--- title: "BILL Spend & Expense Software Reviews, Demo & Pricing - 2026" description: "Review of BILL Spend & Expense Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/accounting/divvy-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Spend Management Software](https://www.softwareadvice.com/scm/spend-management-comparison/) / BILL Spend & Expense Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/accounting/divvy-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/divvy-profile/alternatives/) # BILL Spend & Expense Review Wondering if BILL Spend & Expense is right for your organization? Our Spend Management Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pros and Cons - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview BILL Spend & Expense 4.7 [(439)](https://www.softwareadvice.com/accounting/divvy-profile/reviews/) Pricing Pricing available upon request ### About BILL Spend & Expense BILL Spend & Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever. For more information, visit bill.com. Wondering if BILL Spend & Expense is right for your organization? Our Spend Management Software selection experts can help you in 15 minutes or less. ## BILL Spend & Expense User Interface ## Popular BILL Spend & Expense Alternatives Main Product BILL Spend & Expense 4.7 [(439)](https://www.softwareadvice.com/accounting/divvy-profile/reviews/) Ratings Breakdown - 4.64Ease of use - 4.72Value for money - 4.58Customer support - 4.54Functionality Pricing Available upon request Get Price Alternative Product [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) 4.3 [(716)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/) Ratings Breakdown - 4.20Ease of use - 3.99Value for money - 3.98Customer support - 4.22Functionality Pricing Available upon request Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26620)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) 4.3 [(8518)](https://www.softwareadvice.com/product/393202-QuickBooks-Online/reviews/) Ratings Breakdown - 4.24Ease of use - 4.16Value for money - 4.00Customer support - 4.27Functionality Pricing Starting at $38.00 per month Get Price Alternative Product [Abby](https://www.softwareadvice.com/cpq/abby-profile/) 4.7 [(604)](https://www.softwareadvice.com/cpq/abby-profile/reviews/) Ratings Breakdown - 4.73Ease of use - 4.69Value for money - 4.72Customer support - 4.58Functionality Pricing Starting at €0.01 per month Get Price Alternative Product [Bookipi](https://www.softwareadvice.com/accounting/bookipi-profile/) 4.8 [(176)](https://www.softwareadvice.com/accounting/bookipi-profile/reviews/) Ratings Breakdown - 4.79Ease of use - 4.75Value for money - 4.57Customer support - 4.64Functionality Pricing Available upon request Get Price ## BILL Spend & Expense Pros and Cons We analyzed 439 verified reviews for BILL Spend & Expense to find out what actual users really think. Select to learn more Intuitive And Accessible Interface The platform is praised for its user-friendly design, making it easy to navigate for both tech-savvy and less experienced users. Its intuitive web and mobile apps allow quick adoption, easy setup, and smooth management of multiple accounts, helping teams stay organized with minimal training. Responsive And Helpful Support Team Users consistently highlight the responsive and knowledgeable customer support, noting quick resolutions and helpful onboarding. The support team is attentive to feedback, provides clear guidance, and is readily available to assist with questions or issues, enhancing the overall user experience. Streamlined Expense Tracking Tools BILL Spend & Expense simplifies expense management with real-time tracking, customizable categories, and automated reporting. Users can easily monitor budgets, approve transactions, and integrate with accounting systems, saving significant time and reducing manual data entry for both employees and accounting teams. Credit Card Issues And Limitations Many users report problems with card functionality, including unexplained declines, delays in receiving cards, and confusion with budgets and limits. Concerns about fraud protection, inability to carry a balance, and difficulties with reimbursements and integrations add to the frustration with credit card management. ## BILL Spend & Expense Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## BILL Spend & Expense Features - Popular features found in Spend Management Approval Workflow Budgeting/Forecasting Expense Tracking Prepaid Cards Spend Analysis Spend Control - More features of BILL Spend & Expense Access Controls/Permissions Accounting Accounting Integration Activity Dashboard Ad hoc Reporting Alerts/Notifications API Approval Process Control Audit Management Audit Trail Automated Receipt Matching Bank Reconciliation Billing Portal Booking Management Budget Control Cash Flow Management Cash Management Categorization/Grouping Client Management Compliance Management Configurable Workflow Consolidation/Roll-Up Contact Database Corporate Card Credit Card Management Customizable Fields Customizable Reports Customizable Templates Dashboard Data Import/Export Data Visualization Document Management Duplicate Detection Electronic Payments Employee Self Service ERP integration Expense Claims Financial Analysis Financial Management Fixed Asset Management For Accountants Fraud Detection General Ledger Income & Balance Sheet Invoice Creation Invoice History Mobile Access Mobile App Mobile Payments Mobile Receipt Upload Multi-Company Multi-Currency Online Booking Online Invoicing Online Payments