# Encompass Software Reviews, Demo & Pricing - 2026 > Review of Encompass Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/loan-origination/encompass-profile --- [Home](https://www.softwareadvice.com/) / [Mortgage Software](https://www.softwareadvice.com/mortgage/) / Encompass Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/product/133471-Encompass360/reviews/)[Alternatives](https://www.softwareadvice.com/product/133471-Encompass360/alternatives/) # Encompass 2026: Benefits, Features & Pricing On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - User Reviews - Popular Comparisons ## Overview Encompass 4.0 [(42)](https://www.softwareadvice.com/product/133471-Encompass360/reviews/) Pricing Pricing available upon request Top Alternatives ### About Encompass Encompass by ICE Mortgage Technology is a digital mortgage solution designed to cater to the complex needs of the lending and investing landscape. It serves as the singular system of record, eliminating the complexities and reducing the cost of lending and investing at scale. Its end-to-end digital mortgage solution enables users to acquire more customers and seamlessly originate, sell, and purchase loans swiftly and efficiently. Developed with the industry in mind, Encompass delivers significant return on investment, making it an essential platform for businesses looking to maximize profitability and streamline their operations. Encompass allows any loan officer and underwriter to track loan applications throughout the whole origination process, arrange loan files systematically and utilize process automate to complete loan underwriting tasks in a matter of seconds. The solution lets users archive any loan file and keep track of closed loans. Additionally, firms can send automated emails to stakeholders, audit existing loans and use the compliance management system to ensure compliance with laws. Other features offered by the solution include document management, risk management,... refinancing, loan appraisal, an integrated pricing engine and third-party documentation. Encompass offers a broad range of features and capabilities that set it apart as a best-of-breed solution for every aspect of the mortgage business. Used by a greater number of mortgage companies than any other solution, it supports smarter decision-making, cost reduction, compliance assurance, and innovation across the entire workflow. The platform provides flexible, intuitively designed customer engagement solutions for lead generation and loan origination, empowering businesses to convert leads into loans and transform prospective borrowers into long-term customers. With Encompass, businesses can deliver a seamless and configurable digital mortgage experience across the board, ensuring an exceptional customer journey and improved loan quality. The platform's seamless and configurable task-based workflows, coupled with powerful automation, enable users to automate previously manual and time-consuming processes, driving efficiency at every stage of the loan lifecycle. This includes functionalities for borrower point of sale, loan officer point of sale, third-party originator portal, marketing automation, and loan origination and closing. Encompass' Developer Connect provides access to open application programming interface (API), which helps lenders with application customization and integration. It is available on a monthly subscription basis and support is available via an online help desk and over the phone. ## Encompass User Interface ## Popular Encompass Alternatives Main Product Encompass 4.0 [(42)](https://www.softwareadvice.com/product/133471-Encompass360/reviews/) Ratings Breakdown - 3.64Ease of use - 3.66Value for money - 3.65Customer support - 4.05Functionality Pricing Available upon request Alternative Product [The Mortgage Office](https://www.softwareadvice.com/crm/the-mortgage-office-profile/) 4.8 [(285)](https://www.softwareadvice.com/crm/the-mortgage-office-profile/reviews/) Ratings Breakdown - 4.73Ease of use - 4.70Value for money - 4.78Customer support - 4.73Functionality Pricing Available upon request Alternative Product [LOAN SERVICING SOFT](https://www.softwareadvice.com/loan-origination/loan-servicing-soft-profile/) 5.0 [(14)](https://www.softwareadvice.com/loan-origination/loan-servicing-soft-profile/reviews/) Ratings Breakdown - 4.92Ease of use - 5.0Value for money - 5.0Customer support - 5.0Functionality Pricing Starting at $500.00 per month Alternative Product [TaskSuite](https://www.softwareadvice.com/loan-servicing/tasksuite-profile/) 