--- title: "Qonto Software Reviews, Demo & Pricing - 2026" description: "Review of Qonto Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/mobile-banking/qonto-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Financial Services Software](https://www.softwareadvice.com/financial-services/) / Qonto Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/)[Alternatives](https://www.softwareadvice.com/mobile-banking/qonto-profile/alternatives/) # Qonto Review From €9-€199/month Free version Free trial 6 plans Wondering if Qonto is right for your organization? Our Financial Services Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Qonto 4.5 [(275)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) Pricing Starting at €9.00 flat rate per month ### About Qonto 💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category. Get started with a powerful Business Account for all your everyday banking needs. - Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN) - Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered. - Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster. - Transactions: unlimited history and real-time notifications. - Financing: easy access to integrated financing options. Then, leverage our Financial tools to keep track of your account. - Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments. - Spend management: control team spending with budgets, automatic receipt collection & tailored access. - Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview. Do you work for Qonto? [Manage this product listing](https://www.g2.com/products/qonto/claim_requests/new?auto=true) Wondering if Qonto is right for your organization? Our Financial Services Software selection experts can help you in 15 minutes or less. ## Qonto User Interface ## Popular Qonto Alternatives Main Product Qonto 4.5 [(275)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) Ratings Breakdown - 4.72Ease of use - 4.33Value for money - 4.35Customer support - 4.53Functionality Pricing Starting at €9.00 per month Get Price Alternative Product [Plaid](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/) 4.4 [(109)](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/reviews/) Ratings Breakdown - 4.54Ease of use - 4.40Value for money - 4.30Customer support - 4.47Functionality Pricing Available upon request Get Price Alternative Product [Revolut Business](https://www.softwareadvice.com/product/341953-Revolut-for-Business/) 4.0 [(82)](https://www.softwareadvice.com/product/341953-Revolut-for-Business/reviews/) Ratings Breakdown - 4.22Ease of use - 3.65Value for money - 3.04Customer support - 3.96Functionality Pricing Starting at £10.00 per month Get Price Alternative Product [Temenos](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/) 4.4 [(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) Ratings Breakdown - 4.42Ease of use - 4.24Value for money - 4.11Customer support - 4.45Functionality Pricing Available upon request Get Price Alternative Product [Airwallex](https://www.softwareadvice.com/accounting/airwallex-profile/) 3.9 [(15)](https://www.softwareadvice.com/accounting/airwallex-profile/#reviews) Ratings Breakdown - 4.13Ease of use - 3.80Value for money - 3.43Customer support - 4.07Functionality Pricing Available upon request Get Price Alternative Product [NexorONE](https://www.softwareadvice.com/banking-systems/nexorone-profile/) 5.0 [(14)](https://www.softwareadvice.com/banking-systems/nexorone-profile/reviews/) Ratings Breakdown - 5.0Ease of use - 5.0Value for money - 5.0Customer support - 5.0Functionality Pricing Starting at $15500.00 one time Get Price ## Qonto Pricing and Plans Qonto has six plans. Basic is €9.00/mo billed monthly. Smart is €19.00/mo billed monthly. Premium is €39.00/mo billed monthly. Essential is €49.00/mo billed monthly. Business is €99.00/mo billed monthly. Enterprise is €199.00/mo billed monthly. Free versionFree trial Basic €9.00 flat rate, per month Basic plan includes: - 1 x One Card Mastercard with €20,000/month payment limit - 30 transfers or direct debits/month - 1 account - 7-day-a-week support - 14,000+ partner integrations - Client invoice creation - Supplier invoice centralization & payment Smart €19.00 flat rate, per month Smart plan includes: - 1 x One Card Mastercard + 50 virtual cards/month - 60 transfers or direct debits/month - 1 account + 1 sub-account - 7-day-a-week support - 14,000+ exclusive integrations - Client invoice creation - Supplier invoice centralization & payment - Supplier management - Digitized & certified receipts - Advanced dashboard - Unlimited accountant users Premium €39.00 flat rate, per month Premium plan includes: - 1 x One Card Mastercard + 50 virtual cards/month - 100 transfers or direct debits/month - 1 account + 4 sub-accounts - Priority 7-day-a-week support - 14,000+ exclusive integrations - Client invoice creation - Supplier invoice centralization & payment - Supplier management - Digitized & certified receipts - Advanced dashboard - Unlimited accountant users Essential €49.00 flat rate, per month Essential plan includes: - 2 x One Card business Mastercards + 50 virtual cards - 150 