# Qonto Software Reviews, Demo & Pricing - 2026

> Review of Qonto Software: system overview, features, price and cost information. Get free demos and compare to similar programs.

Source: https://www.softwareadvice.com/mobile-banking/qonto-profile/

---

[Home](https://www.softwareadvice.com/)

/

[Financial Services Software](https://www.softwareadvice.com/financial-services/)

/

Qonto

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

Overview

[Reviews](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/)[Alternatives](https://www.softwareadvice.com/mobile-banking/qonto-profile/alternatives/)

# Qonto Review

From €9-€199/month Free version Free trial 6 plans

Wondering if Qonto is right for your organization?

Our Financial Services Software selection experts can help you in 15 minutes or less.

On this page

-   Overview
    
-   User Interface
    
-   Popular Alternatives
    
-   Pricing and Plans
    
-   Features
    
-   Integrations
    
-   User Reviews
    
-   Popular Comparisons
    

## Overview

Qonto

4.5

[(265)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/)

Pricing

Starting at €9.00 flat rate per month

### About Qonto

💡 With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

-   Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
-   Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
-   Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
-   Transactions: unlimited history and real-time notifications.
-   Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your account.

-   Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments.
-   Spend management: control team spending with budgets, automatic receipt collection & tailored access.
-   Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Wondering if Qonto is right for your organization?

Our Financial Services Software selection experts can help you in 15 minutes or less.

## Qonto User Interface

## Popular Qonto Alternatives

Main Product

Qonto

4.5

[(265)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/)

Ratings Breakdown

-   4.73Ease of use
-   4.33Value for money
-   4.37Customer support
-   4.53Functionality

Pricing

Starting at €9.00 per month

Get Price

Alternative Product

[Metaprise](https://www.softwareadvice.com/accounting/metaprise-profile/)

4.7

[(75)](https://www.softwareadvice.com/accounting/metaprise-profile/reviews/)

Ratings Breakdown

-   4.67Ease of use
-   4.32Value for money
-   4.41Customer support
-   4.60Functionality

Pricing

Available upon request

Get Price

Alternative Product

[Plaid](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/)

4.4

[(105)](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/reviews/)

Ratings Breakdown

-   4.52Ease of use
-   4.38Value for money
-   4.30Customer support
-   4.45Functionality

Pricing

Available upon request

Get Price

Alternative Product

[Revolut Business](https://www.softwareadvice.com/product/341953-Revolut-for-Business/)

4.0

[(81)](https://www.softwareadvice.com/product/341953-Revolut-for-Business/reviews/)

Ratings Breakdown

-   4.23Ease of use
-   3.66Value for money
-   3.04Customer support
-   3.98Functionality

Pricing

Starting at £10.00 per month

Get Price

Alternative Product

[Temenos](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/)

4.4

[(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/)

Ratings Breakdown

-   4.42Ease of use
-   4.24Value for money
-   4.11Customer support
-   4.45Functionality

Pricing

Available upon request

Get Price

Alternative Product

[Airwallex](https://www.softwareadvice.com/accounting/airwallex-profile/)

3.9

[(15)](https://www.softwareadvice.com/accounting/airwallex-profile/#reviews)

Ratings Breakdown

-   4.13Ease of use
-   3.80Value for money
-   3.43Customer support
-   4.07Functionality

Pricing

Available upon request

Get Price

## Qonto Pricing and Plans

Starting price: €9.00 per month

Free Trial

Free Version

Basic

€9.00

flat rate, per month

Plan includes:

-   1 x One Card Mastercard with €20,000/month payment limit
-   30 transfers or direct debits/month
-   1 account
-   7-day-a-week support
-   14,000+ partner integrations
-   Client invoice creation
-   Supplier invoice centralization & payment

Smart

€19.00

flat rate, per month

Plan includes:

-   1 x One Card Mastercard + 50 virtual cards/month
-   60 transfers or direct debits/month
-   1 account + 1 sub-account
-   7-day-a-week support
-   14,000+ exclusive integrations
-   Client invoice creation
-   Supplier invoice centralization & payment
-   Supplier management
-   Digitized & certified receipts
-   Advanced dashboard

