# PencilPay Software Reviews, Demo & Pricing - 2026 > Review of PencilPay Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/online-payment/pencilpay-profile --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / PencilPay Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview # PencilPay 2026: Benefits, Features & Pricing Wondering if PencilPay is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews ## Overview PencilPay 5.0 [(4)](https://www.softwareadvice.com/online-payment/pencilpay-profile/#reviews) Pricing Starting at A$49.00 per month ### About PencilPay PencilPay automates wholesale applications, trading terms, and payments all in one unified platform. This platform utilizes machine learning to assess companies' payment activities to determine if they are creditworthy. PencilPay can be easily integrated with QuickBooks, Woocommerce, DEAR Systems, and more. Additionally, companies can check customers' credit scores across all suppliers. Wondering if PencilPay is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## PencilPay User Interface ## Popular PencilPay Alternatives Main Product PencilPay 5.0 [(4)](https://www.softwareadvice.com/online-payment/pencilpay-profile/#reviews) Ratings Breakdown - 4.75Ease of use - 5.0Value for money - 5.0Customer support - 4.50Functionality Pricing Starting at A$49.00 per month Get Price Alternative Product [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) 4.2 [(2045)](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/reviews/) Ratings Breakdown - 3.96Ease of use - 3.85Value for money - 3.81Customer support - 4.21Functionality Pricing Available upon request Get Price Alternative Product [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) 4.5 [(20653)](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/reviews/) Ratings Breakdown - 4.31Ease of use - 4.30Value for money - 4.14Customer support - 4.40Functionality Pricing Starting at $2210.00 per year Get Price Alternative Product [Fishbowl](https://www.softwareadvice.com/manufacturing/fishbowl-inventory-manufacturing-profile/) 4.2 [(1123)](https://www.softwareadvice.com/manufacturing/fishbowl-inventory-manufacturing-profile/reviews/) Ratings Breakdown - 4.15Ease of use - 4.09Value for money - 4.26Customer support - 4.12Functionality Pricing Available upon request Get Price Alternative Product [Cin7 Core](https://www.softwareadvice.com/scm/dear-systems-profile/) 4.3 [(737)](https://www.softwareadvice.com/scm/dear-systems-profile/reviews/) Ratings Breakdown - 4.22Ease of use - 4.28Value for money - 4.42Customer support - 4.18Functionality Pricing Starting at $349.00 per month Get Price Alternative Product [Odoo](https://www.softwareadvice.com/crm/odoo-profile/) 4.2 [(1311)](https://www.softwareadvice.com/crm/odoo-profile/reviews/) Ratings Breakdown - 4.04Ease of use - 4.09Value for money - 3.87Customer support - 4.17Functionality Pricing Starting at $31.10 per month Get Price ## PencilPay Pricing and Plans Starting price: A$49.00 per month Free Trial Free Version Basic A$49.00 per month No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## PencilPay Features - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of PencilPay Accounting Accounting Integration Activity Dashboard Alerts/Notifications API Automated Notices Business Process Automation Check-in/Check-out Compliance Management Credit Card Processing Credit Reporting Customizable Branding Customizable Templates Data Import/Export Data Security Data Synchronization Document Storage eCommerce Management EDI Electronic Payments Electronic Signature Email Templates Financial Management Inventory Management Inventory Optimization Inventory Tracking Invoice Management Invoice Processing Item Management Multi-Location Multiple User Accounts Online Payments Order Entry Order Management Order Processing Order Tracking Partial Payments Payment Collection Payment Plans Point of Sale (POS) Purchase Order Management Purchasing & Receiving Quotes/Estimates Real-Time Analytics Real-Time Data Real-Time Reporting Real-Time Updates Receipt Management Reminders Reporting & Statistics Retail Inventory Management Sales Order Management Sales Reports Search/Filter Self Service Portal Status Tracking Stock Management Supplier Management Supply Chain Management Third-Party Integrations Transaction Monitoring Warehouse Management Workflow Management ## PencilPay Integrations Cin7 Core Integration rated undefined from -1 review Unleashed Integration rated undefined from -1 review Xero Integration rated undefined from -1 review MYOB Acumatica Integration rated undefined from -1 review MYOB Business Integration rated undefined from -1 review Equifax Integration rated undefined from -1 review See all 8 integrations ## PencilPay User Reviews Overall Rating 5.0 Ratings Breakdown 5 100% 4 0% 3 0% 2 0% 1 0% Secondary Ratings Ease of Use 4.8 Value for money 5.0 Customer support 5.0 Functionality 4.5 Have you used PencilPay and would like to share your experience with others? CA Chequita A. Verified reviewer Construction 11-50 employees Used daily for less than 12 months Review source Reviewed March 2022 Great for on boarding 5 In this industry we tend to have new customers want to make a booking on just a name and number on the fly. With Pencil, it has been good to direct customers to the link on our website to complete the on boarding form. We have also been able to email the link that has been then forwarded to the correct person so we can gather critical information of who is to pay the bill. Many customers enjoy the convenience of hitting the pay button embedded in our Xero invoices making payment quick and easy. Ratings Breakdown 4 Ease of use 5 Customer support 4 Functionality Pros: Pencil has made our on boarding process much easier and more efficient. Information about our account contacts, directors and other company information, including payment details are all safely collected and stored for our records. We can run credit checks on new company customers and process account applications with ease. For me, the support I have received from the Pencil team has been second to none. Their response time has been awesome and they have been a pleasure to work with. Cons: Not all customers welcome a digital platform like Pencil and don't want to use it. If there are any technical issues, customers can become quickly impatient. Not a problem with the software, but a reality we have experienced. I am still learning how the program can be used best in the context of our company, however, I would like to see more fields populated in Xero from the data entered in Pencil by the customer. Maybe this could be set up to fill only blank fields in Xero such as the ABN and credit limits for example. Reasons for choosing PencilPay It was recommended to us by a Business Advisor Read More NF Nate F. Verified reviewer Automotive 2-10 employees Used daily for less than 12 months Review source Reviewed February 2022 It's easy, quick and saves time! 5 Very happy and would highly recommend. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: it integrates into our back end systems and saves so much manual entry time. I authorise and invoice and in no time at all, its processed, paid and in our accounting system. Cons: The learning process was a little to get my head around, but not ultra difficult. The guys were where every step of the way answering any questions that I had and helping sort out any issues. Read More KT Kiritea T. Verified reviewer Food & Beverages 51-200 employees Used weekly for less than 12 months Review source Reviewed February 2022 Thanks Pencil Team! 5 Ratings Breakdown 5 Ease of use 5 Customer support 4 Functionality Pros: Pencil's ability to link our inventory software with our invoicing software has saved masses of time and stress! \[SENSITIVE CONTENT\] and \[SENSITIVE CONTENT\] were both really hands on with our set up and have been very prompt and helpful with any queries. Cons: If I had to nit-pick I would love the ability to remove old payees from accounts, but really only necessary for nervous nellies such as myself. Reasons for switching to PencilPay To streamline invoicing for direct debit Read More DC David C. Verified reviewer Financial Services 2-10 employees Used weekly for less than 2 years Review source Reviewed February 2022 Pencil is fantastic 5 Overall we're very happy. PencilPay has simplified a complex process and allowed us to focus on our business. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Integration with our existing systems, and the support from Pencil was superb Cons: Our unique model created challenges with reconciling PencilPay with our accounts system. This required deeper diving with our accountants. Read More Showing 1 - 4 of 4 Reviews ## Other Top Recommended Payment Processing Software [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26465) Recently recommended **0** times [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) **4.5** (20653) Recently recommended **0** times [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) **4.7** (9289) Recently recommended **0** times [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) **4.3** (8464) Recently recommended **0** times Stuck Between Options? 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