# Square Payments vs Square Virtual Terminal - 2026 Comparison - Software Advice > Square Payments vs Square Virtual Terminal - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization. Source: https://www.softwareadvice.com/online-payment/square-payments-profile/vs/square-virtual-terminal --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Square Payments vs Square Virtual Terminal Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Updated June 23, 2026 # Square Payments vs. Square Virtual Terminal: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Updated June 23, 2026 # Square Payments vs. Square Virtual Terminal: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Product comparison Compare up to 3 products side-by-side + Add product [](https://www.softwareadvice.com/online-payment/square-payments-profile/) [Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/) 4.7 [(2693)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: - Ease of Use - Payment Processing Cons: - Pricing - Bank Account and Money Who uses Square Payments Based on 2693 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (18%), Health & Medicine (15%) and Arts & Entertainment (11%) - Top use case: Payment Processing (37%) 84% of users recommend this product [](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/) [Square Virtual Terminal](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/) 4.6 [(37)](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: Not enough reviews Cons: Not enough reviews Who uses Square Virtual Terminal Based on 37 reviews - Top use cases: Payment Processing (27%), Mobile Credit Card Processing (5%) 81% of users recommend this product [](https://www.softwareadvice.com/online-payment/square-payments-profile/) Square Payments 4.7 [(2693)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) [](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/) Square Virtual Terminal 4.6 [(37)](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/reviews/) + Add product Add product ## User satisfaction * * * 4.7 Based on 2,693 reviews Ease of use 4.7 Value for money 4.5 Customer support 4.4 Functionality 4.6 4.6 Based on 37 reviews Ease of use 4.6 Value for money 4.4 Customer support 4.0 Functionality 4.5 Looking for better customer support? Ask an advisor for high-rated alternatives Looking for better customer support? Ask an advisor for high-rated alternatives Looking for better customer support? Ask an advisor for high-rated alternatives ## User interface * * * ## Key features Features selected based on 2,730 reviews from Payment Processing * * * ACH Payment Processing 4.4 Billing & Invoicing 4.6 Debit/Credit Card Processing 4.7 In-Person Payments 4.7 Mobile Payments 4.7 Multiple Payment Options 4.7 ACH Payment Processing N/A Billing & Invoicing 5.0 Debit/Credit Card Processing 4.6 In-Person Payments 5.0 Mobile Payments N/A Multiple Payment Options 5.0 ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ## Integrations * * * [ Zoho InvoiceNot enough reviews ](https://www.softwareadvice.com/accounting/zoho-invoice-profile/)[ WixNot enough reviews ](https://www.softwareadvice.com/crm/wix-profile/)[ EcwidNot enough reviews ](https://www.softwareadvice.com/ecommerce/ecwid-profile/) [ Square InvoicesNot enough reviews ](https://www.softwareadvice.com/accounting/square-invoices-profile/)[ Square Point of SaleNot enough reviews ](https://www.softwareadvice.com/retail/square-point-of-sale-profile/)[ QuickBooks MoneyNot enough reviews ](https://www.softwareadvice.com/product/369374-QuickBooks-Money/) ## Reviews * * * BB Bree B.Administrative AssistantMaritime, 2-10 employees "It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions." May 12, 2026 CM Caitlin M.EditorPublishing, 2-10 employees "The invoicing options aren’t quite as robust as some other platforms and ongoing payment plans can be a little tricky to set up." Jun 17, 2026 Heather T.Commercial CleanerHospitality, 2-10 employees "While Square Virtual Terminal's transaction costs and customization choices may be better, it provides a flexible, secure, and user-friendly alternative for handling payments and business activities." Jul 24, 2024 VR Verified ReviewerOwnerRetail, 2-10 employees "However, when you're at an event, whether it's on secured wi-fi or mobile data, the connection is really flakey." Apr 13, 2022 ## Customer support * * * Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat ## Training options * * * In Person Live Online Webinars Documentation Videos In Person Live Online Webinars Documentation Videos ## Popular Comparisons * * * [PayPal vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)[Venmo vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)[Stripe vs Square Payments](https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/)[Square Point of Sale vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/square-point-of-sale/)