---
title: "Square Payments vs Venmo - 2026 Comparison - Software Advice"
description: "Square Payments vs Venmo - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization."
source_url: "https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/"
page_type: "comparison"
language: "en"
publication_date: "2026-10-28"
---
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Square Payments vs Venmo
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Updated October 28, 2026
# Square Payments vs. Venmo: 2026 Comparison
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Updated October 28, 2026
# Square Payments vs. Venmo: 2026 Comparison
Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.
Free Expert Guidance
Real Human Advice
1M + Businesses Helped
Product comparison
Compare up to 3 products side-by-side
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[](https://www.softwareadvice.com/online-payment/square-payments-profile/)
[Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/)
4.7
[(2719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
Starting Price
Not provided by vendor
Free trial: Not available
Free version: Available
Pros:
- Ease of Use
- Payment Processing
Cons:
- Pricing
- Bank Account and Money
Who uses Square Payments
Based on 2719 reviews
- Popular among: Small businesses
- Most common industries: Retail, Consumer Goods & Services (18%), Health & Medicine (15%) and Arts & Entertainment (11%)
- Top use case: Payment Processing (37%)
84% of users recommend this product
[](https://www.softwareadvice.com/retail/venmo-profile/)
[Venmo](https://www.softwareadvice.com/retail/venmo-profile/)
4.7
[(9309)](https://www.softwareadvice.com/retail/venmo-profile/reviews/)
Starting Price
Not provided by vendor
Free trial: Not available
Free version: Available
Pros:
- Ease of Use
- Money Transfers
Cons:
- Privacy Settings
- Fees
Who uses Venmo
Based on 9309 reviews
- Popular among: Small businesses
- Most common industries: Health & Medicine (13%), Retail, Consumer Goods & Services (12%) and Education & Learning (12%)
- Top use cases: Payment Processing (25%), Point of Sale (8%) and Financial Services (8%)
87% of users recommend this product
[](https://www.softwareadvice.com/online-payment/square-payments-profile/)
Square Payments
4.7
[(2719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
[](https://www.softwareadvice.com/retail/venmo-profile/)
Venmo
4.7
[(9309)](https://www.softwareadvice.com/retail/venmo-profile/reviews/)
+
Add product
Add product
## Square Payments vs Venmo: At a glance
* * *
Product ratings at a glance
| | Square Payments | Venmo |
| --- | --- | --- |
| Overall rating | 4.7
2,719 reviews | 4.7
9,309 reviews |
| Ease of use | 4.7 | 4.7 |
| Value for money | 4.5 | 4.8 |
| Functionality | 4.6 | 4.6 |
| Customer support | 4.4 | 4.4 |
| Ease of deployment | 4.7 | 4.7 |
Best in comparison
## User interface
* * *
## Key features
Features selected based on 12,028 reviews from Payment Processing
* * *
ACH Payment Processing
4.4
Billing & Invoicing
4.6
Debit/Credit Card Processing
4.7
In-Person Payments
4.7
Mobile Payments
4.7
Multiple Payment Options
4.7
- Receipt Management: 4.9
- Credit Card Processing: 4.8
- Electronic Payments: 4.8
- Mobile Access: 4.8
- Sales Reports: 4.7
- In-Person Payments: 4.7
- Multiple Payment Options: 4.7
- Debit/Credit Card Processing: 4.7
- Transaction History: 4.7
- Data Security: 4.7
- Point of Sale (POS): 4.7
- Contactless NFC: 4.7
- Mobile Payments: 4.7
- Billing & Invoicing: 4.6
- Mobile Card Reader: 4.6
- Online Payments: 4.6
- Invoice Management: 4.6
- Electronic Signature: 4.6
- Partial Payments: 4.6
- PCI Compliance: 4.6
- Payment Fraud Prevention: 4.6
- Reminders: 4.5
- Compliance Management: 4.5
- Reporting/Analytics: 4.5
- ACH Payment Processing: 4.4
- Recurring/Subscription Billing: 4.4
- Third-Party Integrations: 4.4
- Payment Links: 4.4
- Activity Dashboard: 4.2
- Offline Access: 3.7
- Cryptocurrency Processing: 3.7
ACH Payment Processing
4.4
Billing & Invoicing
N/A
Debit/Credit Card Processing
4.6
In-Person Payments
4.5
Mobile Payments
4.8
Multiple Payment Options
4.3
- Mobile Payments: 4.8
- Transaction History: 4.7
- Electronic Payments: 4.7
- Online Payments: 4.7
- Payment Processing: 4.6
- Debit/Credit Card Processing: 4.6
- Data Security: 4.6
- Partial Payments: 4.5
- In-Person Payments: 4.5
- Point of Sale (POS): 4.5
- ACH Payment Processing: 4.4
- Multiple Payment Options: 4.3
- Reporting/Analytics: 4.3
- Credit Card Processing: 4.2
- Promotions Management: 4.2
- Sales Reports: 4.2
### Wondering if these products fit your needs?
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### Wondering if these products fit your needs?