Payment Collection Payment Processing Policy Management Profit/Loss Statement Project Tracking Purchasing & Receiving QuickBooks Integration Real-time Alerts Real-Time Analytics Real-Time Data Real-Time Monitoring Real-Time Notifications Real-Time Reporting Real-Time Updates Receipt Management Recurring/Subscription Billing Reimbursement Management Reminders Reporting/Analytics Reporting & Statistics Restriction Management Rules-Based Workflow Search/Filter Secure Data Storage Self-Service Reporting Single Sign On Spend Management SSL Security Staff Management Summary Reports Task Management Tax Management Third-Party Integrations Time & Expense Tracking Timer Time Tracking by Client Time Tracking by Project Transaction History Travel Management User Management Vendor Management "What If" Scenarios Workflow Automation Workflow Management ## BILL Spend & Expense Integrations QuickBooks Online Integration rated 4.7 from 54 reviews QuickBooks Online Advanced Integration rated 4.3 from 11 reviews Xero Integration rated undefined from -1 review NetSuite Integration rated undefined from -1 review Sage Intacct Integration rated undefined from -1 review QuickBooks Enterprise Integration rated undefined from -1 review See all 9 integrations ## BILL Spend & Expense User Reviews ## BILL Spend & Expense customer ratings - Overall rating: 4.7/5 - Total reviews: 439 ### Rating distribution - 5 stars: 340 reviews (77%) - 4 stars: 75 reviews (17%) - 3 stars: 9 reviews (2%) - 2 stars: 6 reviews (1%) - 1 star: 9 reviews (2%) ### Secondary ratings - Ease of use: 4.6/5 - Value for money: 4.7/5 - Customer support: 4.6/5 - Functionality: 4.5/5 --- ### Secure and Accountant-Friendly, But Lacks Modern AI Innovation - Overall rating: 3/5 - Reviewer: Jaxton B. - Verified reviewer: Yes - Industry: Construction - Company size: 11-50 employees - Product usage: Used daily for less than 2 years - Reviewed: July 2026 - Review source details: This review was submitted organically. No incentive was offered A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors. #### Ratings breakdown - Ease of use: 3/5 - Value for money: 4/5 - Customer support: 2/5 - Functionality: 2/5 #### Pros It is highly secure and exceptionally accountant-friendly, making daily tracking effective and visible. #### Cons They are not innovative enough and fail to leverage AI to its full potential for automation. Ramp does this better --- ### Game Changer for Multi Card Users and management - Overall rating: 4/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Individual & Family Services - Company size: 201-500 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. We started with 1 entity only when we have two that work together. As a result, our reconciling was a mess because all charges were being paid only by one entity. I feel our integration should have been better reviewed for and have had more foresight into the set up. Otherwise, I am quite happy. #### Ratings breakdown - Ease of use: 3/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Spend & Expense allows me to manage all credit cards for the entire agency from one portal. We consolidated from credit accounts with dozens of vendors. Making this change has made reconciling, making adjustments all if it much easier. #### Cons On occasion I find a feature that I need is not available. I also find it challenging at times to map and integrate custom fields or make changes to existing fields. #### Reasons for choosing BILL Spend & Expense S&E had a more "modern" feel and simpler start to finish task flow. --- ### Controller - Overall rating: 5/5 - Reviewer: Luz A. - Verified reviewer: Yes - Industry: Events Services - Company size: 11-50 employees - Product usage: Used daily for less than 6 months - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered The platform is user-friendly and integrates seamlessly with other software. From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros The overall process has been excellent. The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an excellent program to use. #### Cons Enhanced guidance and orientation from the implementation support team would improve client engagement and help users feel more confident throughout the process. #### Reasons for choosing BILL Spend & Expense Easy to manage, cost and sales rep more direct to the point. #### Reasons for switching to BILL Spend & Expense Need better functionally and simpler to manage. --- ### Excellent Budgeting and Spend Management - Overall rating: 5/5 - Reviewer: Hallye N. - Verified reviewer: Yes - Industry: Consumer Services - Company size: 11-50 employees - Product usage: Used daily for more than 2 years - Reviewed: July 2025 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Bill has been great for management in our company with budgeting and tracking. We use it with QBO, DEXT and Divvy. