---
title: "Best Church Accounting Software - 2026 Reviews & Pricing"
description: "Find the best Church Accounting Software for your organization. Compare top Church Accounting Software systems with customer reviews, pricing, and free demos."
source_url: "https://www.softwareadvice.com/category/3574-church-accounting/"
page_type: "category"
language: "en"
---

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Church Accounting Software

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

# Best Church Accounting Software of 2026

Updated October 22, 2026

## Church Accounting FAQs

Software Advice advisors had 47 conversations with buyers about Church Accounting software between January 2025 and July 2026. These are the questions that came up most.

-   How do I choose the right Church Accounting software for my business?
    
    Choosing the right church accounting software means focusing on tools with fund accounting, donation tracking, and donor management, since buyers frequently tell our advisors that these are must-haves for churches. Teams often want a platform that combines general ledger, accounts payable, and payroll features in one place to reduce manual entry and avoid juggling spreadsheets. Buyers frequently mention ease of use, integrated reporting, and cloud access as key requirements, especially for small organizations. High or unpredictable pricing, missing church-specific features, and limited customization are common sources of friction, so checking for transparent costs and the ability to tailor the chart of accounts is important before deciding.
    
-   What is the best Church Accounting software for a small to mid-size business?
    
    There is no single church accounting system that fits every small to midsize organization, but a common theme in these conversations is that buyers want software combining fund accounting, donation tracking, and donor management in one place. Buyers frequently mention the need for built-in accounting features like a general ledger, accounts payable, and accounts receivable, along with support for budgeting and payroll. Many look to move away from manual or spreadsheet-based processes and avoid systems that force a complicated or fragmented user experience. High pricing, limited customization for funds and chart of accounts, and a lack of integrated donation tools are common sticking points, so a good fit should address these needs without being overly complex or expensive for a smaller team.
    
    Answer based on 37 advisor calls
    
-   What should businesses watch out for when choosing Church Accounting software?
    
    Buyers in advisor calls often stress the need to confirm the software can handle fund accounting and donation tracking, since many options lack church-specific features like these. Missing integrated donor management and the need to juggle spreadsheets or multiple tools come up as pain points, especially for religious institutions focused on accountability rather than profitability. Most buyers are small organizations, so they look for a system that is easy to use and avoids a complicated or manual experience. Cloud-based software is the dominant deployment choice buyers ask about, so checking internet reliability and data access needs is a key step. High or unpredictable pricing and the absence of an all-in-one platform are other trade-offs buyers weigh before making a decision.
    
    Answer based on 46 advisor calls
    
-   What are common complaints about Church Accounting software?
    
    According to our advisors, buyers often express frustration with church accounting tools that rely heavily on manual entry or spreadsheets. Many buyers mention a lack of an all-in-one platform that combines church management and accounting features, which leads to duplicate work. Missing or weak fund accounting, budgeting, and chart-of-accounts customization are also common sources of friction. Buyers frequently point out the absence of integrated donation and donor management as a limitation. High or increasing costs come up as another concern. Some teams find the interface complicated and say reconciliation can be error-prone, while others describe the overall user experience as slow or inefficient.
    
    Answer based on 39 advisor calls
    
-   What is the difference between Church Accounting software and general accounting software?
    
    Church Accounting software differs from general accounting software by focusing on fund accounting, donation tracking, and donor management, which buyers we've talked to say are essential for churches. Unlike general accounting systems that center on billing, invoicing, and accounts receivable for businesses, church-specific systems help manage revenue from donations and grants, support online giving, and track donors’ history and outreach. Buyers frequently mention that missing integrated donation and fund accounting features is a common challenge when using general accounting tools for church needs.
    
    Answer based on 46 advisor calls
    
-   How does Church Accounting software handle the general ledger, reporting, and compliance?
    
    When speaking with our advisors, buyers often look for church accounting software that offers a centralized general ledger to track all financial transactions in one place. Buyers also consistently mention the need to generate financial reports that help church leaders assess financial performance and support decision-making. The ability to handle both day-to-day accounting and reporting from a single system is a common must-have for these organizations.
    
    Answer based on 16 advisor calls
    
-   How much does Church Accounting software cost?
    
    Most church accounting tools are offered at a flat monthly price, with the median quoted during advisor calls around $100 and most teams falling between $80 and $100 per month. A smaller group is quoted per-user pricing, where the median sits near $9 per user per month, typically ranging from $8 to $10. Flat-rate pricing is mentioned more frequently than per-user models in advisor conversations.
    
    Answer based on 41 advisor calls
    
-   What features should Church Accounting software include?
    
    Advisor-call conversations show that buyers most often look for fund accounting, donor management, and donation tracking as key features in church accounting systems. Other priorities include a general ledger, accounts payable and receivable, payroll management, and the ability to handle online giving for members. Many users also want tools for expense tracking, fundraising management, and the automatic generation of tax receipts for donations.
    