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## Integrations
* * *
[
Zoho InvoiceNot enough reviews
](https://www.softwareadvice.com/accounting/zoho-invoice-profile/)[
WixNot enough reviews
](https://www.softwareadvice.com/crm/wix-profile/)[
EcwidNot enough reviews
](https://www.softwareadvice.com/ecommerce/ecwid-profile/)
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[
PayPal PaymentsIntegration rated 4.7 from 63 reviews
](https://www.softwareadvice.com/retail/paypal-profile/)[
Meta for BusinessIntegration rated 4.6 from 22 reviews
](https://www.softwareadvice.com/social-networking/facebook-profile/)[
Cash AppNot enough reviews
](https://www.softwareadvice.com/mobile-banking/cash-app-profile/)
## Reviews
* * *
Positive review:
AI
Aasil I.
Tax Accountant
Accounting, 11-50 employees
"The sales and transaction reporting features are useful for keeping records organized, and the platform does not require much technical knowledge to use. While the fees could be better, Square is still a convenient and dependable option for payment processing."
Sep 4, 2026
Negative review:
John L.
Office Manager
Construction, 2-10 employees
"The customer service is horrendous. If you are unlucky enough to have a charge back, not only will Square not back you, they will have no solution for you other than just removing the money from your account."
Sep 12, 2026
Positive review:
BB
Bree B.
Administrative Assistant
Maritime, 2-10 employees
"It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions."
May 12, 2026
Negative review:
CM
Caitlin M.
Editor
Publishing, 2-10 employees
"The invoicing options aren’t quite as robust as some other platforms and ongoing payment plans can be a little tricky to set up."
Jun 17, 2026
Positive review:
BB
Bree B.
Administrative Assistant
Maritime, 2-10 employees
"Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations."
May 12, 2026
Negative review:
HP
Heather P.
Owner
Consumer Goods, Self-Employed
"I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in."
May 16, 2026
[Read all reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)
Positive review:
KL
Kate L.
Sales
Machinery, 11-50 employees
"The app has a clean interface, instant payment notifications, and a large user base, so it's easy to send or receive money from almost anyone."
Aug 7, 2026
Negative review:
KL
Kate L.
Sales
Machinery, 11-50 employees
"Some account security and verification processes can be inconvenient, and customer support may not always resolve issues as quickly as expected."
Aug 7, 2026
Positive review:
NH
Nguyen H. H.
Deputy Service Manager
Facilities Services, 11-50 employees
"You can link a credit card which comes in very handy if you are at the last of your pet cash on an emergency, and most transactions will be settled in a short time."
Jun 13, 2026
Negative review:
HH
Heather H.
Marketing and Communications Executive
Investment Management, 11-50 employees
"For my sector, the weekly transfer limits are much too low, making the tool completely useless for strategic fund movements."
Jul 7, 2026
Positive review:
MW
Melissa W.
Hospital administrator
Veterinary, 11-50 employees
"We liked that we could send payment requests as a small business and process invoices easily in a format that our customers understood."
Dec 3, 2025
Negative review:
JB
Jessica B.
Owner
Health, Wellness and Fitness, 2-10 employees
"Well I swear Venmo restricted the account and they have a 3 day waiting period for them to look at the documents you uploaded and they cannot bypass that mark it urgent or speed it up no matter the situation"
Jun 18, 2026
[Read all reviews](https://www.softwareadvice.com/retail/venmo-profile/reviews/)
## Customer support
* * *
Square Payments
Email/Help Desk: Available
FAQs/Forum: Available
Knowledge Base: Available
Phone Support: Available
24/7: Not available
Chat: Available
Venmo
Email/Help Desk: Available
FAQs/Forum: Available
Knowledge Base: Available
Phone Support: Available
24/7: Not available
Chat: Not available
## Training options
* * *
Square Payments
In Person: Available
Live Online: Not available
Webinars: Not available
Documentation: Available
Videos: Available
Venmo
In Person: Not available
Live Online: Not available
Webinars: Not available
Documentation: Available
Videos: Not available
## Send this comparison chart to my inbox
## Popular Comparisons
* * *
[PayPal Payments vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)[PayPal Payments vs Venmo](https://www.softwareadvice.com/retail/paypal-profile/vs/venmo/)