# LendAPI Software Reviews, Demo & Pricing - 2026 > Review of LendAPI Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/product/449959-LendAPI --- [Home](https://www.softwareadvice.com/) / [Loan Origination Software](https://www.softwareadvice.com/loan-origination/) / LendAPI Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview # LendAPI 2026: Benefits, Features & Pricing On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview LendAPI 5.0 [(6)](https://www.softwareadvice.com/product/449959-LendAPI/#reviews) Pricing Starting at $999.00 per month Top Alternatives ### About LendAPI LendAPI is a digital onboarding platform designed to help banks and financial institutions streamline account opening and loan origination processes. The platform provides a product studio and credit decision engine and allows tenants to build custom credit scores and access real-time data. LendAPI provides a multi-tenant system and customizable applications, allows integration with third party data providers via API and supports A/B testing to help optimize financial strategies. LendAPI is offered on a monthly and annual basis and support is extended via email, phone and documentation. A free trial is available. ## LendAPI User Interface ## Popular LendAPI Alternatives Main Product LendAPI 5.0 [(6)](https://www.softwareadvice.com/product/449959-LendAPI/#reviews) Ratings Breakdown - 4.67Ease of use - 5.0Value for money - 5.0Customer support - 4.83Functionality Pricing Starting at $999.00 per month Alternative Product [The Mortgage Office](https://www.softwareadvice.com/crm/the-mortgage-office-profile/) 4.8 [(285)](https://www.softwareadvice.com/crm/the-mortgage-office-profile/reviews/) Ratings Breakdown - 4.73Ease of use - 4.70Value for money - 4.78Customer support - 4.73Functionality Pricing Available upon request Alternative Product [TaskSuite](https://www.softwareadvice.com/loan-servicing/tasksuite-profile/) 4.8 [(6)](https://www.softwareadvice.com/loan-servicing/tasksuite-profile/#reviews) Ratings Breakdown - 4.50Ease of use - 4.50Value for money - 4.33Customer support - 4.83Functionality Pricing Available upon request Alternative Product [LOAN SERVICING SOFT](https://www.softwareadvice.com/loan-origination/loan-servicing-soft-profile/) 5.0 [(14)](https://www.softwareadvice.com/loan-origination/loan-servicing-soft-profile/reviews/) Ratings Breakdown - 4.92Ease of use - 5.0Value for money - 5.0Customer support - 5.0Functionality Pricing Starting at $500.00 per month Alternative Product [HES LoanBox](https://www.softwareadvice.com/debt-collection/hes-loanbox-profile/) 4.9 [(35)](https://www.softwareadvice.com/debt-collection/hes-loanbox-profile/#reviews) Ratings Breakdown - 4.91Ease of use - 4.88Value for money - 4.97Customer support - 4.91Functionality Pricing Starting at $75000.00 per year Alternative Product [LendingWise](https://www.softwareadvice.com/loan-origination/lendingwise-profile/) 4.6 [(72)](https://www.softwareadvice.com/loan-origination/lendingwise-profile/reviews/) Ratings Breakdown - 4.44Ease of use - 4.46Value for money - 4.53Customer support - 4.38Functionality Pricing Starting at $149.00 per month ## LendAPI Pricing and Plans Starting price: $999.00 per month Free Trial Free Version Silver $999.00 flat rate, per month No plan information available Gold $1,999.00 flat rate, per month No plan information available Platinum $2,499.00 flat rate, per month No plan information available Custom Pricing available upon request No plan information available ## LendAPI Features - Popular features found in Loan Origination Audit Trail Automated Decisioning/Underwriting Compliance Management Customer Management Electronic Signature Financial Analysis Loan Management Loan Portfolio Management Online Applications Payment Collection Workflow Management - More features of LendAPI Activity Dashboard Activity Tracking Alerts/Notifications API Approval Process Control Client Management Client Portal Communication Management Configurable Workflow Contact Management Customer Database Customizable Branding Customizable Reports Customizable Templates Data Import/Export Digital Signature Document Management Document Storage Document Templates Electronic Payments Financial Management Lead Management Loan Processing Multi-Company Pipeline Management Pricing Management Real-Time Reporting Reminders Reporting & Statistics Rules-Based Workflow Secure Data Storage Self Service Portal Status Tracking Task Management Task Scheduling Template Management Third-Party Integrations Transaction History ## LendAPI Integrations Experian Address Verification Integration rated undefined from -1 review Equifax Integration rated undefined from -1 review Plaid Integration rated undefined from -1 review ## LendAPI User Reviews Overall Rating 5.0 Ratings Breakdown 5 100% 4 0% 3 0% 2 0% 1 0% Secondary Ratings Ease of Use 4.7 Value for money 5.0 Customer support 5.0 Functionality 4.8 Have you used LendAPI and would like to share your experience with others? Steven H. Verified reviewer Financial Services 11-50 employees Used daily for less than 12 months Review source Reviewed May 2024 Review of LendAPI Loan Origination Platform 5 Ratings Breakdown 4 Ease of use 5 Value for money 5 Customer support 4 Functionality Pros: LendAPI is a well-conceived, clean, straightforward