# Temenos Software Reviews, Demo & Pricing - 2026 > Review of Temenos Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/banking-systems/temenos-transact-profile --- [Home](https://www.softwareadvice.com/) / [Financial Risk Management Software](https://www.softwareadvice.com/financial-risk-management/) / Temenos Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/)[Alternatives](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/alternatives/) # Temenos 2026: Benefits, Features & Pricing Wondering if Temenos is right for your organization? Our Financial Risk Management Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Temenos 4.4 [(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) Pricing Pricing available upon request ### About Temenos Temenos Transact is a cloud-based core banking solution, which helps organizations across retail, finance, corporate and various other banking sectors launch products while optimizing the operational costs. The application enables professionals to manage the entire product lifecycle and cross-sell them to new or existing customers. Banks can create personalized reward schemes or offers at the individual or household level. Temenos Transact also enables banks to bundle various products according to different customer segments using interest compensation schemes and offset credit products. Wondering if Temenos is right for your organization? Our Financial Risk Management Software selection experts can help you in 15 minutes or less. ## Temenos User Interface ## Popular Temenos Alternatives Main Product Temenos 4.4 [(69)](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) Ratings Breakdown - 4.42Ease of use - 4.24Value for money - 4.11Customer support - 4.45Functionality Pricing Available upon request Get Price Alternative Product [Crowded](https://www.softwareadvice.com/banking-systems/crowded-me-profile/) 4.2 [(34)](https://www.softwareadvice.com/banking-systems/crowded-me-profile/#reviews) Ratings Breakdown - 4.38Ease of use - 4.06Value for money - 4.15Customer support - 4.06Functionality Pricing Starting at $49.00 per month Get Price Alternative Product [Qonto](https://www.softwareadvice.com/mobile-banking/qonto-profile/) 4.5 [(258)](https://www.softwareadvice.com/mobile-banking/qonto-profile/reviews/) Ratings Breakdown - 4.73Ease of use - 4.32Value for money - 4.36Customer support - 4.52Functionality Pricing Starting at €9.00 per month Get Price Alternative Product [SBS Core Banking](https://www.softwareadvice.com/banking-systems/sbp-core-banking-profile/) 3.8 [(6)](https://www.softwareadvice.com/banking-systems/sbp-core-banking-profile/#reviews) Ratings Breakdown - 4.33Ease of use - 3.83Value for money - 4.0Customer support - 3.67Functionality Pricing Available upon request Get Price Alternative Product [Serrala Suite](https://www.softwareadvice.com/financial-risk-management/serrala-suite-profile/) 4.2 [(38)](https://www.softwareadvice.com/financial-risk-management/serrala-suite-profile/#reviews) Ratings Breakdown - 4.05Ease of use - 3.36Value for money - 3.89Customer support - 4.21Functionality Pricing Available upon request Get Price Alternative Product [Tipalti](https://www.softwareadvice.com/scm/tipalti-profile/) 4.5 [(177)](https://www.softwareadvice.com/scm/tipalti-profile/reviews/) Ratings Breakdown - 4.52Ease of use - 4.50Value for money - 4.50Customer support - 4.42Functionality Pricing Starting at $99.00 per month Get Price ## Temenos Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Basic Pricing available upon request No plan information available Confused about pricing? 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Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Temenos Features - Popular features found in Financial Risk Management Credit Risk Management Loan Portfolio Management Operational Risk Management Portfolio Modeling - More features of Temenos Activity Dashboard AI Copilot API ATM Management Cash Management Compliance Tracking Core Banking Corporate Banking Credit Union Customer Accounts Data Management Data Security Electronic Payments Investment Banking Lending Management Multi-Branch Offshore Management Online Banking Online Payments Private Banking Real-Time Analytics Real-Time Data Reporting/Analytics Reporting & Statistics Retail Banking Risk Analysis Risk Management Role-Based Permissions Secure Login Securities Management Third-Party Integrations Transaction Management Transaction Monitoring User Management Workflow Management ## Temenos Integrations Microsoft Power BI Integration rated undefined from -1 review Plaid Integration rated undefined from -1 review Tableau Integration rated undefined from -1 review ## Temenos User Reviews Overall Rating 4.4 Ratings Breakdown 5 55% 4 38% 3 4% 2 0% 1 3% Secondary Ratings Ease of Use 4.4 Value for money 4.2 Customer support 4.1 Functionality 4.4 Matthias S. Verified reviewer Information Technology and Services 51-200 employees Used daily for more than 2 years Review source Reviewed September 2022 The best Core Banking Software out there. 