Read More

Premium

€39.00

flat rate, per month

Plan includes:

-   1 x One Card Mastercard + 50 virtual cards/month
-   100 transfers or direct debits/month
-   1 account + 4 sub-accounts
-   Priority 7-day-a-week support
-   14,000+ exclusive integrations
-   Client invoice creation
-   Supplier invoice centralization & payment
-   Supplier management
-   Digitized & certified receipts
-   Advanced dashboard

Read More

Essential

€49.00

flat rate, per month

Plan includes:

-   2 x One Card business Mastercards + 50 virtual cards
-   150 transfers or direct debits/month
-   Unlimited team members + Accountant access
-   1 account + 4 sub-accounts
-   14,000+ exclusive partner integrations
-   7-day-a-week support
-   Access to financing offers
-   Account Payable & Receivable tools
-   Automated bookkeeping tools

Business

€99.00

flat rate, per month

Plan includes:

-   10 x One Card business Mastercards + 50 virtual cards
-   500 transfers or direct debits/month
-   Unlimited team members + Accountant access
-   1 account + 9 sub-accounts
-   14,000+ exclusive partner integrations
-   Priority 7-day-a-week support
-   Manager role
-   Expense management tools
-   Account Payable & Receivable tools
-   Access to financing offers

Read More

Enterprise

€199.00

flat rate, per month

Plan includes:

-   30 x One Card business Mastercards + 50 virtual cards
-   1,000 transfers or direct debits/month
-   Unlimited team members + Accountant access
-   1 account + 24 sub-accounts
-   14,000+ exclusive partner integrations
-   Priority 7-day-a-week support
-   Manager role
-   Expense management tools
-   Account Payable & Receivable tools
-   Access to financing offers

Read More

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

## Qonto Features

-   Popular features found in Financial Services
    
    Billing & Invoicing
    
    Financial Management
    
    For Financial Institutions
    
    Reporting/Analytics
    
    Risk Management
    
    Transaction Monitoring
    
-   More features of Qonto
    
    Accounting
    
    Activity Dashboard
    
    API
    
    ATM Management
    
    Cash Flow Management
    
    Compliance Management
    
    Core Banking
    
    Corporate Banking
    
    Corporate Card
    
    Customer Experience Management
    
    Document Storage
    
    Expense Tracking
    
    Fraud Detection
    
    Investment Banking
    
    Invoice Management
    
    Monitoring
    
    Multi-Currency
    
    Online Banking
    
    Real-Time Data
    
    Real-Time Monitoring
    
    Real-Time Notifications
    
    Reporting & Statistics
    
    Secure Login
    
    Securities Management
    
    Transaction History
    
    Two-Factor Authentication
    
    User Management
    

## Qonto Integrations

Payfit

Integration rated undefined from -1 review

AssoConnect

Integration rated undefined from -1 review

Zapier

Integration rated undefined from -1 review

Sellsy

Integration rated undefined from -1 review

Slack

Integration rated undefined from -1 review

Axonaut

Integration rated undefined from -1 review

See all 12 integrations

## Qonto User Reviews

Overall Rating

4.5

Ratings Breakdown

5

81%

4

8%

3

1%

2

3%

1

7%

Secondary Ratings

Ease of Use

4.7

Value for money

4.3

Customer support

4.4

Functionality

4.5

FL

Francesco L.

Verified reviewer

Writing and Editing

2-10 employees

Used weekly for free trial

Reviewed April 2024

Easy Peasy

5

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Online platform with every tools needed for a small company.

Cons:

None at the moment, I am satisfied the service

Read More

TZ

Thierry Z.

Verified reviewer

Information Technology and Services

Self-Employed

Used daily for more than 2 years

Reviewed June 2026

Qonto un plus pour moi

5

Facile et sécurisée. Qonto m’a permis de compléter mon automatisation comptable et fiscale. Mon compte est synchronisé en temps réel avec ma comptabilité.

