# Nickel Software Reviews, Demo & Pricing - 2026 > Review of Nickel Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/product/521055-Nickel/ --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Nickel Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview # Nickel Review Wondering if Nickel is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Nickel 4.9 [(28)](https://www.softwareadvice.com/product/521055-Nickel/#reviews) Pricing Pricing available upon request ### About Nickel Nickel is a payments and commerce platform designed for construction supply businesses. It helps these businesses move money more efficiently and protect against fraud and audits. Nickel caters to distributors and manufacturers in the construction industry, allowing them to keep more of their earnings and simplify sales tax compliance. The platform offers features to streamline payments and automate compliance. Businesses can accept and send payments easily, including credit/debit cards, ACH, and bank transfers. Nickel also includes a "1-Click Pay" option to speed up the payment process. To guard against fraud, the platform provides unlimited reimbursements for any fraudulent charges or chargebacks. On the compliance side, Nickel's Sales Tax AI automates the collection and verification of sales tax exemption certificates, while also managing compliance records. Nickel is built with bank-grade security and is SOC 2 compliant, ensuring a secure payments experience. The platform is backed by a team of dedicated payments and sales tax experts who provide around-the-clock support, responding to inquiries within 60 minutes. Construction supply businesses can spend less time on complex... finance tasks and more time focused on serving their customers with Nickel. Wondering if Nickel is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## Nickel User Interface ## Popular Nickel Alternatives Main Product Nickel 4.9 [(28)](https://www.softwareadvice.com/product/521055-Nickel/#reviews) Ratings Breakdown - 4.96Ease of use - 4.96Value for money - 4.96Customer support - 4.79Functionality Pricing Available upon request Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26524)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) 4.7 [(9299)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) Ratings Breakdown - 4.74Ease of use - 4.75Value for money - 4.41Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Stripe](https://www.softwareadvice.com/product/49509-Stripe/) 4.6 [(3356)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.35Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/) 4.7 [(2698)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Ratings Breakdown - 4.71Ease of use - 4.48Value for money - 4.36Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3032)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.35Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price ## Nickel Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Nickel Features - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of Nickel Activity Dashboard Alerts/Notifications API Customizable Branding Data Import/Export Data Security Online Payments Partial Payments Payment Links Real-Time Data Receipt Management Search/Filter Self Service Portal Status Tracking Transaction Monitoring ## Nickel Integrations QuickBooks Online Integration rated 4.9 from 10 reviews HubSpot Content Hub Integration rated undefined from -1 review ## Nickel User Reviews Overall Rating 4.9 Ratings Breakdown 5 93% 4 7% 3 0% 2 0% 1 0% Secondary Ratings Ease of Use 5.0 Value for money 5.0 Customer support 5.0 Functionality 4.8 Have you used Nickel and would like to share your experience with others? Mateo V. Verified reviewer Entertainment 11-50 employees Used weekly for less than 2 years Review source Reviewed July 2026 Easy to use, reliable platform 5 Overall a positive experience with Nickel, their onboarding and support teams. Our vendors seem to like it as well. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 4 Functionality Pros: Ease of use, connectivity to Quickbooks Online without any fuss, ease of onboarding new vendors, easy to use payment link. Cons: We find that it sometimes takes a bit longer for our ACH payments to arrive to vendors than we'd hope. Reasons for choosing Nickel Ease of use and onboarding met our expectations Read More RP Richard P. Verified reviewer Insurance 2-10 employees Used daily for less than 12 months Review source Reviewed July 2026 Nickel, the payment system I've always wanted! 5 Excellent. I'm so glad I found them. It's easy to learn, after a week I felt confident and could find any functionality I needed. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Ease of signing up, ease of learning a new system. It's simple, and most importantly, it works well. Cons: There wasn't anything I didn't like. Learning a new system can be a challenge, but it just put together so well, it was easy. Reasons for choosing Nickel Simply billing plan, ease of use. The control panel provides me all the information I need at a glance. Reasons for switching to Nickel Intuit are butt pirates, they've lost their way. Nickel was there to fill the role, and they've done it better than anyone ever has for us. Read More Hailey Y. Verified reviewer Accounting 2-10 employees Used daily for less than 2 years Review source Reviewed October 2025 Good, but I can't wait for it to get better! 4 Ratings Breakdown 5 Ease of use 5 Value for money 4 Customer support 4 Functionality Pros: Been using Nickel for almost a year now. Switched to it from Melio. We love that the most basic features are free and we really don't need to upgrade at all. We also love that it's super easy to use and secure (we can send payment links to our vendors/subcontractors to request their preferred payment methods and we never have to worry about transposing any numbers etc). Cons: Downside is that we are an accounting firm using it for our clients AND our own practice and there is no way to allow our firm members to see ONLY your client's Nickel profile and not our firm's Nickel profile as well (so, all our independent contractors can see how much we pay eachother). Other downside is that Nickel USE TO advertise that it was for the construction industry and USE TO provide a service where it would take care of lien waivers for you. They have since stopped doing that - and that really really sucks for us. Reasons for choosing Nickel At the time, it was construction specific. And because it was free. Reasons for switching to Nickel Melio was beginning to charge for even their most basic plan and was going away with their free plan so we had to find something else for our clients. Read More KJ Karen J. Verified reviewer Furniture 2-10 employees Used daily for less than 12 months Review source Reviewed July 2026 Nickel is a GREAT resource for our company! 5 I have had a great experience with Nickel. Their customer service is fast to respond, I don't have to worry about charges on each transaction and it is easy for my clients to use. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: We moved to Nickel when Quickbooks raised their price per transaction by almost double. I found Nickel and have never looked back. Easy to use, money lands in the account quickly and the price is great. Cons: The only thing I don't like is you can't list a bunch of invoices at one time and it adds it all up for you. For instance a line by line of each invoice and what they are for. This is so basic it's not a big deal, it can just lead to miscalculations on my part. Reasons for switching to Nickel They kept going up in price and I felt trapped. Read More CC Carson C. Verified reviewer Non-Profit Organization Management 2-10 employees Used daily for less than 12 months Review source Reviewed July 2026 Effortless payments 5 It's been great working with Nickel and each team member. \[sensitive content hidden\] was wonderful to work with and answered all my questions quickly. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Nickel makes it very easy for the owners of our association to make payments. Most of our residents aren't very tech savvy so this allows them to make payments almost effortless. Cons: The HOA has to set up the payment plans. It would work a hair better if I could give them a dollar amount and time frame while the resident decides their payments based on their budget Reasons for switching to Nickel Price was the factor. Also Zego had a lot of downtime Read More Ruby L. Verified reviewer Construction 2-10 employees Used weekly for less than 6 months Review source Reviewed November 2025 Nickel is worth it 5 I am more than pleased with their services. Whenever I need assistance, someone is always available either by chat or by phone. But I have rarely needed assistance due to the ease of use with this program. I would encourage anyone to use them. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: I appreciate the service Nickel provides for payment processing. It doesn't penalize customers or business with constant fees when using bank account payments. Automated reminders, a professional personalized payment portal, and diverse integration options add significant value. The initial setup was also very easy making the transition from Quickbooks smooth and hassle free. Cons: I have no dislikes at this time. I think that this payment processing option is worth the time and effort it takes to obtain. Reasons for switching to Nickel I was being charged $15 for every ACH transaction Read More CE Christopher E. Verified reviewer Accounting Self-Employed Used daily for less than 12 months Review source Reviewed September 2025 My go-to payment platform now for all my clients 5 It's been great. I always get a quick response when I contact customer service and the product works great. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Nickel is my go-to payment platform now. Their customer service is great. I appreciate the features for my clients. Cons: I would like to have a 2-level approval process. Right now, there is only a single level process, which isn't enough for some clients. Reasons for choosing Nickel I wasn't happy with their interface. Them Reasons for switching to Nickel Price increased. Their checks were $2, then went up to $6. Read More YG Youstina G. Verified reviewer Information Technology and Services 11-50 employees Used daily for less than 6 months Review source Reviewed July 2026 Great payment processor with great support! 5 Great, I would recommend this to other businesses looking for a payment processor that is easy, modern and with good API Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: \- Support responds back FAST! - Good API available to automate with our CRM - Great modern UI - Settings to allow partial payments as well as other settings Cons: \- We have had a couple of issues with the API related to webhooks on receiving payments to the bank but we are working to resolve them with their support. Reasons for switching to Nickel Authorize had lots of limitations regarding per transaction limits that were limiting to our company Read More NW Natasha W. Verified reviewer Airlines/ Aviation 51-200 employees Used monthly for less than 12 months Review source Reviewed July 2026 Nickel is incredible 5 Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Nickel is incredible and I am so thankful I found them. Unlike BILL, Nickel responds within a hour to support issues, their platform is super easy to use, and they do not charge PER transaction fee on top of being a SUPER LOW monthly rate. NICKEL IS THE BEST!!!!!!! Avoid BILL at ALL costs. Cons: Con is that I tried BILL.com first... I should have never used them... EVER. Nickel is the best hands down. Reasons for switching to Nickel BILL.com is the worst company I have ever used. They have ZERO support, they take money without asking, they withdrawal EARLY causing NSF's, and their fees are high. Read More EH Elle H. Verified reviewer Non-Profit Organization Management 2-10 employees Used weekly for less than 2 years Review source Reviewed July 2026 A Valuable Tool for Invoice and Payment Management 5 Our overall experience with Nickel has been excellent. The platform is intuitive, reliable, and has made managing invoices and collecting payments much more efficient. It has simplified our workflow, improved visibility into outstanding payments, and saved our team valuable time. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Nickel is incredibly easy to use and has streamlined our payment collection process. I especially appreciate how easy it is to track outstanding invoices, see payment statuses at a glance, and send reminders when needed. It has saved our team time and improved our overall accounts receivable process. Cons: So far, I haven't encountered any significant drawbacks. Our experience has been very positive, and the platform has met our needs well. Read More Showing 1 - 10 of 28 Reviews Load More Reviews ## Nickel Popular Comparisons [PayPal vs Nickel](https://www.softwareadvice.com/compare/104664-paypal/vs/521055-Nickel/)[Venmo vs Nickel](https://www.softwareadvice.com/compare/317580-venmo/vs/521055-Nickel/)[Stripe vs Nickel](https://www.softwareadvice.com/compare/49509-Stripe/vs/521055-Nickel/)[Square Payments vs Nickel](https://www.softwareadvice.com/compare/374157-square-payments/vs/521055-Nickel/) ## Other Top Recommended Payment Processing Software [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) **4.2** (2054) Recently recommended **1** times [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26524) Recently recommended **0** times [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) **4.5** (20664) Recently recommended **0** times [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) **4.7** (9299) Recently recommended **0** times Stuck Between Options? 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