# PayPal vs SumUp - 2026 Comparison - Software Advice > PayPal vs SumUp - See how these products stack up against each other with real user reviews, product feature comparisons and screenshots. Find out which one is best for your organization. Source: https://www.softwareadvice.com/retail/paypal-profile/vs/sumup --- [Home](https://www.softwareadvice.com/) / [Billing and Invoicing Software](https://www.softwareadvice.com/accounting/billing-invoicing-software-comparison/) / PayPal vs SumUp Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Updated June 10, 2026 # PayPal vs. SumUp: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Updated June 10, 2026 # PayPal vs. SumUp: 2026 Comparison Skip hours of research. Get your top 5 matches from an expert in 15 minutes, 100% free. Free Expert Guidance Real Human Advice 1M + Businesses Helped Product comparison Compare up to 3 products side-by-side + Add product [](https://www.softwareadvice.com/retail/paypal-profile/) [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26440)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Starting Price Not provided by vendor Free trial Free version Pros: - Strong security features - Global reach Cons: - High transaction fees - Confusing interface Who uses PayPal Based on 26440 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (14%), IT & Software Development (12%) and Professional Services (11%) - Top use cases: Payment Processing (19%), Billing and Invoicing (7%) and Online Ordering (6%) 83% of users recommend this product [](https://www.softwareadvice.com/accounting/sumup-profile/) [SumUp](https://www.softwareadvice.com/accounting/sumup-profile/) 4.5 [(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/) Starting Price $99.00per month Free trial Free version Pros: - Ease of Use - User Interface Cons: - Phone Number Entry - Pricing Who uses SumUp Based on 1470 reviews - Popular among: Small businesses - Most common industries: Retail, Consumer Goods & Services (19%), Health & Medicine (14%) and Education & Learning (8%) - Top use cases: Payment Processing (7%), Point of Sale (5%) and Customer Loyalty (3%) 76% of users recommend this product [](https://www.softwareadvice.com/retail/paypal-profile/) PayPal 4.6 [(26440)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) [](https://www.softwareadvice.com/accounting/sumup-profile/) SumUp 4.5 [(1470)](https://www.softwareadvice.com/accounting/sumup-profile/reviews/) + Add product Add product ## User satisfaction * * * 4.6 Based on 26,440 reviews Ease of use 4.6 Value for money 4.5 Customer support 4.2 Functionality 4.6 4.5 Based on 1,470 reviews Ease of use 4.5 Value for money 4.3 Customer support 4.3 Functionality 4.4 ## User interface * * * ## Key features Features selected based on 27,910 reviews from Billing and Invoicing * * * ACH Payment Processing 4.3 Billing & Invoicing 4.4 Debit/Credit Card Processing 4.5 In-Person Payments 4.3 Mobile Payments 4.6 Multi-Currency 4.4 ACH Payment Processing 3.7 Billing & Invoicing 5.0 Debit/Credit Card Processing 4.1 In-Person Payments 4.0 Mobile Payments 3.5 Multi-Currency N/A ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ### Wondering if these products fit your needs? Skip the manual research. Talk to a real advisor like Lexi to get a 100% free, personalized shortlist in 15 minutes. LexiAdvisor for 8 years ## Integrations * * * [ ShopifyIntegration rated 4.6 from 192 reviews ](https://www.softwareadvice.com/retail/shopify-profile/)[ BigCommerceIntegration rated 4.7 from 32 reviews ](https://www.softwareadvice.com/ecommerce/bigcommerce-profile/)[ QuickBooks OnlineIntegration rated 4.7 from 56 reviews ](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) [ XeroNot enough reviews ](https://www.softwareadvice.com/accounting/xero-profile/)[ QuickBooks OnlineNot enough reviews ](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)[ FreeAgentNot enough reviews ](https://www.softwareadvice.com/product/33386-FreeAgent/) ## Reviews * * * AE Amrin E.Marketing DirectorLegal Services, 51-200 employees "For example, while handling transactions for projects associated with Medilenz (https://medilenz.com), PayPal provided a convenient way to receive payments from clients in different countries. Although the fees could be more competitive, the platform's reliability, security, and global reach make it a practical choice for international transactions." Jun 4, 2026 VR Verified ReviewerSoftware EngineerComputer Software, 10000+ employees "Another issue is that PayPal occasionally places limitations or temporary holds on accounts and funds for security reasons, and this can be frustrating when users need immediate access to their money." May 8, 2026 AM Anna M.Owner, designer, webdeveloperDesign, Self-Employed "Mamy functions available so overall great tool for small business or business that needs to accept simple payments or bookings." Aug 27, 2025 RA Rebecca A.OwnerHospitality, 2-10 employees "No way out of 12 month subscription, even when Sumup isn't upholding their side of the contract" Sep 17, 2025 ## Customer support * * * Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat Email/Help Desk FAQs/Forum Knowledge Base Phone Support 24/7 Chat ## Training options * * * In Person Live Online Webinars Documentation Videos In Person Live Online Webinars Documentation Videos ## Popular Comparisons * * * [Stripe vs PayPal](https://www.softwareadvice.com/compare/49509-Stripe/vs/104664-paypal/)[Square Point of Sale vs PayPal](https://www.softwareadvice.com/retail/paypal-profile/vs/square-point-of-sale/)[Venmo vs SumUp](https://www.softwareadvice.com/accounting/sumup-profile/vs/venmo/)[Stripe vs SumUp](https://www.softwareadvice.com/compare/49509-Stripe/vs/358736-sumup/) PayPal vs SumUp - 2026 Comparison - Software Advice