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 4 sub-accounts - 14,000+ exclusive partner integrations - 7-day-a-week support - Access to financing offers - Account Payable & Receivable tools - Automated bookkeeping tools Business €99.00 flat rate, per month Business plan includes: - 10 x One Card business Mastercards + 50 virtual cards - 500 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 9 sub-accounts - 14,000+ exclusive partner integrations - Priority 7-day-a-week support - Manager role - Expense management tools - Account Payable & Receivable tools - Access to financing offers - Automated bookkeeping tools - Customizable payment permissions and controls - Advanced dashboard Enterprise €199.00 flat rate, per month Enterprise plan includes: - 30 x One Card business Mastercards + 50 virtual cards - 1,000 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 24 sub-accounts - 14,000+ exclusive partner integrations - Priority 7-day-a-week support - Manager role - Expense management tools - Account Payable & Receivable tools - Access to financing offers - Automated bookkeeping tools - Customizable payment permissions and controls - Advanced dashboard Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### How does Qonto pricing compare to alternatives? Qonto's starting price is €9.00/month. Explore how its pricing and plan options compare with top alternatives below. | Product | Starting price | Free trial | Free version | Value for Money | | --- | --- | --- | --- | --- | | Qonto4.5[(275)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) | €9.00 /mo | Available | Available | 4.3 | | [Plaid](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/)4.4[(109)](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/reviews/) | Free | Not available | Available | 4.4 | | [Revolut Business](https://www.softwareadvice.com/product/341953-Revolut-for-Business/)4.0[(82)](https://www.softwareadvice.com/product/341953-Revolut-for-Business/reviews/) | £10.00 /mo | Available | Not available | 3.6 | | [Temenos](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/)4.4[(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) | Pricing available upon request | Not available | Not available | 4.2 | | [Airwallex](https://www.softwareadvice.com/accounting/airwallex-profile/)3.9[(15)](https://www.softwareadvice.com/accounting/airwallex-profile/reviews/) | Pricing available upon request | Not available | Not available | 3.8 | Qonto4.5[(275)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) * * * Starting price €9.00 /mo Free trial Available Free version Available Value For Money 4.3 - [Plaid](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/)4.4[(109)](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/reviews/) * * * Starting price Free Free trial Not available Free version Available Value For Money 4.4 - [Revolut Business](https://www.softwareadvice.com/product/341953-Revolut-for-Business/)4.0[(82)](https://www.softwareadvice.com/product/341953-Revolut-for-Business/reviews/) * * * Starting price £10.00 /mo Free trial Available Free version Not available Value For Money 3.6 - [Temenos](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/)4.4[(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) * * * Starting price Pricing available upon request Free trial Not available Free version Not available Value For Money 4.2 - [Airwallex](https://www.softwareadvice.com/accounting/airwallex-profile/)3.9[(15)](https://www.softwareadvice.com/accounting/airwallex-profile/reviews/) * * * Starting price Pricing available upon request Free trial Not available Free version Not available Value For Money 3.8 ## Qonto Features - Popular features found in Financial Services Billing & Invoicing Financial Management For Financial Institutions Reporting/Analytics Risk Management Transaction Monitoring - More features of Qonto Accounting Activity Dashboard API ATM Management Cash Flow Management Compliance Management Core Banking Corporate Banking Corporate Card Customer Experience Management Document Storage Expense Tracking Fraud Detection Investment Banking Invoice Management Monitoring Multi-Currency Online Banking Real-Time Data Real-Time Monitoring Real-Time Notifications Reporting & Statistics Secure Login Securities Management Transaction History Two-Factor Authentication User Management ## Qonto Integrations Payfit Integration rated undefined from -1 review AssoConnect Integration rated undefined from -1 review Zapier Integration rated undefined from -1 review Sellsy Integration rated undefined from -1 review Slack Integration rated undefined from -1 review Axonaut Integration rated undefined from -1 review See all 12 integrations ## Qonto User Reviews ## Qonto customer ratings - Overall rating: 4.5/5 - Total reviews: 275 ### Rating distribution - 5 stars: 221 reviews (80%) - 4 stars: 24 reviews (9%) - 3 stars: 3 reviews (1%) - 2 stars: 8 reviews (3%) - 1 star: 19 reviews (7%) ### Secondary ratings - Ease of use: 4.7/5 - Value for money: 4.3/5 - Customer support: 4.3/5 - Functionality: 4.5/5 --- ### Easy Peasy - Overall rating: 5/5 - Reviewer: Francesco L. - Verified reviewer: Yes - Industry: Writing and Editing - Company size: 2-10 employees - Product usage: Used weekly for free trial - Reviewed: April 2024 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Online platform with every tools needed for a small company. #### Cons None at the moment, I am satisfied the service --- ### Qonto un plus pour moi - Overall rating: 5/5 - Reviewer: Thierry Z. - Verified reviewer: Yes - Industry: Information Technology and Services - Company size: Self-Employed - Product usage: Used daily for more than 2 years - Reviewed: June 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Facile et sécurisée. Qonto m’a permis de compléter mon automatisation comptable et fiscale. Mon compte est synchronisé en temps réel avec ma comptabilité. