Divvy is a cloud-based accounting and expense management solution suitable for a variety of businesses. Key features include expense tracking, money sending and receiving, budgeting and virtual debit cards.

Divvy tracks and categorizes every company expense as it happens. Employees can request access to funds from specified budgets and owners grant employees access to company funds. Divvy offers online cards connected to company budgets with a specific amount and purpose, and cards can be set up as one-time use or recurring use.

Users can create a personalized budgets and see where funds are spent. The solution lets users manage budgets for individual events, departments or entire companies on a quarterly, yearly, monthly or daily basis. Recurring budgets can be set up to renew automatically and one-off budgets can be created as needed.

Funds can be increased or decreased directly in the solution. Users can manage all company spending data in one place and export itemized reports of all company spending directly to accounting software. Divvy also provides mandatory services which must be purchased with the software.

Dashboard
Dashboard

Dashboard

Budgets

Budgets

Transactions

Transactions

User Page

User Page

Mobile App

Mobile App

Mobile Card

Mobile Card

Supported Operating System(s):

Mac OS, Web browser (OS agnostic), Windows 10



25 Reviews of Divvy

Overall rating

5.0 / 5 stars

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Number of employees:  11-50 employees

Ease-of-use

Functionality

November 2018

Completely free expense management solution with rewards

Pros

Pricing; it's more than free, Divvy will actually pay you in rewards to use it! Dynamic spend controls and virtual "burner" cards to manage recurring subscriptions helps provide visibility and management like never before.

Cons

Lack of a programmatic API limits the volume and velocity we issue cards at.

Review Source: Capterra

Dennis from Accounting

Industry:  Maintenance / Field Service

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

Excellent service

I highly recommend using this service. It solved a lot of problems for us and helped our small company gain control over expenses.

Pros

I love the organizational process of this service. It enables us to keep track of where every cent is going without having to waste tons of time going to each individual.

Cons

Getting set up is a little tricky but as long as you walk through a tutorial with a rep, you shouldn't have any issues!

Review Source

Marshal from Sunset Kubota

Industry:  Other

Number of employees:  11-50 employees

Ease-of-use

Customer support

Functionality

October 2018

Great Product!

Pros

Very helpful and insightful product - easy to implement and use. This tool has greatly helped us understand our spending habits.

Cons

Getting the team to adapt to the change (nobody likes it when you move their cheese), especially because now we can see BEFOREHAND what employees are spending money on.

Review Source

Tanner from Spiff, Inc.

Industry:  Software / Technology

Number of employees:  11-50 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

Divvy helps bring simplicity and sanity into managing our expenses

I'd suggest this to anyone who doesn't enjoy managing expenses and budgets (which I think includes about everyone). It's easy to use, easy to learn, and makes your life so much easier. The team is also super helpful and looks for ways to go above and beyond to get the job done. Great product that has brought great results to our team.

Pros

This product has made my life so much easier when it comes to budgeting and managing expenses. We ordered a card for every one of our employees and whenever they need money all they need to do is request it and within minutes they can have it. Setting up budgets is simple and intuitive and if you ever have questions your are seconds away from an incredible customer support team. I also love the reminders about categorizing expenses that it sends to me and my team after we use the card for a purchase. Great product and a great team to work with.

Cons

Overall I don't have much to put here. Every once in a while a bug will surface on the app but it usually doesn't slow down anything at all. Had very little issues with anything on the app.

Review Source

Mike from BlueCable Networx

Industry:  Other

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

Divvy simplifies my life so much!

Thanks Divvy for simplifying my life.

Pros

I love the fact that your purchasing and expense reporting is all managed in one app.
Budgets for projects and recurring monthly expenses are so simple and help me maintain costs for operating my business and efficiently doing projects

Cons

Cons, the reports are a bit lacking but the system as a whole is amazing. Other con would be to make the admin be able to do more from the app.

Review Source

Bryan from Sparrow Electric

Industry:  Construction / Contracting

Number of employees:  11-50 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

The best comprehensive expense reporting/ spending system out there.

