This software is amazing and I like it because is user-friendly, quick and absolutely efficient.

We currently only use it to pay vendors which is all we need and for that it's perfect. The payments are fast, secure, and easy to set up.

I inquired further, and they stopped replying. 5 emails later I found a phone number to call, and the customer service rep told me they were aware of the issue and would resend the 2 deposits.

It is a direct solution and no ambiguity. The support was fantastic and has helped when needed it, and that was user error, not the platform.

It was easy to use from Quickbooks and seemed like a good solution.

I love the low fees and the promotions for liquidating cash from credit cards.

Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.

Very poor responses from Customer Service. They have held my client's money captive for two weeks while they investigate.

Perfect integration with Quickbooks. Low cost to process payment.

Do you have the option to integrate it with your QuickBooks or use it as a standalone product which is great.

I like how easy it is to use and the product feels very secure.

It's super easy and actually fun to use. They also have the ability to pay your vendors via credit card, so they charge your card and deliver the funds to your vendor's bank account for a small fee.

It has been great overall: saves me a lot of time, great price point, and customer service has reached out to me numerous times to tell me about new functions and to check in.

I also am very happy that it integrates with QBO which is what most of my clients are on.

Melio has an excellent customer support and resolves any issues quickly.

I have had multiple support chats with them, where they send me the same message and now have started cutting me off / disabling the chat right after they send it.

While Plastiq has IRS-esque customer service, Melio really go out of their way to ensure a positive user experience. Melio is also faster at processing ACH payments, which is a huge plus.

Integrates well with QBO, pricing is great, easy to seup. When all work well is a good experience.

This product integrates very well with Quickbooks Online, and is fairly easy to use once it is set-up. Customer Service is great.

Terrible experience signing up and no response from customer service.

Melio in my opinion is the best transfer service available.

Sorry we don't accept credit cards - has that bothered you before.

Also, sometimes when you drop a new vendor's invoice, the software doesn't read it correctly.

It made us a victim of fraud and their support team is even more inadequate than quickbooks online support.

I have used Melio since day 1 and hope they never discontinue it. The ease of use and the integration with QuickBooks is like no other app out there.

Simple and quick to use, it offers a tremendous value. Furthermore, customer service is one of the best I've dealt with.

Melio is a great product we recently had the opportunity to discover. I was very impressed at how easy it integrated to our accounting in Quickbooks.

It is very intuitive, and the integration with QBO makes AP and AR processes efficient and automated. All that with a low price makes this a win win for any business.

Overall this platform has been a lifesaver. I'm glad I made the switch from Square.

I love everything about Melio form how easy it is to use and the dashboard is so simple. From switching to incoming payment to seeing who you paid in a click of a button.

You really can't beat that with a stick. It's great for paying things like Building Rent that needs a check or any other bill that does not accept cards at all.

Great, cost-effective platform to process vendor payment.

You are truly own your own with the platform and service. Melio also has no phone number, and eventually will stop responding.

QUICKBOOKS, find another company. This is making you look terrible.

Low cost to send bank transfers by charging a credit card. Perfect bill management application.

As a small business owner my time is limited and I love that Melio feels like my partner.

They responded to my email with 1 sentence that was so vague, I didn’t have any idea what they had requested from me.

After frustrating a vast array of my clients I decided to move on and cut my losses with these scammers. DO NOT WASTE YOUR TIME with these guys.

It is also great that the program completely integrates with QuickBooks so the bills show up automatically in Melio, and with a few clicks I can pay all of the bills.

Syncs directly with Quickbooks. Quick and responsive support staff.

Customer service is second to none. You really get the sense that the people speaking to you care about the product and care about how you are using it.

The chap I have been dealing with on the helpdesk has been lovely but his hands are tied.

This software is easy to use and I use it nearly every day.

I guess the only thing is not being able to merge two vendors that are the same but accidentally created if both have a payment already made on them.

Modern, ease of use, could be useful and a good idea.

How easy to use, and how wonderful to have the ability to pay in state or international vendors. Love the customer services as well.

It is user friendly, quick, intuitive and the customer support  super efficient. I love Melio and I always refer about this amazing software that was a game changer for our A/P.

Melio is super easy to set up and use. The integration is fast and simple, and works reliably.

And with the direct connection to Quickbooks Online, its super easy to sync all your vendors, bills and payments, making Melio a perfect bill management application. We'd recommend it to everyone.

It is very convenient to use and the QB integration is a huge plus. I use this for Domestic transactions.