    Answer based on 47 advisor calls
    
-   What is Church Accounting software and what does it do?
    
    Church accounting software helps churches and ministries handle their specific bookkeeping and financial tasks in one system. Buyers our advisors talk to most often use it to manage fund accounting, keep records of donations, run payroll, and produce financial reports for their leadership or congregation. The software typically covers donor management, general ledger, accounts payable, and electronic giving, which buyers frequently mention as must-haves for tracking finances tied to different funds and outreach activities.
    
    Answer based on 46 advisor calls
    

On this page

1.  FrontRunners
2.  Popular Comparisons
3.  Buyers Guide
4.  Frequently Asked Questions
5.  Related Software

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### [Sage Intacct](/accounting/intacct-accounting-profile/)

- Overall rating: 4.3/5
- Reviews: 718
- Best for: Mid-size businesses
- Free trial: Not available
- Free demo: Not available

#### Overview

Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, expertly designed to bring rich financial and

[Read more](/accounting/intacct-accounting-profile/)

##### What users love

- User-friendly and intuitive interface
- Comprehensive accounting functionality
- Robust, customizable reporting capabilities

##### To take in mind

- Complex and inflexible report customization
- Slow and unresponsive support experience
- Expensive and rising costs

#### Features

##### Best rated features

- Quotes/Estimates: 5/5
- For Nonprofits: 5/5
- Vendor Management: 5/5
- Customer Statements: 5/5

[See all features](/accounting/intacct-accounting-profile/#key-features)

---

### [Striven](/project-management/striven-profile/)

- Overall rating: 4.8/5
- Reviews: 130
- Starting price: $35.00/month
- Best for: Small businesses
- Free trial: Available
- Free demo: Not available

#### Overview

Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping popular accounting tools, a CRM, a project tool,

[Read more](/project-management/striven-profile/)

#### Features

##### Best rated features

- Routing: 5/5
- Document Storage: 5/5
- Milestone Tracking: 5/5
- Percent-Complete Tracking: 5/5

##### Worst rated features

- API: 1/5

[See all features](/project-management/striven-profile/#key-features)

#### Pricing

##### Standard

- Price: $35.00/month
- The plan is based on the number of users.

##### Enterprise

- Price: $70.00/month
- The per-user price decreases as the number of users increases.

[See full pricing details](/project-management/striven-profile/#pricing-and-plans)

---

### [Blackbaud Financial Edge NXT](/nonprofit/blackbaud-profile/)

- Overall rating: 4.2/5
- Reviews: 165
- Starting price: $0.01/year
- Free trial: Not available
- Free demo: Not available

#### Overview

Blackbaud’s cloud fund accounting software Blackbaud Financial Edge NXT provides transparency across teams, security, and compliance, and reduces the need for manual processes. The

[Read more](/nonprofit/blackbaud-profile/)

#### Features

##### Best rated features

- Activity Dashboard: 5/5
- Project Accounting: 5/5
- Cash Management: 5/5
- Financial Analysis: 5/5

##### Worst rated features

- Financial Reporting: 3.9/5
- Donation Tracking: 4/5

[See all features](/nonprofit/blackbaud-profile/#key-features)

---

### [Aplos](/nonprofit/aplos-profile/)

- Overall rating: 4.4/5
- Reviews: 189
- Starting price: $79.00/month
- Best for: Small businesses
- Free trial: Available
- Free demo: Not available

#### Overview

Aplos is a dedicated accounting solution engineered specifically for the unique financial demands of nonprofit organizations. We understand the complexities of managing restricted

[Read more](/nonprofit/aplos-profile/)

#### Features

##### Best rated features

- Financial Analysis: 5/5
- Customizable Templates: 5/5
- Reporting/Analytics: 5/5
- Customizable Reports: 5/5

[See all features](/nonprofit/aplos-profile/#key-features)

#### Pricing

##### Lite

- Price: $79.00/month

##### Core

- Price: $129.00/month

##### Advanced

- Price: Custom
- Pricing available upon request

[See full pricing details](/nonprofit/aplos-profile/#pricing-and-plans)

---

### [MoneyMinder](/accounting/moneyminder-profile/)

- Overall rating: 4.9/5
- Reviews: 122
- Starting price: $299.00/year
- Best for: Value for money
- Free trial: Available
- Free demo: Not available

#### Overview

MoneyMinder is a comprehensive nonprofit financial management software designed to simplify and streamline financial operations for a wide range of group types. Whether you belong

[Read more](/accounting/moneyminder-profile/)

#### Features

##### Best rated features

- Membership Renewals: 5/5
- "What If" Scenarios: 5/5
- Tax Management: 5/5
- Payment Processing: 5/5

[See all features](/accounting/moneyminder-profile/#key-features)

