--- title: "Plooto Software Reviews, Demo & Pricing - 2026" description: "Review of Plooto Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/ca/accounting/plooto-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Accounting Software](https://www.softwareadvice.com/accounting/) / Plooto Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/accounting/plooto-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/plooto-profile/alternatives/) # Plooto Review From CA$9-CA$99/month Free trial 3 plans Wondering if Plooto is right for your organization? Our Accounting Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pros and Cons - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Plooto 4.3 [(245)](https://www.softwareadvice.com/accounting/plooto-profile/reviews/) Pricing Starting at CA$9.00 flat rate per month ### About Plooto Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Trusted by 6,000+ businesses, the platform also integrates Plooto provides smart two-way sync with QuickBooks and Xero, automatically syncing bills, invoices, and payments and reconciling bookkeeping records while keeping a full audit trail. And, with Plooto, improve your cash flow with credit card acceptance and get paid as soon as 2 business days and automation features like PAD and recurring payments to get money into your account much faster with less work. Wondering if Plooto is right for your organization? Our Accounting Software selection experts can help you in 15 minutes or less. ## Plooto User Interface ## Popular Plooto Alternatives Main Product Plooto 4.3 [(245)](https://www.softwareadvice.com/accounting/plooto-profile/reviews/) Ratings Breakdown - 4.48Ease of use - 4.23Value for money - 3.98Customer support - 4.18Functionality Pricing Starting at CA$9.00 per month Get Price Alternative Product [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) 4.3 [(8524)](https://www.softwareadvice.com/product/393202-QuickBooks-Online/reviews/) Ratings Breakdown - 4.24Ease of use - 4.16Value for money - 4.00Customer support - 4.26Functionality Pricing Starting at $38.00 per month Get Price Alternative Product [Stampli](https://www.softwareadvice.com/accounting/stampli-profile/) 4.8 [(463)](https://www.softwareadvice.com/accounting/stampli-profile/reviews/) Ratings Breakdown - 4.82Ease of use - 4.62Value for money - 4.65Customer support - 4.68Functionality Pricing Available upon request Get Price Alternative Product [Xero](https://www.softwareadvice.com/accounting/xero-profile/) 4.4 [(3324)](https://www.softwareadvice.com/accounting/xero-profile/reviews/) Ratings Breakdown - 4.36Ease of use - 4.24Value for money - 4.04Customer support - 4.30Functionality Pricing Starting at $25.00 per month Get Price Alternative Product [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) 4.5 [(20676)](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/reviews/) Ratings Breakdown - 4.31Ease of use - 4.30Value for money - 4.14Customer support - 4.40Functionality Pricing Starting at $2210.00 per year Get Price Alternative Product [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) 4.2 [(2068)](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/reviews/) Ratings Breakdown - 3.97Ease of use - 3.86Value for money - 3.82Customer support - 4.21Functionality Pricing Available upon request Get Price ## Plooto Pros and Cons We analyzed 245 verified reviews for Plooto to find out what actual users really think. Select to learn more Simple For All Users Plooto is widely recognized for being easy to set up and use, with an intuitive design that requires minimal training. Users find it quick to learn, convenient for daily tasks, and reliable for managing payments, making it suitable for both individuals and teams. Streamlined Accounting Connections Plooto integrates with popular accounting software like Xero and QuickBooks Online, making it easier to automate accounts payable, track transactions, and manage vendor payments. Users appreciate the smooth syncing, clear audit trails, and ability to automate financial workflows, which helps keep finances organized and reduces manual entry. Intuitive And Clear Interface The platform features a clean, user-friendly interface that is easy to navigate for both administrators and regular users. Logical screen layouts, accessible dashboards, and straightforward menus help users manage tasks efficiently, whether they are experienced accountants or small business owners. Limited And Unresponsive Support Customer support is frequently described as slow, unhelpful, or unavailable. Users struggle to get timely assistance, face vague or generic responses, and often cannot reach a representative by phone, leading to unresolved issues and added frustration. Slow And Inconsistent Payments Users report long processing times, difficulties with payment reconciliation, and issues with rejected or missing payments. Limitations like lack of alerts for failed transactions, manual workarounds, and high costs for small businesses make payment processing less efficient and sometimes