4.8 [(6)](https://www.softwareadvice.com/loan-servicing/tasksuite-profile/#reviews) Ratings Breakdown - 4.50Ease of use - 4.50Value for money - 4.33Customer support - 4.83Functionality Pricing Available upon request Alternative Product [HES LoanBox](https://www.softwareadvice.com/debt-collection/hes-loanbox-profile/) 4.9 [(35)](https://www.softwareadvice.com/debt-collection/hes-loanbox-profile/#reviews) Ratings Breakdown - 4.91Ease of use - 4.88Value for money - 4.97Customer support - 4.91Functionality Pricing Starting at $75000.00 per year Alternative Product [Centrex](https://www.softwareadvice.com/loan-origination/centrex-profile/) 4.9 [(8)](https://www.softwareadvice.com/loan-origination/centrex-profile/reviews/) Ratings Breakdown - 5.0Ease of use - 4.75Value for money - 4.50Customer support - 4.75Functionality Pricing Available upon request ## Encompass Pricing and Plans Starting price: Pricing available upon request Free Trial Free Version ## Encompass Features - Popular features found in Mortgage Accounting Amortization Schedule Borrower Management Contact Management Document Management Lead Management Pipeline Management Pre-Qualification Task Management - More features of Encompass API Audit Trail Automated Decisioning/Underwriting Client Database Compliance Management Credit Reporting Customer Management Customer Statements Electronic Applications Electronic Signature For Borrowers Government Loans HUD Settlement Statements Lender Search Loan Management Loan Origination Loan Portfolio Management Loan Processing Marketing Automation Multi-Branch Multi-Company Online Applications Pricing Management Promissory Notes Refinance Management Residential Mortgages Risk Management Third Party Loan Origination Visual Presentation ## Encompass User Reviews Overall Rating 4.0 Ratings Breakdown 5 43% 4 26% 3 21% 2 5% 1 5% Secondary Ratings Ease of Use 3.6 Value for money 3.7 Customer support 3.6 Functionality 4.0 VR Verified Reviewer Banking 501-1000 employees Used daily for more than 2 years Review source Reviewed April 2019 Great support 5 Previously 4 Ratings Breakdown 5 Ease of use Previously 4 5 Value for money Previously 4 5 Customer support Previously 4 5 Functionality Previously 4 Pros: ellie mae has fantastic support for any questions or troubleshooting Cons: make sure you have proper bandwidth, takes a lot of resources. Read More VR Verified Reviewer Financial Services 51-200 employees Used daily for more than 2 years Review source Reviewed September 2020 Encompass or Caylyx? 5 I give it an 8 out of 10. Encompass takes a while to learn, and if you are new to the industry - it can be a pain to learn this system and how to sell/the process Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 3 Functionality Pros: You might be wondering what LOS to use. I do recommend Encompass as it has many integrations with pricing and pulling credit. You can completely work in Encompass with minor use of a CRM. Cons: I do like using a CRM often. It is great for keeping track, but you cant make any custom fields or access notes/convo log quickly. Read More VR Verified Reviewer Banking 51-200 employees Used daily for less than 12 months Review source Reviewed August 2021 Needed but Not User Friendly 2 Its probably the best it gets but unfortunately noone has yet to do it better. Saddening to think we can so so many things in Home Loan Origination that make it easy on the consumer yet lack so severely in the development of a user-friendly LOS system. Ratings Breakdown 1 Ease of use 3 Value for money 3 Customer support 2 Functionality Pros: Encompass is probably the best LOS system out there but that's also the problem. It has a lot of features, so many in fact that it makes it even more difficult to use. You "can" do just about anything in Encompass in regards to Loan Origination but it is not easy to learn and very cumbersome to use. Cons: Too busy. Too much like I'm sitting at a 1985 version of Apple IIe computer. It's not very user friendly and doe not have near the helpful help buttons that it needs to quickly explain the thousands of different radio buttons and boxes that it offers. Sure, you can call their "help desk" number or watch their training videos, but have you ever had to watch a training video for Amazon? eBay? Google? - Get my point? Read More VR Verified Reviewer Financial Services 1001-5000 employees Used daily for less than 2 years Review source Reviewed February 2019 Great Origination LOS for Mortgage Lenders 4 Anyone who can take a 1003 