Divvy Software


Divvy is a free cloud-based accounting and expense management solution for businesses. Key features include managing payments and subscriptions, building strategic budgets, automated expense reports and virtual cards.

Divvy tracks and categorizes every company expense as it happens. Employees can request access to funds, and budget owners can grant employees access to company funds. Users can create personalized budgets and see where funds are spent. The solution lets users manage budgets for individual events, departments or entire companies on a quarterly, yearly, monthly or daily basis. Recurring budgets can be set up to renew automatically and one-off budgets can be created as needed.

Divvy supports organizations with instant insight into their spend and the tools to curb losses before they happen.



34 Reviews of Divvy

Overall rating

4.76 / 5 stars

Filters:

Showing 1 - 20 of 34 reviews

December 2018

Zachary from Direct Development, Inc.

Company Size: 11-50 employees

Review Source: Capterra


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

4 of 5

Functionality

5 of 5

December 2018

The best software our company purchased in 2018!

Overall, Divvy has enabled my company to gain WAY better insight into where dollars are going. We now know where we are over-budgeting and under-budgeting each month. Divvy makes tracking business expenses fun — I never thought I'd say that!

Pros

I first learned about Divvy via the daily business newsletter, Morning Brew. I was in disbelief that the product was totally free, so I scheduled a demo call. As it turns out, Divvy really is TOTALLY free. The app is incredibly user friendly and switching/updating budgets is surprisingly easy. But while the app interface is nice, the push notifications are wonderfully helpful, and Divvy travel has us saying bye-bye to Expedia, the REAL value our agency has found in using Divvy is the virtual card feature. As the Director of Marketing Strategy at a small Marketing Technology Agency, I manage a team of people who run a plethora of digital ads campaigns for numerous clients in any given month. Divvy's virtual card feature allows us to manage media buys on behalf of our clients without needing to open 100+ credit cards (or require the client to use their card). So, we're able to manage our clients' monthly spend and charge them a small admin fee (for putting the spend on our cards) without incurring ANY credit card fees.

Cons

Honestly, there are really only two things I dislike about Divvy:

1. That there isn't a Divvy for PERSONAL spending (I've been Googling looking for something like this for the past few weeks now...nothing seems to exist!)

2. The saving a receipt feature/adding notes feature is a little spotty at times. I find that I often need to go back into a purchase and re-upload the photo of the receipt/re-type my note. Hopefully this is a bug that gets worked out with the next app update.

Response from Divvy of Divvy

Replied December 2018

Hi Zachary, Thanks for the feedback! I've sent your feedback regarding the photo receipt uploads to the director of product, and he's looking into a way to improve that process and ideally ensure that it never happens again. Just wanted to thank you personally for joining the Divvy family of happy customers, and for taking the time to leave a great review! -Mark

February 2019

William L. from Alivation Health

Company Size: 51-200 employees

Review Source: Capterra


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2019

Divvy: Perfection; Being free is just a bonus.

Expense Tracking. Seamless, enjoyable, web and app based features. Budgets. Seamless, enjoyable, web and app based features. Customer Service. Doesn't get better than Divvy. Decreased time spent reconciling, tracking, and other tedious tasks on credit cards easily by greater than 75%.

Pros

We switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. Not to mention, it took 3 months to set up automatic payments every time we opened a new card.

Switching to Divvy was easy, free, and seamless. In an organization with 20 credit cards, they've saved us dozens of hours each month, improved accountability, and made using a credit card almost as fun as it can be. We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features.

I 100% recommend Divvy to every business.

Their people and customer service is also top notch. I would definitely apply to Divvy myself if I was looking for a new job in their locations.

Cons

I have no improvements for Divvy. I cannot think of any scenario where it would not be appropriate.

March 2018

Sherry from Breckenridge Distillery

Company Size: 51-200 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

3 of 5

March 2018

Divvy was the solution to several of our issues

This card was selected only because we wanted an expense reporting system that didn't cost any money and then we've found other benefits to the card so we've distributed it further than we had orginally anticipated.

Pros

Love that we can snap a picture of the receipt and do away with taping receipts to paper! Also, like the "instantly code" an expense rather than waiting until the end of the month to code all credit card charges. Love the budget by card feature so allow small charges to be made by individuals who would not normally get a credit card - giving them a limit to buy some gas or supplies is much better than processing their expense reports submitted because they needed to use their personal card or cash for minor purchases. Also love the download to QuickBooks is item specific so when Audit makes their selections it is a single charge and not the total of several charges hitting a specific GL account like we have now because we use pivot tables to summarize the monthly charges on a single credit card.