frustrating. ## Plooto Pricing and Plans Starting price: CA$9.00 per month Free Trial Free Version Go CA$9.00 flat rate, per month Plan includes: - Streamline invoice processing with Plooto Capture (OCR) - Set basic approval workflows with 1 designated approver - Invite and collaborate with an unlimited number of clients and users - Conduct up to 5 domestic transactions per month from 1 connected bank account - Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card - Send international payments with competitive exchange rates - Accept payments with Pre-Authorized Debits (PAD) and credit card Grow CA$32.00 flat rate, per month Plan includes: - Set custom approval workflows with multiple rules and unlimited approvers - Connect and transact from an unlimited number of bank accounts - Conduct unlimited domestic transactions per month - Save on transactions with optional payment packages Pro CA$99.00 flat rate, per month Plan includes: - Set controls on who can make changes to approval rules - Set controls on who can make changes to payment methods - Manage user access with single sign-on (SSO) - Access priority customer support Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Plooto Features - Popular features found in Accounting Billing & Invoicing Budgeting/Forecasting Expense Tracking Fund Accounting Income & Balance Sheet Multi-Currency Payroll Management Project Accounting Purchase Order Management Tax Management - More features of Plooto Access Controls/Permissions Accounting Accounting Integration Accounts Payable Accounts Receivable ACH Payment Processing Activity Dashboard Alerts/Notifications Approval Process Control Approval Workflow Audit Trail Bank Reconciliation Billing Portal Cash Flow Management Check Writing Client Portal Collaboration Tools Compliance Management Contact Database Credit Card Processing Customer Statements Customizable Branding Data Import/Export Data Security Debit/Credit Card Processing Deferred Billing Digital Wallet Payments Drag & Drop Electronic Funds Transfer Electronic Payments Email Management Email Reminders Encryption ERP integration File Sharing Financial Reporting For Small Businesses Fraud Detection General Ledger Invoice History Invoice Management Invoice Processing Mobile Access Multi-Location Multi-Period Recurring Billing Multiple Payment Options Online Invoicing Online Payments Payment Collection Payment Fraud Prevention Payment Links Payment Processing Payment Reconciliation PCI Compliance Purchasing & Receiving Real-Time Reporting Receipt Management Receivables Ledger Recurring Invoicing Recurring Payments Recurring/Subscription Billing Reporting/Analytics Reporting & Statistics Search/Filter Self Service Portal Status Tracking Third-Party Integrations Transaction History Transaction Monitoring User Management Vendor Management Workflow Automation Workflow Management ## Plooto Integrations QuickBooks Online Advanced Integration rated 4.2 from 12 reviews QuickBooks Online Integration rated 4.6 from 10 reviews Xero Integration rated undefined from -1 review NetSuite Integration rated undefined from -1 review QuickBooks Bi-Directional Synchronizer Integration rated undefined from -1 review QuickBooks Online Accountant Integration rated undefined from -1 review ## Plooto User Reviews ## Plooto customer ratings - Overall rating: 4.3/5 - Total reviews: 245 ### Rating distribution - 5 stars: 136 reviews (56%) - 4 stars: 78 reviews (32%) - 3 stars: 19 reviews (8%) - 2 stars: 4 reviews (2%) - 1 star: 8 reviews (3%) ### Secondary ratings - Ease of use: 4.5/5 - Value for money: 4.2/5 - Customer support: 4.0/5 - Functionality: 4.2/5 --- ### Great A/P Platform - Overall rating: 4/5 - Reviewer: Alexandra M. - Verified reviewer: Yes - Industry: Chemicals - Company size: 2-10 employees - Product usage: Used daily for more than 2 years - Reviewed: May 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros A key pro of Plooto is its integration with other financial tools such as Dext and Quickbooks. Payments are made easily in a variety of currencies and it’s easy to keep track of them all. #### Cons There is a limit on the federal payroll tax amount that can be paid at one time so I have to often separate the payment into 2. --- ### Integral Software for Accounting - Overall rating: 4/5 - Reviewer: Danny R. - Verified reviewer: Yes - Industry: Accounting - Company size: 2-10 employees - Product usage: Used weekly for more than 2 years - Reviewed: December 2020 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. My experience has been very good! Been very happy with product in the past few years that I have been using it for my clients. