IncomeXpert

RATING:

4.64

(61)

About IncomeXpert

UberWriter is a cloud-based income analysis tool that helps underwriters process loans and manage data. It is primarily designed for mortgage officers to determine borrowers' income based on tax returns and bank statements. Key features of UberWriter include credit review, training and compliance management. With the calculation module, users can classify different income types and conduct cash flow analysis. The training functionality enables mortgage firms to train professionals on areas like loan applications, property appraisals, fraud and risk management. Additionally, the Rest application programming interface (API) allows underwriters to upload data without manual intervention and generate tax return information. UberWriter’s rental income tool can be u...

IncomeXpert Pricing

Cost per file

Starting price: 

$3.00 

Free trial: 

Available

Free version: 

Available

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IncomeXpert Reviews

Overall Rating

4.64

Ratings Breakdown

Secondary Ratings

Ease-of-use

4.5

Customer Support

4.5

Value for money

4.5

Functionality

4.5

Showing 1 - 5 of 61 reviews

User Profile

Ankit

Verified reviewer

Company size: 201-500 employees

Industry: Financial Services

Time used: Less than 2 years

Review Source: Capterra 

This review was submitted organically. No incentive was offered

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

January 2019

UberWriter -The Best!

Excellent tool

Pros

One of the best tool available in the mortgage industry. Instead of using worksheets, I prefer UberWriter as it provides a detailed description of item along with warnings for income which do not meet the guideline. Such warning are helpful in avoiding errors.

Cons

As such there are no cons; however, would like the UberWriter to improve the navigation and provide analysis on certain line items which usually other worksheets do not use.

Kimberly

Company size: 1,001-5,000 employees

Industry: Financial Services

Time used: More than 2 years

Review Source: Capterra 

This review was submitted organically. No incentive was offered

EASE OF USE

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

January 2019

Great for new and seasoned underwriters

Pros

The team at Uberwriter are extremely responsive and great to work with. They keep up with the guideline changes made by all of the agencies and update the income calculator quickly. Because things can change a good bit, having the changes in red with the guide reference is extremely helpful. There is no kind of income that can not be consistently calculated with Uberwriter, regardless of the users experience level.

Cons

The only changes I would like to see made in Uberwriter are a net income calculator by state for VA loans, a calculator built in for more accurate percentage of non-taxable earnings when grossing up this type of income, and possibly an option for 80/20 meals & entertainment for over the road truck drivers. Overall, there is nothing I don't like about using Uberwriter. Keep up the great work!

Thomas

Company size: 1,001-5,000 employees

Industry: Banking

Time used: Less than 6 months

Review Source: Capterra 

This review was submitted organically. No incentive was offered

EASE OF USE

1

VALUE FOR MONEY

1

CUSTOMER SUPPORT

1

FUNCTIONALITY

1

January 2019

uberwriter

worthless, don't know how to use it, tried to ask was told 'go watch a video'- not how you win customers

Pros

nothing, don't know how to use it and the training is nonexistent

Cons

lack of help to learn how to use it, the approach of telling me to go watch a video to learn is worthless

Tom

Company size: 501-1,000 employees

Industry: Banking

Time used: More than 2 years

Review Source: Capterra 

This review was submitted organically. No incentive was offered

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

January 2019

January 2019

Great evidence we thoroughly reviewed the income and debt portion of the loan file. So far every outside auditors have been impressed with our files.

Pros

Easy to use. Follows agency guidelines. System and income warnings appear to be updated regularly. Tutorials available to staff. Income trending - Makes it easy to compare to agency guidelines. Might consider including the income trending graph on/in the output.

Cons

Because we are post-closing, all our review documents are converted to a PDF and saved to a individual borrowers file. Sometimes the printed material on the report will be split between two pages. Also, at times there is a lot of pages printed with no information on them. Example - File number 457480/loan number 0922193901

Anonymous

Company size: 501-1,000 employees

Time used: More than 2 years

Review Source: Capterra 

This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.

EASE OF USE

5

VALUE FOR MONEY

5

CUSTOMER SUPPORT

5

FUNCTIONALITY

5

April 2019

Best Tool in the Mortgage Business

100% satisfied and will be looking to purchasing a subscription at my new company.

Pros

I can't stop raving about Uberwriter. Way better than LoanBeam, way better than any FNMA/FHLMC excel tool. When I left my previous company the only thing I missed was Uberwriter. It's easy to use and most importantly if you look at what it does, you can learn how it calculates income so you can speak to it better. It handles everything on the taxes from Corp Income to Real Estate- anything on your Schedule E. And my favorite it calculates liquidity on balance sheets.

Cons

It was all great! May take a few tries to get it figured out but it's intuitive and easy to use after that.

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