# Square Payments vs SumUp - 2026 Comparison - Software Advice

> Square Payments vs SumUp - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization.

Source: https://www.softwareadvice.com/online-payment/square-payments-profile/vs/sumup-air

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Square Payments vs SumUp

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Updated June 5, 2026

# Square Payments vs. SumUp: 2026 Comparison

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Updated June 5, 2026

# Square Payments vs. SumUp: 2026 Comparison

Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.

Free Expert Guidance

Real Human Advice

1M + Businesses Helped

Product comparison

Compare up to 3 products side-by-side

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Add product

[](https://www.softwareadvice.com/online-payment/square-payments-profile/)

[Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/)

4.7

[(2691)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

-   Ease of Use
-   Payment Processing

Cons:

-   Pricing
-   Bank Account and Money

Who uses Square Payments

Based on 2691 reviews

-   Popular among: Small businesses
-   Most common industries: Retail, Consumer Goods & Services (18%), Health & Medicine (15%) and Arts & Entertainment (11%)
-   Top use case: Payment Processing (36%)

84% of users recommend this product

[](https://www.softwareadvice.com/accounting/sumup-profile/)

[SumUp](https://www.softwareadvice.com/accounting/sumup-profile/)

4.5

[(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/)

Starting Price

$99.00per month

Free trial

Free version

Pros:

-   Ease of Use
-   User Interface

Cons:

-   Phone Number Entry
-   Pricing

Who uses SumUp

Based on 1470 reviews

-   Popular among: Small businesses
-   Most common industries: Retail, Consumer Goods & Services (19%), Health & Medicine (14%) and Education & Learning (8%)
-   Top use cases: Payment Processing (7%), Point of Sale (5%) and Customer Loyalty (3%)

76% of users recommend this product

[](https://www.softwareadvice.com/online-payment/square-payments-profile/)

Square Payments

4.7

[(2691)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)

[](https://www.softwareadvice.com/accounting/sumup-profile/)

SumUp

4.5

[(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/)

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## User satisfaction

* * *

4.7

Based on 2,691 reviews

Ease of use

4.7

Value for money

4.5

Customer support

4.4

Functionality

4.6

4.5

Based on 1,470 reviews

Ease of use

4.5

Value for money

4.3

Customer support

4.3

Functionality

4.4

## User interface

* * *

## Key features

Features selected based on 4,161 reviews from Payment Processing

* * *

ACH Payment Processing

4.4

Billing & Invoicing

4.6

Debit/Credit Card Processing

4.7

In-Person Payments

4.7

Mobile Payments

4.7

Multiple Payment Options

4.7

ACH Payment Processing

3.7

Billing & Invoicing

5.0

Debit/Credit Card Processing

4.1

In-Person Payments

4.0

Mobile Payments

3.5

Multiple Payment Options

3.9

### Wondering if these products fit your needs?

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LexiAdvisor for 8 years

### Wondering if these products fit your needs?

Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes.

LexiAdvisor for 8 years

## Integrations

* * *

[

Zoho InvoiceNot enough reviews

](https://www.softwareadvice.com/accounting/zoho-invoice-profile/)[

WixNot enough reviews

](https://www.softwareadvice.com/crm/wix-profile/)[

EcwidNot enough reviews

](https://www.softwareadvice.com/ecommerce/ecwid-profile/)

[

XeroNot enough reviews

](https://www.softwareadvice.com/accounting/xero-profile/)[

QuickBooks OnlineNot enough reviews

](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)[

FreeAgentNot enough reviews

](https://www.softwareadvice.com/product/33386-FreeAgent/)

## Reviews

* * *

BB

Bree B.Administrative AssistantMaritime, 2-10 employees

"It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions."

May 12, 2026

HP

Heather P.OwnerConsumer Goods, Self-Employed

"I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in."

May 16, 2026

AM

Anna M.Owner, designer, webdeveloperDesign, Self-Employed

"Mamy functions available so overall great tool for small business or business that needs to accept simple payments or bookings."

Aug 27, 2025

RA

Rebecca A.OwnerHospitality, 2-10 employees

"No way out of 12 month subscription, even when Sumup isn't upholding their side of the contract"

Sep 17, 2025

## Customer support

* * *

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

## Training options

* * *

In Person

Live Online

Webinars

Documentation

Videos

In Person

Live Online

Webinars

Documentation

Videos

## Popular Comparisons

* * *

[PayPal vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)[Venmo vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)[PayPal vs SumUp](https://www.softwareadvice.com/retail/paypal-profile/vs/sumup/)[Venmo vs SumUp](https://www.softwareadvice.com/accounting/sumup-profile/vs/venmo/)