# PayJunction Software Reviews, Demo & Pricing - 2026

> Review of PayJunction Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Source: https://www.softwareadvice.com/accounting/payjunction-profile

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PayJunction

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Overview

[Reviews](https://www.softwareadvice.com/accounting/payjunction-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/payjunction-profile/alternatives/)

# PayJunction 2026: Benefits, Features & Pricing

Wondering if PayJunction is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page

-   Overview
    
-   User Interface
    
-   Popular Alternatives
    
-   Pricing and Plans
    
-   Features
    
-   Integrations
    
-   User Reviews
    
-   Popular Comparisons
    

## Overview

PayJunction

4.8

[(112)](https://www.softwareadvice.com/accounting/payjunction-profile/reviews/)

Pricing

Starting at $50.00 one time

### About PayJunction

PayJunction is an all-in-one cloud-based payment processing solution designed to empower businesses to elevate their payment experience for future payments. Users are able to recharge accounts, process payments for credit cards and e-checks, search and view transactions, input credit card information and manage batch transactions. Key features include online or in-person payment processing, secure account storage for CCs and ACHs, remote signature capture, rapid refunds, e-commerce integration, and comprehensive financial reports.

With PayJunction, Users are able to add CCs or ACHs to accounts and quickly process transactions with a single click or recurring payments. PayJunction can also capture digital signatures for chargeback protection and email customers digital receipts for transaction tracking. Users are also able to update and store all financial information in one secure encrypted system, using a tokenized data system for continuous security and up-to-date PCI compliance. For reporting and analytics, PayJunction is able to generate customizable monthly, quarterly, or annual financial reports and export these reports via csv files for secondary financial analysis....

For agile payment processing, PayJunction offers a mobile app only iOS devices. PayJunction also offers a terminal hardware solution for in-person payment processing called the TouchTerminal, which allows businesses to process payments with traditional card-swiping technology or EMV and NFC technology.

Wondering if PayJunction is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

## PayJunction User Interface

## Popular PayJunction Alternatives

Main Product

PayJunction

4.8

[(112)](https://www.softwareadvice.com/accounting/payjunction-profile/reviews/)

Ratings Breakdown

-   4.85Ease of use
-   4.52Value for money
-   4.75Customer support
-   4.68Functionality

Pricing

Starting at $50.00 one time

Get Price

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Ratings Breakdown

-   4.64Ease of use
-   4.52Value for money
-   4.25Customer support
-   4.56Functionality

Pricing

Available upon request

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-   4.74Ease of use
-   4.75Value for money
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-   4.35Value for money
-   4.23Customer support
-   4.52Functionality

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Ratings Breakdown

-   4.71Ease of use
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Pricing

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Ratings Breakdown

-   4.68Ease of use
-   4.50Value for money
-   4.35Customer support
-   4.54Functionality

Pricing

Starting at $49.00 per month

Get Price

## PayJunction Pricing and Plans

Starting price: $50.00 one time

Free Trial

Free Version

Basic

$50.00

one time

No plan information available

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

## PayJunction Features

-   Popular features found in Payment Processing
    
    ACH Payment Processing
    
    Billing & Invoicing
    
    Debit/Credit Card Processing
    
    In-Person Payments
    
    Mobile Payments
    
    Multi-Currency
    
    Multiple Payment Options
    
    Payment Fraud Prevention
    
    Payment Gateway Integration
    
    PCI Compliance
    
    Recurring/Subscription Billing
    
    Reporting/Analytics
    
-   More features of PayJunction
    
    API
    
    Contact Database
    
    Credit Card Processing
    
    Customer Accounts
    
    Customer History
    
    Customizable Reports
    
    Electronic Payments
    
    Electronic Signature
    
    Email Management
    
    Fraud Detection
    
    Multi-Location
    
    Online Payments
    
    Payment Links
    
    Payment Processing
    
    Point of Sale (POS)
    
    Projections
    
    Receipt Management
    
    Sales Reports
    
    Search/Filter
    
    Status Tracking
    
    Third-Party Integrations
    
    Transaction History
    
    Transaction Monitoring
    

## PayJunction Integrations

Shift4Shop

Integration rated undefined from -1 review

Shopify

Integration rated undefined from -1 review

Adobe Commerce

Integration rated undefined from -1 review

Sycamore School

Integration rated undefined from -1 review

## PayJunction User Reviews

Overall Rating

4.8

Ratings Breakdown

5

79%

4

21%

3

1%

2

0%

1

0%

Secondary Ratings

Ease of Use

4.8

Value for money

4.5

Customer support

4.7

Functionality

4.7

Daniel P.

