RiskSeal provides a SaaS API solution designed for online lenders and assists with user scoring and decision-making. Using a customer's email, phone number, and IP address data, RiskSeal analyzes digital footprint and delivers a digital profile for informed decision-making. RiskSeal provides multiple data points with actionable risk signals. The platform works as a standalone solution or as an addition to existing risk solutions. Users can access data with analysis of phone number, email, and IP address data. The AI-enabled digital score system includes a customer risk profile. The credit scoring model is compliant with industry standards.