Ratings Breakdown

5

Ease of use

5

Value for money

4

Customer support

5

Functionality

Pros:

Sa facilité à s’interfacer avec ma comptabilité. Ce qui a permis de raccourcir considérablement mon cycle comptable et fiscal.

Cons:

Je n’ai rencontré aucun inconvénient. La seule interrogation était associée aux virements internationaux, mais finalement cela n’a posé aucun problème.

Reasons for choosing Qonto

Simplicité et fiabilité. Qonto était simple d’utilisation et m’offrait beaucoup de fonctionnalités qui me manquait

Read More

AZ

Alexandre Z.

Verified reviewer

Events Services

Self-Employed

Used daily for less than 12 months

Reviewed July 2026

La banque en ligne professionnel pour des professionnels

5

Globalement très satisfait de Qonto je l'ai par ailleurs recommandé. C'est simple d'utilisation et met en avant beaucoup de produits utilse et nécessaire sans pour autant être compliqué à utilisé

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

les informations données, le process en lui-même, c'est réactif et ergonomique. Le fait d'avoir les débits oucrédits en temps réel, la compta et facturation

Cons:

l'accès à la ligne carte crédit, c'est assez utile dans notre profession mais le temps pour y accéder est malheursement un long

Reasons for choosing Qonto

tout est regroupé sur un seul endroit permet de suivre en un clin d'oeil les opérations

Reasons for switching to Qonto

pour les besoins en terme de contenus utile à ma profession

Read More

MC

Maurizio C.

Verified reviewer

Judiciary

2-10 employees

Used weekly for more than 2 years

Reviewed June 2026

Problemi con istantanei, ma buona assistenza complessiva.

5

Positiva e fattiva assistenza da servizio clienti e comunque da poter consigliare ad amici e colleghi e clienti.

Ratings Breakdown

5

Ease of use

4

Value for money

5

Customer support

5

Functionality

Pros:

Funzionalità complessiva e servizio clienti attivo anche in orario serale e durante il fine settimana.

Cons:

Il problema del mancato inoltro di due bonifici con procedura istantanea, è stata comunicata con ritardo e non è stata suggerita un’alternativa

Reasons for choosing Qonto

Servizio molto completo e sistema tariffario oggettivamente chiaro e cimpleto

Read More

CA

Celia A.

Verified reviewer

Professional Training & Coaching

Self-Employed

Used weekly for less than 2 years

Reviewed June 2026

Solution idéale, adaptée intuitive

5

Je recommande Qonto. J'ai hésité avant de choisir, aujourd'hui je regrette pas. Solution idéale, adaptée intuitive

Ratings Breakdown

5

Ease of use

5

Value for money

4

Customer support

4

Functionality

Pros:

Facilité d'utilisation grâce à une application intuitive et une session web complète. Les offres de Qonto sont aussi intéressantes.

Cons:

Difficultés à trouver certaines réponses notamment enregistrement des chèques mais une fois trouver en FAQ ca devient facile.

Reasons for choosing Qonto

Comparatif d'options avec le rapport qualité prix

Read More

BD

Bernard D.

Verified reviewer

Leisure, Travel & Tourism

2-10 employees

Used weekly for more than 2 years

Reviewed June 2026

Rivers and Canals in Europe. Rent à boat..... Le tourisme fluvial...

5

Pour l'instant nous n'utilisons pas le dépôts des factures correspondant au différentes transactions. Mais pour nous ce service est un plus.

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Sa clarté et le retour de toutes transaction immédiatement ce qui permet de gérer la gestion bancaire immédiatement comptablement parlant.

Cons:

De devoir payer une augmentation d'abonnement pour plusieurs intervenants sur le compte bancaire, par exemple le comptable qui ne peut que voir mais pas utilisé en émission, retrait et transaction bancaire, ce qui est un bien d'un autre côté.

Read More

BD

Barbara D.

