Credit Risk Platform is a banking systems software that helps businesses streamline financial spreading, credit analysis and credit approval workflows to make faster, well-informed credit decisions in commercial and SME lending. The platform allows the implementation and execution of bank-internal rating models on a centralized rating engine. Customers can also access industry-leading external credit scorecards. Built on the Salesforce platform, the solution offers banks and FIs a secure, highly flexible cloud-based solution to increase the efficiency and speed of risk assessment processes.