Cons

The fact that we need to select a category and then subsequently select and account is an unnecessary step - we just want to code our charges to an account directly. Also - splitting charges between departments and codes is not possible within the application which is a problem for us. Also - the credit card payments are pulling weekly from our bank so we aren't getting the cash float we used to get by paying at the end of the month.

October 2018

Tanner from Spiff, Inc.

Company Size: 11-50 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

October 2018

Divvy helps bring simplicity and sanity into managing our expenses

I'd suggest this to anyone who doesn't enjoy managing expenses and budgets (which I think includes about everyone). It's easy to use, easy to learn, and makes your life so much easier. The team is also super helpful and looks for ways to go above and beyond to get the job done. Great product that has brought great results to our team.

Pros

This product has made my life so much easier when it comes to budgeting and managing expenses. We ordered a card for every one of our employees and whenever they need money all they need to do is request it and within minutes they can have it. Setting up budgets is simple and intuitive and if you ever have questions your are seconds away from an incredible customer support team. I also love the reminders about categorizing expenses that it sends to me and my team after we use the card for a purchase. Great product and a great team to work with.

Cons

Overall I don't have much to put here. Every once in a while a bug will surface on the app but it usually doesn't slow down anything at all. Had very little issues with anything on the app.

November 2018

Bailey from Rapid Reboot

Company Size: 11-50 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

November 2018

Divvy - business credit cards as they should be

Pros

Divvy bridged the glaringly obvious gap between the benefits of credit cards, and trying to apply them in a business setting.There was never a good way to manage multiple accounts, departments, and company spending in one place until we started using Divvy. Now I can manage department budgets, allocate funds, and classify purchases all in one platform.

Cons

Divvy is fairly new, and, with all new software companies, there are bugs that need to be fixed. However, the Divvy team is very responsive, and they fix issues right away.

December 2018

Anonymous

Verified Reviewer

Company Size: 51-200 employees

Review Source: Capterra


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

December 2018

Make the Change Today!

Pros

I've used a certain software that most are familiar with for years and switched to Divvy recently. Managing company credit cards has never been easier. Expense reporting is also far superior to the other software most use. The best feature is that I can set limits for managers or VP's at the office and track what they're using their cards for the moment a transaction is made.

Cons

Customer service can be challenging, but they're really helpful once you get a hold of a representative.

October 2018

Christopher from Ethan Rivers, LLC

Company Size: 2-10 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

October 2018

Game Changing Expense Management and Budgeting Tool

There are very few products on the market that solve so many needs and provide you a world class solution for FREE. My firm rarely gives good reviews for software products since both of our owners come from a software background, but we gladly promote Divvy!

Pros

Divvy is the greatest tool I have in my accounting arsenal. Divvy allows me complete control over spending, expense management, and budgeting. Divvy allows me to have real time expense data with the support I need to back it up. Divvy saves thousands of dollars a year (if not tens of thousands)! They are quick to respond and always rolling out great features to keep this product ahead of everything on the market by leaps and bounds.

Cons

There currently isn't a way for me to manage multiple clients within the web / app - that would be a huge feature add. Otherwise, it's a fantastic software that is learning and growing.

October 2018

Mike from BlueCable Networx

Company Size: 2-10 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

October 2018

Divvy simplifies my life so much!

Thanks Divvy for simplifying my life.

Pros

I love the fact that your purchasing and expense reporting is all managed in one app.
Budgets for projects and recurring monthly expenses are so simple and help me maintain costs for operating my business and efficiently doing projects

Cons

Cons, the reports are a bit lacking but the system as a whole is amazing. Other con would be to make the admin be able to do more from the app.

February 2018

Anonymous

Verified Reviewer

Company Size: 51-200 employees

Review Source: GetApp


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2018

Spending reinvented

Pros

Divvy lets me manage spending in real time. I don't have to wait until the end of the month. Also, I have complete control over who I allocate funds to and for what purpose. The combo of credit card and app is super powerful.

Cons

There are a few features I'd like to see, but I know they are on the roadmap. They are moving fast and adding more features

October 2018

Bryan from Sparrow Electric

Company Size: 11-50 employees

Review Source


Ease-of-use

4 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

4 of 5

October 2018

The best comprehensive expense reporting/ spending system out there.

I tell every business owner I know about Divvy.

Pros

The platform is easy to use, it makes expense reporting for everyone in the company much easier, and gives people real flexibility without the risk of uncontrolled spending. Hands down, one of the best "free" software services that any business can put to use immediately.

