---
title: "Stripe vs Square Payments - 2026 Comparison - Software Advice"
description: "Stripe vs Square Payments - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization."
source_url: "https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/"
page_type: "comparison"
language: "en"
---
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Stripe vs Square Payments
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Updated October 21, 2026
# Stripe vs. Square Payments: 2026 Comparison
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Updated October 21, 2026
# Stripe vs. Square Payments: 2026 Comparison
Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.
Free Expert Guidance
Real Human Advice
1M + Businesses Helped
Product comparison
Compare up to 3 products side-by-side
+
Add product
[](https://www.softwareadvice.com/product/49509-Stripe/)
[Stripe](https://www.softwareadvice.com/product/49509-Stripe/)
4.6
[(3390)](https://www.softwareadvice.com/product/49509-Stripe/reviews/)
Starting Price
Not provided by vendor
Free trial: Not available
Free version: Not available
Pros:
- Secure payment processing
- Seamless integration
Cons:
- High fees
- Funds withholding
Who uses Stripe
Based on 3390 reviews
- Popular among: Small businesses
- Most common industries: IT & Software Development (19%), Professional Services (17%) and Retail, Consumer Goods & Services (11%)
- Top use case: Payment Processing (41%)
81% of users recommend this product
[](https://www.softwareadvice.com/online-payment/square-payments-profile/)
[Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/)
4.7
[(2716)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
Starting Price
Not provided by vendor
Free trial: Not available
Free version: Available
Pros:
- Ease of Use
- Payment Processing
Cons:
- Pricing
- Bank Account and Money
Who uses Square Payments
Based on 2716 reviews
- Popular among: Small businesses
- Most common industries: Retail, Consumer Goods & Services (18%), Health & Medicine (15%) and Arts & Entertainment (11%)
- Top use case: Payment Processing (37%)
84% of users recommend this product
[](https://www.softwareadvice.com/product/49509-Stripe/)
Stripe
4.6
[(3390)](https://www.softwareadvice.com/product/49509-Stripe/reviews/)
[](https://www.softwareadvice.com/online-payment/square-payments-profile/)
