Divvy Software

The best software our company purchased in 2018!

Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that!

Pros

I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has us saying bye-bye to Expedia, the REAL value our agency has found in using Divvy is the virtual card feature. As the Director of Marketing Strategy at a small Marketing Technology Agency, I manage a team of people who run a plethora of digital ads campaigns for numerous clients in any given month. Divvy's virtual card feature allows us to manage media buys on behalf of our clients without needing to open 100+ credit cards (or require the client to use their card). So, we're able to manage our clients' monthly spend and charge them a small admin fee (for putting the spend on our cards) without incurring ANY credit card fees.

Cons

Honestly, there are really only two things I dislike about Divvy:

1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist!)

2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.

Cool idea to budget your business

Pros

I like the concept of Divvy and how they are trying to simplify expense management.

Cons

I don't like that you have to use a special Divvy credit card to track expenses.

Make the Change Today!

Pros

I've used a certain software that most are familiar with for years and switched to Divvy recently. Managing company credit cards has never been easier. Expense reporting is also far superior to the other software most use. The best feature is that I can set limits for managers or VP's at the office and track what they're using their cards for the moment a transaction is made.

Cons

Customer service can be challenging, but they're really helpful once you get a hold of a representative.

Divvy - business credit cards as they should be

Pros

Divvy bridged the glaringly obvious gap between the benefits of credit cards, and trying to apply them in a business setting.There was never a good way to manage multiple accounts, departments, and company spending in one place until we started using Divvy. Now I can manage department budgets, allocate funds, and classify purchases all in one platform.

Cons

Divvy is fairly new, and, with all new software companies, there are bugs that need to be fixed. However, the Divvy team is very responsive, and they fix issues right away.

Completely free expense management solution with rewards

Pros

Pricing; it's more than free, Divvy will actually pay you in rewards to use it! Dynamic spend controls and virtual "burner" cards to manage recurring subscriptions helps provide visibility and management like never before.

Cons

Lack of a programmatic API limits the volume and velocity we issue cards at.

Excellent service

I highly recommend using this service. It solved a lot of problems for us and helped our small company gain control over expenses.

Pros

I love the organizational process of this service. It enables us to keep track of where every cent is going without having to waste tons of time going to each individual.

Cons

Getting set up is a little tricky but as long as you walk through a tutorial with a rep, you shouldn't have any issues!

Great Product!

Pros

Very helpful and insightful product - easy to implement and use. This tool has greatly helped us understand our spending habits.

Cons

Getting the team to adapt to the change (nobody likes it when you move their cheese), especially because now we can see BEFOREHAND what employees are spending money on.

Divvy helps bring simplicity and sanity into managing our expenses

I'd suggest this to anyone who doesn't enjoy managing expenses and budgets (which I think includes about everyone). It's easy to use, easy to learn, and makes your life so much easier. The team is also super helpful and looks for ways to go above and beyond to get the job done. Great product that has brought great results to our team.

Pros

This product has made my life so much easier when it comes to budgeting and managing expenses. We ordered a card for every one of our employees and whenever they need money all they need to do is request it and within minutes they can have it. Setting up budgets is simple and intuitive and if you ever have questions your are seconds away from an incredible customer support team. I also love the reminders about categorizing expenses that it sends to me and my team after we use the card for a purchase. Great product and a great team to work with.

Cons

Overall I don't have much to put here. Every once in a while a bug will surface on the app but it usually doesn't slow down anything at all. Had very little issues with anything on the app.

Divvy simplifies my life so much!

Thanks Divvy for simplifying my life.

Pros

I love the fact that your purchasing and expense reporting is all managed in one app.
Budgets for projects and recurring monthly expenses are so simple and help me maintain costs for operating my business and efficiently doing projects

Cons

Cons, the reports are a bit lacking but the system as a whole is amazing. Other con would be to make the admin be able to do more from the app.

The best comprehensive expense reporting/ spending system out there.

I tell every business owner I know about Divvy.

Pros

The platform is easy to use, it makes expense reporting for everyone in the company much easier, and gives people real flexibility without the risk of uncontrolled spending. Hands down, one of the best "free" software services that any business can put to use immediately.

