--- title: "Stripe Software Overview 2026 - Features & Pricing" description: "Review of Stripe Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/product/49509-Stripe/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Stripe Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/product/49509-Stripe/reviews/)[Alternatives](https://www.softwareadvice.com/product/49509-Stripe/alternatives/) # Stripe Review Custom quote 2 plans Updated October 2, 2026 Written by [Sabrina Khoulalène](https://www.softwareadvice.com/resources/author/sabrina-khoulalene/) Content Analyst Edited by [Mehar Luthra](https://www.softwareadvice.com/resources/author/mehar-luthra/) Team Lead, Content Wondering if Stripe is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Our Summary - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - Key Sentiments - User Reviews - Frequently Asked Questions - Popular Comparisons ## Our Summary Stripe 4.6 [(3386)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) FrontRunner 2026 Pros: - Secure payment processing - Seamless integration Cons: - High fees - Funds withholding Pricing Pricing available upon request ### What is Stripe: Stripe is a financial payments and processing platform that allows businesses to accept payments online and in person. Businesses can accept payments via credit card, debit card, mobile wallet, and ACH transfers. It offers buy now pay later options, online invoicing, and recurring billing online. ### Why we like Stripe: Stripe is highly rated among payment processing tools, with reviewers particularly highlighting its fraud detection, transaction history, and credit card processing features. Stripe users also rate it highly for ease of use and functionality, with 4.5/5 stars in each area. Reviews frequently mentioned reliability, consistency, and a user-friendly interface. ### Who should use Stripe: Stripe is frequently used by small businesses, with 68% of its reviews coming from businesses with one to 10 employees. Users mention that Stripe is easy to use, making it easy for customers to pay for their goods and services. Wondering if Stripe is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## Stripe User Interface ## Popular Stripe Alternatives Main Product Stripe 4.6 [(3386)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.34Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26676)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) 4.7 [(9306)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) Ratings Breakdown - 4.74Ease of use - 4.75Value for money - 4.41Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/) 4.7 [(2715)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Ratings Breakdown - 4.71Ease of use - 4.48Value for money - 4.36Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3039)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.34Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price Alternative Product [Stax](https://www.softwareadvice.com/retail/stax-profile/) 4.2 [(146)](https://www.softwareadvice.com/retail/stax-profile/reviews/) Ratings Breakdown - 4.34Ease of use - 4.15Value for money - 4.10Customer support - 4.22Functionality Pricing Starting at $99.00 per month Get Price ## Stripe Overview Stripe is a financial infrastructure platform that helps businesses manage online and in-person payments. It offers a range of APIs for commerce solutions, suitable for businesses of all sizes and industries, including AI companies, SaaS providers, marketplaces, ecommerce retailers and creator economy platforms. The platform supports global payment processing with multiple currencies and payment methods, featuring AI-powered fraud prevention. Stripe includes tools for subscription and billing management, revenue and finance automation for invoicing and tax compliance and m... ulti-party payment solutions for platforms and marketplaces. Its banking-as-a-service functionality allows businesses to incorporate financial services such as card issuance and financial accounts into their products. Stripe provides a developer-friendly experience with comprehensive documentation, libraries and SDKs for various programming languages. It processes a high volume of API requests daily with a strong historical uptime. For businesses without development resources, Stripe offers no-code solutions such as Payment Links and pre-built checkout pages. The platform connects with numerous third-party applications through the Stripe App Marketplace, enabling integration with tools such as Salesforce and SAP. ## Stripe Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Standard Pricing available upon request Plan includes: - 3% for cards issued outside India - Pay-as-You-Go Service Custom Pricing available upon request Plan includes: - Multi-product Discounts - Country-specific Rates Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### Our Analysis of Stripe's Pricing