#### Pricing

##### Full Edition

- Price: $299.00/year
- Banking & Bookkeeping
Budget-Focused Chart of Accounts (COA)
Send Statements
Custom Online

[See full pricing details](/accounting/moneyminder-profile/#pricing-and-plans)

---

### [Manager](/accounting/manager-profile/)

- Overall rating: 4.8/5
- Reviews: 74
- Starting price: A$39.00/month
- Free trial: Available
- Free demo: Not available

#### Overview

Manager is an accounting solution that supports multiple languages and currencies and provides users an offline mode that helps to manage their business operations when no internet

[Read more](/accounting/manager-profile/)

#### Features

##### Best rated features

- Accounts Payable: 5/5
- Financial Reporting: 5/5
- Accounts Receivable: 5/5
- Multi-Currency: 5/5

##### Worst rated features

- Budgeting/Forecasting: 3/5
- Automatic Billing: 3/5
- Project Accounting: 3/5
- Transaction Management: 4/5

[See all features](/accounting/manager-profile/#key-features)

#### Pricing

##### Basic

- Price: A$39.00/month

[See full pricing details](/accounting/manager-profile/#pricing-and-plans)

---

### [Givelify](/nonprofit/givelify-profile/)

- Overall rating: 4.8/5
- Reviews: 76
- Free trial: Not available
- Free demo: Not available

#### Overview

Givelify is a cloud-based solution for nonprofits, churches and religious organizations. Primary features include donation management, fundraising, automatic bank deposit of

[Read more](/nonprofit/givelify-profile/)

#### Features

##### Best rated features

- Donation Management: 5/5
- Donation Tracking: 5/5
- Donor Management: 5/5
- Mobile Giving: 5/5

[See all features](/nonprofit/givelify-profile/#key-features)

---

### [ZarMoney](/accounting/zarmoney-profile/)

- Overall rating: 4.7/5
- Reviews: 95
- Starting price: $15.00/month
- Free trial: Available
- Free demo: Not available

#### Overview

ZarMoney is a cloud-based comprehensive accounting solution for businesses of all sizes. It offers various features such as inventory management, billing and invoicing, automated

[Read more](/accounting/zarmoney-profile/)

#### Features

##### Best rated features

- Real-Time Data: 5/5
- Dashboard: 5/5
- For Small Businesses: 5/5
- Credit Card Processing: 5/5

##### Worst rated features

- Vendor Management: 1/5

[See all features](/accounting/zarmoney-profile/#key-features)

#### Pricing

##### Entreprenuer

- Price: $15.00/month
- Only allows for 1 user with unlimited transactions

##### Small Business

- Price: $20.00/month
- Includes 2 users with $10 for each additional user

##### Enterprise

- Price: $350.00/month
- Allows 30+ users with custom features

[See full pricing details](/accounting/zarmoney-profile/#pricing-and-plans)

---

### [PEX](/accounting/pex-profile/)

- Overall rating: 4.9/5
- Reviews: 40
- Starting price: $0.00/month
- Free trial: Available
- Free demo: Not available

#### Overview

PEX is an expense management solution that helps organizations across a range of industries control staff spending, reconcile books, and transfer funds on a centralized platform.

[Read more](/accounting/pex-profile/)

#### Features

##### Best rated features

- Time & Expense Tracking: 5/5
- Audit Trail: 5/5
- Mobile Payments: 5/5
- Approval Workflow: 5/5

##### Worst rated features

- ACH Payment Processing: 4/5
- In-Person Payments: 4/5
- Accounting: 4/5

[See all features](/accounting/pex-profile/#key-features)

#### Pricing

##### Base

- Price: $0.00/month
- The plan includes up to 5 card accounts, and additional card accounts cost $8 each. The non-profit

##### Core

- Price: $75.00/month
- The plan includes up to 20 card accounts, and additional card accounts cost $4 each. The non-profit

##### Pro

- Price: $200.00/month
- The plan includes up to 100 card accounts, and additional card accounts cost $2 each. The non-profit

[See full pricing details](/accounting/pex-profile/#pricing-and-plans)

---

### [ZipBooks](/accounting/zipbooks-profile/)

- Overall rating: 4.5/5
- Reviews: 115
- Starting price: $0.00
- Best for: Value for money
- Free trial: Available
- Free demo: Not available

#### Overview

ZipBooks is a cloud-based solution designed to streamline accounting, invoicing and financial management processes for small businesses. The platform offers a range of features

[Read more](/accounting/zipbooks-profile/)

#### Features

##### Best rated features

- Accounts Payable: 5/5
- Accounts Receivable: 5/5
- Purchase Order Management: 5/5
- Inventory Management: 5/5

##### Worst rated features

- Reporting & Statistics: 3.5/5
- Financial Reporting: 3.9/5
- Reporting/Analytics: 4/5

[See all features](/accounting/zipbooks-profile/#key-features)

