# PayPal vs Square Payments - 2026 Comparison - Software Advice

> PayPal vs Square Payments - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization.

Source: https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments

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PayPal vs Square Payments

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Updated June 15, 2026

# PayPal vs. Square Payments: 2026 Comparison

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Updated June 15, 2026

# PayPal vs. Square Payments: 2026 Comparison

Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free.

Free Expert Guidance

Real Human Advice

1M + Businesses Helped

Product comparison

Compare up to 3 products side-by-side

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Add product

[](https://www.softwareadvice.com/retail/paypal-profile/)

[PayPal](https://www.softwareadvice.com/retail/paypal-profile/)

4.6

[(26455)](https://www.softwareadvice.com/retail/paypal-profile/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

-   Strong security features
-   Global reach

Cons:

-   High transaction fees
-   Confusing interface

Who uses PayPal

Based on 26455 reviews

-   Popular among: Small businesses
-   Most common industries: Retail, Consumer Goods & Services (14%), IT & Software Development (12%) and Professional Services (11%)
-   Top use cases: Payment Processing (19%), Billing and Invoicing (7%) and Online Ordering (6%)

83% of users recommend this product

[](https://www.softwareadvice.com/online-payment/square-payments-profile/)

[Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/)

4.7

[(2691)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)

Starting Price

Not provided by vendor

Free trial

Free version

Pros:

-   Ease of Use
-   Payment Processing

Cons:

-   Pricing
-   Bank Account and Money

Who uses Square Payments

Based on 2691 reviews

-   Popular among: Small businesses
-   Most common industries: Retail, Consumer Goods & Services (18%), Health & Medicine (15%) and Arts & Entertainment (11%)
-   Top use case: Payment Processing (36%)

84% of users recommend this product

[](https://www.softwareadvice.com/retail/paypal-profile/)

PayPal

4.6

[(26455)](https://www.softwareadvice.com/retail/paypal-profile/reviews/)

[](https://www.softwareadvice.com/online-payment/square-payments-profile/)

Square Payments

4.7

[(2691)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)

+

Add product

Add product

## User satisfaction

* * *

4.6

Based on 26,455 reviews

Ease of use

4.6

Value for money

4.5

Customer support

4.2

Functionality

4.6

4.7

Based on 2,691 reviews

Ease of use

4.7

Value for money

4.5

Customer support

4.4

Functionality

4.6

## User interface

* * *

## Key features

Features selected based on 29,146 reviews from Payment Processing

* * *

ACH Payment Processing

4.3

Billing & Invoicing

4.4

Debit/Credit Card Processing

4.5

In-Person Payments

4.3

Mobile Payments

4.6

Multi-Currency

4.4

ACH Payment Processing

4.4

Billing & Invoicing

4.6

Debit/Credit Card Processing

4.7

In-Person Payments

4.7

Mobile Payments

4.7

Multi-Currency

N/A

### Wondering if these products fit your needs?

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LexiAdvisor for 8 years

### Wondering if these products fit your needs?

Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes.

LexiAdvisor for 8 years

## Integrations

* * *

[

ShopifyIntegration rated 4.6 from 192 reviews

](https://www.softwareadvice.com/retail/shopify-profile/)[

BigCommerceIntegration rated 4.7 from 32 reviews

](https://www.softwareadvice.com/ecommerce/bigcommerce-profile/)[

QuickBooks OnlineIntegration rated 4.7 from 56 reviews

](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)

[

Zoho InvoiceNot enough reviews

](https://www.softwareadvice.com/accounting/zoho-invoice-profile/)[

WixNot enough reviews

](https://www.softwareadvice.com/crm/wix-profile/)[

EcwidNot enough reviews

](https://www.softwareadvice.com/ecommerce/ecwid-profile/)

## Reviews

* * *

AE

Amrin E.Marketing DirectorLegal Services, 51-200 employees

"For example, while handling transactions for projects associated with Medilenz (https://medilenz.com), PayPal provided a convenient way to receive payments from clients in different countries. Although the fees could be more competitive, the platform's reliability, security, and global reach make it a practical choice for international transactions."

Jun 4, 2026

VR

Verified ReviewerSoftware EngineerComputer Software, 10000+ employees

"Another issue is that PayPal occasionally places limitations or temporary holds on accounts and funds for security reasons, and this can be frustrating when users need immediate access to their money."

May 8, 2026

BB

Bree B.Administrative AssistantMaritime, 2-10 employees

"It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions."

May 12, 2026

HP

Heather P.OwnerConsumer Goods, Self-Employed

"I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in."

May 16, 2026

## Customer support

* * *

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7

Chat

## Training options

* * *

In Person

Live Online

Webinars

Documentation

Videos

In Person

Live Online

Webinars

Documentation

Videos

## Popular Comparisons

* * *

[Stripe vs PayPal](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Square Point of Sale vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/square-point-of-sale/)[Venmo vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)[Stripe vs Square Payments](https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/)