Is Divvy right for your business?

We’re here to help you make the best Accounting Software choice.

best for

  • Accounting
  • Best For All Business Sizes
  • Supports Multiple Platforms

what reviewers say

  • Great value for money
  • Great ease of use
  • Great functionality
Frontrunners

Frontrunner 2021

Software Advice's FrontRunners report ranks top products based on user reviews, which helps businesses find the right software.

What is Divvy?

Divvy is a free cloud-based accounting and expense management solution for businesses. Key features include managing payments and subscriptions, building strategic budgets, automated expense reports and virtual cards. Divvy tracks and categorizes every company expense as it happens. Employees can request access to funds, and budget owners can grant employees access to company funds. Users can create personalized budgets and see where funds are spent. The solution lets users manage budgets for individual events, departments or entire companies on a quarterly, yearly, monthly or daily basis. Recurring budgets can be set up to renew automatically and one-off budgets can be created as needed. Divvy supports organizations with instant insight into their spend and t... read more

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User Review Highlights

4.72

239 Reviews

5
180
4
49
3
6
2
2
1
0
4.5

Ease-of-use

out of 5
4.5

Customer Support

out of 5
5

Value for money

out of 5
4.5

Functionality

out of 5
  • icon"The fact that they offer an awesome product for FREE is amazing and unheard of."
  • icon"Very easy to integrate into our business and very user friendly software."
  • icon"It's free and easy to set up and use. Integrates with QuickBooks."
  • icon"There are some features which are missing from the platform such as bulk receipt uploading and reporting features."
  • icon"She did end up in a little bit of a lurch due to my mistake and ended up having to do a reimbursement."
  • icon"I constantly wind up with black spaces on my screen rendering those parts of my screen useless."

Read user reviews

How much does Divvy cost?

Divvy is free.

Free trial

Available

Free version

Available

Which features does Divvy offer?

Core features:

"What If" ScenariosAccountingAccounting IntegrationAccounts PayableAccounts ReceivableActivity DashboardActivity TrackingApproval Process ControlApproval WorkflowAudit TrailShow more features +

People who reviewed this software give it a 4.5 star rating for functionality.

How easy is Divvy to use and deploy?

Divvy supports multiple deployment options, including: Cloud, SaaS, Web-based, iPhone, iPad, Android.

People who reviewed this software give it a 4.5 star rating for ease-of-use.

What do verified users say about Divvy

4.72/5 out of 239 Reviews

Showing 1 - 5 of 237 reviews

Bailey

Company size: 11 - 50 employees

Time used: Less than 12 months

Review Source

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

November 2020

Divvy - business credit cards as they should be

User Profile

Brett

Verified reviewer

Company size: 51-200 employees

Industry: Hospitality

Time used: Less than 12 months

Review Source: Capterra

5

Ease-of-use

out of 5
5

Value for money

out of 5
5

Customer support

out of 5
5

Functionality

out of 5

October 2019

Great Company Spend & Budgeting Tool

We wanted a solution for our different departments to have control over their spend while making sure we still had firm controls and oversight in place. Divvy met all those requirements for free.

Pros

Divvy has a great budgeting tool that allows you to easily segment departments so that they are in control of their own spend. Their app is easy to use to keep track of reciepts and ensure your team is in compliance. Best of all everything is free.

Cons

Getting set up and a credit line is a bit cumbersome as I have seen other companies have a much easier onboarding and offer higher levels of credit.

Reasons for choosing Divvy

Divvy had an overarching platform that allowed us insight into every user's actions.

Reasons for switching to Divvy

Teampay did not offer any credit and actually had a decent charge for their service. Budgeting was limited as well by vendor.

User Profile

Maddie

Verified reviewer

Company size: 10,000+ employees

Industry: Information Technology and Services

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
4

Ease-of-use

out of 5
4

Value for money

out of 5
5

Customer support

out of 5
4

Functionality

out of 5

May 2022

I appreciate how simple it is to keep track of invoices and receipts

Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on.

Pros

Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need.

Cons

ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure.

Reasons for switching to Divvy

You can see that Divvy cares a lot about making the service better and better. A few weeks after I mentioned an issue we were having, he was talking to a development team about how to resolve it. For this reason I could be inclined to choose it.

Lindsey

Company size: 11-50 employees

Industry: Marketing and Advertising

Time used: Less than 12 months

Review Source

This review was submitted organically. No incentive was offered
3

Ease-of-use

out of 5
3

Value for money

out of 5
2

Customer support

out of 5
1

Functionality

out of 5

January 2020

Should still be in Beta - has a long ways to go...

I have always been a pretty early adopter for new platforms and I have to say, DivvyPay should still be in Beta Mode. Divvy - you could be great. Really really great. But you have a long ways to go. I’m rooting for you, but looking for other options in the meantime. Stop spending advertising dollars and fix your issues.

Pros

- The virtual cards are BRILLIANT (1 of only 2 reasons I stay) - The ease of classifications of transactions and how customizable they are, this a great thing for my accounting team! (2 of only 2 reasons I stay) - The cards look nice - Their customer service is responsive (They will not call you unless you are a new customer trying to get an account so do know that. There is no phone support after being a customer.)

Cons

- The app is getting better, but still has very very limited features. - The bill pay feature; run as fast as you can from this. I have a vendor that still has not been paid and I approved and funded the transaction over a month ago. Divvy has made this a manual process and they actually call ever vendor you add into the platform. They can’t call me for support - but sure will call my vendors. Every vendor I have tried this with has complained about how rude the people are who call and the turn around time is horrific. Stop calling my vendors - learn to do this via email or text like every other institute. - Changing of banks - don’t do it. I am 5 days into this process with this very small task and it is still not complete. Again all manual. You call and request them to change your bank, they email you a form to fill out. Then you wait until they decide to email you a sign now document to fill out. Then you wait again. I have no idea what I am waiting for at this point. No follow up and nothing proactive unless you complain. Archaic. I have switched over every other service in a few clicks of a button - why can’t you all figure it out? - Rewards - forget them. You can’t use them until you have been with the platform for a year. (No one tells you this when you sign up) and their prices are always more expensive then a simple google search. Plus they charge you a service fee every time you use the points on travel.

Kelsi

Verified reviewer

Company size: 5,001-10,000 employees

Industry: Veterinary

Time used: Less than 12 months

Review Source: Capterra

5

Ease-of-use

out of 5
5

Value for money

out of 5
4

Customer support

out of 5
4

Functionality

out of 5

February 2022

Divvy is the BEST

Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks.

Pros

Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on.

Cons

The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there.

Reasons for choosing Divvy

Divvy had the best platform and price

Reasons for switching to Divvy

We wanted to streamline our process and find a better product for our teammates.

Showing 1 - 5 of 237 reviews

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icon12 recommendations
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