I've been a user of the software for several years now and I really love it. I run a virtual accounting firm and serve clients all over the United States. All of my clients need a budget and cash flow projection, especially in today's economy. I used to try and use Excel but it was too error prone. Up YourCashFlow is a solid tool with a ton of features that allow either a quick analysis, or a drilled-down detailed breakdown. Their training and support is top-notch too. I would recommend Up Your Cash Flow as an easy to use, yet very sophisticated tool for helping clients with forecasting and cash flow projections.