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LendAPI

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Overview

LendAPI 2026: Benefits, Features & Pricing

On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

LendAPI
LendAPI
5.0
(6)

Pricing

Starting at $999.00 per month

About LendAPI

LendAPI is a digital onboarding platform designed to help banks and financial institutions streamline account opening and loan origination processes. The platform provides a product studio and credit decision engine and allows tenants to build custom credit scores and access real-time data.

LendAPI provides a multi-tenant system and customizable applications, allows integration with third party data providers via API and supports A/B testing to help optimize financial strategies.

LendAPI is offered on a monthly and annual basis and support is extended via email, phone and documentation. A free trial is available.

LendAPI Screenshots

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LendAPI Pricing and Plans

Starting price: $999.00 per month
Free Trial
Free Version

Silver

$999.00

flat rate, per month

No plan information available

    Gold

    $1,999.00

    flat rate, per month

    No plan information available

      Platinum

      $2,499.00

      flat rate, per month

      No plan information available

        Custom

        Pricing available upon request

        No plan information available

          LendAPI Features

          • Popular features found in Loan Origination
            Audit Trail
            Automated Decisioning/Underwriting
            Compliance Management
            Customer Management
            Electronic Signature
            Financial Analysis
            Loan Management
            Loan Portfolio Management
            Online Applications
            Payment Collection
            Workflow Management
          • More features of LendAPI
            Activity Dashboard
            Activity Tracking
            Alerts/Notifications
            API
            Approval Process Control
            Client Management
            Client Portal
            Communication Management
            Configurable Workflow
            Contact Management
            Customer Database
            Customizable Branding
            Customizable Reports
            Customizable Templates
            Data Import/Export
            Digital Signature
            Document Management
            Document Storage
            Document Templates
            Electronic Payments
            Financial Management
            Lead Management
            Loan Processing
            Multi-Company
            Pipeline Management
            Pricing Management
            Real-Time Reporting
            Reminders
            Reporting & Statistics
            Rules-Based Workflow
            Secure Data Storage
            Self Service Portal
            Status Tracking
            Task Management
            Task Scheduling
            Template Management
            Third-Party Integrations
            Transaction History

          LendAPI Integrations

          Experian Address Verification
          Experian Address Verification
          Equifax
          Equifax
          Plaid
          Plaid

          LendAPI User Reviews

          Overall Rating

          5.0

          Ratings Breakdown

          5

          100%

          4

          0%

          3

          0%

          2

          0%

          1

          0%

          Secondary Ratings

          Ease of Use

          4.7

          Value for money

          5.0

          Customer support

          5.0

          Functionality

          4.8

          Have you used LendAPI and would like to share your experience with others?

          Steven's profile

          Steven H.

          Verified reviewer

          Financial Services

          11-50 employees

          Used daily for less than 12 months

          Review source

          Reviewed May 2024

          Review of LendAPI Loan Origination Platform

          5

          Ratings Breakdown

          4
          Ease of use
          5
          Value for money
          5
          Customer support
          4
          Functionality
          icon
          Pros:
          LendAPI is a well-conceived, clean, straightforward platform for building any LOS. The people and developers at LendAPI are seasoned industry pros with years of experience building successful Lending Origination Systems. They know their stuff. They are super easy to work with and very knowledgeable. Customer service is exceptional. The system's features and capabilities are modern and capable of enabling the future of digital loan originations today. Most of all, the cost is the lowest subscription cost you will find in the market. For over a year, I searched for a base-level LOS to build LawFi's customized LOS capable of underwriting and making first-of-its-kind legal fee loans. Nothing in the market comes close to offering so much DIY customization and overall system capabilities for a minimal cost. You can easily spend ten times the cost to build on other LOS platforms and not get the quality or capabilities offered by LendAPI. Our internal teams enjoy working with [sensitive content hidden] , and their team and look forward to many years of success working together to bring more financial inclusion to the legal system to help fill the Access-to-Justice gap.
          Cons:
          While working and building our LOS on LendAPI, we have yet to experience any significant issues or Cons.