Verified reviewer

International Trade and Development

2-10 employees

Used daily for more than 2 years

Reviewed July 2026

Ottimo consigliatissimo

5

Ottima per tutto anche per l'utilizzo delle carte aziendali. Noi ne abbiamo 4. Comodissimo anche per il pagamento con PagoPa, basta inserire il codice avvsio ed il cf utente poi fa tutto da solo. La gratuità di tutte le operazioni

Ratings Breakdown

5

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

Semplice nell'utilizzo Intuitivo Tutte le transazioni a portarta di mano sempre Servizio assistenza top

Cons:

Non ci sono le contabili dei bonifici ricevuti che invece sarebbero molto utili da conservare nell'archivio.

Read More

GM

GIOVANNI M.

Verified reviewer

Transportation/ Trucking/ Railroad

2-10 employees

Used daily for more than 2 years

Reviewed June 2026

eccellente

5

eccellente , personale qualificato e disponibile molto professionali e capaci e sempre a disposizione sia in chat che per telefono

Ratings Breakdown

3

Ease of use

5

Value for money

5

Customer support

5

Functionality

Pros:

conto eccezionale e facile da operarci molto intuitivo schermate chiarissime x trovare qualcisuiasi operazione molto intuitivo

Cons:

per ora nulla. dalla mia esperienza da quando lo sto usando che sono quasi 3 anni non riesco a trovare un punto che non mi ha soddisfatto

Read More

EH

Emmanuel H.

Verified reviewer

Design

Self-Employed

Used daily for more than 2 years

Reviewed June 2026

Bon compagnon

5

J’ajoute des PJ et je catégorise les opérations pour donner du contexte, ma comptable s’occupe du reste.

Ratings Breakdown

5

Ease of use

4

Value for money

5

Customer support

5

Functionality

Pros:

Ajouter des photographies des factures directement avec détection de la tva et association directe par transfert de mail

Cons:

Le toaster de confirmation sur app mobile vient recouvrir le back qlq secondes et empêche de rapidement revenir en arriere

Read More

SS

Samuel S.

Verified reviewer

Arts and Crafts

Self-Employed

Used daily for less than 12 months

Reviewed June 2026

Qonto with LSP

4

Selon ma jeune expérience avec Qonto (cela fait moins d’un an) m’a aidé et même permis d’ouvrir et maintenir mon entreprise

Ratings Breakdown

5

Ease of use

5

Value for money

3

Customer support

4

Functionality

Pros:

Les aspects que j’aime le plus avec Qonto sont la gestion de mon entreprise surtout au niveau des factures, la gestion du solde, le côté banque en ligne en parallèle de l’activité. Tout ça a un prix très raisonnable.

Cons:

L’aspect du produit Qonto que j’ai le moi s apprécié est que l’application mobile bug parfois avec les réductions sur l’éditeur de def is et facture

Read More

Showing 1 - 10 of 265 Reviews

[See All Reviews](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/)

## Qonto Popular Comparisons

[Metaprise vs Qonto](https://www.softwareadvice.com/accounting/metaprise-profile/vs/qonto/)[Plaid vs Qonto](https://www.softwareadvice.com/financial-services/plaid-for-lending-profile/vs/qonto/)[Revolut Business vs Qonto](https://www.softwareadvice.com/compare/341953-Revolut-for-Business/vs/446773-qonto/)[Temenos vs Qonto](https://www.softwareadvice.com/mobile-banking/qonto-profile/vs/temenos-transact/)

[Compare All Alternatives](https://www.softwareadvice.com/mobile-banking/qonto-profile/alternatives/)

## Other Top Recommended Financial Services Software

[Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

**4.3** (713)

Recently recommended **6** times

[SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/)

**4.3** (358)

Recently recommended **2** times

[PayPal](https://www.softwareadvice.com/retail/paypal-profile/)

**4.6** (26524)

Recently recommended **0** times

[Acuity Scheduling](https://www.softwareadvice.com/medical/acuity-profile/)

**4.8** (5749)

Recently recommended **0** times

Stuck Between Options?

Our experts can help you compare Qonto with other top options, so you can find the best fit for your needs.

## See what companies are saying about Software Advice