I tell every business owner I know about Divvy.

Pros

The platform is easy to use, it makes expense reporting for everyone in the company much easier, and gives people real flexibility without the risk of uncontrolled spending. Hands down, one of the best "free" software services that any business can put to use immediately.

Cons

The early version is still glitchy at times. The pre-installed budget categories are not very comprehensive for our company, so you end up having to create your own fields/ accounts. There is no direct sync w/ Xero, so there is still a bit of "manual entry" that has to be done, but the pros far outweigh the cons.

Review Source

Christopher from Ethan Rivers, LLC

Industry:  Accounting / CPA

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

Game Changing Expense Management and Budgeting Tool

There are very few products on the market that solve so many needs and provide you a world class solution for FREE. My firm rarely gives good reviews for software products since both of our owners come from a software background, but we gladly promote Divvy!

Pros

Divvy is the greatest tool I have in my accounting arsenal. Divvy allows me complete control over spending, expense management, and budgeting. Divvy allows me to have real time expense data with the support I need to back it up. Divvy saves thousands of dollars a year (if not tens of thousands)! They are quick to respond and always rolling out great features to keep this product ahead of everything on the market by leaps and bounds.

Cons

There currently isn't a way for me to manage multiple clients within the web / app - that would be a huge feature add. Otherwise, it's a fantastic software that is learning and growing.

Review Source

Melinda from RMC

Industry:  Accounting / CPA

Number of employees:  11-50 employees

Ease-of-use

Value for money

Customer support

Functionality

October 2018

Amazingly easy to use

Very simple and cost effective

Pros

Easy, efficient and great for small business's with tight budgets. Easily allocate budgets to different card holders based on need.

Cons

The application can be a little confusing but after using it several times it is fairly easy to use.

Review Source

Claire from Landvoice

Number of employees:  51-200 employees

Ease-of-use

Functionality

October 2018

Easy Way to Budget

Great!

Pros

I am able to see all the different budgets and see all the transactions that are being made.

Cons

Haven't found anything that I do not like yet. There is just the learning curve!

Review Source: Capterra

David from URBANISTA Brokers Inc.

Industry:  Real Estate

Number of employees:  11-50 employees

Ease-of-use

Functionality

June 2018

Money management

Pros

Great and easy way to keep the money on track. Having a plan is important in all facets of life. Money saver!

Cons

No cons at all. Saving money, and keeping track of all of it is really just a pro! This has no cons!

Review Source

Kendal from VM Strategies

Industry:  Consulting

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

May 2018

Great Expense Reporting Tool

Pros

This is a great tool for a business that is heavily reliant on expense reporting from employees. Love the budgeting features

Cons

This isn't as multi purposed as other business software products, so this will handle expense reporting for our business and that's about it

Review Source

Rob from SST CONSTRUCTION, LLC

Ease-of-use

Value for money

Customer support

Functionality

April 2018

Divvy is used at my Company for additional credit availability needed when we get tight on cash.

Pros

I most like the ability to have an unlimited number of virtual credit cards. I also like being able to see real-time purchases, and how this affects our budgeted categories. The credit app was simple and straightforward, and the credit decision was only 2-3 days, and I was up and running shortly thereafter. Onboarding is easy, and the customer service is helpful and friendly and very responsive via the online chat function.

Cons

Divvy is a bit confusing to set up and get the hang of. I was having trouble understanding how to Divvy out the available funds.

Review Source: Capterra

Dillon from Architecture & Planning

Industry:  Manufacturing

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

April 2018

Amazing Product

Pros

It changes the way businesses approach expense reporting. It transforms a company from a reactive to a proactive approach to all their expenditures.

Cons

It might be tough to integrate this into a company, but once the transition is over companies will see the benefits Divvy brings.

Review Source

Jace from Brigham Young University

Industry:  Accounting / CPA

Number of employees:  1 employee

Ease-of-use

Value for money

Customer support

Functionality

April 2018

Friendly personnel and helpful service!