          Read More

          MH

          Maximillian H.

          Verified reviewer

          Investment Banking

          Self-Employed

          Used weekly for less than 12 months

          Review source

          Reviewed June 2024

          Useful product, dynamic leader, excellent team

          5

          Very positive. [sensitive content hidden] and the team have been attentive to our needs.

          Ratings Breakdown

          5
          Ease of use
          5
          Value for money
          5
          Customer support
          5
          Functionality
          icon
          Pros:
          [sensitive content hidden] is a dynamic leader and a joy to work with. The product team is very good at what they do and has a firm grasp of the industry and how the product differentiates itself. The level of customizability is very impressive and fits our needs. I would highly recommend LendAPI to anyone interested in building an LOS.
          Cons:
          We wish [sensitive content hidden] and his team all lived in New York City!

          Read More

          JC

          JC C.

          Verified reviewer

          Financial Services

          2-10 employees

          Used daily for less than 12 months

          Review source

          Reviewed June 2024

          Great product, great company, great people!

          5

          Ratings Breakdown

          4
          Ease of use
          5
          Value for money
          5
          Customer support
          5
          Functionality
          icon
          Pros:
          Pleasure to work with, they get lending! Team is very supportive and have a firm understanding of how things work. Great out of the box origination system with a robust feature set including the ability to customize the platform to your needs.
          Cons:
          Nothing is one size fits all, in order to optimize the system it requires digging in a bit on both sides. That being said, I have yet to find any system that does everything perfectly out of the gates.

          Read More

          DC

          Drew C.

          Verified reviewer

          Financial Services

          201-500 employees

          Used daily for less than 12 months

          Review source

          Reviewed May 2024

          True Partnership

          5

          The dedicated team at LendAPI collaborates closely with clients to gather requirements, identify potential issues, and facilitate the successful launch of critical applications. I am convinced that LendAPI offers what many financial institutions are looking for.

          Ratings Breakdown

          5
          Ease of use
          5
          Value for money
          5
          Customer support
          5
          Functionality
          icon
          Pros:
          Tim is renowned for his close collaboration with clients, fostering an environment of seamless interaction to meticulously gather requirements, adeptly identify potential issues, and orchestrate the flawless launch of mission-critical applications. It's no surprise that LendAPI has the same approach in it's DNA
          Cons:
          While some may see the extensive collaboration between LendAPI's team and clients as potentially time-consuming, it actually serves as a testament to their commitment to ensuring a thorough understanding of requirements, thus resulting in a more tailored and effective solution for each individual client.

          Read More

          JK

          Jay K.

          Verified reviewer

          Financial Services

          11-50 employees

          Used daily for less than 2 years

          Review source

          Reviewed May 2024

          LendAPI is the way to go!

          5

          The experience has been excellent. We appreciate working with a genuine partner.

          Ratings Breakdown

          5
          Ease of use
          5
          Value for money
          5
          Customer support
          5
          Functionality
          icon
          Pros:
          Make lending easier for your team by working with the Dream Lending Team.
          Cons:
          The product's service is excellent, and the client-based approach makes it easier to get a custom program up and running quickly.

          Reasons for choosing LendAPI

          Flexible architecture and ability to dynamically optimize for the member's benefit. Truly an ideal place for many products.

          Reasons for switching to LendAPI

          We require a highly flexible solution. We are working with a true partner.

          Read More

          AB

          Atharva B.

          Verified reviewer

          Financial Services

          2-10 employees

          Used weekly for less than 6 months

          Review source

          Reviewed June 2024

          One of the best (easiest), fastest platforms

          5

          Ratings Breakdown

          5
          Ease of use
          5
          Value for money
          5
          Customer support
          5
          Functionality
          icon
          Pros:
          Probably the most smooth, seamlessly integrated platform we have used in a while. Support team is also great--very responsive and willing to work with you.
          Cons:
          Not faced many really. For minor inconveniences, the team is always there and very responsive

          Read More

          Showing 1 - 6 of 6 Reviews

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