#### Pricing

##### Starter

- Price: $0.00

##### Smarter

- Price: $15.00/month

##### Sophisticated

- Price: $35.00/month

[See full pricing details](/accounting/zipbooks-profile/#pricing-and-plans)

---

### [iplicit](/accounting/iplicit-profile/)

- Overall rating: 4.6/5
- Reviews: 53
- Free trial: Not available
- Free demo: Not available

#### Overview

iplicit is a cloud-based accounting software that helps businesses manage online transactions, automate revenue processes, and more. Key features include reporting/analytics, job

[Read more](/accounting/iplicit-profile/)

#### Features

##### Best rated features

- Third-Party Integrations: 5/5
- Multi-Currency: 5/5
- Approval Process Control: 5/5
- Accounts Receivable: 4.8/5

##### Worst rated features

- Fixed Asset Management: 3/5
- Projections: 3/5

[See all features](/accounting/iplicit-profile/#key-features)

---

### [QuickBooks Online Advanced](/product/49805-QuickBooks-Online/)

- Overall rating: 4.4/5
- Reviews: 1,051
- Starting price: $235.00/month
- Best for: Ease of use
- Free trial: Available
- Free demo: Not available

#### Overview

QuickBooks Online Advanced is a cloud-based accounting solution that helps small to large enterprises manage expenses, projects, invoices and more. It comes with a centralized

[Read more](/product/49805-QuickBooks-Online/)

##### What users love

- Intuitive interface and accessibility
- Customizable and detailed reporting
- Automated and collaborative accounting

##### To take in mind

- Slow and inconsistent support experience
- Steep learning curve for beginners
- Unreliable bank connection issues

#### Features

##### Best rated features

- Customizable Dashboard: 5/5
- Job Management: 5/5
- ACH Payment Processing: 5/5
- Revenue Management: 5/5

[See all features](/product/49805-QuickBooks-Online/#key-features)

#### Pricing

##### Advanced

- Price: $235.00/month
- Up to 25 users.

[See full pricing details](/product/49805-QuickBooks-Online/#pricing-and-plans)

---

### [AccountsIQ](/accounting/accountsiq-profile/)

- Overall rating: 4.6/5
- Reviews: 44
- Starting price: £250.00/month
- Free trial: Not available
- Free demo: Available

#### Overview

AccountsIQ is a cloud accounting software that simplifies the capture, process, and reporting of financial data. It offers intuitive tools to automate consolidation, manage budget,

[Read more](/accounting/accountsiq-profile/)

#### Features

##### Best rated features

- Compliance Management: 5/5
- Invoice Management: 5/5
- Audit Trail: 5/5
- Profit/Loss Statement: 5/5

[See all features](/accounting/accountsiq-profile/#key-features)

#### Pricing

##### Core

- Price: £250.00/month
- Ideal for growing organisations looking to modernise core finance processes.

Includes general

##### Growth

- Price: £600.00/month
- Designed for expanding organisations managing increased complexity.

Builds on Core with enhanced

##### Scale

- Price: £1,100.00
- Built for multi-entity and high-growth organisations.

Supports higher transaction volumes, expanded

[See full pricing details](/accounting/accountsiq-profile/#pricing-and-plans)

---

### [Xero](/accounting/xero-profile/)

- Overall rating: 4.4/5
- Reviews: 3,333
- Starting price: $25.00/month
- Best for: Enterprise businesses
- Free trial: Available
- Free demo: Not available

#### Overview

Xero is a cloud-based accounting platform designed to assist small and midsize businesses with financial operations management, financial visibility and business performance

[Read more](/accounting/xero-profile/)

##### What users love

- Streamlined accounting for businesses
- Automated and flexible invoicing
- Intuitive and user-friendly design

##### To take in mind

- Slow and limited customer assistance
- Expensive for growing businesses
- Limited and basic reporting options

#### Features

##### Best rated features

- Order Tracking: 5/5
- Cross Ledger Posting: 5/5
- For Accountants: 5/5
- Drag & Drop: 5/5

##### Worst rated features

- Construction Breakdowns: 1/5
- Discount Management: 1/5
- Overpayment Processing: 1/5

[See all features](/accounting/xero-profile/#key-features)

#### Pricing

##### Starter

- Price: $25.00/month
- An easy financial foundation - track cash flow with the essentials.

##### Standard

- Price: $55.00/month
- Go beyond the basics - automate tasks and access performance dashboards.

##### Premium

- Price: $90.00/month
- Future proof your scaling business - with advanced tools and analytics.

[See full pricing details](/accounting/xero-profile/#pricing-and-plans)

---

### [Denali Fund](/accounting/denali-profile/)

- Overall rating: 4.3/5
- Reviews: 57
- Starting price: $4,000.00one time
- Free trial: Available
- Free demo: Not available

#### Overview

Denali FUND is an on-premise and cloud-based accounting solution designed for nonprofits with multiple funds. The product is suitable for small to midsize nonprofit organizations.

