About PayPal

PayPal is a digital payment platform that enables businesses and individuals to pay and accept payments through an online portal without revealing any financial details. The solution is suitable for businesses of all sizes.

PayPal provides a one-touch login process, so there is no need to re-enter information. For individuals, users can shop as well as process transactions overseas by linking their card details through PayPal’s portal.

For business owners, users can accept international payments from banks or digital wallets on through the portal. They can bill the clients, receive direct payments from suppliers or manufacturers and accept payments from more than 200 markets with a single account.

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20,408 Reviews of PayPal

Average User Ratings

Overall

4.68 / 5 stars

Ease-of-use

4.5

Value for money

4.5

Customer support

4.5

Functionality

4.5

Ratings Snapshot

5 stars

(15,011)

15,011

4 stars

(4,007)

4,007

3 stars

(780)

780

2 stars

(133)

133

1 stars

(116)

116

Likelihood to Recommend

Not likely

Very likely

Showing 1 - 5 of 20408 results

September 2021

User Profile Picture

Josh from JNM Web Creations

Verified Reviewer

Company Size: 1 employee

Industry: Design

Time Used: More than 2 years

Review Source: Capterra


Ease-of-use

5.0

Value for money

5.0

Functionality

5.0

September 2021

Great online payments system with many features

My experience has been great and I use Paypal all the time for many online purchases and have places that send me payments right to my paypal account.

Pros

There are very few places that do not take paypal. You can easily add multiple ways to pay. It also easily integrates with many things like woocommerce, zapier and wordpress to take payments if you would like. It is easy to get money from friends or people who owe you for business.

Cons

There is really only one annoyance that I have with paypal. If I have a say $10 visa or mastercard gift card and say I want to buy something for $15 most places online don't take 2 forms of payment for the same item so I need some way to put the gift card into my paypal account, but they don't allow you to easily send money from a credit card or prepaid gift cards. So the work around is to make an invoice and send it to another email and then pay with the gift card. There are 2 things with this the first is then that you must pay a fee which I understand and would be fine paying the fee. The other is that the whole process is a pain in the butt. They should just allow prepaid gift card amounts to be added to your balance and then just charge you the fee. Annoying but not a deal breaker.

Reasons for Choosing PayPal

It's not necessarily that I have chosen Paypal over Wave. I use Wave more for my business and accounting stuff and making pretty invoices. I use Paypal way more often for my personal stuff and many online purchases and to get payments from survey sites and a few other things. So I think Paypal has its great purposes and if I start an ecommerce website which I probably will I will likely use Paypal for taking payments with Woocommerce.

December 2019

User Profile Picture

Emeka from Innovation Growth Hub

Verified Reviewer

Company Size: 2-10 employees

Industry: Information Technology and Services

Time Used: More than 2 years

Review Source: Capterra


Ease-of-use

5.0

Value for money

5.0

Customer support

5.0

Functionality

5.0

December 2019

A Widely Used Payment Processor

I use PayPal to make payments for goods and services for my business. It's also used to accept payments. Generally, PayPal is a cool payment processor.

Pros

I like PayPal for some reasons. Among the reasons for which I like PayPal include: 1. Ability to make payments without exposing my credit card details: Credit card fraud and identity theft is a trending menace nowadays. One is at a very high risk of having his/her credit card information stolen when the card is used on insecure websites. With PayPal I don't have to bother about my credit card information as I only have to sign in to my PayPal account and then proceed to making payment without having to expose my credit card information on the third-party website. 2. Ability to receive payment using only an email address: I love it that I can use my verified PayPal account's email address to receive money from anyone with a PayPal account. 3. Ability to integrate PayPal payment processor without much technicalities involves: I was able to integrate the PayPal payment processor to my ecommerce website in just a few minutes without having to do much technical stuffs. 4. Moderate payment processing charges: The charges by PayPal while using their payment gateway is moderate compared to that of some other payment processors. I had tried using a payment processor whose charges were quite high.

Cons

I have some problems with PayPal. One of the problems is that PayPal is not available is some countries, and this is a limitation to expanding to such countries. Secondly, PayPal have an history of limiting people's accounts for some hard to understand reasons. The issue is that once an account is limited, it is very hard or impossible to get back the money in the account.

Reasons for Choosing PayPal

I chose PayPal over stripe because it seem to be a more preferred option for drop shipping.

September 2021

Anonymous

Verified Reviewer

Company Size: 1 employee

Time Used: More than 2 years

Review Source: Capterra


Ease-of-use

5.0

Value for money

5.0

Customer support

5.0

Functionality

5.0

September 2021

PayPal is an Essential Payment Provider with Amazing Features for Every Business

Overall, my experience with PayPal has been very positive. From the ease of use, convenience and safety of transferring money, PayPal remains one of my top choices for business transactions, especially when dealing with customers and merchants overseas.