Plans We've dug deep into Stripe's pricing landscape to help you navigate the various plans and find the best fit for your business. From the Standard Plan to Custom Pricing, we've broken down the key features, benefits, and potential drawbacks of each option. Stripe offers a range of pricing tiers tailored to businesses of different sizes and needs, and understanding the nuances of each plan is essential for making a smart choice that aligns with... your goals and budget. \*\*Standard Pricing Plan\*\* Stripe's Standard Pricing Plan offers a pay-as-you-go model designed for businesses of all sizes. There is a simple fee structure of 2.9% + $0.30 per successful charge for domestic cards without additional costs or monthly commitments. \*\*Pros:\*\* - \*\*All-inclusive platform:\*\* Access the full suite of payment processing tools and features for a fixed, pay-as-you-go rate. - \*\*Predictable costs:\*\* With integrated per-transaction pricing, you only pay for what you use. - \*\*Global reach:\*\* Expand your business internationally with the ability to accept payments from customers worldwide. \*\*Cons:\*\* - \*\*Higher rates for international cards:\*\* Transactions involving international cards incur an additional 1.5% fee, which can add up for businesses with a significant global customer base. - \*\*Currency conversion fees:\*\* If currency conversion is required, a 1% fee applies, potentially impacting profit margins for international transactions. - \*\*No discounts for volume:\*\* The Standard Plan does not offer volume-based discounts, which may be less cost-effective for businesses processing a high volume of transactions. \*\*Custom Pricing Plan\*\* For businesses with large payment volumes or unique requirements, Stripe offers a Custom Pricing Plan. This tailored approach provides volume discounts, multi-product discounts, and country-specific rates to optimize costs for high-volume merchants. \*\*Pros:\*\* - \*\*Tailored to your needs:\*\* Custom pricing is designed to align with your business model, ensuring you get the best value for your specific requirements. - \*\*Volume discounts:\*\* As your transaction volume grows, you can benefit from lower rates, making it more cost-effective for larger businesses. - \*\*Multi-product savings:\*\* If you use multiple Stripe products, you may be eligible for additional discounts, further optimizing your costs. \*\*Cons:\*\* - \*\*Requires negotiation:\*\* Custom pricing is not readily available and requires direct negotiation with Stripe. - \*\*Lack of transparency:\*\* As custom rates are not publicly disclosed, it can be difficult to compare pricing with other providers or assess the fairness of the offered rates. - \*\*Higher minimum volume:\*\* Discount pricing for volume may require users to sustain a high volume of transactions. \*\*Additional fees and services\*\* In addition to the core pricing plans, Stripe charges fees for specific services and transaction types. These include fees for ACH Direct Debit, 3D Secure authentication, Instant Payouts, and more. Stripe also offers a range of add-on products, such as Billing, Invoicing, Tax, and Radar, each with its own pricing structure. \*\*Consider the following when looking at add-ons\*\* - \*\*Evaluate your needs:\*\* Review the additional fees and services to determine which ones are relevant to your business and factor them into your cost analysis. - \*\*Bundled savings:\*\* Some add-on products, like Radar for Fraud Teams, offer discounted rates when bundled with other Stripe services, potentially providing savings for businesses that require multiple features. - \*\*Scalable pricing:\*\* Many add-on products, such as Billing and Tax, offer both pay-as-you-go and monthly pricing options, allowing you to choose the model that best aligns with your transaction volume and growth plans. \*\*Conclusion\*\* After analyzing Stripe's pricing structure, it's evident that it offers a range of options designed to cater to businesses of various sizes and transaction volumes. \*\*For small businesses or startups:\*\* The Standard Pricing Plan is likely the most suitable choice, with no setup fees, monthly fees, or hidden costs. The per-transaction pricing model ensures that costs scale with the business's growth, making it an attractive option for those just starting out. \*\*For larger enterprises or high-volume businesses:\*\* Stripe's Custom Pricing Plan unlocks additional possibilities. With volume discounts, multi-product discounts, and country-specific rates, this plan can be tailored to meet the unique needs of larger organizations. The flexibility and potential cost savings make it an appealing choice for businesses processing substantial payment volumes. Ultimately, the decision lies in carefully evaluating your business's current scale, projected growth, and specific requirements. By aligning these factors