CreditCore

RATING:

4.8

(12)

About CreditCore

CreditCore gives credit unions, finance businesses and banks the ability to manage their entire loan origination lifecycle from collecting applications to disbursement of funds. Key features include loan estimation, risk calculation, role-based permissions, customizable branding, and remote access. Users also have access to CreditCore's customizable Adverse Action Notice templates, which lets banks send loan rejection notifications to borrowers.

CreditCore Pricing

Contact 3530 Technologies for pricing details

Starting price: 

$0.01 per year

Free trial: 

Not Available

Free version: 

Not Available

CreditCore dashboard

CreditCore Reviews

Overall Rating

4.8

Ratings Breakdown

Secondary Ratings

Ease-of-use

4.5

Customer Support

5

Value for money

5

Functionality

4.5

Most Helpful Reviews for CreditCore

1 - 5 of 12 Reviews

Brad

Banking, 51-200 employees

Used daily for less than 2 years

Review Source: Capterra
This reviewer was invited by the software vendor to submit an honest review.

OVERALL RATING:

5

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

Reviewed February 2020

CreditCore_Business

PROS

We switched to CreditCore in September 2018 and have been very pleased from the sales process, implementation and going into production. 3530 leadership consistently delivers on all they say they will and refreshingly seeks out its client base regarding input on new feature/functions. We are very pleased with CreditCore_Consumer for our consumer and portfolio real estate needs and CreditCore_Business (of which we were part of the design) for the majority of our commercial loans.

CONS

Prior to CreditCore_Business we had challenges with small business lending, however that is now resolved with CreditCore_Business module!!

Vendor Response

Thank you, Brad! We are so appreciative of your insights as we went through the process of designing the latest CreditCore?_Business lending module. We greatly appreciate our partnership with you and Drummond Community Bank!

Replied February 2020

Michael

Banking, 51-200 employees

Used daily for less than 2 years

Review Source: Capterra

OVERALL RATING:

5

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

Reviewed November 2016

Processing Solution to Consumer Lending

Implementation of the software was smooth and almost seamless due to the staff at Credit Core. Operationally, our staff quickly acclimated to the software due to the intuitive nature of the product. In the area of value, we think the cost/benefit ratio is in the category of excellent. Consistent loan decision processing is vital in today's market. This product is an industry leader in that area. We are excited to have a solution that stands above the industry at a reasonable cost without the sacrifice of strong technical support. Finally!

PROS

Simple, fast, and easy to use.

CONS

Nothing comes to mind at this time.

Vendor Response

Thank you, Michael! Glad to know that we are succeeding at providing great support. We truly believe this is one of THE most important ways we stand out against the rest, and one of the primary reasons we founded the company! We are truly appreciative to have you and your bank as a client partner.

Replied November 2016

Lori

Banking, 201-500 employees

Used daily for less than 12 months

Review Source: Capterra
This reviewer was invited by the software vendor to submit an honest review.

OVERALL RATING:

4

EASE OF USE

4

CUSTOMER SUPPORT

5

FUNCTIONALITY

4

Reviewed September 2018

Two Thumbs Up

Overall smooth transition. Customer support is outstanding - they listen to your requests and respond promptly.

PROS

Very user friendly; overall layout is logical.

CONS

Inability to customize certain fields to bank's preference.

Allie

Used daily for less than 6 months

Review Source: Capterra
This reviewer was invited by the software vendor to submit an honest review.

OVERALL RATING:

5

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

4

Reviewed December 2017

Simple, yet powerful software.

PROS

Administering and processing applications through the software is simple and straightforward. I really like everything about it compared to our prior software. The "cons" below are just enhancements I wish the system had.

CONS

The things that I like the least are as follows: * No email capability out of CreditCore. * Need to be able to enter joint applications into CustomerHub. * Some of the fields needed in CreditCore are not fields in CustomerHub. * If you have rules setup to automatically decline applications, the system should be setup to not request a credit report. For example, if the applicant is not of a legal age, the system should not pull the credit report. * I would change the workflow in several spots. For example, the checklist requirements in CreditCore do not flow intuitively.

Vendor Response

Thank you for the great review! We are so pleased to have NDBT as a client partner and look forward to more great enhancement ideas for CreditCore. We will look at adding the ability to email disclosures through CreditCore, in addition to our existing email and SMS notification functionality. Today WebApp (CustomerHub) supports joint applicants applying together, but we will look into potential technologies that could support applicants who wish to apply together but are not in the same physical location at the time of application.

Replied February 2020

David

Banking, 201-500 employees

Used daily for less than 12 months

Review Source: Capterra

OVERALL RATING:

5

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

Reviewed December 2016

Great & Modern Consumer Underwriting Software

Our bank was using a previous software solution for 14 years that had not changed much over time. We did not take replacing it lightly and went through an extensive search before selecting 3530 Technologies' CreditCore solution. Switching to CreditCore took us to a new level of efficiency and productivity with a modern solution that is extremely user-friendly. Plus, the customer support is more like a partnership than a normal vendor relationship. Extraco Banks has no doubt we found the best solution.

PROS

Extremely user-friendly. The appearance, workflow, functionality etc. looks like was designed by bankers / users, which is a major plus.

Vendor Response

Thank you, David! We appreciate everything you and Extraco Banks have done to help us make CreditCore an outstanding consumer loan origination product!

Replied December 2016