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros I like the integration with QBO and that it makes it easy for me to process payments with the appropriate checks and balances of approvals. The software also helps in confirming whether the bank information being provided is valid or not. So easy to use!!! #### Cons The only Con that I could think of is that it becomes a bit expensive for those that have very little transactions monthly where the fixed monthly fee does not get fully utilized. #### Reasons for choosing Plooto Cost was the Primary reason for the choice. I however miss the capabilities when Plooto first started when I could have both Canadian and US Domiciled accounts in the same login. Now I need to create 2 separate accounts for it. --- ### It's easy and quick to use, but it's missing a key integration that would make it perfect. - Overall rating: 4/5 - Reviewer: Audrey M. - Verified reviewer: Yes - Industry: Accounting - Company size: Self-Employed - Product usage: Used monthly for less than 2 years - Reviewed: September 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Overall a good experience, but it's missing a key integration that would make it perfect. I can't wait for them to bring back credit card payments and I hope they expand the integration capabilities. #### Ratings breakdown - Ease of use: 4/5 - Functionality: 3/5 #### Pros Plooto integrates with QBO and make syncing receivables and payables easy. It reconciles the payments which saves a lot of time. The customers and suppliers receive an email that tells them about upcoming payments and a link that takes them to this information plus shows them the past transactions. #### Cons I've been using Plooto with one client for about a year now and would like to move other clients to this system. Unfortunately, Plooto doesn't work with QBO's projects and sub-customer system. Each time I’ve tested collecting these receivables, Plooto says the customer doesn't exist and wants to create a new client even though the client does exist, it's picking up the project or sub-customer name at the end of the client’s name. If Plooto’s system can recognize the customers name before the ":" to allow collection of accounts with multiple project or sub-accounts I would be able to move more clients over to this system. #### Reasons for choosing Plooto I'm constantly looking at software solutions. #### Reasons for switching to Plooto For the 1 company I moved to Plooto it made sense because it saved time. The switched did cost more monthly, but the time savings was just to good. --- ### Great software for processing payments. - Overall rating: 3/5 - Reviewer: Sarah F. - Verified reviewer: Yes - Industry: Construction - Company size: 51-200 employees - Product usage: Used weekly for more than 2 years - Reviewed: July 2025 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. So far we are content with the payables portion. Soon we will be exploring the receivables side of the software. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid #### Cons Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment. --- ### Solid, does what you need as needed. - Overall rating: 5/5 - Reviewer: Andrew F. - Verified reviewer: Yes - Industry: Real Estate - Company size: 2-10 employees - Product usage: Used weekly for more than 2 years - Reviewed: July 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Functionality: 5/5 #### Pros Being able to pay Canadian and international vendors from any of my bank accounts, and upload the invoices directly via email has made life so much easier. #### Cons Sometimes it glitches out and I can't see the screen I'm looking for as the menu hides behind a photo, figured out that adjusting screen size doesn't help either. Takes a bit longer to back out and adjust your process, but still doable. --- ### Time saver and easy to implement. - Overall rating: 5/5 - Reviewer: Ryan P. - Verified reviewer: Yes - Industry: Design - Company size: Self-Employed - Product usage: Used weekly for less than 6 months - Reviewed: March 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Overall it's a helpful automation tool that can save you time and make it so you don't have to set reminders to bill clients. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send and receive payments, schedule transactions, and automate approvals. This can dramatically reduce the manual work involved in paying vendors or collecting invoices. #### Cons One of the biggest limitations is that Plooto doesn’t replace accounting software. It’s primarily a payments automation tool, so you still need something like QuickBooks or Xero for bookkeeping and reporting. --- ### Recommend for cutting costs and cash management - Overall rating: 5/5 - Reviewer: Chloe S. - Verified reviewer: Yes - Industry: Accounting - Company size: Self-Employed - Product usage: Used weekly for less than 2 years - Reviewed: June 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. It integrates well with QuickBooks, keeps everything neat and tidy. Recipients only need to enter a one time password and then their bank info and then payments go directly to their bank with less fees than a normal EFT would be. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 2/5 - Functionality: 4/5 #### Pros Plooto is great for setting up payments as a third party for a company as rules can be placed so that the payment is set up to be released by a manager as cash flow is there #### Cons It was a bit of a learning curve with how to process partial payments, recurring payments or payments without an invoice. --- ### Decent payment tool for small teams, some rough edges - Overall rating: 4/5 - Reviewer: Nabil N. - Verified reviewer: Yes - Industry: Information Technology and Services - Company size: 51-200 employees - Product usage: Used monthly for more than 2 years - Reviewed: May 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. It covers the basics for business payments and is easy enough to get going with minimal training. Not the most polished product but it fills the gap for teams that need something simpler than a full AP platform. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Makes sending and receiving payments straightforward without needing a full accounting setup. Works well for vendor payments and the approval flow is simple enough that finance doesn't need to chase people down. #### Cons Had some occasional bugs with payment processing that required support to resolve. The feature set is a bit limited compared to more mature tools and reporting could be more detailed. --- ### Plooto Review - Overall rating: 4/5 - Reviewer: Amir N. - Verified reviewer: Yes - Industry: Education Management - Company size: 51-200 employees - Product usage: Used weekly for less than 12 months - Reviewed: December 2025 - Review source details: This review was submitted organically. No incentive was offered The overall experience with Plooto is great, compare to using the Automated Clearing House (ACH) payment system for vendor payments. Plooto auto reconciliation feature for the weekly payments with the bank account save time for other important areas to concentrate. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 3/5 - Functionality: 4/5 #### Pros Plooto helped us streamline our weekly vendors payment system. Plooto integration with the QuickBooks online is easy to use & navigate. Intimation to the vendors, through email about the payment details is a great feature. #### Cons When you logged in to the Plooto, you need to refresh and update & Sync it with QuickBooks online again & again. The normal processing time should be one working day for the domestic payments instead of 3 days without any extra charges. --- ### Lackluster support - Overall rating: 2/5 - Reviewer: Desmond S. - Verified reviewer: Yes - Industry: Construction - Company size: 2-10 employees - Product usage: Used weekly for less than 2 years - Reviewed: July 2025 - Review source details: This reviewer was invited by the software vendor to submit an honest review. Medium. When it works it works. When I need help, I'm on my own. For an offering as core to business as vendor payments are, support must be available when needed, and this has not been my experience with Plooto. There are other options out there offering better support. #### Ratings breakdown - Ease of use: 3/5 - Value for money: 4/5 - Customer support: 1/5 - Functionality: 2/5 #### Pros Reasonably easy to set up, and payments are reliable. Accounting integrations, when they work, allow a reasonably smooth workflow. #### Cons Support is terrible when needed most and either offers unhelpful solutions or ignores messages. Their accounting integration needs work to ensure consistent results. --- Showing 1 - 10 of 245 Reviews [See All Reviews](https://www.softwareadvice.com/accounting/plooto-profile/reviews/) ## Plooto Popular Comparisons [QuickBooks Online vs Plooto](https://www.softwareadvice.com/compare/95468-plooto/vs/393202-QuickBooks-Online/)[Stampli vs Plooto](https://www.softwareadvice.com/accounting/plooto-profile/vs/stampli/)[Xero vs Plooto](https://www.softwareadvice.com/accounting/plooto-profile/vs/xero/)[QuickBooks Enterprise vs Plooto](https://www.softwareadvice.com/accounting/plooto-profile/vs/qb-desktop-enterprise/)[NetSuite vs Plooto](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/vs/plooto/)[Sage Intacct vs Plooto](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/plooto/)[Sage 50 Accounting vs Plooto](https://www.softwareadvice.com/accounting/plooto-profile/vs/sage-50cloud/)[SAP Concur vs Plooto](https://www.softwareadvice.com/accounting/plooto-profile/vs/sap-concur/)[Melio vs Plooto](https://www.softwareadvice.com/accounting/melio-profile/vs/plooto/)[Odoo vs Plooto](https://www.softwareadvice.com/crm/odoo-profile/vs/plooto/) [Compare All Alternatives](https://www.softwareadvice.com/accounting/plooto-profile/alternatives/) ## Other Top Recommended Accounting Software [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** (716) Recently recommended **277** times [Xledger](https://www.softwareadvice.com/accounting/xledger-profile/) **4.6** (16) Recently recommended **170** times [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) **4.2** (2068) Recently recommended **164** times [Vena](https://www.softwareadvice.com/bpm/vena-profile/) **4.5** (139) Recently recommended **161** times Stuck Between Options? 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