platform for building any LOS. The people and developers at LendAPI are seasoned industry pros with years of experience building successful Lending Origination Systems. They know their stuff. They are super easy to work with and very knowledgeable. Customer service is exceptional. The system's features and capabilities are modern and capable of enabling the future of digital loan originations today. Most of all, the cost is the lowest subscription cost you will find in the market. For over a year, I searched for a base-level LOS to build LawFi's customized LOS capable of underwriting and making first-of-its-kind legal fee loans. Nothing in the market comes close to offering so much DIY customization and overall system capabilities for a minimal cost. You can easily spend ten times the cost to build on other LOS platforms and not get the quality or capabilities offered by LendAPI. Our internal teams enjoy working with \[sensitive content hidden\] , and their team and look forward to many years of success working together to bring more financial inclusion to the legal system to help fill the Access-to-Justice gap. Cons: While working and building our LOS on LendAPI, we have yet to experience any significant issues or Cons. Read More DC Drew C. Verified reviewer Financial Services 201-500 employees Used daily for less than 12 months Review source Reviewed May 2024 True Partnership 5 The dedicated team at LendAPI collaborates closely with clients to gather requirements, identify potential issues, and facilitate the successful launch of critical applications. I am convinced that LendAPI offers what many financial institutions are looking for. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Tim is renowned for his close collaboration with clients, fostering an environment of seamless interaction to meticulously gather requirements, adeptly identify potential issues, and orchestrate the flawless launch of mission-critical applications. It's no surprise that LendAPI has the same approach in it's DNA Cons: While some may see the extensive collaboration between LendAPI's team and clients as potentially time-consuming, it actually serves as a testament to their commitment to ensuring a thorough understanding of requirements, thus resulting in a more tailored and effective solution for each individual client. Read More JC JC C. Verified reviewer Financial Services 2-10 employees Used daily for less than 12 months Review source Reviewed June 2024 Great product, great company, great people! 5 Ratings Breakdown 4 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Pleasure to work with, they get lending! Team is very supportive and have a firm understanding of how things work. Great out of the box origination system with a robust feature set including the ability to customize the platform to your needs. Cons: Nothing is one size fits all, in order to optimize the system it requires digging in a bit on both sides. That being said, I have yet to find any system that does everything perfectly out of the gates. Read More MH Maximillian H. Verified reviewer Investment Banking Self-Employed Used weekly for less than 12 months Review source Reviewed June 2024 Useful product, dynamic leader, excellent team 5 Very positive. \[sensitive content hidden\] and the team have been attentive to our needs. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: \[sensitive content hidden\] is a dynamic leader and a joy to work with. The product team is very good at what they do and has a firm grasp of the industry and how the product differentiates itself. The level of customizability is very impressive and fits our needs. I would highly recommend LendAPI to anyone interested in building an LOS. Cons: We wish \[sensitive content hidden\] and his team all lived in New York City! Read More JK Jay K. Verified reviewer Financial Services 11-50 employees Used daily for less than 2 years Review source Reviewed May 2024 LendAPI is the way to go! 5 The experience has been excellent. We appreciate working with a genuine partner. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Make lending easier for your team by working with the Dream Lending Team. Cons: The product's service is excellent, and the client-based approach makes it easier to get a custom program up and running quickly. Reasons for choosing LendAPI Flexible architecture and ability to dynamically optimize for the member's benefit. Truly an ideal place for many products. Reasons for switching to LendAPI We require a highly flexible solution. We are working with a true partner. Read More AB Atharva B. Verified reviewer Financial Services 2-10 employees Used weekly for less than 6 months Review source Reviewed June 2024 One of the best (easiest), fastest platforms 5 Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Probably the most smooth, seamlessly integrated platform we have used in a while. Support team is also great--very responsive and willing to work with you. Cons: Not faced many really. For minor inconveniences, the team is always there and very responsive Read More Showing 1 - 6 of 6 Reviews ## LendAPI Popular Comparisons [LendingWise vs LendAPI](https://www.softwareadvice.com/compare/76638-lendingwise/vs/449959-LendAPI/) ## See what companies are saying about Software Advice