We have had issues in the past of some documents not uploading correctly (being corrupted), and it was a pain the track these documents down.

Has the ability for performance management (have not yet implemented). Quick and easy upgrades to software.

The slowness of the system is very problematic and causes my work to run inefficiently.

The app is obsolete and needs to be completely replaced.

My company uses encompass 360 on a daily basis. It's easy to learn and navigate through.

It's clearly shown what is what. I loved using this software while in my internship, I really learned a great deal.

Locks you into their vendors or you get charged excessively. In addition, it takes hiring one to two certified programmers to keep the programming running while paying excessively.

Encompass's ability to integrate with other programs and software is a huge benefit. To be able to access external sites and partners within this system is such a time saver.

Saddening to think we can so so many things in Home Loan Origination that make it easy on the consumer yet lack so severely in the development of a user-friendly LOS system.

There is a slight delay when saving information.

Very flexible and customer service is very good. They are very attentive to requests and are able to timely rectify problems with viable solutions.

I'm an IT professional who hates this antiquated software with a passion. The performance is horrible and has customer support to match.

Check out ALL your other options before buying it and consider what it will do to you LO's origination turn times and lost revenue.

Steer clear of Ellie Mae and Encompass at all costs. Save a friend heartache and tell them too.

Ellie mae has fantastic support for any questions or troubleshooting.

When searching for a new LOS system I used Encompass as my bass comparison and no one could match all the needs and wants that Encompass could.

Easy to evaluate all jobs/positions provide correct competencies for each job. Job descriptions/interview guides are also ready to print once you have completed the evaluation.

The features that are most impactful is the ability for all levels of the loan process to be able to work on a file without security issues.

Its been somewhat fun and entertaining trying to work around the countless inefficiencies of the product.

It's aged well, and we're currently going through an upgrade, so hopefully the functionality continues to improve. Decent value for the price, and volume that our bank pushes through it.

Overall, I feel the experience with Encompass is great. If they work on improving the slight bugs in their document uploading/storage, I think it would be an even better solution.

Very Slow - the system lags to load and login, it lags to get inside a new file and is slow overall.

I am not sure I have something I dont like. Maybe that in admin reports you have to keep building reports vs being able to use one report that just refreshes with data.

This is the best software for mortgages easy to use and user friendly.

I was very impressed with how easily this software handled the entire process of my mortgage application.

Overall, this is the tried and true platform that overall has a set of features that puts it ahead of the competition.

I've used several different LOS products and Encompass is by far the best and most versatile program out there.

Encompass is an easy to use software. I mostly use it to pull saved documents during HDMA reviews, but I am definitely a fan at how easy it makes the process.

It is complex and niche driven. It is very expensive so there isn't universal acceptance in the industry due to the barrier to entry for smaller shops.

It's pretty much the industry standard. Easy to use, easy to train on, decent online application process.

Ve used several different LOS products and Encompass is by far the best and most versatile program out there.

Some forms could not be edited while certain windows were opened, which was inconvenient.

Transitioning to Encompass is a total pain in the butt so add an additional 3-6 months to your integration window to get it set up.

I greatly enjoy the ease with which borrowers can upload their documents quickly. The LO is notified and you can go in a review them to make sure it is exactly what you need.

I love the ease of the program and the red, yellow , and green lights for our customers. The overall concept is amazing.

It is super intuitive and effective. If you enjoy getting calls at all hours asking how to do your online application, this isn't for you.

We have it linked with our Box.com account for encryption and cloud storage and unfortunately there is no way to link the Floify folder with our internal buyer folder.

Every time I had to use the support team, they responded right away and they were always able to help and very friendly.

System glitches with docusign most recently but I believe this problem was fixed and we are now back up and running.

I love how your reps was able to create an app like icon on my smartphone so I could access it while on the go.

He offers training which is easy to follow and is always available whenever you call and if he's not there's another floify customer service rep that is easily available.

A little confusing without a tutorial. Maybe a few more features at the lower package.

The number of emails clients receive was excessive, mainly because some clients took a very long time to satisfy conditions but almost all of them got very frustrated after a while.

User interface needs some polishing. Some features are in hard to find areas.