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Bill is a secure website for me to keep track of all my spending and expenses by employees and other staff. This helps with budgeting #### Cons It has a learning curve but is not that hard to understand. I do not like that we cannot sync photos from Bill to QBO. #### Reasons for choosing BILL Spend & Expense Bill has better features and customer support #### Vendor response Hallye, thank you for your extraordinary review of BILL Spend & Expense! We're excited to learn that our website has provided you with a safe and effective way to monitor your employees' spending and expenses, as well as assist you with your budgeting needs. We appreciate your thoughts on being able to sync photos over to QBO and have passed that on to our product team. We value your feedback and are always striving to improve our service. Please don't hesitate to contact us if you have any further suggestions. Replied July 2025 --- ### Great for budget management - Overall rating: 4/5 - Reviewer: Ashley B. - Verified reviewer: Yes - Industry: Consumer Services - Company size: 2-10 employees - Product usage: Used weekly for less than 2 years - Reviewed: February 2026 - Review source details: This review was submitted organically. No incentive was offered I had an overall experience with Bill. It helped me manage my budget for my small business and saved me lots of time. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 2/5 - Functionality: 4/5 #### Pros What I like most about Bill is that it's easy to use and it's free, which is always a plus, especially for a small business. #### Cons There's really not much that I don't like about Bill. It's great for small businesses although customer support is slow to respond --- ### Fraud - Bad Actor In The Accounting Space - Overall rating: 1/5 - Reviewer: Carmel S. - Verified reviewer: Yes - Industry: Marketing and Advertising - Company size: Self-Employed - Product usage: Used monthly for less than 12 months - Reviewed: July 2025 - Review source details: This review was submitted organically. No incentive was offered They forced me into a subscription service that I did not want or need. I feel like they are a bad actor in a surprising way in this industry because they do not work with other accounting or bookeeping SaaS so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that provide 0 value. They are charging me money for doing nothing other than holding my money hostage every month. #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros I was forced into purchasing a subscription because two of my clients use Bill for their payment methods. It's pretty malicious that I am essentially required to pay for this SaaS when I have my own expensing, spending, invoicing SaaS but because they are using this serving and it won't integrate with other SaaS I am essentially forced into it. They are guaranteed to get my subscription which means for every one user they capture, they spread like a virus. It's very malicious. #### Cons Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay with no added value. I was essentially forced into purchasing this subscription or I would not be able to get paid. This is fraud but I can't take them to court because it would cost too much money so I am hoping this review can help spread awareness about how they are maliciously defrauding people like me. #### Reasons for choosing BILL Spend & Expense My accountant set me up with this. If they worked together then none of this would be an issue. Payment services need to be able to communicate with each other on releasing funds so this is no longer an issue because there are so many payment processors this is super antiquated. #### Vendor response Our apologies, Carmel, for the difficulty you have encountered with our service. We do see that your case has been elevated to our Leadership team, and someone will contact you directly regarding your concern. Replied July 2025 --- ### AVOID LIKE THE PLAGUE - My business might die because of this - Overall rating: 1/5 - Reviewer: Bradyn M. - Verified reviewer: Yes - Industry: Information Technology and Services - Company size: 11-50 employees - Product usage: Used weekly for less than 6 months - Reviewed: April 2025 - Review source details: This review was submitted organically. No incentive was offered Spend and Expense is an absolute nightmare. I wish I never touched it. Between its terrible functionality to suddenly send cards to vendors instead of ACH payments (even after selecting this) and the slow and unhelpful customer support - it is single handedly ruining my business. I injected cash into my business, and then was using Bill to pay myself back. I selected ACH transfer from my bank - for 2 very big transactions. It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait multiple days). Then my payment “comes in” as a credit card that I didn’t select both times! Oh, and my account was frozen because I didn’t know our first date to pay, and had a $38 balance. I paid that promptly and have been waiting for over a week and a half for it to be unfrozen. So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE. Meanwhile my bank account is out the money, and I personally am out $20,000. After multiple attempts to address it with Bill’s help center, which seems like they are talking to 10 different people - so communication is extremely slow…I have no resolution. They say they will “escalate it” or resolve it. I get an email saying they hope it’s been taken care of, but no solutions. If my company goes under because my cash management solution is what blocked up all my cash, I am going to sue them. I cannot warn people enough to stay away from Spend and Expense. It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you. #### Ratings breakdown - Ease of use: 2/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros It can allow you to have a "line of credit" for the month to ease cash management. #### Cons SO MANY THINGS. My company is in serious trouble because of how it defaults our payments. Here is a list of things: 1. You cannot cary a balance - which is not clear when signing up 2. Your payment date isn't clear when starting - which can freeze your account. 