--- title: "Azentio iMAL Software Reviews, Demo & Pricing - 2026" description: "Review of Azentio iMAL Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/product/533905-iMAL/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Banking Systems Software](https://www.softwareadvice.com/banking-systems/) / Azentio iMAL Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview # Azentio iMAL Review From $1/year 1 plan On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews ## Overview Azentio iMAL 4.3 [(15)](https://www.softwareadvice.com/product/533905-iMAL/#reviews) Pricing Starting at $1.00 usage based per year Top Alternatives ### About Azentio iMAL Azentio iMAL is an AAOIFI-certified Islamic banking platform designed for Shari'ah-compliant financial operations. It supports financial institutions in regions such as the Middle East, Africa, and Asia, facilitating retail banking, corporate banking, treasury operations, investment management, trade finance, and microfinance. The platform features a modular architecture, including Islamic Core Banking for multi-entity and multi-currency operations, Islamic Financing for lifecycle management, and an AAOIFI-certified Profit Calculation Engine for automating accruals, allocations, and profit-sharing distributions. It offers Islamic Treasury management for real-time money market and foreign exchange operations, Islamic Investment Management for portfolio and fund activities, and Islamic Trade Finance for managing guarantees and letters of credit. Additionally, it includes Islamic Microfinance functionality for group and individual lending, as well as a Digital Banking Platform for mobile and online banking. The system is built with an API-first, cloud-ready architecture, enabling integration with existing banking ecosystems. It processes transactions in real time, provides a compreh... ensive view of customer relationships, and generates regulatory reports. Its parameter-driven design allows institutions to configure new products and expand into new markets without disrupting current operations. ## Azentio iMAL User Interface ## Popular Azentio iMAL Alternatives Main Product Azentio iMAL 4.3 [(15)](https://www.softwareadvice.com/product/533905-iMAL/#reviews) Ratings Breakdown - 4.53Ease of use - 4.55Value for money - 4.47Customer support - 4.27Functionality Pricing Starting at $1.00 per year Alternative Product [NexorONE](https://www.softwareadvice.com/banking-systems/nexorone-profile/) 5.0 [(14)](https://www.softwareadvice.com/banking-systems/nexorone-profile/reviews/) Ratings Breakdown - 5.0Ease of use - 5.0Value for money - 5.0Customer support - 5.0Functionality Pricing Starting at $15500.00 one time Alternative Product [Crowded](https://www.softwareadvice.com/banking-systems/crowded-me-profile/) 4.2 [(34)](https://www.softwareadvice.com/banking-systems/crowded-me-profile/#reviews) Ratings Breakdown - 4.38Ease of use - 4.06Value for money - 4.15Customer support - 4.06Functionality Pricing Starting at $49.00 per month Alternative Product [Temenos](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/) 4.4 [(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) Ratings Breakdown - 4.42Ease of use - 4.24Value for money - 4.11Customer support - 4.45Functionality Pricing Available upon request Alternative Product [Qonto](https://www.softwareadvice.com/mobile-banking/qonto-profile/) 4.5 [(270)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) Ratings Breakdown - 4.72Ease of use - 4.32Value for money - 4.36Customer support - 4.53Functionality Pricing Starting at €9.00 per month Alternative Product [SBS Core Banking](https://www.softwareadvice.com/banking-systems/sbp-core-banking-profile/) 3.8 [(6)](https://www.softwareadvice.com/banking-systems/sbp-core-banking-profile/#reviews) Ratings Breakdown - 4.33Ease of use - 3.83Value for money - 4.0Customer support - 3.67Functionality Pricing Available upon request ## Azentio iMAL Pricing and Plans Starting price: $1.00 per year Free Trial Free Version Basic $1.00 usage based, per year Plan includes: - Enterprise-wide coverage - 5-year subscription commitment - Access to the scoped iMAL functional modules - Ongoing maintenance services included (regular updates, patches, and technical support) ## Azentio iMAL Features - Popular features found in Banking Systems ATM Management Compliance Management Customer Accounts Document Management Lending Management Multi-Branch Multi-Currency Online Banking Portfolio Management Securities Management Transaction Monitoring - More features