[Read more](/accounting/denali-profile/)

#### Features

##### Best rated features

- Audit Trail: 4.8/5
- Expense Tracking: 4.7/5
- For Nonprofits: 4.6/5
- Billing & Invoicing: 4.5/5

##### Worst rated features

- Fundraising Management: 1/5

[See all features](/accounting/denali-profile/#key-features)

#### Pricing

##### Basic

- Price: $4,000.00one time

[See full pricing details](/accounting/denali-profile/#pricing-and-plans)

---

### [Wave](/product/18767-Wave-Apps/)

- Overall rating: 4.4/5
- Reviews: 1,732
- Starting price: $19.00/month
- Best for: For Small Businesses
- Free trial: Available
- Free demo: Not available

#### Overview

Online accounting software that provides features including invoicing, billing, payment tracking, payroll management, finance management, credit card processing, and receipt

[Read more](/product/18767-Wave-Apps/)

##### What users love

- Flexible invoicing for small businesses
- Robust free plan value
- Ideal for small operations

##### To take in mind

- Delayed and withheld payments
- Unreliable bank syncing issues
- Limited and slow support options

#### Features

##### Best rated features

- Payment Tracking: 5/5
- Receivables Ledger: 5/5
- Customer Statements: 4.9/5
- Reporting/Analytics: 4.9/5

##### Worst rated features

- Tax Compliance: 1.1/5
- Payroll Reporting: 1.9/5
- Projections: 2.5/5

[See all features](/product/18767-Wave-Apps/#key-features)

#### Pricing

##### Starter

- Price: Custom
- Pricing available upon request

##### Pro

- Price: $19.00/month
- Option to accept online payments at discounted rates: 2.9% + $0 per credit card transaction (Visa,

[See full pricing details](/product/18767-Wave-Apps/#pricing-and-plans)

---

### [QuickBooks Online](/product/393202-QuickBooks-Online/)

- Overall rating: 4.3/5
- Reviews: 8,549
- Starting price: $38.00/month
- Best for: Features
- Free trial: Available
- Free demo: Not available

#### Overview

QuickBooks Online is a cloud-based accounting software designed to help businesses manage their finances. It offers a range of tools to automate financial tasks such as

[Read more](/product/393202-QuickBooks-Online/)

##### What users love

- User-friendly and accessible design
- Streamlined accounting for businesses
- Efficient and flexible invoicing

##### To take in mind

- Slow and inconsistent support experience
- Rising costs and expensive add-ons
- Limited and clunky reporting tools

#### Features

##### Best rated features

- 401(k) Tracking: 5/5
- Strategic Planning: 5/5
- For Religious Organizations: 5/5
- Billable Items Tracking: 5/5

[See all features](/product/393202-QuickBooks-Online/#key-features)

#### Pricing

##### Simple Start

- Price: $38.00/month
- Allows to connect 1 sales channel

##### Essentials

- Price: $75.00/month
- Includes upto 3 users.

##### Plus

- Price: $115.00/month
- Includes upto 5 users

[See full pricing details](/product/393202-QuickBooks-Online/#pricing-and-plans)

---

### [MYOB Business](/accounting/myob-essentials-profile/)

- Overall rating: 3.9/5
- Reviews: 150
- Starting price: A$30.00/month
- Free trial: Not available
- Free demo: Not available

#### Overview

MYOB Business Lite and Pro cloud accounting software for Australian and New Zealand small businesses that helps manage invoicing, expenses, payroll, cash flow, GST and tax

[Read more](/accounting/myob-essentials-profile/)

#### Features

##### Best rated features

- Vacation/Leave Tracking: 5/5
- For Small Businesses: 5/5
- Alerts/Notifications: 5/5
- Time & Expense Tracking: 5/5

[See all features](/accounting/myob-essentials-profile/#key-features)

---

### [ChurchTrac](/accounting/churchtrac-profile/)

- Overall rating: 4.8/5
- Reviews: 864
- Starting price: $29.00/month
- Best for: Ease of use
- Free trial: Available
- Free demo: Not available

#### Overview

Our goal is to EQUIP churches to build the body of Christ.

Churches choose ChurchTrac for 4 reasons: Most Affordable, Most Features, Easy-To-Use, and Support. 

You’ll find that

[Read more](/accounting/churchtrac-profile/)

##### What users love

- Comprehensive church administration tools
- Responsive and helpful support team
- Intuitive and user-friendly interface

##### To take in mind

- Limited reporting customization options

#### Features

##### Best rated features

- Electronic Payments: 5/5
- Recurring/Subscription Billing: 5/5
- Communication Management: 5/5
- Cash Flow Management: 5/5

[See all features](/accounting/churchtrac-profile/#key-features)

#### Pricing

##### All-In-One Church Software

- Price: $29.00/month
- Pricing is based on the size of your church database.

