# Wise Software Reviews, Demo & Pricing - 2026 > Review of Wise Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/product/319289-Wise --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Wise Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/product/319289-Wise/reviews/)[Alternatives](https://www.softwareadvice.com/product/319289-Wise/alternatives/) # Wise 2026: Benefits, Features & Pricing Wondering if Wise is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pros and Cons - Pricing and Plans - Features - User Reviews - Popular Comparisons ## Overview Wise 3.8 [(85)](https://www.softwareadvice.com/product/319289-Wise/reviews/) Pricing Pricing available upon request ### About Wise Wise is payment processing software that lets businesses transfer money in multi-currencies to users across international countries. It is a customizable system designed to handle the specific needs of enterprise-level merchants, businesses, financial institutions, and freelancers. Wise allows users to send and receive funds for their domestic remittances and online shopping. Enterprises can also send invoices, accept online payments, take deposits and manage finances on a unified portal. Additionally, users can accept payments via PayPal, Payoneer, bank accounts, and other channels. It comes with a usage-based fee and support is provided via email, FAQs and other online measures. Wondering if Wise is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## Wise User Interface ## Popular Wise Alternatives Main Product Wise 3.8 [(85)](https://www.softwareadvice.com/product/319289-Wise/reviews/) Ratings Breakdown - 4.01Ease of use - 3.82Value for money - 3.54Customer support - 3.93Functionality Pricing Available upon request Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26459)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.64Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) 4.7 [(9288)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) Ratings Breakdown - 4.74Ease of use - 4.75Value for money - 4.41Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Stripe](https://www.softwareadvice.com/product/49509-Stripe/) 4.6 [(3349)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.35Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/) 4.7 [(2691)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Ratings Breakdown - 4.71Ease of use - 4.48Value for money - 4.36Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3031)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.35Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price ## Wise Pros and Cons We analyzed 85 verified reviews for Wise to find out what actual users really think. Select to learn more Fast And Affordable Transfers Wise makes international money transfers straightforward, offering low fees, competitive exchange rates, and quick delivery times. Users appreciate the platform's intuitive interface, reliability, and ability to send funds in multiple currencies with minimal hassle. Account Access And Restrictions Managing accounts with Wise can be challenging due to sudden account closures, frozen funds, and strict verification processes. Users report difficulties retrieving money, limited support, daily transfer limits, and issues accessing accounts, especially during disputes or policy reviews. ## Wise Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Basic Pricing available upon request No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Wise Features - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of Wise Activity Dashboard Alerts/Notifications API Data Import/Export Data Security Online Payments Status Tracking Transaction Monitoring ## Wise User Reviews Overall Rating 3.8 Ratings Breakdown 5 58% 4 13% 3 5% 2 0% 1 25% Secondary Ratings Ease of Use 4.0 Value for money 3.8 Customer support 3.5 Functionality 3.9 Gustavo B. Verified reviewer Marketing and Advertising 2-10 employees Used daily for more than 2 years Review source Reviewed May 2022 The Best Online Bank Miles Away 5 I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions. Ratings Breakdown 5 Ease of use 5 Value for money 4 Customer support 3 Functionality Pros: It does offer great exchange rates. You can literally a bank account in different countries like EEUU, UK, Belgium, etc. The money transferring system is super easy to use Cons: As the time pass, it has become more difficult to open a Wise Account. It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. There are no physical or virtual cards for businesses in the United States, then it is super limited the money management. Reasons for choosing Wise As said previously, the exchange rates and the possibility to manage the money from Europe to America is a key. Reasons for switching to Wise Wise does provide the best exchange rates overall. You won't be charged maintenance fees, abroad transactions fees, or so other you would with those alternatives. Read More Zahra H. Verified reviewer Management Consulting 2-10 employees Used weekly for less than 2 years Review source Reviewed October 2021 Fast, Seamless, Secure 5 Wise for personal is very good... and great! Wise for Business is superb!! Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Not 1, but several!! Its a fluid and well integrated system. Sending and Receiving money is very quick. The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature! Jars is such a good idea and now we have another gimmick! "Invest" Cons: Its asks to load money before we're able to see accounts. So this is an extra step which wasn't there before. Not sure why they added but as long as conversion from one currency to another is allowed, i'm game - but otherwise it seems like 'not a nice thing to do, you know' Reasons for choosing Wise Eburry is not cost effective for small businesses Reasons for switching to Wise Payoneer has a lousy CS and bad rates. Hidden charges too. Software glitches. Read More WH Warren H. Verified reviewer Farming 11-50 employees Used weekly for less than 12 months Review source Reviewed March 2025 Arbitrary and not accountable 1 Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any confidence i was willing to extend for handling our money. Ratings Breakdown 3 Ease of use 3 Functionality Pros: Rates close being best if not the best. relative ease of use. Cons: Lack of integrity and transparency. i was sending money to family in another country for costly medical expenses, over a period of 7 months. i had phone conversations with Wise about this, sent detailed info when they asked. Then out of no where after using the service for 7 months. they froze my account and the recipient's. after that they would not take phone calls. they refused to explain or provide any reason or evidence. There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad with so called investigations which turns up no evidence of contravening their terms of use, and acceptable practices. if you want to be open to arbitrary, untrue, and irresponsible blackballing THESE ARE YOUR PEOPLE. Read More KZ Kai Z. Verified reviewer Real Estate Self-Employed Used daily for less than 2 years Review source Reviewed May 2025 I like Wise 5 fast and quick get payment dirently from wise and save exchange rate Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: convineient and quick, easy to use and transfer money from payroll Cons: no interest rate earning from savings, money stay there and wasted Read More MB Michael B. Verified reviewer Recreational Facilities and Services Self-Employed Used monthly for more than 2 years Review source Reviewed March 2025 A wise choice for your all your currency transfer transactions 5 Very happy indeed. The service has always been quick, safe, I always seem to get the best exchange rates at the time too. The fees are quite low. Its been a great discovery and perfect for my needs. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: What I liked most about Wise is its lightning-fast transfer speeds, which were crucial for my situation. Living in Spain and managing large transfers for a house build, I needed transactions from my UK accounts to be quick, secure, and hassle-free. Wise consistently delivered—most transfers arrived in seconds, even with substantial amounts, and I never encountered a single issue. I also like Wise’s transparent and inexpensive fees, the user-friendly interface, and reliability across currencies. Cons: I had one issue with my bank, but that had nothing at all to do with Wise or their service. The issue was quickly resolved and the money arrived safely and quickly. Read More Navan M. Verified reviewer Hospitality Self-Employed Used weekly for less than 6 months Review source Reviewed November 2023 BEWARE OF WISE BUSINESS FEES AND DOCUMENT VERIFICATION. 1 Support team is lying 🤥 to me. I am sent proof of money that does not match my bank account funds. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: Nothing really is likeable. It is only about verification and fees. Cons: I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money. Wise is suppose to transfer money affordability that is what I was expecting. I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account. Reasons for switching to Wise I heard about wise, I thought 💭 it was convenient and less costly. Read More TQ Tristan Q. Verified reviewer Photography Self-Employed Used monthly for more than 2 years Review source Reviewed November 2024 Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business 1 Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: Nothing to enjoy with wise services. There are fare better options. Cons: Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk Read More IL IAN