of Azentio iMAL Accounting Activity Dashboard Alerts/Escalation API Audit Management Authentication Compliance Tracking Contact Database Core Banking Corporate Banking Credit Card Management Credit Card Processing Customer Experience Management Customizable Reports Document Storage Electronic Payments Financial Management Fraud Detection Investment Banking Monitoring Private Banking Real-Time Data Real-Time Monitoring Reporting & Statistics Retail Banking Role-Based Permissions Rules-Based Workflow Secure Login Third-Party Integrations Transaction History Two-Factor Authentication User Management Workflow Management ## Azentio iMAL Integrations Cards Integration rated undefined from -1 review Payment Gateway Integration rated undefined from -1 review DocuWare Integration rated undefined from -1 review Swift Integration rated undefined from -1 review Regula Integration rated undefined from -1 review Regulatory Compliance Integration rated undefined from -1 review ## Azentio iMAL User Reviews ## Azentio iMAL customer ratings - Overall rating: 4.3/5 - Total reviews: 15 ### Rating distribution - 5 stars: 6 reviews (40%) - 4 stars: 8 reviews (53%) - 3 stars: 1 reviews (7%) - 2 stars: 0 reviews (0%) - 1 star: 0 reviews (0%) ### Secondary ratings - Ease of use: 4.5/5 - Value for money: 4.5/5 - Customer support: 4.5/5 - Functionality: 4.3/5 --- Have you used Azentio iMAL and would like to share your experience with others? ### iMAL3 - Overall rating: 4/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Banking - Company size: 501-1000 employees - Product usage: Used daily for more than 2 years - Reviewed: September 2019 - Review source details: This review was submitted organically. No incentive was offered Excellent experience in overall #### Ratings breakdown - Ease of use: 4/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros 1- Flexible system gives the user the ability to manage their features. 2- Ability to modify the system’s behavior based on business needs. 3- Cover the most of bank’s needs. 4- Good support. 5- The minimum numbers of bugs. 6- Easy to use. 7- Reliable services. 8- Good performance. #### Cons Some modifications or bug fix take long time to be done --- ### alBaraka Bank Syria - IT Director - Overall rating: 4/5 - Reviewer: Mohannad R. - Verified reviewer: Yes - Industry: Banking - Company size: 201-500 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered Very Good option for Islamic banks #### Ratings breakdown - Ease of use: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Modularity, Ease of use, so many parameters for customizing products and services, wide range of APIs #### Cons Continuous Performance Tuning on DB level. Some bugs appears due to huge numbers of parameters #### Reasons for choosing Azentio iMAL so many features comparing to other competitors --- ### IMAL Core Banking - Overall rating: 3/5 - Reviewer: Bashar A. - Verified reviewer: Yes - Industry: Banking - Company size: 1001-5000 employees - Product usage: Used daily for more than 2 years - Reviewed: June 2021 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 4/5 - Customer support: 3/5 - Functionality: 3/5 #### Pros Core Banking modules in IMAL (CSM, IIS, etc...) are well addressed, flexible, and have a high degree of customization. as a web-based application it makes the process of support and applying fixes very easy and deployment is straight-forward. the support team is very helpful and responsible #### Cons what I dislike in IMAL it consumes high storage, sometimes it has performance issues, and lock occurred at the level of database. it is really need attention on above areas. one more thing they need to develop their quality control to avoid recurring issues. --- ### IMAL Java R14 - Overall rating: 4/5 - Reviewer: Mohammed M. - Verified reviewer: Yes - Industry: Banking - Company size: 501-1000 employees - Product usage: Used daily for more than 2 years - Reviewed: September 2019 - Review source details: This review was submitted organically. No incentive was offered 1-Fast turn around time in transaction processing 2-Faster roll out of new products 3-System allows us to customise some functionality with vendor involvement #### Ratings breakdown - Ease of use: 4/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 3/5 #### Pros a) The web version is easy to implement b)Improved transaction processing c) Faster processing- End of Day processes take less time d)Better system performance due to the architectural design e)Enhanced security posture- Web