# Heartland Payments+ vs Submeter Billing - 2026 Comparison - Software Advice > Heartland Payments+ vs Submeter Billing - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization. Source: https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/submeter-billing --- [Home](https://www.softwareadvice.com/) / [Utility Billing Software](https://www.softwareadvice.com/utility-billing/) / Heartland Payments+ vs Submeter Billing Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Updated March 13, 2026 # Heartland Payments+ vs. Submeter Billing: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Updated March 13, 2026 # Heartland Payments+ vs. Submeter Billing: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Product comparison Compare up to 3 products side-by-side + Add product [](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) [Heartland Payments+](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) 4.3 [(132)](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: - Security and Access Control - Payment Processing Cons: - Pricing Who uses Heartland Payments+ Based on 132 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (15%), Hospitality, Dining, Event & Travel (12%) and Health & Medicine (11%) - Top use case: Payment Processing (77%) 74% of users recommend this product [](https://www.softwareadvice.com/utility-billing/submeter-billing-profile/) [Submeter Billing](https://www.softwareadvice.com/utility-billing/submeter-billing-profile/) 4.6 [(54)](https://www.softwareadvice.com/utility-billing/submeter-billing-profile/reviews/) Starting Price $100.00per month Free trial Free version Pros: Not enough reviews Cons: Not enough reviews Who uses Submeter Billing Based on 54 reviews - Top use case: Utility Billing (70%) 76% of users recommend this product [](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/) Heartland Payments+ 4.3 [(132)](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/reviews/) [](https://www.softwareadvice.com/utility-billing/submeter-billing-profile/) Submeter Billing 4.6 [(54)](https://www.softwareadvice.com/utility-billing/submeter-billing-profile/reviews/) + Add product Add product ## User satisfaction * * * 4.3 Based on 132 reviews Ease of use 4.4 Value for money 4.0 Customer support 4.1 Functionality 4.3 4.6 Based on 54 reviews Ease of use 4.6 Value for money 4.5 Customer support 4.8 Functionality 4.5 Looking for better value for money? Ask an advisor for high-rated alternatives Looking for better value for money? Ask an advisor for high-rated alternatives Looking for better value for money? Ask an advisor for high-rated alternatives ## User interface * * * ## Key features Features selected based on 186 reviews from Utility Billing * * * ACH Payment Processing 3.9 Billing & Invoicing 4.6 Debit/Credit Card Processing 4.1 In-Person Payments 3.6 Meter Data Management N/A Mobile Payments 4.0 ACH Payment Processing N/A Billing & Invoicing N/A Debit/Credit Card Processing N/A In-Person Payments N/A Meter Data Management 4.7 Mobile Payments N/A ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ## Integrations * * * [ WooCommerceNot enough reviews ](https://www.softwareadvice.com/inventory-management/woocommerce-profile/)[ Adobe CommerceNot enough reviews ](https://www.softwareadvice.com/inventory-management/magento-commerce-profile/)[ WordPressNot enough reviews ](https://www.softwareadvice.com/web-content-management/wordpress-profile/) ## Reviews * * * BN Brianna N.Data AnalystArchitecture & Planning, 2-10 employees "With great customer service, security features, and customizable options, it’s ideal for medium to large businesses that need a robust system." Dec 26, 2025 WG Wendy G.Finance DirectorEducation Management, 11-50 employees "What I like least about Heartland Payments + is the high fees and unexpected charges and rate increases." Feb 10, 2026 ZA Zaynah A.Property ManagerCommercial Real Estate, 51-200 employees "Good experience, the support team is helpful and send reminders if I did not submit the bill in time." Dec 10, 2024 TH Taylor H.Commercial Property ManagerCommercial Real Estate, 11-50 employees "The reports are difficult to filter through when exporting and the platform needs more organization." Feb 20, 2024 ## Customer support * * * Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat ## Training options * * * In Person Live Online Webinars Documentation Videos In Person Live Online Webinars Documentation Videos ## Popular Comparisons * * * [PayPal vs Heartland Payments+](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/paypal/)[Venmo vs Heartland Payments+](https://www.softwareadvice.com/accounting/heartland-payment-processing-profile/vs/venmo/)[Rural Billing vs Submeter Billing](https://www.softwareadvice.com/utility-billing/rural-billing-profile/vs/submeter-billing/)[ExpenseLogic vs Submeter Billing](https://www.softwareadvice.com/compare/194506-submeter-billing/vs/456026-ExpenseLogic/)