[See full pricing details](/accounting/churchtrac-profile/#pricing-and-plans)

---

### [Tithe.ly](/accounting/tithe-ly-profile/)

- Overall rating: 4.7/5
- Reviews: 693
- Best for: Customer support
- Free trial: Available
- Free demo: Not available

#### Overview

Tithe.ly is a cloud-based funds collection application and online giving solution designed for churches of all sizes. It offers a mobile app that allows church members to donate

[Read more](/accounting/tithe-ly-profile/)

##### What users love

- Comprehensive church administration tools
- User-friendly and accessible platform
- Responsive and helpful support team

##### To take in mind

- Limited and inconsistent integrations
- Limited customization and usability issues
- Slow and confusing payment handling

#### Features

##### Best rated features

- Third-Party Integrations: 5/5
- Customizable Branding: 5/5
- Access Controls/Permissions: 5/5
- Image Library: 5/5

[See all features](/accounting/tithe-ly-profile/#key-features)

#### Pricing

##### Giving Platform

- Price: Custom
- Pricing available upon request
- 0.30 per trx + 2.9%

[See full pricing details](/accounting/tithe-ly-profile/#pricing-and-plans)

---

### [Chmeetings](/church/chmeetings-profile/)

- Overall rating: 4.9/5
- Reviews: 168
- Starting price: $0.00/month
- Best for: Features
- Free trial: Available
- Free demo: Not available

#### Overview

ChMeetings is designed to help churches thrive by providing the tools they need to manage, engage, and grow their communities.

With over 7,000 churches worldwide using the

[Read more](/church/chmeetings-profile/)

#### Features

##### Best rated features

- Donation Tracking: 5/5
- SMS Messaging: 5/5
- Recurring Giving: 5/5
- Accounting: 5/5

[See all features](/church/chmeetings-profile/#key-features)

#### Pricing

##### Free

- Price: $0.00/month
- Free Plan

##### V. Small Account

- Price: $12.00/month
- - Up to 100 People
- Two months discount when paying annually

##### Small Account

- Price: $25.00/month
- - Up to 250 People
- Two months discount when paying annually

[See full pricing details](/church/chmeetings-profile/#pricing-and-plans)

---

### [Txt2Give](/worship/txt2give-profile/)

- Overall rating: 4.8/5
- Reviews: 134
- Best for: Value for money
- Free trial: Not available
- Free demo: Not available

#### Overview

Txt2Give is a cloud-based text-to-give and donation management solution for small and midsize churches and nonprofits, offering text and online giving, recurring donations,

[Read more](/worship/txt2give-profile/)

#### Features

##### Best rated features

- Online Giving: 5/5
- Dashboard: 5/5
- Reporting/Analytics: 5/5
- For Nonprofits: 5/5

[See all features](/worship/txt2give-profile/#key-features)

---

### [Subsplash](/nonprofit/subsplash-profile/)

- Overall rating: 4.6/5
- Reviews: 157
- Starting price: $0.00/month
- Best for: Customer support
- Free trial: Not available
- Free demo: Not available

#### Overview

Subsplash is the leading church management platform built for discipleship and engagement. The Subsplash Platform puts your church’s brand front and center as the single, trusted

[Read more](/nonprofit/subsplash-profile/)

#### Features

##### Best rated features

- Contact Management: 5/5
- Campaign Analytics: 5/5
- Customizable Branding: 5/5
- Credit Card Processing: 5/5

##### Worst rated features

- Customizable Fields: 1/5
- Third-Party Integrations: 1/5
- Budgeting/Forecasting: 1/5

[See all features](/nonprofit/subsplash-profile/#key-features)

---

### [Continue to Give](/nonprofit/continue-to-give-profile/)

- Overall rating: 4.6/5
- Reviews: 214
- Starting price: $0.00/month
- Best for: Small businesses
- Free trial: Available
- Free demo: Not available

#### Overview

Continue to Give is a cloud-based fundraising solution for non-profit organizations, churches and missionaries that helps them to manage online giving and accounting. It includes

[Read more](/nonprofit/continue-to-give-profile/)

#### Features

##### Best rated features

- For Religious Organizations: 5/5
- Email Marketing: 5/5
- Dashboard: 5/5
- Accounting: 5/5

[See all features](/nonprofit/continue-to-give-profile/#key-features)

#### Pricing

##### Silver

- Price: $0.00/month
- All the features

[See full pricing details](/nonprofit/continue-to-give-profile/#pricing-and-plans)

---

### [FlockBase](/accounting/flockbase-profile/)

- Overall rating: 4.7/5
- Reviews: 102
- Starting price: $24.00/month
- Best for: Customer support
- Free trial: Available
- Free demo: Not available

#### Overview

FlockBase is a church management solution that helps businesses streamline processes related to membership management, accounting, communication, online giving, and more from a

[Read more](/accounting/flockbase-profile/)

#### Features

##### Best rated features

- Fund Accounting: 5/5
- Accounting: 5/5
- Payroll Management: 5/5
- Bank Reconciliation: 5/5

##### Worst rated features

- Member Communication: 3/5
- Online Giving: 3.7/5
- Attendance Tracking: 4/5

[See all features](/accounting/flockbase-profile/#key-features)

#### Pricing

##### Cloud Basic

- Price: $24.00/month
- Pricing exclusive to Cloud Basic offering.