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 5/5 #### Pros Sa facilité à s’interfacer avec ma comptabilité. Ce qui a permis de raccourcir considérablement mon cycle comptable et fiscal. #### Cons Je n’ai rencontré aucun inconvénient. La seule interrogation était associée aux virements internationaux, mais finalement cela n’a posé aucun problème. #### Reasons for choosing Qonto Simplicité et fiabilité. Qonto était simple d’utilisation et m’offrait beaucoup de fonctionnalités qui me manquait --- ### La banque en ligne professionnel pour des professionnels - Overall rating: 5/5 - Reviewer: Alexandre Z. - Verified reviewer: Yes - Industry: Events Services - Company size: Self-Employed - Product usage: Used daily for less than 12 months - Reviewed: July 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Globalement très satisfait de Qonto je l'ai par ailleurs recommandé. C'est simple d'utilisation et met en avant beaucoup de produits utilse et nécessaire sans pour autant être compliqué à utilisé #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros les informations données, le process en lui-même, c'est réactif et ergonomique. Le fait d'avoir les débits oucrédits en temps réel, la compta et facturation #### Cons l'accès à la ligne carte crédit, c'est assez utile dans notre profession mais le temps pour y accéder est malheursement un long #### Reasons for choosing Qonto tout est regroupé sur un seul endroit permet de suivre en un clin d'oeil les opérations #### Reasons for switching to Qonto pour les besoins en terme de contenus utile à ma profession --- ### Qonto constitue un outil pratique et moderne pour les professionnels. J'aime❤️ - Overall rating: 5/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Marketing and Advertising - Company size: Self-Employed - Product usage: Used daily for less than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Mon expérience avec Qonto est globalement très positive. La plateforme facilite réellement la gestion bancaire au quotidien grâce à une interface intuitive et à des fonctionnalités pensées pour les professionnels: factures électronique, virements, les factures rapides avec liens de paiement, créer sa boutique produits/services... Elle permet de gagner du temps, de mieux suivre les opérations et de centraliser plusieurs tâches administratives. Pour un entrepreneur qui souhaite simplifier sa gestion financière et se concentrer davantage sur son activité, Qonto constitue un outil pratique et moderne. J'aime. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 5/5 #### Pros J’apprécie particulièrement la simplicité et l’ergonomie de Qonto. L’interface est claire, moderne et facile à prendre en main, ce qui permet de gérer rapidement les opérations courantes d’une entreprise. J’apprécie également la visibilité sur les transactions, la gestion des justificatifs et le gain de temps dans le suivi administratif et financier. L’ensemble donne une vision plus claire de la trésorerie et facilite la gestion quotidienne de l’activité. #### Cons Certaines fonctionnalités peuvent demander un petit temps d’adaptation lorsqu’on découvre la plateforme. Il serait également intéressant de continuer à développer les possibilités de personnalisation et d’automatisation afin de répondre encore davantage aux besoins spécifiques des entrepreneurs et des petites entreprises (ajout d'un tutoriel) --- ### Qonto : une solution intuitive et efficace pour les entrepreneurs - Overall rating: 4/5 - Reviewer: Jean-Paul P. - Verified reviewer: Yes - Industry: Performing Arts - Company size: Self-Employed - Product usage: Used weekly for less than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Une expérience globalement positive, avec un outil pratique et complet qui facilite le quotidien de l’entrepreneur, malgré quelques fonctionnalités nécessitant un temps d’adaptation. #### Ratings breakdown - Ease of use: 4/5 - Value for money: 3/5 - Customer support: 3/5 - Functionality: 4/5 #### Pros Une interface claire, une navigation fluide et des fonctionnalités pratiques pour suivre les opérations, gérer les dépenses et centraliser les tâches administratives. #### Cons Certains paramétrages administratifs et de facturation électronique mériteraient d’être simplifiés, avec des explications plus accessibles pour les entrepreneurs. --- ### Schlechteste Online Bank ever! - Overall rating: 