L. Verified reviewer Individual & Family Services 2-10 employees Used weekly for less than 2 years Review source Reviewed July 2025 DO NOT TRUST WISE BANK ,THEY LIE AND WASTE TIME AND LOOSE MONEY 1 RUBBISH THEY FROZE MY MONEY FOR NO REASON BUT I FOUND A WAY TO GET IT OUT , I AM 68 YRS OLD A PENSIONER MY MONEY STUCK IN THERE ACCOUNT , Ratings Breakdown 1 Ease of use 2 Value for money 1 Customer support 1 Functionality Pros: NOTHING THEY WASTED MY TIME AND MONEY , RANG THEM 3 TIMES CALLS NEARLY 1 HOUR A TIME ,THEY PROMISED TO CALL BACK NEVER BOTHERED Cons: THERE SO CALLED CUSTOMER SERVICE , IT DOES NOT EXSIST,PROMISED I HAVE BEEN PROMISED ON THREE OCCASIONS THAT THEY WILL CALL ME AND SAID SORRY WE WILL DEAL WITH IT , NOTHING STILL WAITING FOR THE CALLS AND EMAILS Read More KK Kara K. Verified reviewer Accounting 2-10 employees Used weekly for more than 2 years Review source Reviewed June 2025 Not perfect, but gets the job done 3 Although Wise has its fair share of issues, we haven't found a better tool to send regular international payments. We'll be using Wise until something better comes along. Ratings Breakdown 3 Ease of use 5 Value for money 4 Functionality Pros: Our team uses Wise mainly because of the low fees, and the ability to send funds internationally in short timeframe. Cons: The $2,000 daily limit on an account is probably our biggest hang-up. Payment speeds can also be unreliable, which is a huge headache whenever payments are delayed. Read More RP Reid P. Verified reviewer Computer & Network Security 2-10 employees Used daily for less than 6 months Review source Reviewed November 2024 Beware that Wise can close your account and keep your funds before the application process is complete... 1 BEWARE: Wise closed my account without notice after asking me to deposit funds to keep the application process going. They sent me an Interac e-transfer request which I used to deposit $3,000. Then they closed the account due to not meeting their community standards and kept my money. I have been fighting with them for a week trying to get the money back. Since they closed the account before returning my funds they have no record of anything and dealing with their customer support has been an absolute nightmare, have sent and received upwards of 20 emails back and forth and still don't have my funds returned. They require a bank statement showing the account name, a record of the transaction including account numbers and payment reference numbers etc. I have given them all this numerous times now but keep getting passed around and then asked for the same things again. It's an absolute drain of my time and energy. My banking institution where the funds were deposited informed me that the reference number I gave them should be the only thing they need to reverse the deposit. This has been an excruciating process that I still don't have a resolution to after 6 days and over 20 emails back and forth with their support. This should be a simple resolution. Firstly, they should not accept money from me until my account is fully approved. Secondly, they should have returned the funds before closing the account. Lastly, according to my bank, and Interac that I have spoken to, they should only require the payment reference number to reverse the transaction, especially since they initiated the closure and their policy states that they will return the funds. This has been a horrible experience and I would never recommend Wise to anyone in Canada. I don't think their agents even understand the payment systems they use. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: The supposed ease and convenience of transferring funds. Cons: Poor customers service and predatory practices. Read More Showing 1 - 10 of 85 Reviews [See All Reviews](https://www.softwareadvice.com/product/319289-Wise/reviews/) ## Wise Popular Comparisons [PayPal vs Wise](https://www.softwareadvice.com/compare/104664-paypal/vs/319289-Wise/)[Venmo vs Wise](https://www.softwareadvice.com/compare/317580-venmo/vs/319289-Wise/)[Stripe vs Wise](https://www.softwareadvice.com/compare/49509-Stripe/vs/319289-Wise/)[Square Payments vs Wise](https://www.softwareadvice.com/compare/319289-Wise/vs/374157-square-payments/) [Compare All Alternatives](https://www.softwareadvice.com/product/319289-Wise/alternatives/) ## Other Top Recommended Payment Processing Software [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26459) Recently recommended **0** times [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) **4.5** (20650) Recently recommended **0** times [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) **4.7** (9288) Recently recommended **0** times [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) **4.3** (8462) Recently recommended **0** times Stuck Between Options? 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