5 I have used it as an end user, as a support, admin, as well as customized it to an extent. It is flexible and feature-rich core banking software. No wonder why its chosen by most of the leading banks around the globe. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Easy to use Rich functionalities Secure Robust Great Support Tailored to country model banks Cons: A bit expensive but considering the range of functionalities that it provides, it is understandable. Reasons for choosing Temenos Security, Robustness, Ease of Use, Support, Wide range of functionalities ... Read More JL Jop L. Verified reviewer Banking 5001-10000 employees Used daily for more than 2 years Review source Reviewed February 2024 Flexible product when implemented right ! 4 Overall, Transact (which I know since it was called Globus and t24) is a mature product and most of the functionality is stable. I know banks which have been running the product for > 25 years and who benefit from periodical upgrades. Implementing the product is a great experience if it is a greenfield project and if the implementation team is selectively hand picked. Ratings Breakdown 4 Ease of use 4 Value for money 3 Customer support 4 Functionality Pros: \- The wide range of financial products and services supported - The ease of integration with other products (market data, order management platforms etc) - The ease of bank specific customisation / localisation Cons: \- Some business support functions have not evolved to well in line with market changes; e.g. Swift MX/ISO20022 is very late. - The Reasons for switching to Temenos Former core banking systems were really reaching obsolescence, Need for more integrated single client view and portfolio management Read More VR Verified Reviewer Banking 51-200 employees Used weekly for more than 2 years Review source Reviewed May 2023 Temenos T24 User : Appears to be a strong option but is not adaptable , and support is weak 3 Ratings Breakdown 4 Ease of use 2 Value for money 2 Customer support 3 Functionality Pros: The interface is basic but easy to use. Layout is well organised and accessible. The corresponding customer User app is also clean and easy to use. Cons: The program has been ill suited to the retail banking features we required. Some reports have been inaccurate, Development has not been seamless and adapting the software to our needs has been problematic. Support does not appear to understand the requirements demanded. Read More MA Muhammad Usman A. Verified reviewer Financial Services 51-200 employees Used daily for more than 2 years Review source Reviewed March 2023 Temenos Transact - A complete solution for your Banking Needs 4 Great Ratings Breakdown 5 Ease of use 5 Value for money 4 Customer support 5 Functionality Pros: Its a solution which fulfills all your banking needs by having a strong core solution and ability to interact with muliple soltuion to provide flexibility. Cons: The graphical interface of Temenos is too basic and reporting element of Temenos Transact is not much appealing and they can work on that Reasons for choosing Temenos Cz of it strong core and treasury soltuions and strong support system GCC Read More TK Tsige Bayray K. Verified reviewer Banking 1001-5000 employees Used daily for more than 2 years Review source Reviewed April 2023 Temenos Review from Dedebt Microfinance 5 Microfinance loan and saving products are solved by the system. Ratings Breakdown 5 Ease of use 5 Functionality Pros: As microfinance institution the group lending management is very effective for our purpose beyond the bank overall activities. Cons: Expensive specially for microfinance institutions. Reasons for choosing Temenos Because of handling microfinance activities are in the Temenos Transact is better than the Flexcube. And the cost of the system is based on the user rather in account base. Read More George N. Verified reviewer Financial Services 51-200 employees Used daily for more than 2 years Review source Reviewed August 2023 Temenos Transact is 'the best among co-equals' 5 Its a very Good Product. No doubt about it. Ratings Breakdown 5 Ease of use 4 Value for money 4 Customer support 5 Functionality Pros: The system offers tools for managing customer accounts, providing a 360-degree view of customer relationships, and enabling personalized services, enhancing customer satisfaction. Cons: Support is sometimes slow to respond to issues in a timely manner Reasons for choosing Temenos Scalability, Customization and Adaptability Read More Abid S. Verified reviewer Banking 5001-10000 employees Used daily for more than 2 years Review source Reviewed March 2020 Best Core Banking Software 5 The Temenos T-24 Transact is absoultely the best core banking software in the financial industry. Many of the world top banks and financial institutions are using temenos due to its reliability as it provides all financial solutions at one platform. