# PayActiv Software Reviews, Demo & Pricing - 2026 > Review of PayActiv Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/hr/payactiv-profile --- [Home](https://www.softwareadvice.com/) / [Benefits Administration Software](https://www.softwareadvice.com/hr/benefits-administration-comparison/) / PayActiv Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview # PayActiv 2026: Benefits, Features & Pricing Wondering if PayActiv is right for your organization? Our Benefits Administration Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - User Reviews - Popular Comparisons ## Overview PayActiv 2.8 [(4)](https://www.softwareadvice.com/hr/payactiv-profile/#reviews) Pricing Pricing available upon request ### About PayActiv Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Learn more at www.payactiv.com. Wondering if PayActiv is right for your organization? Our Benefits Administration Software selection experts can help you in 15 minutes or less. ## PayActiv User Interface ## Popular PayActiv Alternatives Main Product PayActiv 2.8 [(4)](https://www.softwareadvice.com/hr/payactiv-profile/#reviews) Ratings Breakdown - 2.75Ease of use - 2.33Value for money - 2.75Customer support - 2.75Functionality Pricing Available upon request Get Price Alternative Product [Rippling](https://www.softwareadvice.com/hr/rippling-profile/) 4.9 [(4817)](https://www.softwareadvice.com/hr/rippling-profile/reviews/) Ratings Breakdown - 4.85Ease of use - 4.75Value for money - 4.72Customer support - 4.82Functionality Pricing Starting at $8.00 per month Get Price Alternative Product [Paylocity](https://www.softwareadvice.com/hr/web-pay-profile/) 4.3 [(1846)](https://www.softwareadvice.com/hr/web-pay-profile/reviews/) Ratings Breakdown - 4.33Ease of use - 4.22Value for money - 4.06Customer support - 4.26Functionality Pricing Available upon request Get Price Alternative Product [Paycom](https://www.softwareadvice.com/hr/paycom-profile/) 4.4 [(1281)](https://www.softwareadvice.com/hr/paycom-profile/reviews/) Ratings Breakdown - 4.37Ease of use - 4.26Value for money - 4.34Customer support - 4.37Functionality Pricing Available upon request Get Price Alternative Product [Gusto](https://www.softwareadvice.com/product/20428-Gusto/) 4.6 [(4209)](https://www.softwareadvice.com/product/20428-Gusto/reviews/) Ratings Breakdown - 4.64Ease of use - 4.47Value for money - 4.38Customer support - 4.52Functionality Pricing Starting at $35.00 per month Get Price Alternative Product [ADP TotalSource](https://www.softwareadvice.com/hr/adp-totalsource-profile/) 4.2 [(457)](https://www.softwareadvice.com/hr/adp-totalsource-profile/reviews/) Ratings Breakdown - 4.15Ease of use - 3.86Value for money - 4.12Customer support - 4.21Functionality Pricing Available upon request Get Price ## PayActiv Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Basic Pricing available upon request No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## PayActiv Features - Popular features found in Benefits Administration ACA Reporting Compliance Management Deduction Management Employee Benefits Administration Employee Database Health Insurance Administration Payroll Management Provider Management Self Service Portal - More features of PayActiv API Attendance Management Attendance Tracking Benefits Management HIPAA Compliant Reporting/Analytics Third-Party Integrations ## PayActiv User Reviews Overall Rating 2.8 Ratings Breakdown 5 25% 4 25% 3 0% 2 0% 1 50% Secondary Ratings Ease of Use 2.8 Value for money 2.3 Customer support 2.8 Functionality 2.8 Have you used PayActiv and would like to share your experience with others? VR Verified Reviewer Retail 2-10 employees Used weekly for less than 2 years Review source Reviewed October 2022 An easy way to offer early pay to employees 4 Overall it is a pretty good way to offer early access to pay for employees. Would like better administrative control for the admin user Ratings Breakdown 4 Ease of use 5 Value for money 4 Customer support 4 Functionality Pros: PayActiv integrated nicely with my payroll from Paychex. They provided early access to earnings for all of my staff. Setup was pretty easy. Cons: Administration wasn't the easiest. Most user facing administration (address change, banking changes, password resets, earnings reporting incorrectly) had to be handled by PayActiv which results in many of my staff members being frustrated that I can't help them. Read More TC Taylor C. Verified reviewer Retail 5001-10000 employees Used daily for less than 2 years Review source Reviewed January 2023 Good safety net 5 Ratings Breakdown 5 Ease of use 5 Customer support 5 Functionality Pros: I like that instead of borrowing money to get by if needed until next paycheck, it's just deducting it from my check. It's also really good to know that it's there incase something comes up financially Cons: I don't like that I have to remember to clock in and out on the app because I do end up forgetting and then you can't submit your work hours which have to be approved by the employer. I would have thought being employer sponsored that employees time carda should automatically be updated and shared with payactive since it is available for all employees Read More MG MaryAnn G. Verified reviewer Hospitality 51-200 employees Used weekly for less than 6 months Review source Reviewed August 2024 Stay far away. 1 Horrible. Completely and utterly awful. Would recommend a payday lending company over this company. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: Absolutely nothing. Zero support from the employee or employer side. This feature was added to our Payroll Software and it has been a complete nightmare. Nonresponsive to employees and employer alike. Cons: Every single employee that tried PayActiv was overcharged multiple times. Weeks of not getting paid. PayActiv still owes employees money. As the employer we have had to reimburse them to avoid evictions, overdrafts, etc. PayActiv has been contacted numerous times with no resolution. They jsut keep telling us the money should be back in employee's accounts "tomorrow." They've been saying this for weeks. Read More DA Daniel A. Verified reviewer Consumer Goods 10000+ employees Used daily for less than 12 months Review source Reviewed March 2024 Useless company 1 Poorly. From the top down. Unwilling to resolve the problems. Wont update manually. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: Nothing, the service isnt what you're told when signing up. Cons: Everything , from the top down. No good experience with this pathetic company. Will not manually update hours. Ive gone a week and offer to provide the hours and etc. Nope, nothing. Read More Showing 1 - 4 of 4 Reviews ## PayActiv Popular Comparisons [Rippling vs PayActiv](https://www.softwareadvice.com/hr/payactiv-profile/vs/rippling/) ## Other Top Recommended Benefits Administration Software [BambooHR](https://www.softwareadvice.com/hr/bamboohr-profile/) **4.6** (3434) Recently recommended **513** times [Paycom](https://www.softwareadvice.com/hr/paycom-profile/) **4.4** (1281) Recently recommended **506** times [Rippling](https://www.softwareadvice.com/hr/rippling-profile/) **4.9** (4817) Recently recommended **503** times [Paylocity](https://www.softwareadvice.com/hr/web-pay-profile/) **4.3** (1846) Recently recommended **423** times Stuck Between Options? Our experts can help you compare PayActiv with other top options, so you can find the best fit for your needs. ## See what companies are saying about Software Advice