application will find this system a breeze to use. It is easy for an originator who is not computer savvy to use without too much system training. Ratings Breakdown 4 Ease of use 4 Value for money 5 Customer support 4 Functionality Pros: This program is based online so you can access your client's loan from anywhere and work from any location. The ability to merge, duplicate, and split files makes this an incredible LOS to work in since loan scenarios can change at any time. Cons: If you do not have internet or have an internet outage, you will not be able to access the software. Read More VR Verified Reviewer Banking 201-500 employees Used daily for more than 2 years Review source Reviewed April 2019 Best mortgage software I have ever used. 5 My experience has been positive. I find it a lot easier than other mortgage software systems. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: I like the reporting functions of the software. The ability to order third party services such as flood certificates, appraisals, compliance checks is top-notch. \[SENSITIVE CONTENT HIDDEN\] does a good job of releases updates and support. Cons: Only one person can work in a file at a time. It would be nice if at least two people could work in a file at once. Read More VR Verified Reviewer Financial Services Used daily for more than 2 years Review source Reviewed May 2018 Encompass is a necessary evil. 3 Ratings Breakdown 3 Ease of use 3 Value for money 3 Customer support 3 Functionality Pros: It provides us with the ability to create loan applications, and that's about all it is good for. Cons: It is very "clunky" and not even sort of user friendly. It is slow as heck and well behind the times technology-wise. Read More VR Verified Reviewer Financial Services 501-1000 employees Used daily for less than 12 months Review source Reviewed June 2018 Fantastic 4 Ratings Breakdown 4 Ease of use 4 Value for money 4 Customer support 4 Functionality Pros: I love how easy it is to use and customize to your needs. It is also nice te be able to truat the functions it already performs and why iy perfoms them that way. Cons: I am not sure I have something I dont like. Maybe that in admin reports you have to keep building reports vs being able to use one report that just refreshes with data Read More VR Verified Reviewer Real Estate 1001-5000 employees Used daily for more than 2 years Review source Reviewed August 2020 The WORST LO Software EVER 1 If I had it my way I would never, ever use this software again. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 2 Functionality Pros: A lot of modifications are there to be adjusted. Cons: It looks like Windows 95, slow, slow, slow... Reasons for switching to Encompass I switched employers. Read More VR Verified Reviewer Financial Services 501-1000 employees Used weekly for less than 12 months Review source Reviewed December 2017 Best software in the mortgage industry 4 Ratings Breakdown 5 Ease of use 4 Value for money 4 Customer support 4 Functionality Pros: Encompass has customizable features including different templates to fit our company needs. It is the leading software in the mortgage industry for a reason! It aids us in the loan process all the way to close and the reporting feature is great. Cons: The LO websites are outdated and are due for a major update. Reporting such as website metrics are also limited. Read More VR Verified Reviewer Financial Services 501-1000 employees Used other for less than 2 years Review source Reviewed September 2018 Wish I was still using Encompass 5 Ratings Breakdown 5 Ease of use 5 Functionality Pros: Easy to use, lots of functionality throughout the software. Interface is updated. Cons: Nothing bad to say, a mortgage tool that is actually up to date. Read More Showing 1 - 10 of 42 Reviews [See All Reviews](https://www.softwareadvice.com/product/133471-Encompass360/reviews/) ## Encompass Popular Comparisons [LendingWise vs Encompass](https://www.softwareadvice.com/compare/76638-lendingwise/vs/133471-Encompass360/)[nCino’s Mortgage Suite vs Encompass](https://www.softwareadvice.com/compare/133471-Encompass360/vs/173731-simplenexus/)[Mortgage Automator vs Encompass](https://www.softwareadvice.com/compare/133471-Encompass360/vs/211774-mortgage-automator/)[Calyx Point vs Encompass](https://www.softwareadvice.com/compare/76107-calyx-software/vs/133471-Encompass360/) [Compare All Alternatives](https://www.softwareadvice.com/product/133471-Encompass360/alternatives/) ## See what companies are saying about Software Advice