3. Once your account is frozen (ours was $38, because we didn't know 1 or 2) it takes FOREVER to unfreeze. I paid it I think the day after it was frozen. I reached out to customer service - it has still been a week and a half. 4. You can still (purposely or accidentally) make payments from it regardless if it's frozen or not. 5. Even though you select to pay people from your bank account (ACH) It will still send a credit card - which in most cases is not how people want to get paid. 6. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). 7. If your account is frozen - you can't even use those funds anyway. 8. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people. They won't resolve your issue. They will end it saying they will follow up with an email. All my emails I have received (days later) were just asking if the problem magically cleared up and reassuring me they care about my problem. So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a LOC that the vendor doesn't want and cannot use. For cash management, this seems like the fastest way to destroy your business. #### Reasons for choosing BILL Spend & Expense I was already in the Bill ecosystem, so we dediced to give it a try. #### Vendor response Thank you, Bradyn, for your feedback. We are glad to hear that you appreciate having a monthly line of credit. We apologize for the frustration you've experienced with our software's functionality, including your account being frozen despite paying your balance, and for the lack of assistance when you needed it. With BILL Spend & Expense, you can reach customer support directly at 1(855)229-3111 whenever you require help. Alternatively, you can reach us at feedback@hq.bill.com and we will have someone contact you directly. Replied April 2025 --- ### What about bill ? - Overall rating: 3/5 - Reviewer: Angela M. - Verified reviewer: Yes - Industry: Environmental Services - Company size: 2-10 employees - Product usage: Used daily for less than 12 months - Reviewed: May 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. overall i was very disappointed in the fact that I lost more money than the program was worth. Ithen had to try and get some it back from my customer. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 3/5 - Customer support: 2/5 - Functionality: 5/5 #### Pros well at first it was easy to use . It did invoices, allowed us to get paid, but then it started charging for trans actions and we lost a lot of money on one large deal. #### Cons Contacting the customer service team was a pretty horrible experience no results. everything is out sourced which is even worse. --- ### BILL Spend & Expense Review - Overall rating: 5/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Accounting - Company size: 2-10 employees - Product usage: Used monthly for less than 2 years - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered Very good experience—I use it often, and it helps streamline workflows and saves me time. Easy to use #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros Easy to use with strong reporting features, making expense tracking and financial management efficient. Good value #### Cons Wish it offered a non-web-based version for offline use and greater flexibility with local access, slows down performance --- ### Miles, Meals, & No Stress - Overall rating: 5/5 - Reviewer: Jennifer R. - Verified reviewer: Yes - Industry: E-Learning - Company size: 501-1000 employees - Product usage: Used monthly for less than 12 months - Reviewed: May 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. As a teacher, I use BILL Spend & Expense to help manage and track expenses during state testing travel. It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip. Everything is entered and organized in real time, which makes the reimbursement process much smoother and more accurate. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense tracking faster, easier, and more accurate. #### Cons There isn’t anything I don’t like about BILL Spend & Expenses. I find it very beneficial and easy to use. --- Showing 1 - 10 of 439 Reviews [See All Reviews](https://www.softwareadvice.com/accounting/divvy-profile/reviews/) ## BILL Spend & Expense Popular Comparisons [Sage Intacct vs BILL Spend & Expense](https://www.softwareadvice.com/accounting/divvy-profile/vs/intacct-accounting/)[PayPal vs BILL Spend & Expense](https://www.softwareadvice.com/accounting/divvy-profile/vs/paypal/)[QuickBooks Online vs BILL Spend & Expense](https://www.softwareadvice.com/compare/39499-divvy/vs/393202-QuickBooks-Online/)[Abby vs BILL Spend & Expense](https://www.softwareadvice.com/cpq/abby-profile/vs/divvy/)[Bookipi vs BILL Spend & Expense](https://www.softwareadvice.com/accounting/bookipi-profile/vs/divvy/)[Xero vs BILL Spend & Expense](https://www.softwareadvice.com/accounting/divvy-profile/vs/xero/) [Compare All Alternatives](https://www.softwareadvice.com/accounting/divvy-profile/alternatives/) ## Other Top Recommended Spend Management Software [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** (716) Recently recommended **34** times [Tradogram](https://www.softwareadvice.com/scm/tradogram-profile/) **4.5** (109) Recently recommended **14** times [Team Procure](https://www.softwareadvice.com/scm/team-procure-profile/) **4.7** (3) Recently recommended **11** times [Motive](https://www.softwareadvice.com/fleet-management/motive-profile/) **4.5** (1688) Recently recommended **9** times Stuck Between Options? 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