Cons

The early version is still glitchy at times. The pre-installed budget categories are not very comprehensive for our company, so you end up having to create your own fields/ accounts. There is no direct sync w/ Xero, so there is still a bit of "manual entry" that has to be done, but the pros far outweigh the cons.

April 2018

Rob from SST CONSTRUCTION, LLC

Review Source: Capterra


Ease-of-use

4 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

4 of 5

April 2018

Divvy is used at my Company for additional credit availability needed when we get tight on cash.

Pros

I most like the ability to have an unlimited number of virtual credit cards. I also like being able to see real-time purchases, and how this affects our budgeted categories. The credit app was simple and straightforward, and the credit decision was only 2-3 days, and I was up and running shortly thereafter. Onboarding is easy, and the customer service is helpful and friendly and very responsive via the online chat function.

Cons

Divvy is a bit confusing to set up and get the hang of. I was having trouble understanding how to Divvy out the available funds.

February 2018

Marcia from PAG

Company Size: 2-10 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2018

Finance Control Made Simple with Divvy - And It's Free!

When I first heard about Divvy, it sounded like there were only upsides to using the Divvy system. I wondered if that would be the case. What I found was that it was true. So glad that we are using it.

Pros

Divvy is cost and time effective in its results. I now have a real time handle on where our finances stand. Because of how much simpler this has made keeping track of my expenses, I am impressed that this service is free.

I find the system easy to use. Any questions I had were answered by the customer service team who were ready, willing, and able to answer them in a timely fashion.

February 2018

Jon from Private Advisory Group

Company Size: 2-10 employees

Review Source: GetApp


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

4 of 5

February 2018

Manage and allocate company financial resources before they become history.

Pros

Super intuitive user interface and ubiquitous phone app creates a short learning curve.
Allows management to easily allocate project funding or provide monthly budgets.
Effortless connection between Divvy and major accounting software.

Cons

Divvy continues to add features and make updates to their app which requires relearning and adjustments to any training materials.
Limited but promised improvements to analysis and controls can leave an administrator wanting more.

February 2018

alex from cascade farm

Company Size: 2-10 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2018

Easy to use, great looking product, saves our team time and money

Pros

It is free, easy to use, and I can see exactly how money is being spent in real time. I can set up various projects and control them all at the same time. I can stop wasteful spending as it is happening.

November 2018

Anonymous

Verified Reviewer

Company Size: 11-50 employees

Review Source: Capterra


Ease-of-use

5 of 5

Functionality

5 of 5

November 2018

Completely free expense management solution with rewards

Pros

Pricing; it's more than free, Divvy will actually pay you in rewards to use it! Dynamic spend controls and virtual "burner" cards to manage recurring subscriptions helps provide visibility and management like never before.

Cons

Lack of a programmatic API limits the volume and velocity we issue cards at.

February 2019

John from Fehrs

Company Size: 51-200 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

4 of 5

February 2019

Divvy is easy to use.

Pros

Electronic capture of receipts. Virtual cards are great for on line purchases or recurring purchases. Getting employees more funds is easy.

Cons

Not having a traditional style monthly statement is kind of a bummer. I would like to be able to see it in that style even if it's just in a pdf version.

February 2019

Cole from Plasticprinters.com

Company Size: 51-200 employees

Review Source: Capterra


Ease-of-use

5 of 5

Functionality

5 of 5

February 2019

Divvy is awesome

Pros

On my old Win7 desktop at work, I have 2 monitors, but I don't want to take up the whole monitor on 1 window. Divvy lets me pack much more stuff on to my monitors at once.

Cons

It was slightly more than I wanted to pay for something so simple, but I bit the bullet anyway.

October 2018

Melinda from RMC

Company Size: 11-50 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

October 2018

Amazingly easy to use

Very simple and cost effective

Pros

Easy, efficient and great for small business's with tight budgets. Easily allocate budgets to different card holders based on need.

Cons

The application can be a little confusing but after using it several times it is fairly easy to use.

February 2018

Anonymous

Verified Reviewer

Review Source: GetApp


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2018

Divvy is so convenient and easy to use.

Pros

Dashboard is great and puts everything into an awesome report for me. I love the simplicity of use and how all my employees can access the funds they need.

February 2018

Aaron from 50 shades of paint

Company Size: 2-10 employees

Review Source


Ease-of-use

5 of 5

Value for money

5 of 5

Customer support

5 of 5

Functionality

5 of 5

February 2018

I wish I knew about this sooner!

Pros

I love the real time tracking of our expenses. Being able to not only see but control where our money is spent and when is amazing!