Not accepted at all places yet. Sometimes glitchy and does not work at some merchants causing to then use card.

Easy to integrate with our existing systems. Widely used and accepted in the market and with customers.

I really like the fact that I can save my debit cards into the Apple pay account and purchase anything online or even send money to my family.

Overall Apple Pay has been amazing, I love how much smaller my wallet is now without all those cards in it.

For instance it doesn't work with the bank that I have now versus the bank that I used to have before so it is frustrating. At least it doesn't take too long to receive through bank transfer though.

I had a few problems with linking my debit card. In the future Apple should definitely develop some different features to solve this problem.

So many stores and websites accept Apple pay which is really nice. It's easy to add cards to your digital wallet and it's very secure.

This software is very easy to navigate, can use these on mac and iphones, and exclusive for iphone users only, can buy your stuffs easily online.

It is perfectly integrated with in IOS software. It is easy to access when at a register and easily compatible with Apple Wallet.

The bad thing is, it is not accessible for everyone means there is selected vendors are only accept apple pay not everyone.

I love the ease of the app. Before, I was using Google Pay and PayPal but their customer support and functionality did not leave a good impression.

Apple pay is worth your time to download the app and connect your debit or credit card. Easy functionality and great customer service.

I like that Apple Pay is very intuitive to use, easy to access, and widely accepted.

Love it will continue to use it everyday. Has been a lifesaver in so many situations.

My favorite feature is how it is integrated with text messages. Sending or receiving money is now that much easier.

One of the major pros that I like about this software is that it’s not only easy to use but it also stores your information in such a safe way.

The speed of using the service. Helpful Customer Service.

I liked the most how easy it is to use the program and that I can see easily and at one clean platform all of my spendings.

Customer support is very good better than other options. If you have never tried a payment system like this, I highly recommend it.

M able to use my phone or other device at any retailer that accepts it. Plus the software is simple and easy to use, the integration with iOS works phenomenally well.

It is a great alternative on your wallet literally. Easy and convenient without any hassle.

NO SIGNAL ON YOUR PHONE THEN YOU WILL HAVE TROUBLE USING THIS SOFTWARE AND IS THERE ARE NO BATTERY YOU HAVE ANOTHER PROBLEM.

Super easy to set up the process and also easy to use. The user interface is minimalistic and organized well.

Apple is one of the leading companies in technology right now, it is very easy to use and very popular.

The convenience of just been able to make payments to multiple stores online just with a browser. The customer care is also unmatched.

I liked the ease of setup and how quickly you can transfer money to someone with a few keystrokes on the phone.

I like the ease of Apple Pay - you can literally just text someone the money you want to pay them and then they have access to these funds.

The most trusted and quick way to send money. I have been using this for almost all recurring bill payments.

Apple always has great integration and works perfectly with Australian banks. Not all banks are in the system but the quick and secure payment is essential when you forgot to bring the card.

Then, adding insult to injury, they suspended my account and told me I could not get any information for at least 3 Business days.

Not many of my patients choose to use Apple Pay. There is no other negative about it.

It's very easy to set up and use it at my favorite stores. Just having my iphone in my hand is all i need when i go for the shopping.

The 'Apple Pay' function seems sensitive at times and likes it try to execute itself without confirmation. That is uncomfortable and frustrating.

Overall a great product and definitely recommend to all those seeking convenience and ease when purchasing products.

Everyone loses their wallet, misplaced their cards or leaves them home but apply pay allows you to simply pay by phone. It’s so easy to use and so convenient.

I love how easy it is to utilize Apple Pay when you're at your favorite restaurant or store.

Love it, I love everything about it. It is easy to use and I love just putting my phone up without pulling out my wallet.

Perhaps Samsung should PAY more attention to the details.

I'm in an area where tap to pay is very common, and if I forget my card at home and I have to pay for my groceries, it somehow still works just by hovering your phone over the card swipe area.

Very intuitive and easy to use, I added my Bank cards and use it directly and safely without the need to use the various physical cards from several different institutions.

All in all the app is very convenient and user friendly.

Samsung pay is a great convenient way to pay for anything in merchants. It also can send money to your love ones.