Square Payments
4.7
[(2716)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
+
Add product
Add product
## Stripe vs Square Payments: At a glance
* * *
Product ratings at a glance
| | Stripe | Square Payments |
| --- | --- | --- |
| Overall rating | 4.6
3,390 reviews | 4.7
2,716 reviews |
| Ease of use | 4.5 | 4.7 |
| Value for money | 4.3 | 4.5 |
| Functionality | 4.5 | 4.6 |
| Customer support | 4.2 | 4.4 |
| Ease of deployment | 4.4 | 4.6 |
Best in comparison
## User interface
* * *
## Key features
Features selected based on 6,106 reviews from Payment Processing
* * *
ACH Payment Processing
4.5
Billing & Invoicing
4.5
Debit/Credit Card Processing
4.6
In-Person Payments
4.1
Mobile Payments
4.6
Multi-Currency
4.5
- Reporting & Statistics: 4.8
- Invoice Management: 4.7
- Transaction Management: 4.7
- Transaction History: 4.7
- Online Payments: 4.7
- API: 4.6
- Debit/Credit Card Processing: 4.6
- Credit Card Processing: 4.6
- Fraud Detection: 4.6
- Data Security: 4.6
- PCI Compliance: 4.6
- Mobile Payments: 4.6
- Recurring/Subscription Billing: 4.6
- Reporting/Analytics: 4.6
- Payment Processing: 4.5
- Sales Reports: 4.5
- Billing & Invoicing: 4.5
- Electronic Payments: 4.5
- Payment Fraud Prevention: 4.5
- Self Service Portal: 4.5
- ACH Payment Processing: 4.5
- Payment Links: 4.5
- Mobile Access: 4.5
- Multi-Currency: 4.5
- Point of Sale (POS): 4.4
- Multiple Payment Options: 4.3
- Transaction Monitoring: 4.1
- Compliance Management: 4.1
- Receipt Management: 4.1
- In-Person Payments: 4.1
- Accounting Integration: 4.1
- Activity Dashboard: 4.0
- Partial Payments: 3.9
- Third-Party Integrations: 3.8
- Cryptocurrency Processing: 3.7
ACH Payment Processing
4.4
Billing & Invoicing
4.6
Debit/Credit Card Processing
4.7
In-Person Payments
4.7
Mobile Payments
4.7
Multi-Currency
N/A
- Receipt Management: 4.9
- Credit Card Processing: 4.8
- Electronic Payments: 4.8
- Mobile Access: 4.8
- Sales Reports: 4.7
- In-Person Payments: 4.7
- Multiple Payment Options: 4.7
- Debit/Credit Card Processing: 4.7
- Mobile Card Reader: 4.7
- Data Security: 4.7
- Transaction History: 4.7
- Point of Sale (POS): 4.7
- Mobile Payments: 4.7
- Contactless NFC: 4.7
- Billing & Invoicing: 4.6
- Online Payments: 4.6
- Invoice Management: 4.6
- Electronic Signature: 4.6
- Partial Payments: 4.6
- PCI Compliance: 4.6
- Payment Fraud Prevention: 4.6
- Reminders: 4.5
- Compliance Management: 4.5
- Reporting/Analytics: 4.5
- ACH Payment Processing: 4.4
- Recurring/Subscription Billing: 4.4
- Third-Party Integrations: 4.4
- Payment Links: 4.4
- Activity Dashboard: 4.2
- Offline Access: 3.7
- Cryptocurrency Processing: 3.7
### Wondering if these products fit your needs?
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LexiAdvisor for 8 years
### Wondering if these products fit your needs?
Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes.
LexiAdvisor for 8 years
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## Reviews
* * *
Positive review:
Gary A W.
Founder CEO
Apparel & Fashion, 2-10 employees
"The reliability and security of Stripe give both us and our customers confidence when completing transactions. While transaction fees can become a consideration as payment volume increases, the convenience, features, and trust Stripe provides make it a valuable tool for running and scaling an online business."
Jul 24, 2026
Negative review:
Gary A W.
Founder CEO
Apparel & Fashion, 2-10 employees
"One of the main drawbacks of Stripe is that transaction fees can become a significant cost as a business grows and processes higher volumes of payments. While the fees are competitive for the service provided, larger businesses may find the costs add up over time."
Jul 24, 2026
Positive review:
SP
Sonu P.
Systems Analyst
Consumer Goods, 51-200 employees
"Its flexibility, strong security, and wide range of payment options make it a dependable solution for ecommerce and subscription-based businesses. Despite occasional support and verification challenges, Stripe remains one of the best payment processing platforms available for modern businesses."
May 18, 2026
Negative review:
JJ
Jennifer J.
Practice Manager
Veterinary, 2-10 employees
"The fact that a company with Stripe's resources can freeze or remove funds while providing inadequate communication is deeply concerning. If you are a small business owner—especially a veterinary clinic, medical practice, or family-owned company—think very carefully before trusting Stripe with your payment processing."
Jun 25, 2026
Positive review:
Marc R.
Talent
Marketing and Advertising, 1001-5000 employees
"It’s a powerful platform that excels at handling everything from simple payment processing to more advanced use cases like subscriptions, invoicing, and global transactions."
May 15, 2026
Negative review:
VR
Verified Reviewer
COO
Construction, 11-50 employees
"Funds can be temporarily held for reviews, chargeback risk, or compliance checks, which can be frustrating for businesses that rely on regular cash flow."
May 28, 2026
[Read all reviews](https://www.softwareadvice.com/product/49509-Stripe/reviews/)
Positive review:
BB
Bree B.
Administrative Assistant
Maritime, 2-10 employees
"It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions."
May 12, 2026
Negative review:
CM
Caitlin M.
Editor
Publishing, 2-10 employees
"The invoicing options aren’t quite as robust as some other platforms and ongoing payment plans can be a little tricky to set up."
Jun 17, 2026
Positive review:
BB
Bree B.
Administrative Assistant
Maritime, 2-10 employees
"Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations."
May 12, 2026
Negative review:
HP
Heather P.
Owner
Consumer Goods, Self-Employed
"I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in."
May 16, 2026
Positive review:
RR
Rebecca R.
Prodution manager
Construction, 11-50 employees
"I also appreciate the clear reporting and easy access to sales data, which makes tracking revenue and managing day-to-day operations much easier."
Apr 27, 2026
Negative review:
RR
Rebecca R.
Prodution manager
Construction, 11-50 employees
"Additionally, some of the more advanced features require paid add-ons, which increases overall costs. While it’s a very convenient platform, those extra expenses and occasional holds can be a downside."
Apr 27, 2026
[Read all reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
## Customer support
* * *
Stripe
Email/Help Desk: Available
FAQs/Forum: Available
Knowledge Base: Available
Phone Support: Not available
24/7: Available
Chat: Available
Square Payments
Email/Help Desk: Available
FAQs/Forum: Available
Knowledge Base: Available
Phone Support: Available
24/7: Not available
Chat: Available
## Training options
* * *
Stripe
In Person: Not available
Live Online: Not available
Webinars: Available
Documentation: Available
Videos: Available
Square Payments
In Person: Available
Live Online: Not available
Webinars: Not available
Documentation: Available
Videos: Available
## Send this comparison chart to my inbox
## Popular Comparisons
* * *
[PayPal vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[PayPal vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)