Pros

Exciting company. I do not have any knowledge or experience with this company other than what I have seen on social media and heard from friends. And from those experiences this company sounds like it is making great strides and has a bright future. Excited to see what the future holds.

Cons

I do not have any negative or constructive feedback on the product. Should any arise I believe they would be resolved quickly.

Review Source

Chris from Insurance

Industry:  Other

Number of employees:  11-50 employees

Ease-of-use

Value for money

Customer support

Functionality

April 2018

Divvy helps businesses save time and money

Pros

Divvy's automated expense reporting and budgeting features allow me to spend my time more productively. The UI is simple, smooth, and effective. Divvy is way ahead of the game! Oh, and did I mention that it's free?

Cons

We really haven't had any issues with Divvy's software so far. It's been a very painless process to implement.

Review Source

Sherry from Breckenridge Distillery

Industry:  Manufacturing

Number of employees:  51-200 employees

Ease-of-use

Value for money

Customer support

Functionality

March 2018

Divvy was the solution to several of our issues

This card was selected only because we wanted an expense reporting system that didn't cost any money and then we've found other benefits to the card so we've distributed it further than we had orginally anticipated.

Pros

Love that we can snap a picture of the receipt and do away with taping receipts to paper! Also, like the "instantly code" an expense rather than waiting until the end of the month to code all credit card charges. Love the budget by card feature so allow small charges to be made by individuals who would not normally get a credit card - giving them a limit to buy some gas or supplies is much better than processing their expense reports submitted because they needed to use their personal card or cash for minor purchases. Also love the download to QuickBooks is item specific so when Audit makes their selections it is a single charge and not the total of several charges hitting a specific GL account like we have now because we use pivot tables to summarize the monthly charges on a single credit card.

Cons

The fact that we need to select a category and then subsequently select and account is an unnecessary step - we just want to code our charges to an account directly. Also - splitting charges between departments and codes is not possible within the application which is a problem for us. Also - the credit card payments are pulling weekly from our bank so we aren't getting the cash float we used to get by paying at the end of the month.

Review Source

Marcia from PAG

Industry:  Consulting

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

February 2018

Finance Control Made Simple with Divvy - And It's Free!

When I first heard about Divvy, it sounded like there were only upsides to using the Divvy system. I wondered if that would be the case. What I found was that it was true. So glad that we are using it.

Pros

Divvy is cost and time effective in its results. I now have a real time handle on where our finances stand. Because of how much simpler this has made keeping track of my expenses, I am impressed that this service is free.

I find the system easy to use. Any questions I had were answered by the customer service team who were ready, willing, and able to answer them in a timely fashion.

Review Source

Jon from Private Advisory Group

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

February 2018

Manage and allocate company financial resources before they become history.

Pros

Super intuitive user interface and ubiquitous phone app creates a short learning curve.
Allows management to easily allocate project funding or provide monthly budgets.
Effortless connection between Divvy and major accounting software.

Cons

Divvy continues to add features and make updates to their app which requires relearning and adjustments to any training materials.
Limited but promised improvements to analysis and controls can leave an administrator wanting more.

Review Source: GetApp
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Verified Reviewer

Number of employees:  51-200 employees

Ease-of-use

Value for money

Customer support

Functionality

February 2018

Spending reinvented

Pros

Divvy lets me manage spending in real time. I don't have to wait until the end of the month. Also, I have complete control over who I allocate funds to and for what purpose. The combo of credit card and app is super powerful.

Cons

There are a few features I'd like to see, but I know they are on the roadmap. They are moving fast and adding more features

Review Source: GetApp

Aaron from 50 shades of paint

Industry:  Construction / Contracting

Number of employees:  2-10 employees

Ease-of-use

Value for money

Customer support

Functionality

February 2018

I wish I knew about this sooner!

Pros

I love the real time tracking of our expenses. Being able to not only see but control where our money is spent and when is amazing!

Review Source

Displaying 1 - 20 of 25 reviews