Wave

Wave offers two main pricing plans: Starter and Plus. The Starter plan is designed for businesses looking to manage their finances effectively. It includes features such as creating unlimited estimates, invoices, bills, and bookkeeping records, as well as the option to accept online payments and invoice on-the-go through the Wave app. On the other hand, the Plus plan builds upon these functionalities by providing more advanced features to streamline financial processes. These features include auto-importing bank transactions, auto-merging and categorizing bank transactions, digitally capturing unlimited receipts, and tracking expenses. Users of the Plus plan also benefit from automated late payment reminders, helping them stay on top of their financial obligations. Additionally, the Plus plan offers the option to accept online payments at a discounted rate, enhancing convenience and cost-efficiency for businesses. Ultimately, while the Starter plan is ideal for basic financial management tasks, the Plus plan caters to businesses seeking a more comprehensive solution with advanced automation features and additional tools to ensure efficient financial operations. Accounting & Invoicing - Free Receipt Management - Free Credit card processing - $0.30 + 2.9% per transaction Bank payment/ACH processing - 1% per transaction ($1 minimum fee) Payroll (tax service states): $35/month base fee + $4/active employee + $4/independent contractor paid Payroll (self service states): $20/month base fee + $4/active employee + $4/independent contractor paid