##### Cloud Plus

- Price: $39.00/month
- Pricing exclusive to Cloud Plus offering.

##### Cloud Pro

- Price: $59.00/month
- Pricing exclusive to Cloud Pro offering.

[See full pricing details](/accounting/flockbase-profile/#pricing-and-plans)

---

1

[2](https://www.softwareadvice.com/category/3574-church-accounting/?__ai_markdown=true&page=2)[3](https://www.softwareadvice.com/category/3574-church-accounting/?__ai_markdown=true&page=3)

## Popular Comparisons

[

Xero vs QuickBooks Online

](https://www.softwareadvice.com/compare/2976-xero/vs/393202-QuickBooks-Online/)[

ChurchTrac vs Church Windows

](https://www.softwareadvice.com/accounting/church-windows-profile/vs/churchtrac/)[

Chmeetings vs Tithe.ly

](https://www.softwareadvice.com/church/chmeetings-profile/vs/tithe-ly/)[

Subsplash vs Icon Church Management

](https://www.softwareadvice.com/accounting/iconcmo-profile/vs/subsplash/)[

Sage Intacct vs Aplos

](https://www.softwareadvice.com/nonprofit/aplos-profile/vs/intacct-accounting/)[

QuickBooks Online Advanced vs Blackbaud Financial Edge NXT

](https://www.softwareadvice.com/compare/1981-blackbaud/vs/49805-QuickBooks-Online/)[

Realm vs ShelbyNext Financials

](https://www.softwareadvice.com/compare/151411-Realm/vs/152935-shelby-financials/)

## Your Guide to Top Church Accounting Software, March 2023

Software Advice uses reviews from real software users to highlight the top-rated Church Accounting products in North America.

[Learn how products are chosen](https://www.softwareadvice.com/legal-page/frontrunners-methodology/)

#### Explore FrontRunners

-   [ChurchTrac](https://www.softwareadvice.com/accounting/churchtrac-profile/)
-   [MoneyMinder](https://www.softwareadvice.com/accounting/moneyminder-profile/)
-   [ZarMoney](https://www.softwareadvice.com/accounting/zarmoney-profile/)
-   [Aplos](https://www.softwareadvice.com/nonprofit/aplos-profile/)
-   [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/)
-   [Church Windows](https://www.softwareadvice.com/accounting/church-windows-profile/)
-   [Realm](https://www.softwareadvice.com/product/151411-Realm/)
-   [Xero](https://www.softwareadvice.com/accounting/xero-profile/)
-   [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)
-   [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

“Usability” includes user ratings for Functionality and Ease of Use.

“Customer Satisfaction” includes user ratings for Customer Support, Likelihood to Recommend and Value for Money.

Reviews analysis period: The reviews analysis period spans two years and ends the 15th of the month prior to publication.

## Send me a copy of this list to my inbox

### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you.

More and more [accounting systems](https://www.softwareadvice.com/accounting/) that are designed specifically for churches are popping up all the time. And, while variety and competition are good for consumers, the more products there are to choose from, the more overwhelming it can be to choose the right one.

It's important to know going in to your search that not all church accounting systems are created equal. Some are designed to provide all of the core accounting features, while others are customized for specific business needs, with varying levels of functionality. In addition to functionality, you must also consider what deployment method and integrations are needed to make implementation with your current setup the most cost-effective.

Whether you're researching church accounting software for the first time, or just want to be up-to-date on the latest tech, this Buyer's Guide will detail everything you need to know before you make a final purchase decision.

Here's what we'll cover:

[What is church accounting software?](#Whatischurchaccountingsoftware)

[What are the common features of church accounting software?](#Whatarethecommonfeaturesofchurchaccountingsoftware)

[What type of buyer are you?](#Whattypeofbuyerareyou)

[What are the benefits of church accounting software?](#Whatarethebenefitsofchurchaccountingsoftware)

[What are the market trends of church accounting software?](#Whatarethemarkettrendsofchurchaccountingsoftware)

[What are some key considerations of church accounting software?](#Whataresomekeyconsiderationsofchurchaccountingsoftware)

## What is church accounting software?

Church accounting software helps churches and other religious institutions manage, automate and organize their day-to-day financial operations. It also helps these organizations ensure they maintain clear and accurate financial records and that staff members are paid on time. Churches have unique financial requirements and responsibilities compared to other businesses, which accounts for the emergence of this specialized software market.