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: Temenos T-24 Transact has all the necessary tools which requires to manage front and back end of banking operations. I am using R-13 version of this software from last 8 years and effeciently managing the branch banking operations. While using Temenos i can provide quick and best services to my customers such as Cash Deposit & Withdrawl Transactions, Bulk Salary Posting, Issuance of Financial Instruments, Locker Operations & Account Opening. The Temenos provides realtime analytics and reports which allows the user to make decision fast. Financial Institutions can stores customer information in a very secure way and quickly access it whenever requires. The cloud acceptibility is also the one of the top features of Temenos which gives it edge over other products. Cons: The Temenos T-24 Transact should have offline mode as when the network is slow it takes time to post transactions. The Cost of implementation of Temenos is too expensive for small and medium size financial institutions. Read More Ali Qammar R. Verified reviewer Banking 5001-10000 employees Used daily for more than 2 years Review source Reviewed May 2021 Most flexible and efficient Core Banking System currently available in the market 5 Overall experience as a developer and a user is pretty good. Local development is very easy and we can implement even small checks and balances without getting help from manufacturer. All you need is small inhouse development team. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: This CBS is very easy to use and the amount of local development (checks and balances) that can be implemented without getting help from manufacturer really helps bank out to keep up with the regulatory requirements. Integration is also very convenient. We have integrated our system with different ADC channels as well as analytics software systems. Cons: Overall system performance is good. There are not much technical documentation is available over the internet. In order to learn something new we being developers have to do intensive research over the internet, temenos university and basic PACS site. Reasons for choosing Temenos Most of the banks in Pakistan are using Temenos as their core banking platform. Vendors are easily available and overall reputation of T24 is very good among big banks in Pakistan. Read More Awais B. Verified reviewer Banking 1001-5000 employees Used daily for less than 2 years Review source Reviewed July 2021 You cant Ignore T24 for Banking 5 Ratings Breakdown 5 Ease of use 5 Value for money 3 Customer support 4 Functionality Pros: integration of any 3rd party or any API deployment is way much more easier then other banking software. Most important application is much mature and stable hardly face any build-in error from TEMENOS . COB operation is smooth and easy for reporting extraction like in other CBS admin have to extract reports manually Cons: Implementation cost of this CBS is very high. i believe this factor can be put under consideration. Customer support is not good enough . Like for any production / real time issue , you have to wait (it can be 24 hrs) until they start ticket. Read More Saad I. Verified reviewer Banking 1001-5000 employees Used daily for less than 2 years Review source Reviewed July 2021 Revolutionizing Technology by Temenos 4 The overall experience of Kony is much better than its predecessor i.e Temenos UXP or Edge Connect but the latest product launched by Temenos, known as Temenos Infinity is set to make new benchmarks in the digital industry. Ratings Breakdown 4 Ease of use 4 Value for money 3 Customer support 4 Functionality Pros: Kony Quantum, you may also call it a successor of Temenos UXP ( formerly known as Edge Connect) is a rules based IDE with very less server side coding required. Mostly the application is built through plugging in scripting languages like HTML, JavaScript etc. Since the product is developed by Temenos, the integration with T24 Transaction Core Banking Solution through APIs is extremely convenient. Cons: The User Interface component needs to be further matured since the application development relies heavily on the look and feel these days. Read More Showing 1 - 10 of 69 Reviews [See All Reviews](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/reviews/) ## Temenos Popular Comparisons [Crowded vs Temenos](https://www.softwareadvice.com/banking-systems/crowded-me-profile/vs/temenos-transact/)[Qonto vs Temenos](https://www.softwareadvice.com/mobile-banking/qonto-profile/vs/temenos-transact/) [Compare All Alternatives](https://www.softwareadvice.com/banking-systems/temenos-transact-profile/alternatives/) ## Other Top Recommended Financial Risk Management Software [Resolver](https://www.softwareadvice.com/pci-compliance/grc-cloud-profile/) **4.4** (79) Recently recommended **12** times [SAI360](https://www.softwareadvice.com/business-continuity/sai360-profile/) **4.0** (1) Recently recommended **5** times [Sentinel Compliance Platform](https://www.softwareadvice.com/product/480966-Sentinel/) **5.0** (1) Recently recommended **0** times [Ncontracts](https://www.softwareadvice.com/risk-management/ncontracts-profile/) **4.6** (155) Recently recommended **2** times Stuck Between Options? 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