Borrowers think that the process is super easy and intuitive.

It has streamlined workflows and increased efficiency. We love it and a couple of small development tweaks would make it perfect in every way.

It auto-follows up on what I need from clients and keeps running tabs on what's been sent in, cleared, and what's still outstanding.

Making changes to needed documents after flow is created is a bit difficult to find. Also stopping the auto reminders is hard to find too.

I really like the capability of making your own preset files, then when you have a new prospect or client, you can easily select a work flow that best suits your current file.

Sometimes the system lags and delays my applications. However, it does not happen too often.

Excellent integrations, ease of use for client facing pos.

I like that it neatly organizes all the documents that you requested from a borrower, and its all done through a secure portal.

US Dollar

Encompass, the industry’s most recognized loan origination system, gives lenders of every size access to everything they need to originate and close more loans, in less time, from any location. Be more responsive and deliver a better borrower experience with AI-driven, intelligent automation embedded throughout the system. And, with built-in compliance paperless document management, and next-generation data security, Encompass ensures that lenders and borrowers alike are prepared and protected.

Encompass allows any loan officer and underwriter to track loan applications throughout the whole origination process, arrange loan files systematically and utilize process automate to complete loan underwriting tasks in a matter of seconds. The solution lets users archive any loan file and keep track of closed loans. Additionally, firms can send automated emails to stakeholders, audit existing loans and use the compliance management system to ensure compliance with laws. Other features offered by the solution include document management, risk management, refinancing, loan appraisal, an integrated pricing engine and third-party documentation.

Encompass' Developer Connect provides access to open application programming interface (API), which helps lenders with application customization and integration. It is available on a monthly subscription basis and support is available via an online help desk and over the phone.


LongDescription

HUD Settlement Statements

Automated Decisioning/Underwriting

Electronic Signature

Client Database

Third Party Loan Origination

Loan Portfolio Management

Pipeline Management

Closing Documents

Lender Search

Loan Processing

Contact Management

Audit Trail

Loan Origination

Lead Management

Email Marketing

Compliance Management

Electronic Applications

Amortization Schedule

Loan Management

Residential Mortgages

Multi-Company

Marketing Automation

Pricing Management

Online Applications

Refinance Management

Customer Statements

Government Loans

Integrated Vendor Services

Customer Management

Direct Mail Management

For Borrowers

Pre-Qualification

Credit Reporting

Multi-Branch

Promissory Notes

Visual Presentation

Document Management

Web browser (OS agnostic)

Contact ICE Mortgage Technology for pricing details.

24/7 (Live Rep)

Chat

1000+

Encompass

In Person

Live Online

Webinars

Floify is a cloud-based point-of-sale solution designed for the mortgage industry that helps automate and manage all processes of loan origination. Designed for all business sizes, it provides a web-based portal to streamline communications among lenders, borrowers and other mortgage stakeholders.


Features of Floify include loan document management, automated borrower/agent communications, a realtor and referral partner portal, collaboration, interview-styled questionnaires and milestone alerts via SMS, email and mobile applications. It allows businesses to create customizable 1003 applications and facilitate processes by managing creditors' and borrowers' eConsent through an online portal. Additionally, it provides white-label solutions for users to customize iOS and Android mobile applications with brand value. 


Floify integrates with various third-party applications such as Encompass, Calyx, Byte, LendingQB, Docusign, DropBox, Google Drive, Veri-Tax and Slack along with banks. The pricing is available via monthly subscriptions and provides support via email, chat and phone.



Document Templates

Digital Signature

Customer Database

Template Management

Data Import/Export

Alerts/Notifications

Reminders

Customizable Templates

Real Time Reporting

Customizable Branding

Contact Database

Secure Data Storage

Third Party Integrations

Search/Filter

Status Tracking

Document Storage

Borrower Management

Rules-Based Workflow

Communication Management

Configurable Workflow

Client Portal

For Brokers

Task Management

Activity Tracking

Reporting & Statistics

Business Plan: $79/month or $840/year
Team Plan: $250/month or $2400/year
Contact Floify to request Enterprise Plan pricing

Encompass vs Floify

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