My experience with Klarna has been good most of the time, and I find it a pretty convenient way for customers to pay. Notwithstanding, I found some issues to get refunds.

It does offer a fractionable payment method without interest It won't affect any credit score towards traditional banking systems.

It does not have a good customer support at all. There are no phone numbers or chat systems to get human prompt response to issues that might appear.

Love it, cant say enough good things about it, team are there to support you whether your a small business or big retailer. We have also worked with them at events which was an amazing opportunity

Integrates perfect with shopify, customer service there 24/7 to assist if any issues, setup was straight forwards when you have the right documents, there team work close with you on boarding.

Decline rate has increased in past year but this i prob down to FCA regulations

Overall I really enjoy shopping with Klarna and rewards from them

-Klarna is best when you are low on credit and wanted to pay less for the first time . -Klarna gives option to pay in 4 installment -It has good rewards options for first time Users -Easy to track order and hassle free returns -One time cards feature for each shopping apps which is used for payment , so ex: one has to create Amazon one time card for shopping on Amazon . Once you go to Amazon through Klarna then at checkout it will auto populate the one time card. - Pay in Store option if you are in store and like something and don’t have your credit card/debit card then pay with Klarna which is safe and secure -Klarna tied up with many shopping apps and other branded retail stores which gives you choice for shopping

Only thing which I hate is the payment method doesn’t show any option for Paypal. I hope they will bring it soon as nowadays people use PayPal frequently for payments

Klarna helped us to sell our expensive products easily.

This software is bringing us at least 10% revenue.

Sometimes their customer service responses are delaying.

klarna has made paying in installements without interest very simple and keeps all information secure.

klarna is an easy and secure way to pay online in installments when it is more convenient for the buyer. i use this often, along with afterpay as these are similar and not always offered on the same sites.

there is nothing i do not like about klarna. it is easily navigate-able online and in the app and makes paying on credit without interest very convenient.