Layer +App Layer + Database Layer #### Cons i) Not Robust on Loan Origination for corporate entities ii)Lack of an in-built document management functionality #### Reasons for choosing Azentio iMAL 1-Fit for purpose- engineered for Islamic Finance 2-Flexibility 3-Security 4-Ease of deployment --- ### IMAL core banking system - Overall rating: 4/5 - Reviewer: Ahmed R. - Verified reviewer: Yes - Industry: Banking - Company size: 201-500 employees - Product usage: Used daily for more than 2 years - Reviewed: February 2021 - Review source details: This review was submitted organically. No incentive was offered Almost all Islamic banking products can be parameterized or customised in iMAL core banking system. #### Ratings breakdown - Ease of use: 3/5 - Value for money: 3/5 - Customer support: 3/5 - Functionality: 4/5 #### Pros It is a modular system in which you can parameterize and achieve most of your deposit or financing product requirements. The administration of the system is straightforward and easy. It took less than 3 months for us to implement and go live. #### Cons The UI and UX needs to be improved. The number of standard reports delivered with the system needs to be improved. #### Reasons for choosing Azentio iMAL IMAL was more mature and organised than the other system. The implementation timeline was also a factor. --- ### iMal review - Overall rating: 4/5 - Reviewer: Omar A. - Verified reviewer: Yes - Industry: Banking - Company size: 201-500 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros All the system features are impactful since it covering Islamic business needs throw different modules like facility and Islamic investment and profit calculator ,with friendly interfaces and screens and easy integration with other business applications #### Cons as our bank business requirements the product offering all the expected functions,and it can be integrated easily to our other business process --- ### iMal Core banking Application - Overall rating: 5/5 - Reviewer: Hussein M. - Verified reviewer: Yes - Industry: Financial Services - Company size: 201-500 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered Running of the day to day activity as a shariah compliant bank. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Integration to systems, flexibility on product development, Support on the product development, expertise of the product support resources. #### Cons Most support done remotely unless scheduled resource for onsite support as support resources are not based locally.. #### Reasons for choosing Azentio iMAL Fully shariah compliant product, flexibility in product customization. --- ### IT Manager - Tadhamonbank - Overall rating: 4/5 - Reviewer: Qasem Q. - Verified reviewer: Yes - Industry: Banking - Company size: 501-1000 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered I have more experience in all Islamic product and all back office modules. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Islamic products is more comprehensive. integration to other App. #### Cons Digital services need to improve. integration to other App need to be more easier . #### Reasons for choosing Azentio iMAL it was Islamic product powerful. #### Reasons for switching to Azentio iMAL it was old technical design(Cobol programming) --- ### Evaluation of Imal System - Overall rating: 5/5 - Reviewer: Diana K. - Verified reviewer: Yes - Industry: Accounting - Company size: 51-200 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered Good client support. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros It is a very flexible system with a number of options : banking/investments/accounting. #### Cons Tables have number of options that could be more friendly user. #### Reasons for choosing Azentio iMAL Flexibility and diversity. --- ### iMAL system - Overall rating: 5/5 - Reviewer: Margo A. - Verified reviewer: Yes - Industry: Investment Banking - Company size: 11-50 employees - Product usage: Used daily for more than 2 years - Reviewed: April 2021 - Review source details: This review was submitted organically. No incentive was offered It is a great system to be used #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros It is highly parametrized, user friendly and easy to develop new functionalities #### Cons Nothing to comment here , it is a very good system #### Reasons for switching to Azentio iMAL to have more automated system --- Showing 1 - 10 of 15 Reviews Load More Reviews ## See what companies are saying about Software Advice