Cons

The early version is still glitchy at times. The pre-installed budget categories are not very comprehensive for our company, so you end up having to create your own fields/ accounts. There is no direct sync w/ Xero, so there is still a bit of "manual entry" that has to be done, but the pros far outweigh the cons.

Game Changing Expense Management and Budgeting Tool

There are very few products on the market that solve so many needs and provide you a world class solution for FREE. My firm rarely gives good reviews for software products since both of our owners come from a software background, but we gladly promote Divvy!

Pros

Divvy is the greatest tool I have in my accounting arsenal. Divvy allows me complete control over spending, expense management, and budgeting. Divvy allows me to have real time expense data with the support I need to back it up. Divvy saves thousands of dollars a year (if not tens of thousands)! They are quick to respond and always rolling out great features to keep this product ahead of everything on the market by leaps and bounds.

Cons

There currently isn't a way for me to manage multiple clients within the web / app - that would be a huge feature add. Otherwise, it's a fantastic software that is learning and growing.

Amazingly easy to use

Very simple and cost effective

Pros

Easy, efficient and great for small business's with tight budgets. Easily allocate budgets to different card holders based on need.

Cons

The application can be a little confusing but after using it several times it is fairly easy to use.

Easy Way to Budget

Great!

Pros

I am able to see all the different budgets and see all the transactions that are being made.

Cons

Haven't found anything that I do not like yet. There is just the learning curve!

Money management

Pros

Great and easy way to keep the money on track. Having a plan is important in all facets of life. Money saver!

Cons

No cons at all. Saving money, and keeping track of all of it is really just a pro! This has no cons!

Great Expense Reporting Tool

Pros

This is a great tool for a business that is heavily reliant on expense reporting from employees. Love the budgeting features

Cons

This isn't as multi purposed as other business software products, so this will handle expense reporting for our business and that's about it

Divvy is used at my Company for additional credit availability needed when we get tight on cash.

Pros

I most like the ability to have an unlimited number of virtual credit cards. I also like being able to see real-time purchases, and how this affects our budgeted categories. The credit app was simple and straightforward, and the credit decision was only 2-3 days, and I was up and running shortly thereafter. Onboarding is easy, and the customer service is helpful and friendly and very responsive via the online chat function.

Cons

Divvy is a bit confusing to set up and get the hang of. I was having trouble understanding how to Divvy out the available funds.

Amazing Product

Pros

It changes the way businesses approach expense reporting. It transforms a company from a reactive to a proactive approach to all their expenditures.

Cons

It might be tough to integrate this into a company, but once the transition is over companies will see the benefits Divvy brings.

Friendly personnel and helpful service!

Pros

Exciting company. I do not have any knowledge or experience with this company other than what I have seen on social media and heard from friends. And from those experiences this company sounds like it is making great strides and has a bright future. Excited to see what the future holds.

Cons

I do not have any negative or constructive feedback on the product. Should any arise I believe they would be resolved quickly.

Divvy helps businesses save time and money

Pros

Divvy's automated expense reporting and budgeting features allow me to spend my time more productively. The UI is simple, smooth, and effective. Divvy is way ahead of the game! Oh, and did I mention that it's free?

Cons

We really haven't had any issues with Divvy's software so far. It's been a very painless process to implement.

Divvy was the solution to several of our issues

This card was selected only because we wanted an expense reporting system that didn't cost any money and then we've found other benefits to the card so we've distributed it further than we had orginally anticipated.

Pros

Love that we can snap a picture of the receipt and do away with taping receipts to paper! Also, like the "instantly code" an expense rather than waiting until the end of the month to code all credit card charges. Love the budget by card feature so allow small charges to be made by individuals who would not normally get a credit card - giving them a limit to buy some gas or supplies is much better than processing their expense reports submitted because they needed to use their personal card or cash for minor purchases. Also love the download to QuickBooks is item specific so when Audit makes their selections it is a single charge and not the total of several charges hitting a specific GL account like we have now because we use pivot tables to summarize the monthly charges on a single credit card.

Cons

The fact that we need to select a category and then subsequently select and account is an unnecessary step - we just want to code our charges to an account directly. Also - splitting charges between departments and codes is not possible within the application which is a problem for us. Also - the credit card payments are pulling weekly from our bank so we aren't getting the cash float we used to get by paying at the end of the month.