1/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Renewables & Environment - Company size: 2-10 employees - Product usage: Used weekly for less than 6 months - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered Habe Geld von meinem Privatkonto auf mein Firmenkonto von Qonto einbezahlt, die Einzahlung wird angenommen danach Kontosperrung und kein Zugriff mehr auf dein Geld. Niemand erreichbar, keine Rückmeldungen, keine Ahnung ob ich jemals noch zu meinem Geld komme? Absolut unseriös!! #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros Eigentlich nichts, absolut nichts, Überhaupt nichts, kann keine Angaben über was positives geben!!!! #### Cons Für KMUs und Unternehmen unbrauchbar! Absolut nie erreichbar! Keine Rückrufe! Keinen Zugriff mehr auf dein Geld! Kontosperrungen ohne Grund #### Reasons for switching to Qonto Wurde von freund vorgeschlagen. Werbung im Netz --- ### Ero con voi sin dall'inizio - Overall rating: 4/5 - Reviewer: Fabio C. - Verified reviewer: Yes - Industry: Management Consulting - Company size: Self-Employed - Product usage: Used daily for more than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Ritengo un ottima esperienza perché emerge l'importanza del cliente rispetto a tutta quella serie di adempimenti che in altri istituti di credito/pagamento sono vincolanti al punto da rendere il prodotto non performante. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 3/5 - Functionality: 4/5 #### Pros Che sia un prodotto smart e molto completo, con performance ottime, con possibilità di strutturare team anche articolati. #### Cons Al momento non vedo svantaggi tali da farmi desistere, solo che essendo il momento economico globale cosi particolare, mi farebbe comodo un costo leggermente più basso, ma ripeto considero soldi spesi bene. --- ### Excellente banque pro et outil de gestion - Overall rating: 5/5 - Reviewer: Eva O. - Verified reviewer: Yes - Industry: Health, Wellness and Fitness - Company size: Self-Employed - Product usage: Used daily for less than 6 months - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Qonto permet Experience Fluide et intuitive de la comptabilité. Quel gain de temps, je le conseille à tous les entrepreneurs #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Grâce a Qonto la pré-comptabilité est facilitée cela change la vie. Je le recommande à tous les entrepreneurs #### Cons Le Prix du dépôt de chèque en formule basic est élevé. C’est dommage car c’est le seul bémol selon moi #### Reasons for choosing Qonto Tout en un donc plus pratique que pennylane #### Reasons for switching to Qonto Ne souhaite pas répondre à cette question --- ### un client satisfait - Overall rating: 5/5 - Reviewer: thierry b. - Verified reviewer: Yes - Industry: Management Consulting - Company size: Self-Employed - Product usage: Used weekly for less than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. intuitive, facile, interface qui simplifie l'émission des factures, le suivi des encours et le pilotage de son activité #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 5/5 #### Pros fonctionnalités et adéquation des solutions. Compte rémunéré Anticipation des besoins du chef d'entreprise et facilité de pilotage de la trésorerie #### Cons pas de possibilité de règlement par chèque pour certaines administrations encore à l'âge de pierre... --- ### merci quonto - Overall rating: 5/5 - Reviewer: loic c. - Verified reviewer: Yes - Industry: Telecommunications - Company size: Self-Employed - Product usage: Used weekly for less than 6 months - Reviewed: September 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. ultra satisfait des outils à disposition, de la capacité à éditer les documents. Sans parler de la qualité des éditions de devis, factures, qui sont très pro. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros simple et efficace, que ce soit pour la fluidité d'execution, et les outils, je ne peux que recommander quonto #### Cons a date, pas grand chose, tout est bien adapté à mon besoin. entre le PC, le téléphone, tout est accessible --- Showing 1 - 10 of 275 Reviews [See All Reviews](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) ## Qonto Popular Comparisons [Plaid vs Qonto](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/vs/qonto/)[Revolut Business vs Qonto](https://www.softwareadvice.com/compare/341953-Revolut-for-Business/vs/446773-qonto/)[Temenos vs Qonto](https://www.softwareadvice.com/mobile-banking/qonto-profile/vs/temenos-transact/) [Compare All Alternatives](https://www.softwareadvice.com/mobile-banking/qonto-profile/alternatives/) ## Other Top Recommended Financial Services Software [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** (718) Recently recommended **3** times [PayPal Payments](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26708) Recently recommended **0** times [Acuity Scheduling](https://www.softwareadvice.com/medical/acuity-profile/) **4.8** (5774) Recently recommended **0** times [Google Pay](https://www.softwareadvice.com/retail/google-pay-profile/) **4.6** (927) Recently recommended **0** times Stuck Between Options? 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