Verified reviewer

Transportation/ Trucking/ Railroad

1001-5000 employees

Used daily for more than 2 years

Review source

Reviewed April 2019

Capture payment quickly

5

Ratings Breakdown

5

Ease of use

5

Functionality

Pros:

It is great for the basics with collecting payment. Other software makes it difficult to refund, edit, or cancel transactions but PayJunction has always been simple to use for those functions

Cons:

No Cons for me, we are using PayJunction along side another software product for encrypted mobile payments- PayJunction is always preferred because it is less steps and ultimately less time to collect payment.

Read More

Diana M.

Verified reviewer

Used daily for more than 2 years

Review source

Reviewed January 2018

Best service ever.

4

User friendly, Integration with current EMR, customer service.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

3

Functionality

Pros:

personalized assistance, Best service ever. Every time I have had a question, customer rep. has been my go to guy. He is an asset to the company . User friendly , the features and functionality are a plus, the overall quality exceeds the competitors. Integrates with our current EMR perfect

Vendor Response

Hi Diana, We're so glad you've loved using our product!

Replied May 2018

Read More

AD

Amanda D.

Information Technology and Services

2-10 employees

Used daily for less than 12 months

Review source

Reviewed February 2018

Very straight-forward software. Easy to navigate and use even for first-time users.

4

Lower credit card processing fees.

Ratings Breakdown

5

Ease of use

4

Value for money

4

Customer support

2

Functionality

Pros:

Very easy to use with minimal training. Interface looks clean, simple, and organized. Also like how the payment methods actually look like the physical item (e-check looks like an actual paper check, Visa card has the Visa logo on it, etc.) which makes distinguishing between multiple payment options very simple.

Cons:

No easy way to sort/view customers by the company name instead of the cardholder name. Wish VERY MUCH that there was an option to customize the customer list so we could add a column to view the cardholder name AND company name, and then also sort the columns. Also want to see the company name in the data fields when viewing the Recurring Accounts list. I have to cross-reference this EVERY time I have to verify which of our customers are on auto-pay as we don't refer to them based on cardholder name, but by the name of their company. Example: Joe at Smith Masonry calls and asks to update the card we have on file for their recurring payment, but the current card we have isn't under Joe's name and he doesn't know offhand which name it IS under. I have to export the full Recurring Accounts list to an Excel file in order to see the company name each account is associated with, JUST so I can tell Joe that the old card was under his assistant Jenna's name. Then I have to cancel the recurring payment under Jenna's customer account name, create a whole NEW customer account since the new cardholder is now Joe, and set up the recurring payment once more under Joe's name. Not even done yet! Because when creating new recurring payments, entering the company name isn't even an available field yet! You have to save it first, go back to the Recurring Accounts list, reopen it, hit Edit, and THEN type in the company name. TOO MANY STEPS for something so simple.

Vendor Response

Hi Amanda, Thank you for sharing your feedback. We have two workarounds to share with you. 1) To view the companies in the customer list, you simply need to export the list. Here's some information about that: https://support.payjunction.com/hc/en-us/articles/214407668-How-do-I-export-my-contacts- 2) The field names that appear in the recurring accounts are based on the columns set in the 'Recent' section. You'll want to edit the columns to have "Company" as one of them. You can do this by navigating on the top right corner of the Recent page. There, you'll find an "Edit Columns" button.

Replied August 2018

Read More

Luke P.

Verified reviewer

Used daily for more than 2 years

Review source

Reviewed January 2018

The best merchant services company I've used.

5

Lower monthly cost and a cool kiosk. Great support. Maybe better integration with Quickooks would be nice, but even that isn't mandatory. I've very happy with the product.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Support - they are friendly and available when they are needed. I love the kiosk that is provided - we've received numerous compliments about how easy it is to use, and how fast it is.

Vendor Response

Hi Luke, We're so glad you've enjoyed partnering with us!

