# Apple Pay Reviews, Pros and Cons - 2026 Software Advice

> Reviews of Apple Pay. Learn how real users rate this software's ease-of-use, functionality, overall quality and customer support. Talk to our advisors to see if Apple Pay is a good fit for you!

Source: https://www.softwareadvice.com/mobile-banking/apple-pay-profile/reviews

---

[Home](https://www.softwareadvice.com/)

/

[Mobile Banking Software](https://www.softwareadvice.com/mobile-banking/)

/

[Apple Pay](https://www.softwareadvice.com/mobile-banking/apple-pay-profile/)

/

Apple Pay Reviews

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

[Overview](https://www.softwareadvice.com/mobile-banking/apple-pay-profile/)

Reviews

[Alternatives](https://www.softwareadvice.com/mobile-banking/apple-pay-profile/alternatives/)

# Apple Pay Reviews

## Reviews Summary

## Overall Rating

4.7

* * *

## Ratings Breakdown

5

(687)

4

(125)

3

(18)

2

(5)

1

(13)

## Secondary Ratings

Ease-of-use

4.8

Customer Support

4.5

Value for money

4.7

Functionality

4.7

* * *

### Pros

"Features like contactless payments and money transfers make it convenient for both in-store and online use. While there can be occasional bugs and issues, they are usually minor and get fixed quickly, making the overall experience smooth and reliable."

"The setup process is straightforward, and I can securely make purchases online, in apps, and at stores without carrying physical cards."

"I like that it is easy to add your various payment cards to your apple wallet and that you can use it for tap to pay or in online shopping apps."

### Cons

"What I don’t like too much about Apple Pay is sometimes it can be buggy and I’ll have someone send me money and doesn’t go through and give error"

"The only con is that if I use the Apple Pay method too much, my bank will block the card, and then I have to call the bank because I have not used my physical card in a long time."

"There is one thing that tends to drive me a bit crazy about Apple Pay the inconsistent acceptance among retail stores"

Filters

Filter Reviews

[](#product-catalog)

Company Size

-   Self-Employed
    
-   2-10
    
-   11-50
    
-   51-200
    
-   201-500
    
-   501-1,000
    
-   1,001-5,000
    
-   5,001-10,000
    
-   10,000+
    

Time Used

-   Free Trial
    
-   Less than 6 months
    
-   Less than 12 months
    
-   Less than 2 years
    
-   More than 2 years
    

User Rating

-   1 star
    
-   2 stars
    
-   3 stars
    
-   4 stars
    
-   5 stars
    

[Clear](#product-catalog)[Show Results](#)

848 results

Sort by