Kernel is a cloud-based solution that helps businesses streamline invoicing and financial management operations. Users can personalize their invoice templates and manage client databases and product catalogs. Additionally, users can view their monthly financial performance in terms of revenue and cash received, top-performing clients and aged receivables using the reporting module. Kernel offers financial calculators for analyzing and monitoring break-even-point, gross margin and markup, depreciation, loan payment calculation and more. Users can also save and name their calculations for future use.