Replied May 2018

Read More

Christina M.

Verified reviewer

Hospitality

Used daily for less than 12 months

Review source

Reviewed January 2018

Customer Service is quick to answer any questions and help with any issues

5

very quick and easy to use

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Its very easy to use. Any time I have an issue I can call or email customer service and they respond to me right away and are always willing to help. I even had Cust support rep conference a call with me to American Express to get them added onto our merchant account.

Cons:

The fact American Express is very difficult to get added onto the account. No fault of PayJunction but it took me almost an hour to call and get a merchant number to provide to PayJunction.

Vendor Response

Hi Christina, We're glad we were able to provide you with quality support when you needed it. We will hopefully resolve any issues you bring us more quickly in the future.

Replied May 2018

Read More

James H.

Verified reviewer

Health, Wellness and Fitness

2-10 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

Simplified

5

Overall, we are very satisfied as it make the front office run much smoother.

Ratings Breakdown

5

Ease of use

3

Value for money

5

Customer support

5

Functionality

Pros:

We like the simple integration with our scheduling and invoicing software.

Cons:

From a cost standpoint it is a little more expensive than other credit card processing options.

Vendor Response

Hi James, we're glad you like our simple-to-use integration. Regarding your costs, do you know if you have a CPS or iPayment account? The pricing for these accounts is different than PayJunction's pricing.

Replied October 2018

Read More

Kristina J.

Verified reviewer

Printing

2-10 employees

Used daily for less than 2 years

Review source

Reviewed January 2019

PayJunction

5

PayJunction is very easy to use. You simply sign in, and then enter your payment. You can choose to add notes about the payment, and even enter an email so they can sign electronically. You can also email them receipts right through the software.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

The ease of use. All you have to do is sign in, and click the payment type and enter payment.

Cons:

I would not change anything about this software.

Read More

Jeffrey R.

Verified reviewer

51-200 employees

Used weekly for more than 2 years

Review source

Reviewed January 2018

We easily set it up and were taking credit cards immediately. Love the dashboard - so helpful at a

5

Easy of use. Less input errors. Easy to reconcile CC payments.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Easy of use and user friendly interface (kept input time down as all our transactions were input from our back office people), kept track of chargers (this was very helpful because the information automatically loaded making for a huge reduction in input time for our administrative person), the dashboard. The dashboard quickly allowed us to view seasonality and monthly volumes.

Vendor Response

Hi Jeffrey, We're glad to hear that using PayJunction has benefitted your business in numerous ways!

Replied May 2018

Read More

Charley C.

Verified reviewer

Used daily for less than 12 months

Review source

Reviewed January 2018

Excellent...works seemlessly!

5

Ratings Breakdown

5

Ease of use

5

Value for money

3

Customer support

5

Functionality

Pros:

I enjoy how it integrates with Sycle.net. The reports are easily accessible via their website. I also like how everything is stored on the cloud so you don't have to keep a paper copy.

Cons:

I don't really have to much to say negatively about the software. It really works the way that it is supposed to.

Vendor Response

Hi Charley, That's great that you're using our integration with Sycle.net to get more done with fewer products!

Replied May 2018

Read More

Whitney R.

Verified reviewer

Used daily for less than 6 months

Review source

Reviewed January 2018

Easy enrollment process, good customer service & like the integration into our operating system.

5

Less expense to us for the services we needed for credit card processing. Integration with Sycle for better reporting & tracking.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Love the integration in Sycle, efficency of posting payments, tracking payment methods, & assistance with insufficient fund issues with customers. Customer service has been pleasant to work with & helpful.

Cons:

I don't care for the length of time it takes for funds to transfer for check payments. The refund process needs to be improved between it & Sycle.

Vendor Response

Hi Whitney, We're glad you're taking advantage of our integration with Sycle! Check payments are different than credit card payments as they take longer to get cleared by the bank. The bottom of this support article explains ACH processing: https://support.payjunction.com/hc/en-us/articles/212334728-How-do-I-process-an-ACH-transaction-

Replied August 2018

Read More

Showing 1 - 10 of 112 Reviews

[See All Reviews](https://www.softwareadvice.com/accounting/payjunction-profile/reviews/)

## PayJunction Popular Comparisons

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