# Heartland Payments+ vs PayPal - 2026 Comparison - Software Advice > Heartland Payments+ vs PayPal - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization. Source: https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/paypal --- [Home](https://www.softwareadvice.com/) / [Recurring Billing Software](https://www.softwareadvice.com/accounting/recurring-billing-comparison/) / Heartland Payments+ vs PayPal Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Updated June 15, 2026 # Heartland Payments+ vs. PayPal: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Updated June 15, 2026 # Heartland Payments+ vs. PayPal: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Product comparison Compare up to 3 products side-by-side + Add product [](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) [Heartland Payments+](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) 4.3 [(132)](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: - Security and Access Control - Payment Processing Cons: - Pricing Who uses Heartland Payments+ Based on 132 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (15%), Hospitality, Dining, Event & Travel (12%) and Health & Medicine (11%) - Top use case: Payment Processing (77%) 74% of users recommend this product [](https://www.softwareadvice.com/retail/paypal-profile/) [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26455)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: - Strong security features - Global reach Cons: - High transaction fees - Confusing interface Who uses PayPal Based on 26455 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (14%), IT & Software Development (12%) and Professional Services (11%) - Top use cases: Payment Processing (19%), Billing and Invoicing (7%) and Online Ordering (6%) 83% of users recommend this product [](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) Heartland Payments+ 4.3 [(132)](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/reviews/) [](https://www.softwareadvice.com/retail/paypal-profile/) PayPal 4.6 [(26455)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) + Add product Add product ## User satisfaction * * * 4.3 Based on 132 reviews Ease of use 4.4 Value for money 4.0 Customer support 4.1 Functionality 4.3 4.6 Based on 26,455 reviews Ease of use 4.6 Value for money 4.5 Customer support 4.2 Functionality 4.6 Looking for better value for money? Ask an advisor for high-rated alternatives Looking for better value for money? Ask an advisor for high-rated alternatives Looking for better value for money? Ask an advisor for high-rated alternatives ## User interface * * * ## Key features Features selected based on 26,587 reviews from Recurring Billing * * * ACH Payment Processing 3.9 Billing & Invoicing 4.6 Debit/Credit Card Processing 4.1 In-Person Payments 3.6 Mobile Payments 4.0 Multi-Currency N/A ACH Payment Processing 4.3 Billing & Invoicing 4.4 Debit/Credit Card Processing 4.5 In-Person Payments 4.3 Mobile Payments 4.6 Multi-Currency 4.4 ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ## Integrations * * * [ WooCommerceNot enough reviews ](https://www.softwareadvice.com/inventory-management/woocommerce-profile/)[ Adobe CommerceNot enough reviews ](https://www.softwareadvice.com/inventory-management/magento-commerce-profile/)[ WordPressNot enough reviews ](https://www.softwareadvice.com/web-content-management/wordpress-profile/) [ ShopifyIntegration rated 4.6 from 192 reviews ](https://www.softwareadvice.com/retail/shopify-profile/)[ BigCommerceIntegration rated 4.7 from 32 reviews ](https://www.softwareadvice.com/ecommerce/bigcommerce-profile/)[ QuickBooks OnlineIntegration rated 4.7 from 56 reviews ](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) ## Reviews * * * BN Brianna N.Data AnalystArchitecture & Planning, 2-10 employees "With great customer service, security features, and customizable options, it’s ideal for medium to large businesses that need a robust system." Dec 26, 2025 WG Wendy G.Finance DirectorEducation Management, 11-50 employees "What I like least about Heartland Payments + is the high fees and unexpected charges and rate increases." Feb 10, 2026 AE Amrin E.Marketing DirectorLegal Services, 51-200 employees "For example, while handling transactions for projects associated with Medilenz (https://medilenz.com), PayPal provided a convenient way to receive payments from clients in different countries. Although the fees could be more competitive, the platform's reliability, security, and global reach make it a practical choice for international transactions." Jun 4, 2026 VR Verified ReviewerSoftware EngineerComputer Software, 10000+ employees "Another issue is that PayPal occasionally places limitations or temporary holds on accounts and funds for security reasons, and this can be frustrating when users need immediate access to their money." May 8, 2026 ## Customer support * * * Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat ## Training options * * * In Person Live Online Webinars Documentation Videos In Person Live Online Webinars Documentation Videos ## Popular Comparisons * * * [Venmo vs Heartland Payments+](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/venmo/)[Stripe vs Heartland Payments+](https://www.softwareadvice.com/compare/49509-Stripe/vs/438858-heartland-payment-processing/)[Stripe vs PayPal](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Square Point of Sale vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/square-point-of-sale/)