Pin does not work sometimes. Sometimes paypal on Samsung pay prompts one for a pin.

It is really easy to use and I would definitely recommend it to my colleagues. Compared to other apps, I prefer Samsung Pay because of the ease of use and the amazing customer service.

I loved the usability and practicality of the application.

Also i could not withdraw at an atm of my choice if it was not that of the entity then i was denied access to my funds.

I love how it's easy to send my workers money especially if they have a Samsung phone.

Being able to use my phone with my credit cards stored away in a app is amazing, it is easy to use and easy to follow the prompts.

The ease of use and security of contactless payment is super nice.

Super easy setup, clean interface, works at every credit point of sale in the Us and about 17 more other countries, money account management options.

What I like most is that in theory it is suppose to be convenient and make life much easier and save time.

It is the best way to use my phone to pay when I don’t want to get my wallet out.

I love how easy and convenient it is to use Samsung pay when I'm out shopping. I don't even need to take my wallet out.

Integrated with Smartphone. Easy to register the card.

Last but not least, whenever I've had queries or problems with the app, I've found Samsung Pay's customer care to be quite helpful and responsive.

Some items or cards can be a little difficult to add if the scanner doesn't work properly. Most cards add instantly.

No real complaints for this app, just like other pay apps it can only be used for Samsung users and devices.

I liked how it was integrated with my Samsung mobile Phone. It made in app purchasing quick, and the app is intuitive if you have a Samsung Phone.

Quite satisified and a good payment option to have.

I really love the convenience that Samsung pay gives. It is so easy to use and link all my cards then make payments instantly.

I may say it is good, easy and reliable to use. If IOS has apple pay Samsung Phones has this kind of app.

Only concern in this Samsung pay is limited only for Samsung device only.

So far experience is good and happily using for myself.

The only con about Samsung pay is that you can not use it everywhere.

Samsung Pay allow me to save some money by participating in special offers and earning points.

The app is great especially its features and I enjoy how you handle your customers.

It is easy to use and convenient beyond having to carry a wallet.

I have been a fan of their flagship phone for years and while I utilize many of its exclusive features every day it took some time for me to join their payment system.

As I already reported, the practicality is incredible. Making payments is much more comfortable, practical and safe.

Fingerprint identification is also nice. Receipts emailed to you regarding products paid for is a great feature that keeps you in the know for where your money is going through the app.

US Dollar

Apple Pay offers a secure and private way to pay for goods and services through iOS apps. Users can provide all payment and shipping information with a single touch using Touch ID.


Instead of using cash or cards at checkout, Apple Pay enables users to hold their iPhones over near field communication (NFC) terminals to make secure payments instead of using cash or cards at checkout. The solution is an NFC-payment system that is characterized by an anonymous and single-use token system that keeps credit card data completely secure.


Apple Pay uses third-party apps for managing items such as gift cards, boarding passes and movie tickets. The solution is suitable for both small and medium businesses, however it requires iOS 8.1 or above and an iPhone 6S, iPhone 6S Plus, iPhone 6 or iPhone 6 Plus.


The iPad Air 2, iPad mini 4, iPad Pro, iPad mini 3 and Apple Watch also work with it, but iPads only support it in apps, and the Apple Watch must be paired with an iPhone.



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Apple Pay

Documentation

Samsung Pay is mobile payment and digital wallet service for Samsung devices that allows users to make payments at retail stores. Samsung Pay uses either MST (Magnetic Secure Transmission) or NFC (Near Field Communication) to communicate with the card reader.


Card readers which lack NFC functionality, it uses MST technology which emulates the magnetic signal from a traditional card swipe, causing the terminal to register it as if it were a normal magnetic stripe. Samsung Pay leverages algorithm-generated token numbers for each card transaction, which enables only dummy account numbers saved on the device which protects the card and payment information against mobile hackers.


Users can select the card by swiping left or right and authenticate the payment via registered fingerprint or PIN.


Samsung Pay allows users to add up to seven different American Express, Visa or MasterCard card accounts (both debit and credit cards), as well as gift cards.



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