# Square Virtual Terminal vs Venmo - 2026 Comparison - Software Advice

> Square Virtual Terminal vs Venmo - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization.

Source: https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/vs/venmo

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Square Virtual Terminal vs Venmo

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Updated June 18, 2026

# Square Virtual Terminal vs. Venmo: 2026 Comparison

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Updated June 18, 2026

# Square Virtual Terminal vs. Venmo: 2026 Comparison

Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.

Free Expert Guidance

Real Human Advice

1M + Businesses Helped

Product comparison

Compare up to 3 products side-by-side

+

Add product

[](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/)

[Square Virtual Terminal](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/)

4.7

[(36)](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

Not enough reviews

Cons:

Not enough reviews

Who uses Square Virtual Terminal

Based on 36 reviews

-   Top use cases: Payment Processing (25%), Mobile Credit Card Processing (3%)

83% of users recommend this product

[](https://www.softwareadvice.com/retail/venmo-profile/)

[Venmo](https://www.softwareadvice.com/retail/venmo-profile/)

4.7

[(9289)](https://www.softwareadvice.com/retail/venmo-profile/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

-   Ease of Use
-   Money Transfers

Cons:

-   Privacy Settings
-   Fees

Who uses Venmo

Based on 9289 reviews

-   Popular among: Small businesses
-   Most common industries: Health & Medicine (13%), Retail, Consumer Goods & Services (12%) and Education & Learning (12%)
-   Top use cases: Payment Processing (24%), Financial Services (8%) and Point of Sale (8%)

87% of users recommend this product

[](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/)

Square Virtual Terminal

4.7

[(36)](https://www.softwareadvice.com/online-payment/square-virtual-terminal-profile/reviews/)

[](https://www.softwareadvice.com/retail/venmo-profile/)

Venmo

4.7

[(9289)](https://www.softwareadvice.com/retail/venmo-profile/reviews/)

+

Add product

Add product

## User satisfaction

* * *

4.7

Based on 36 reviews

Ease of use

4.8

Value for money

4.4

Customer support

4.1

Functionality

4.6

4.7

Based on 9,289 reviews

Ease of use

4.7

Value for money

4.8

Customer support

4.4

Functionality

4.6

## User interface

* * *

## Key features

Features selected based on 9,325 reviews from Payment Processing

* * *

ACH Payment Processing

N/A

Billing & Invoicing

5.0

Debit/Credit Card Processing

4.6

In-Person Payments

5.0

Mobile Payments

N/A

Multiple Payment Options

5.0

ACH Payment Processing

4.4

Billing & Invoicing

N/A

Debit/Credit Card Processing

4.6

In-Person Payments

4.5

Mobile Payments

4.8

Multiple Payment Options

4.3

### Wondering if these products fit your needs?

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LexiAdvisor for 8 years

### Wondering if these products fit your needs?

Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes.

LexiAdvisor for 8 years

## Integrations

* * *

[

Square InvoicesNot enough reviews

](https://www.softwareadvice.com/accounting/square-invoices-profile/)[

Square Point of SaleNot enough reviews

](https://www.softwareadvice.com/retail/square-point-of-sale-profile/)[

QuickBooks MoneyNot enough reviews

](https://www.softwareadvice.com/product/369374-QuickBooks-Money/)

[

PayPalIntegration rated 4.7 from 62 reviews

](https://www.softwareadvice.com/retail/paypal-profile/)[

PayPal Enterprise PaymentsNot enough reviews

](https://www.softwareadvice.com/online-payment/braintree-profile/)[

Meta for BusinessIntegration rated 4.8 from 21 reviews

](https://www.softwareadvice.com/social-networking/facebook-profile/)

## Reviews

* * *

Heather T.Commercial CleanerHospitality, 2-10 employees

"While Square Virtual Terminal's transaction costs and customization choices may be better, it provides a flexible, secure, and user-friendly alternative for handling payments and business activities."

Jul 24, 2024

VR

Verified ReviewerOwnerRetail, 2-10 employees

"However, when you're at an event, whether it's on secured wi-fi or mobile data, the connection is really flakey."

Apr 13, 2022

NH

Nguyen H. H.Deputy Service ManagerFacilities Services, 11-50 employees

"You can link a credit card which comes in very handy if you are at the last of your pet cash on an emergency, and most transactions will be settled in a short time."

Jun 13, 2026

RR

Rebecca R.Production managerConstruction, 11-50 employees

"It can also be a concern that payments are sometimes public by default unless privacy settings are adjusted, which isn’t ideal for everyone."

Apr 27, 2026

## Customer support

* * *

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

## Training options

* * *

In Person

Live Online

Webinars

Documentation

Videos

In Person

Live Online

Webinars

Documentation

Videos

## Popular Comparisons

* * *

[Square Payments vs Square Virtual Terminal](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/square-virtual-terminal/)[PayPal vs Venmo](https://www.softwareadvice.com/retail/paypal-profile/vs/venmo/)[Stripe vs Venmo](https://www.softwareadvice.com/compare/49509-Stripe/vs/317580-venmo/)[Square Payments vs Venmo](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)