# Xero vs Wave - 2026 Comparison - Software Advice > Xero vs Wave - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization. Source: https://www.softwareadvice.com/compare/2976-xero/vs/18767-Wave-Apps --- [Home](https://www.softwareadvice.com/) / [Expense Report Software](https://www.softwareadvice.com/accounting/expense-management-comparison/) / Xero vs Wave Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Updated June 17, 2026 # Xero vs. Wave: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Updated June 17, 2026 # Xero vs. Wave: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Product comparison Compare up to 3 products side-by-side + Add product [](https://www.softwareadvice.com/accounting/xero-profile/) [Xero](https://www.softwareadvice.com/accounting/xero-profile/) 4.4 [(3300)](https://www.softwareadvice.com/accounting/xero-profile/reviews/) Starting Price $25.00per month Free trial Free version Pros: - Accounting for small businesses - Automation of repetitive tasks Cons: - Pricing structure - Customer support Who uses Xero Based on 3300 reviews - Popular among: Small businesses - Most common industries: Finance & Accounting (16%), IT & Software Development (15%) and Professional Services (13%) - Top use cases: Accounting (28%), Billing and Invoicing (19%) and Financial Reporting (13%) 77% of users recommend this product [](https://www.softwareadvice.com/product/18767-Wave-Apps/) [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/) 4.4 [(1724)](https://www.softwareadvice.com/product/18767-Wave-Apps/reviews/) Starting Price $19.00per month Free trial Free version Pros: - Free version - Invoicing features Cons: - Limited customer support - Lack of advanced features Who uses Wave Based on 1724 reviews - Popular among: Small businesses - Most common industries: Professional Services (18%), IT & Software Development (11%) and Retail, Consumer Goods & Services (9%) - Top use cases: Billing and Invoicing (21%), Accounting (18%) and Small Business Accounting (9%) 78% of users recommend this product [](https://www.softwareadvice.com/accounting/xero-profile/) Xero 4.4 [(3300)](https://www.softwareadvice.com/accounting/xero-profile/reviews/) [](https://www.softwareadvice.com/product/18767-Wave-Apps/) Wave 4.4 [(1724)](https://www.softwareadvice.com/product/18767-Wave-Apps/reviews/) + Add product Add product ## User satisfaction * * * 4.4 Based on 3,300 reviews Ease of use 4.4 Value for money 4.2 Customer support 4.0 Functionality 4.3 4.4 Based on 1,724 reviews Ease of use 4.5 Value for money 4.6 Customer support 4.0 Functionality 4.2 ## User interface * * * ## Key features Features selected based on 5,024 reviews from Expense Report * * * Billing & Invoicing 4.6 Budgeting/Forecasting 3.8 Expense Tracking 4.4 Fund Accounting 4.3 Income & Balance Sheet 4.6 Invoice Processing N/A Billing & Invoicing N/A Budgeting/Forecasting N/A Expense Tracking N/A Fund Accounting N/A Income & Balance Sheet N/A Invoice Processing 4.6 ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ## Integrations * * * [ ActiveCollabNot enough reviews ](https://www.softwareadvice.com/project-management/active-collab-profile/)[ ApprovalMaxNot enough reviews ](https://www.softwareadvice.com/workflow/approvalmax-profile/)[ CapsuleNot enough reviews ](https://www.softwareadvice.com/product/27508-Capsule/) [ GmailNot enough reviews ](https://www.softwareadvice.com/email-marketing/gmail-profile/)[ ZapierNot enough reviews ](https://www.softwareadvice.com/cloud-management/zapier-profile/)[ ShoeboxedNot enough reviews ](https://www.softwareadvice.com/accounting/shoeboxed-profile/) ## Reviews * * * VR Verified ReviewerTreasury AccountantFood & Beverages, 11-50 employees "At the same time, I’ve found that for more complex requirements, like detailed reporting or advanced customizations, it can feel a bit limited and sometimes requires workarounds using external tools. Despite that, for regular accounting needs and overall usability, it’s a reliable and user-friendly solution that has significantly improved workflow efficiency." Apr 12, 2026 GA Gabby A.Business AnalystFinancial Services, 11-50 employees "It does not have capability to manage and depreciate complexed fixed asset, also multi subsidiary management is challanging" May 25, 2026 SE Sai Teja E.Construction Project ManagerConstruction, 2-10 employees "It is helpful for small businesses because the layout is straightforward and it does not take much time to create invoices, record payments, and review financial information." May 29, 2026 CB Craig B.OwnerAccounting, 2-10 employees "Accounting is free - but now they are removing features from the "Free Accounting" package and charging for them - auto import of bank transactions." May 7, 2026 ## Customer support * * * Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat ## Training options * * * In Person Live Online Webinars Documentation Videos In Person Live Online Webinars Documentation Videos ## Popular Comparisons * * * [QuickBooks Online vs Xero](https://www.softwareadvice.com/compare/2976-xero/vs/393202-QuickBooks-Online/)[QuickBooks Enterprise vs Xero](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/vs/xero/)[QuickBooks Online vs Wave](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/393202-QuickBooks-Online/)[PayPal vs Wave](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/104664-paypal/)