Church accounting software typically offers functionality for managing accounts payable, payroll, bookkeeping and general ledger, as well functions more specific to churches, such as membership management and accepting and tracking online donations. These systems will also let you generate financial reports that are viewable on desktop, tablet or phone screens.

_Reports tab in Aplos church accounting software_

## What are the common features of church accounting software?

Vendors offer a variety of functional breadth and depth in their church accounting software. Here are some of the most common capabilities:

| Feature | Description |
| --- | --- |
| Accounts payable | Keep track of what bills you owe and make sure you pay them on time. Process your outgoing payments, track invoices, store vendor details and print checks. |
| Accounts receivable | Effectively manage incoming payments. Billing codes allow for easier processing of recurring invoices, and payment codes make it possible to credit payments to multiple accounts at once. |
| General ledger | Track spending and budgets by department, committee, fund and project and maintain a complete record of all financial transactions. View transactions from specific accounts for a chosen date range to make budgeting and reporting simpler. |
| Payroll management | Handle the unique requirements of churches and pastors, including housing allowances and insurance for staff, as well as more universal payroll capabilities, such as direct deposit and vacation day/paid leave tracking. |
| Asset management | Centralize asset and inventory management to manage the entire equipment life cycle, from acquisition to depreciation and maintenance. Enables users to store documentation and make insurance claims for all church equipment and property. |
| Membership management | Record and maintain updated information on members, visitors and volunteers such as contact numbers, addresses, interests and activities. |
| Donation management | Collect donations online by creating customized forms that integrate with your website and member database. Manage all donation records in one place and view donation history at a glance. |

---

## What type of buyer are you?

Before you evaluate church accounting software, you should understand what category you fall into as a buyer, so you'll have a better idea of which features are most important to you. Most churches fall into one of the categories below:

**Small church (weekend attendance of 50 or fewer people).** These churches are interested in growing their members and staff and therefore looking to deploy church accounting software to reduce manual data entry tasks. They should look for cloud-based software that offers a low cost or free starter plan with the option to upgrade as they scale.

**Midsize church (weekend attendance of 51 to 300 people).** These churches are most interested in providing value to their existing members as well as adding new members. They usually have basic requirements such as general ledger, accounts payable and accounts receivable, which are met by many affordable systems.

**Large church (weekend attendance of 301 to 2,000 people).** These churches require more robust solutions that can help them manage their assets and also integrate with existing technology. Therefore, in addition to core accounting features, they'll be interested in features such as asset management, membership management and donation management.

**Mega church (weekend attendance of more than 2,000 people).** Due to their high membership volume and large number of assets, these churches will be interested in software that offers asset management and membership management features. Also, any new software must integrate smoothly with existing technology, such as payroll software.

## What are the benefits of church accounting software?

As we've seen, churches stand to gain several benefits from automating financial management. Here's a summary of the most notable benefits:

**Streamlined budgeting.** Budgeting can be a very time consuming process. Accounting software simplifies this task by offering a general ledger feature and flexible reporting and filtering options.

**Enhanced member and staff satisfaction.** You can use software to manage memberships and donations and pay staff, in order to increase satisfaction levels. Online giving and direct deposit add convenience, and salaries and funds are transacted in a safe, secure and timely manner.

Automatic compliance. Most church accounting software offers full conformance to GAAP (Generally Accepted Accounting Principles) as mandated by FASB (Financial Accounting Standards Board).

## What are the market trends of church accounting software?

You will likely come across some of the following market trends as you begin your search for church accounting software:

-   **Availability of mobile apps.** Church accounting software is also available in the form of mobile apps, with many vendors in the space offering this option. The portability and convenience of mobile devices allows software users to operate on the move. Mobile apps enable church managers to accept donations during events, view various financial reports and manage accounts from any location.
    
-   **Preference for cloud-based software.** Most church accounting software buyers will prefer cloud-based software because of the accessibility and flexibility it offers. Buyers are looking to transfer their financial management applications in the cloud to provide data access to more volunteers and church elders or administrators.
    

## What are some key considerations of church accounting software?

Here are some important factors to think about before you implement accounting software at your church:

**System integration.** You must consider church accounting software that integrates easily with your existing technology, such as your website or any separate membership management tool that you might already be using. Seamless integration makes it easy to import existing data into the new system.

**Cloud or on-premise deployment.** As a software buyer you must be clear on your deployment preference in advance and ask vendors which deployment options they offer. Though many buyers in this space will likely prefer cloud-based deployment due to easy accessibility by all stakeholders and lower upfront costs, some buyers may have unique requirements that would favor an on-premise deployment.

**Mobile support.** A growing number of software buyers prefer having access to their system while working remotely. Check whether the vendor offers a mobile application as well. A mobile application makes it possible for your members, volunteers and staff to access the software from any location.

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