About Online Check Writer

Online Check Writer is a cloud-based solution that helps businesses manage accounts payables/receivables, payment processing, reconciliation, and other financial activities on a unified portal. The platform enables administrators to create multiple users and provide access to data via role-based permissions. Online Check Writer allows organizations to capture data from multiple banks and gain insights into deposits and checks via automated statements. The application allows users to create and print checks using a drag-and-drop builder and receive recurring or one-time payments via automated clear house (ACH) transfers. Additionally, the system automatically aggregates reports for deposits, cash expenses, check drafts, and other transactions and segregates the informa...

Online Check Writer Pricing

Pay As You Go - $0 Business - $49.99 billed monthly Premium - $499.99 billed monthly Enterprise - Custom plan starting at $999 per month

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Online Check Writer User Reviews

OVERALL RATING

SECONDARY RATINGS

Ease-of-use

4.5

Value for money

4.5

Customer support

4.5

Functionality

4.5

Showing 1 - 5 of 190 reviews

User Profile

Matthew

Verified reviewer

Company size: 2-10 employees

Industry: Computer & Network Security

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
3

Ease-of-use

out of 5
4

Value for money

out of 5
2

Customer support

out of 5
4

Functionality

out of 5

August 2022

Sometimes you can judge a book by its cover

OCW has met all my payroll and check printing needs.

Pros

Online Check Writer, or simply OCW, is a web-based platform that has expanded from its orignal purpose of creating and printing checks. Users will find that the platform still excels in its original function, and should not be faced with too steep of a learning curve when they start out with the easy-to-use web platform. OCW has continued to develop and improve the check printing features, placing them first-in-class for check printing, while maintaining reasonable fees. Today's OCW offers far more than simply check printing. They have vastly expanded their offerings to include integration with all popular accounting software, added a powerful payroll management feature, and even integrated business banking accounts, payment processing, and ACH features such as direct deposit. While the customer service can be difficult to reach and often subpar in the assistance offered, users who have some accounting familiarity or those with time enough to employ self-help features, will find the services offered to be unparalleled at the price offered. OCW is a true contender in a banking and accounting all-in-one solution for small businesses.

Cons

The customer service is minimally responsive and does not follow-through.

Response from Zil Money

Hi Matthew, Thank you very much for this comprehensive review. As you have noted, we have been laser-focused on platform development, and now users have a very advanced platform capable of handling all their finance-related needs. We promise to bring that quality focus to all aspects of our business, including customer service.

Replied August 2022

John

Company size: 11-50 employees

Industry: Arts and Crafts

Time used: More than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
5

Ease-of-use

out of 5
2

Value for money

out of 5
2

Customer support

out of 5
4

Functionality

out of 5

August 2022

Will be dropping the software with the increased pricing and new charge per check printed

Overall positive for the 2+ years I used it, but with the increased cost, I no longer see it as worth the cost.

Pros

Easy to use, good check layout software. Overall, have had a positive experience with the software.

Cons

Customer support is limited, price hike has me looking into other options

Reasons for choosing Online Check Writer

Can not print signatures on checks on QB Online Advanced

Response from Zil Money

Hi John, Thank you for the review. We have subscription packages with 100% cost refilled as usable credits plus transaction charges reduced by 81%. We also offer custom plans to high-volume users. Please call us, and we can provide a custom plan for you. We now offer a complete payment platform in a single plan, including the ability to pay anywhere with a credit card even if the vendor/merchant doesn't accept credit cards. We encourage you to please explore all our facilities and subscription plans; you will understand we are providing a robust value-for-money platform

Replied August 2022

James

Company size: 2-10 employees

Industry: Events Services

Time used: Less than 2 years

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
3

Ease-of-use

out of 5
3

Value for money

out of 5
1

Customer support

out of 5
4

Functionality

out of 5

August 2022

Poor Customer Experience

Online Checkwriter is very inconsistent with their processes and their phone agents are extremely rude. When it comes to paying vendors and you advise the estimated date of when their direct deposit should hit their account, you need to be very precise. It's okay to be a day off of the date advised but 1-2 weeks beyond that is crazy! I don't trust that I can continue using this software due to the lack of speed in processing ACH deposits.

Pros

I like the fact that this software is available online and that it gives me the capability of paying my vendors via ACH or check.

Cons

Online Checkwriter has poor customer service when it comes to their processes and procedures. Before implementing a process to pay my vendors via ACH, I called Online Checkwriter and walked through the process to ensure that I had it correctly. I even ran a couple of live test transactions to confirm the process works for me. When I started paying my vendors, I was advised that it would be 3-5 days for them to receive payment. After relaying this to a vendor I was then told that it's up to 9 business days unless I fund my wallet in advance. For the next vendor, I funded my wallet first and then processed an ACH which should have been deposited on the next business day. Again, the funds were not deposited and sat in the vendor's newly created wallet within Online Checkwriter (the vendor did not request this wallet account) for over a week. I called and spoke with the ACH department who said regardless of what I was told by a previous agent, I need to upgrade my subscription and follow a process that was never given to me.

Reasons for switching to Online Check Writer

I was consolidating software as I started out using Online Checkwriter for printing physical checks.

Young Jun

Company size: 2-10 employees

Industry: Real Estate

Time used: More than 2 years

Review Source: Capterra

5

Ease-of-use

out of 5
5

Value for money

out of 5
5

Customer support

out of 5
4

Functionality

out of 5

July 2022

Easy to use and can be used anywhere

Pros

You can easily know when, where and how much you have used at any time, even if you do not record separately, and it is easy to use and can be used anywhere.

Cons

Occasionally, when there is a change in the position of what I have designed, I have to go back into the design and adjust it.

Reasons for choosing Online Check Writer

Selected by considering the convenience of use first

Response from Zil Money

Hi Young Jun, Thank you very much. The Pros you listed are what we always strive to deliver. Very happy to receive this feedback from you.

Replied July 2022

Joan

Company size: 2-10 employees

Industry: Financial Services

Time used: Less than 6 months

Review Source: Capterra

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
5

Ease-of-use

out of 5
5

Value for money

out of 5
5

Customer support

out of 5
5

Functionality

out of 5

August 2022

Inexpensive!!

With Online Check Writer, it is very easy to print professional checks and super affordable.

Pros

This software is so easy to use, from connecting your account to personalizing checks. I can buy my own blank checks and have them look professional to anyone I pay.

Cons

I did not find any flaws aside from being able to use the same memo for multiple checks.

Reasons for choosing Online Check Writer

I chose this over alternative products due to the ease of personalizing checks, and also the price was unbeatable for print-as-you-go checks.

Response from Zil Money

Thank you Joan for this amazing review.

Replied August 2022

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