with Stripe's pricing options, you can select a plan that optimizes your payment processing efficiency and aligns with your financial goals. ## Stripe Features Drawn from insights across 3386 verified reviews, we've outlined Stripe's best and worst rated features and how they stack up against the average rating. Stripe's score Category average Stripe's Best Rated Features Reporting & Statistics 4.83 4.16 category average Invoice Management 4.71 4.02 category average Transaction Management 4.69 3.88 category average Stripe's Worst Rated Features Cryptocurrency Processing 3.65 2.18 category average Third-Party Integrations 3.84 3.90 category average Partial Payments 3.94 3.71 category average - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of Stripe Accounting Integration Activity Dashboard API Compliance Management Credit Card Management Credit Card Processing CRM Cryptocurrency Processing Dashboard Data Security Electronic Payments Financial Reporting Fraud Detection Invoice Management Mobile Access Online Payments Partial Payments Payment Links Payment Processing Point of Sale (POS) Receipt Management Reminders Reporting & Statistics Sales Reports Self Service Portal Third-Party Integrations Transaction History Transaction Management Transaction Monitoring ## Stripe Integrations Based on 3386 verified reviews, we've identified products most frequently integrated withStripe. [WooCommerce](https://www.softwareadvice.com/inventory-management/woocommerce-profile/) Integration rated 4.8 from 73 reviews Stephen Britton Technology Consultant Used for more than 2 years Reviewed August 2022 "“WooCommerce also works well with Stripe”" [WordPress](https://www.softwareadvice.com/web-content-management/wordpress-profile/) Integration rated 4.8 from 61 reviews Muhammad Junaid IT Manager Used for more than 2 years Reviewed March 2022 "Excellent payment system easy to integrate with WordPress" [Shopify](https://www.softwareadvice.com/retail/shopify-profile/) Integration rated 4.8 from 40 reviews Nate Enns Web Admin Used for more than 2 years Reviewed November 2021 "Stripe allows us to receive payments on our Shopify store." Xero Integration rated 4.4 from 25 reviews PayPal Integration rated 4.7 from 16 reviews Squarespace Integration rated 4.6 from 16 reviews Wix Integration rated 4.9 from 14 reviews Zapier Integration rated 4.9 from 12 reviews ClickFunnels Integration rated 5.0 from 11 reviews See all 225 integrations ## Stripe Key Sentiments We analyzed 3386 verified reviews for Stripe to find out what actual users really think. Most Positive Sentiments Integration ease 75% Positive 19% Neutral 6% Negative Reviewers find Stripe's integration with third-party tools and platforms straightforward and efficient. They praise the comprehensive API and documentation, which facilitate quick and easy integration, and they value the wide compatibility of Stripe with various software. Payment processing 68% Positive 23% Neutral 9% Negative Users appreciate Stripe for its secure and efficient payment processing system, which simplifies managing electronic payments. They find the platform convenient for both businesses and customers, enhancing the overall payment experience. Additionally, reviewers value Stripe's ability to accept global payments, making it a reliable choice for international transactions. Customer service 62% Positive 16% Neutral 22% Negative Users reviewing Stripe appreciate the helpfulness of its customer service, specifically mentioning the responsiveness and reliability of the support team. However, some reviewers report issues with slow response times and limited customer support, leading to frustration and dissatisfaction. Least Positive Sentiments Transaction fees 34% Positive 40% Neutral 26% Negative Reviewers find Stripe's detailed reporting and reliability helpful for managing transaction fees. However, they express concerns about the high processing fees and the complexity of the fee structure. Users also mention that the fees add up quickly, making Stripe less cost-effective compared to other payment methods. Account management 35% Positive 39% Neutral 27% Negative While users appreciate the convenience of Stripe's account management features, such as real-time transaction tracking, they also report issues with slow fund transfers and a complex verification process. Additionally, some reviewers find the account setup and reconciliation processes challenging and time-consuming. ## Stripe User Reviews ## Stripe customer ratings - Overall rating: 4.6/5 - Total reviews: 3,386 ### Rating distribution - 5 stars: 2,486 reviews (73%) - 4 stars: 655 reviews (19%) - 3 stars: 121 reviews (4%) - 2 stars: 26 reviews (1%) - 1 star: 98 reviews (3%) ### Secondary ratings - Ease of use: 4.5/5 - Value for money: 4.3/5 - Customer support: 4.2/5 - Functionality: 4.5/5 --- ### Still a good app. Still easy - Overall rating: 5/5 - Reviewer: Leah G. - Verified reviewer: Yes - Industry: Automotive - Company size: Self-Employed - Product usage: Used weekly for less than 2 years - Reviewed: September 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 4/5 - Value for money: 1/5 - Customer support: 5/5 - Functionality: 3/5 #### Pros It’s still a great payment processor. Easy to use. Very intuitive. Fast payments and a helpful staff. #### Cons There’s more competition out now, so I feel like stripe is slowly falling behind the curve. I’d like to see them innovate. --- ### Stripe works for day-to-day work with Stripe — know the fees and filters - Overall rating: 4/5 - Reviewer: christopher f. - Verified reviewer: Yes - Industry: Wireless - Company size: 2-10 employees - Product usage: Used daily for less than 12 months - Reviewed: August 2026 - Review source details: This review was submitted organically. No incentive was offered In the months we have been using it day to day I have used Stripe for day-to-day work with Stripe. This is how the tool behaves for us right now, not how a demo looked. On the positive side, contractor payouts that we used to batch on Mondays now go out the same afternoon we approve the hours. The constructive side is equally specific: support replies have been fine when we have written in, just not fast enough for a payment that is stuck at 4:50 p. M. On a payday. For a team our size, that tradeoff is one I can live with, and we are still on it. #### Ratings breakdown - Ease of use: 4/5 - Value for money: 3/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros In the months we have been using it day to day I have used Stripe almost every working day for day-to-day work with Stripe. Mobile payments are not a novelty for us; they are how the front desk finishes checkout while the client is still standing there. A typical in-person collection that used to stall at the desk now finishes before the client is out the door. Notifications are noisy on a busy day, but they are reliable — I would rather clear a few extras than miss a failed send. #### Cons What I like least is straightforward. Support replies have been fine when we have written in, just not fast enough for a payment that is stuck at 4:50 p. M. On a payday. The business activity view is thinner than a full merchant dashboard — filtering a busy month by client still takes more tapping than it should. None of this is a reason to leave, but it is the part of the week I notice. --- ### Best Online Payment Gateway for accepting payments - Overall rating: 5/5 - Reviewer: Abhishek A. - Verified reviewer: Yes - Industry: Architecture & Planning - Company size: 2-10 employees - Product usage: Used daily for more than 2 years - Reviewed: August 2026 - Review source details: This review was submitted organically. No incentive was offered Overall Stripe has been great with payment gateway, and I have never felt the need for another payment gateway for my business. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Stripe is very user friendly payment gateway. I have been using it since 2018 and I have never felt the need to get any other payment gateway for receiving online payments. The security system is so enhanced that it automatically detects fraudulent payments and blocks it before the transaction goes through. #### Cons The invoicing with Stripe is not very pleasing as it has basic templates which I do not use, because I require some additional lines to add to my invoice. #### Reasons for choosing Stripe Stripe has a special program called Atlas. It helped me register my company in the US and also helped me in getting a US bank account. After all this, Stripe also provided me with the payment processor. This facility was not available with any other company. --- ### Stripe provides developer friendly payment processing and seamless API integrations - Overall rating: 5/5 - Reviewer: Estrella A. - Verified reviewer: Yes - Industry: Computer Software - Company size: 51-200 employees - Product usage: Used daily for less than 2 years - Reviewed: August 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Over 1 year, Stripe proved ideal for credit card payments and card payments. Outstanding ease of use and value for money outweigh minor bugs and issues, while client support and customer support handle routine queries well. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros Processing card payments and credit card payments is effortless thanks to excellent developer tools. Great ease of use, reliable client support, strong customer support, and good value for money keep bugs and issues rare. #### Cons Higher processing fees impact value for money at scale. Customer support and client support can feel slow on dispute appeals, while edge case bugs and issues in webhook retries disrupt ease of use for card payments and credit card payments. --- ### I finally stopped spending my whole Thursday reconciling vendor payouts. - Overall rating: 5/5 - Reviewer: Dorian M. - Verified reviewer: Yes - Industry: Internet - Company size: 2-10 employees - Product usage: Used daily for more than 2 years - Reviewed: September 2026 - Review source details: This review was submitted organically. No incentive was offered I've dealt with enough payment platforms to know when one's going to create more work than it solves, but Stripe didn't. Their API hooks into our small codebase without forcing a rewrite, and vendor onboarding takes minutes instead of days. Honestly, it's worth the percentage they take just for the time I get back. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros I run marketplace transactions for a regional platform that usually has about forty active sellers. Honestly, I expected setting up the split payments to be a total headache, but it really wasn't. Stripe Connect lets me route funds directly to vendor accounts without having to build any custom logic, and the dashboard breakdown actually shows what I need whenever a seller asks where their money went. #### Cons It feels like those test mode card numbers multiply every single quarter, and I’m constantly having to look up which one triggers a dispute and which one triggers a decline. It would be way better if the documentation just had one cheat sheet, instead of burying the info across six different articles. --- ### Invoicing made super easy. - Overall rating: 5/5 - Reviewer: Philip B. - Verified reviewer: Yes - Industry: Marketing and Advertising - Company size: 2-10 employees - Product usage: Used weekly for more than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. I've had an overwhelmingly positive experience with Stripe. It's so easy to create products and services, generate invoices, track your cash flow, and get a bird's-eye view of how much your customers are spending and who your top customers are. It gives me so much information as well as functionality. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Stripe makes my invoicing process so seamless, fast, and efficient. Compared to when I used to generate invoices manually, I've found that sending Stripe invoices gets my invoices paid 100 times faster. #### Cons Sometimes I think the fees are a little bit high, but I do think that Stripe can justify its fees on the whole. --- ### Easy to integrate and reliable - Overall rating: 4/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Construction - Company size: 1001-5000 employees - Product usage: Used weekly for less than 12 months - Reviewed: September 2026 - Review source details: This review was submitted organically. No incentive was offered Stripe has been dependable for taking card payments and was easy to get running. Integration was straightforward, and the reporting and payout tracking save time. The main tradeoffs are fees and limited live support when something breaks. Overall it's a strong pick if you want reliability and flexibility over the cheapest rate. #### Ratings breakdown - Ease of use: 4/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Setup is fast and the API and docs are the best in the space. The dashboard is clean, payments and payouts are reliable, and it covers invoicing, subscriptions, and recurring billing without extra tools. Test mode and webhooks make it easy to build and debug before going live. #### Cons Fees add up: 2.9% + 30¢ per card charge, plus extra for disputes, instant payouts, and add-ons. Support is mostly email and chat, so it's hard to reach a real person when something's urgent. Account reviews or fund holds can hit with little warning. --- ### Fast Checkout but a Documentation Hassle - Overall rating: 5/5 - Reviewer: Grace R. - Verified reviewer: Yes - Industry: Business Supplies and Equipment - Company size: 1001-5000 employees - Product usage: Used daily for less than 2 years - Reviewed: September 2026 - Review source details: This review was submitted organically. No incentive was offered I love how Stripe’s Checkout button lets me embed a single line of code that pops up a secure payment form, so when a customer clicks, the whole transaction flows through my back‑end without me having to build a form. It saves time and cuts errors. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 5/5 #### Pros Stripe's Payment Links let us create checkout pages in seconds, which is pretty solid for our on‑site upsells. The dashboard is handy but the documentation could be clearer, especially when setting up subscription trials. It saves us time on manual invoicing. #### Cons I found the pricing a bit steep for small volume but it's still worth it because the features justify the cost. The support response time can lag, and the dispute resolution guide is hard to locate. A quick FAQ would make the workflow smoother. --- ### Stripe ease of payments - Overall rating: 4/5 - Reviewer: isaac g. - Verified reviewer: Yes - Industry: Machinery - Company size: 11-50 employees - Product usage: Used daily for more than 2 years - Reviewed: August 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Stripe provides a way for any business owner to collect easily from their customers. easier collection means more collection, typically. #### Cons They can get pricey when you start sending a lot of money through them. Payment providers are expensive but required. --- ### Stripe review and the product overall - Overall rating: 5/5 - Reviewer: Nour S. - Verified reviewer: Yes - Industry: Alternative Medicine - Company size: 51-200 employees - Product usage: Used daily for free trial - Reviewed: August 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. My overall experience was a great one I enjoyed everything there is to enjoy in the platform system as a whole #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Value for money I liked also the writer service and how you can implement product services to your platforms #### Cons I disliked the payroll system in stripe because you always have to put a schedule if they can open up the payment system in the portal that would’ve been great --- Showing 1 - 10 of 3386 Reviews [See All Reviews](https://www.softwareadvice.com/product/49509-Stripe/reviews/) ## Stripe FAQs - Does Stripe report to the IRS? Yes, if a business's total earnings from Stripe sales exceed $5,000 or more in a calendar year, Stripe will report this to the IRS and send the business Form 1099-K to use when filing taxes. This form is sent both to the account holder and the IRS, as well as some U.S. states. - Is Stripe trustworthy? Yes, Stripe offers multiple layers of security for both consumers and businesses. Stripe is PCI DSS Level 1 certified and uses AES-256 encryption and tokenization to replace sensitive payment information with non-sensitive data. - What is Stripe best for? Stripe is best for businesses looking to accept payments online and in person globally. It has a variety of use cases, including e-commerce sales, in-person payment collection for goods and services, invoicing, recurring billing for subscriptions, and end-to-end checkout processes. - Does Stripe need your SSN? Yes, for businesses using Stripe, the platform asks for either an individual Social Security Number (SSN) or an Employer Identification Number (EIN). It also requires a legal entity name and type as well as a business address and documentation such as a passport, ID, or driver's license. - Is there a cheaper alternative to Stripe? Stripe offers a variety of pricing structures for businesses, but the standard is 2.9% plus $.30 per successful charge for domestic cards with no set-up fees and pay-as-you-go pricing. Software Advice reviewers who have rated Stripe rate its value for money at 4.4/5 stars, indicating the features offered justify the cost in the eyes of many. However, you can explore [alternatives to Stripe](https://www.softwareadvice.com/product/49509-Stripe/alternatives/) on Software Advice to compare tools, or visit our [online payment processing software directory](https://www.softwareadvice.com/online-payment/) to browse and filter by pricing options. ## Stripe Popular Comparisons [PayPal vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Venmo vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/317580-venmo/)[Square Payments vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/)[Square Point of Sale vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/374161-square-point-of-sale/)[Stax vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/390708-stax/)[Nomod vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/389619-Nomod/)[Google Pay vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/124963-google-pay/)[NetSuite vs Stripe](https://www.softwareadvice.com/compare/25483-netsuite-financials-accounting-software/vs/49509-Stripe/)[Vagaro vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/88220-vagaro/)[ePayPolicy vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/108153-epaypolicy/)[Payoneer vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/449896-Payoneer/)[Epos Now vs Stripe](https://www.softwareadvice.com/compare/21000-epos-now/vs/49509-Stripe/)[PaySimple vs Stripe](https://www.softwareadvice.com/compare/35434-paysimple-pro/vs/49509-Stripe/)[Clover vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/61761-clover/)[WeTravel vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/379520-wetravel/)[Cash App vs Stripe](https://www.softwareadvice.com/compare/49509-Stripe/vs/319076-cash-app/) [Compare All Alternatives](https://www.softwareadvice.com/product/49509-Stripe/alternatives/) Stuck Between Options? Our experts can help you compare Stripe with other top options, so you can find the best fit for your needs. ## See what companies are saying about Software Advice