account and when transactions get declined for whatever reason, they quickly follow-up to make sure that the problem is resolved.

Cons

QuickBooks integration still requires WebConnect files instead of DirectConnect.
Statements are difficult to work with.

Make the Change Today!

Pros

I've used a certain software that most are familiar with for years and switched to Divvy recently. Managing company credit cards has never been easier. Expense reporting is also far superior to the other software most use. The best feature is that I can set limits for managers or VP's at the office and track what they're using their cards for the moment a transaction is made.

Cons

Customer service can be challenging, but they're really helpful once you get a hold of a representative.

Game Changing Expense Management and Budgeting Tool

There are very few products on the market that solve so many needs and provide you a world class solution for FREE. My firm rarely gives good reviews for software products since both of our owners come from a software background, but we gladly promote Divvy!

Pros

Divvy is the greatest tool I have in my accounting arsenal. Divvy allows me complete control over spending, expense management, and budgeting. Divvy allows me to have real time expense data with the support I need to back it up. Divvy saves thousands of dollars a year (if not tens of thousands)! They are quick to respond and always rolling out great features to keep this product ahead of everything on the market by leaps and bounds.

Cons

There currently isn't a way for me to manage multiple clients within the web / app - that would be a huge feature add. Otherwise, it's a fantastic software that is learning and growing.