Pros

PayPal takes the globe and makes it feel small. Through the payment services PayPal offers, anyone can do business from anywhere, and know that their money, as well as the money of their customers, is safe and secure. PayPal makes it easy to send and receive money. I love PayPal's ability to convert currency easily, as well as the "instant transfer" feature where you can receive money instantly into your bank account from PayPal. I also love that when you receive money, you can use it as "PayPal cash" to pay for other transactions, or deposit it into a linked checking account. While there are several other payment providers available, the features and ease of use that PayPal offers makes it a top performer, and must-have for any business.

Cons

PayPal is truly amazing, and overall has great features. The one downside is the excessive fees. From the instant transfer fees, to the payment fees, etc, PayPal certainly takes its share of revenue. If the fees were lowered, or even eliminated in some cases, PayPal would be the top choice for just about every business.

Reasons for Choosing PayPal

While I still use other products as well, PayPal is best for ease of use. Because it was one of the first available payment providers, I find that people of all ages can easily use PayPal, while they may not yet be used to using other payment providers.

March 2021

Ozlem from Adviro Consultancy

Company Size: 1 employee

Industry: Financial Services

Time Used: More than 2 years

Review Source: Capterra


Ease-of-use

5.0

Value for money

5.0

Functionality

5.0

March 2021

Easy way to transfer money

By and large, I am exceptionally happy with Paypal and the scrambled installment technique that it gives my customers. I can send them solicitations rapidly and the email contains a connection for them to pay the receipt right away. They don't have to have a Paypal account which is likewise a major addition since a portion of my customers doesn't straightforwardly have Paypal. They can pay for administrations as visitors. Advantageous and very much fabricated programming.

Pros

I like it since It's a free alternative to get and send installments anyplace on the planet. Because of the site intergradation particularly with Shopify, I'm ready to get installments through PayPal. The android application is stunning to oversee everything in one spot and furthermore, I use it to send cash with no issues. I use PayPal since 2013 and it's my best option when I pay something on the web since, in such a case that something incorrectly happens I have the choice to ask PayPal for a discount and I will get it with no issue. PayPal Protects purchasers one than some other Payment administrations and I truly full I'm protected constantly from con artists on the web and I can't believe any Payment supplier as I confide in PayPal.

Cons

The expense structure in case you're not a believed seller can feel a piece catching as there is an obligatory stand-by period before they will deliver your cash to you. It is highly unlikely inside the product to facilitate the interaction and there is no simple method to contact PayPal thusly. The other issue with the application is that once you enter in a check card number or a Visa number the application will not allow you to eliminate it until they are evidence that your record is clear.

Reasons for Switching to PayPal

PayPal was widely known and it was easier to use and transfer money.

November 2021

Nelson from AgentFire.com

Verified Reviewer

Company Size: 51-200 employees

Industry: Real Estate

Time Used: More than 2 years

Review Source: Capterra


Ease-of-use

1.0

Value for money

1.0

Customer support

1.0

Functionality

1.0

November 2021

Worst customer service and CRIMINAL treatment of long-time clients

Absolutely HORRIBLE. As a company who has processed millions of dollars of transactions with them, you would think it would be possible to speak to someone on the phone (it is but they make you jump through hoops) and then when you do speak to someone they are ENTIRELY unhelpful. I have since switched to Stripe and I couldn't be happier. I have someone I can call whenever I need help, I was able to get a much better rate than what PayPal was charging me, and Stripe's technology is literally light-years ahead of PayPals. As an example, with PayPal I spent about 2 MONTH trying to something as simple as add a user to my account so that they could send payments on my behalf - with Stripe I was able to do that in 2 seconds. Plus Stripe has infinitely better reporting, integrations, and sooooo much more. If you're a serious business considering using PayPal as a payment processor, DO NOT DO IT. Use Stripe instead.

Pros

We use PayPal for payment processing (I own a SAAS company and we sell real estate websites and related services). After moving to Stripe, there is literally nothing that I like or could possibly recommend with PayPal.

Cons

After using PayPal to process payments for my business for over 10 years (we've processed millions of dollars of payments), a few months ago PayPal arbitrarily decided that they were going to place a HOLD on any money in excess of $95,000 every month (we do about about double that) for 21 DAYS! It's insane! We have VIRTUALLY NO CHARGEBACKS and PayPal has absolutely NO legitimate basis for placing a hold on OUR MONEY. This caused us to be unable to meet our financial liabilities as they also gave is only a few weeks of warning. We have since switched to Stripe which is a superior platform in EVERY possible way.

Reasons for Choosing PayPal

I moved to Stripe and am extremely satisfied.