# Stripe vs SumUp - 2026 Comparison - Software Advice

> Stripe vs SumUp - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization.

Source: https://www.softwareadvice.com/compare/49509-Stripe/vs/358736-sumup

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Stripe vs SumUp

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Updated June 8, 2026

# Stripe vs. SumUp: 2026 Comparison

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Updated June 8, 2026

# Stripe vs. SumUp: 2026 Comparison

Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.

Free Expert Guidance

Real Human Advice

1M + Businesses Helped

Product comparison

Compare up to 3 products side-by-side

+

Add product

[](https://www.softwareadvice.com/product/49509-Stripe/)

[Stripe](https://www.softwareadvice.com/product/49509-Stripe/)

4.6

[(3347)](https://www.softwareadvice.com/product/49509-Stripe/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

-   Secure payment processing
-   Seamless integration

Cons:

-   High fees
-   Funds withholding

Who uses Stripe

Based on 3347 reviews

-   Popular among: Small businesses
-   Most common industries: IT & Software Development (19%), Professional Services (17%) and Retail, Consumer Goods & Services (11%)
-   Top use case: Payment Processing (40%)

81% of users recommend this product

[](https://www.softwareadvice.com/accounting/sumup-profile/)

[SumUp](https://www.softwareadvice.com/accounting/sumup-profile/)

4.5

[(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/)

Starting Price

$99.00per month

Free trial

Free version

Pros:

-   Ease of Use
-   User Interface

Cons:

-   Phone Number Entry
-   Pricing

Who uses SumUp

Based on 1470 reviews

-   Popular among: Small businesses
-   Most common industries: Retail, Consumer Goods & Services (19%), Health & Medicine (14%) and Education & Learning (8%)
-   Top use cases: Payment Processing (7%), Point of Sale (5%) and Customer Loyalty (3%)

76% of users recommend this product

[](https://www.softwareadvice.com/product/49509-Stripe/)

Stripe

4.6

[(3347)](https://www.softwareadvice.com/product/49509-Stripe/reviews/)

[](https://www.softwareadvice.com/accounting/sumup-profile/)

SumUp

4.5

[(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/)

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Add product

Add product

## User satisfaction

* * *

4.6

Based on 3,347 reviews

Ease of use

4.5

Value for money

4.3

Customer support

4.2

Functionality

4.5

4.5

Based on 1,470 reviews

Ease of use

4.5

Value for money

4.3

Customer support

4.3

Functionality

4.4

## User interface

* * *

## Key features

Features selected based on 4,817 reviews from Payment Processing

* * *

ACH Payment Processing

4.5

Billing & Invoicing

4.5

Debit/Credit Card Processing

4.6

In-Person Payments

4.1

Mobile Payments

4.6

Multi-Currency

4.5

ACH Payment Processing

3.7

Billing & Invoicing

5.0

Debit/Credit Card Processing

4.1

In-Person Payments

4.0

Mobile Payments

3.5

Multi-Currency

N/A

### Wondering if these products fit your needs?

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LexiAdvisor for 8 years

### Wondering if these products fit your needs?

Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes.

LexiAdvisor for 8 years

## Integrations

* * *

[

123FormBuilderNot enough reviews

](https://www.softwareadvice.com/survey/123formbuilder-profile/)[

Operations HubNot enough reviews

](https://www.softwareadvice.com/bi/piesync-profile/)[

SlackNot enough reviews

](https://www.softwareadvice.com/remote-support/slack-profile/)

[

XeroNot enough reviews

](https://www.softwareadvice.com/accounting/xero-profile/)[

QuickBooks OnlineNot enough reviews

](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)[

FreeAgentNot enough reviews

](https://www.softwareadvice.com/product/33386-FreeAgent/)

## Reviews

* * *

SP

Sonu P.Systems AnalystConsumer Goods, 51-200 employees

"Its flexibility, strong security, and wide range of payment options make it a dependable solution for ecommerce and subscription-based businesses. Despite occasional support and verification challenges, Stripe remains one of the best payment processing platforms available for modern businesses."

May 18, 2026

maisie c.OwnerVeterinary, 2-10 employees

"I did not like the long timeframe that was required to receive our first set of funds, and it was not fully disclosed when making transactions which placed my family and myself in a rough spot for a moment"

Apr 16, 2026

AM

Anna M.Owner, designer, webdeveloperDesign, Self-Employed

"Mamy functions available so overall great tool for small business or business that needs to accept simple payments or bookings."

Aug 27, 2025

RA

Rebecca A.OwnerHospitality, 2-10 employees

"No way out of 12 month subscription, even when Sumup isn't upholding their side of the contract"

Sep 17, 2025

## Customer support

* * *

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

## Training options

* * *

In Person

Live Online

Webinars

Documentation

Videos

In Person

Live Online

Webinars

Documentation

Videos

## Popular Comparisons

* * *

[PayPal vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Venmo vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/317580-venmo/)[PayPal vs SumUp](https://www.softwareadvice.com/retail/paypal-profile/vs/sumup/)[Venmo vs SumUp](https://www.softwareadvice.com/accounting/sumup-profile/vs/venmo/)