After providing numerous links to clients on our new option to accept Credit Cards and ACH Debits, we ran into a wall with Melio rejecting our payments due to their inability to verify our account.

I have ADHD, so I get overwhelmed easily, but Melio is so streamlined and easy to use. I'm so happy that my friend introduced me to it.

I have a relationship manager who always solves any issue that might come up, and I am thrilled these guys found me.

I'm excited to use this new platform, the customer service team is fantastic, they immediately respond and they're quick in understanding your 'concern' and will address it accordingly.

Pretty simple and it works great. One of the best features is the in-app crypto payments (with Monerium integration) that make everything so easy.

It is easy to use and simplifies our in terms of work overload.

Easy to integrate with existing processes. Clear and informative UI.

Request has made it really easy for me to get my money every month.

Billing currency and network have to be configured manually. Perhaps the company did a poor job of template setup before sharing the URL with the contractors.

The UI is easy to use and navigate when creating invoices. Clients can easily sign up to pay invoices.

Easiness of use- Good UX- The ability to duplicate an invoice in order to use the previous information.

Easy to use and invoice management for a individual contributor makes it super easy in terms of usage and recurrent usage because of the multiple features on the platform.

There are still many new users to get into Request, from different part of the world. Very easy and intuitive.

I like that you can share an info about the business you're invoicing through a URL.

Few steps are really difficult to use while selecting the specific chain and tokens. They greyed out, however, they should be reflecting in the dark or different colors.

Easy to create invoice, stores my payment methods and I can just replicate the last one, change small details and it's good to go. It takes me 2 min to send my invoice.

The ability to use multiple currencies and the ease of use.

Nothing for now seem to be a problem, it’s serving it’s purpose.

Easy to iterate operations. Clear visibility and easy for editing.

Easy to send invoices and excellent email notification system.

I like Request's clear and sleek look with good overview of recent invoices.

Good core product, don't like change in pricing without notice.

The Web is not responsive, and the mobile app does not work with the same account as the Web or doesn't show all the features from the Web.

The integration of crypto/Blockchain into the product is absolutely fantastic. I still can wrap my head around the architecture.

Bingtellar loves Request Finance, match made in heaven.

I used request finance to make invoices to collect hackathon prizes. So far the general experience was great, I higly recommend this to make invoices.

US Dollar

Melio is an accounts payable solution that helps small businesses manage online payments via bank transfers and debit or credit cards. Key features include payment scheduling, automated data synchronization, reporting, invoicing, payment reminders and more.


Melio enables employees to manually add vendor or billing details and upload documents or invoice images on a unified platform. It allows administrators to invite accountants or team members from different business units, define role-based permissions and control approval workflows to streamline payment processes. Additionally, the centralized dashboard lets accountants view multiple client accounts and track the status of their payments in real-time.


Melio supports integration with QuickBooks, allowing users to automatically schedule payment transactions and synchronize financial data with their accounting systems. The application is available to users for free and a processing fee is charged for credit card transactions. Support is extended via online measures.



LongDescription

Multiple Payment Options

Electronic Payments

Invoice History

Payment Processing

Due Date Tracking

Deferred Billing

Debit/Credit Card Processing

Recurring Invoicing

Bank Reconciliation

Mobile Payments

Project Billing

Credit Card Processing

Bookkeeping Services Integration

Invoice Management

Transaction History

Approval Process Control

Customizable Invoices

For Accountants

Recurring Payments

Self Service Portal

QuickBooks Integration

Duplicate Payment Alert

Electronic Funds Transfer

For CPA Firms

Online Payments

Online Invoicing

Dunning Management

Data Security

Billing Portal

Vendor Management

1099 Preparation

ACH Payment Processing

PCI Compliance

Multi-Period Recurring Billing

Invoice Processing

Fraud Detection

Check Processing

Accounts Payable

Cash Management

Billing & Invoicing

Accounting Integration

Dashboard

Reporting/Analytics

Contact Database

Accounts Receivable

Approval Workflow

Check Writing

Client Management

Third-Party Integrations

Partial Payments

Search/Filter

Expense Tracking

Customer Statements

Receivables Ledger

Invoice Creation

Remote Access/Control

For Small Businesses

Task Management

Document Management

Recurring/Subscription Billing

General Ledger

For Medical Purposes

Financial Management

Subscription fee: Free
Credit/Debit card transaction fee: 2.9%
Bank transfer (ACH): Free
Same-day bank transfer: 1%
Sending checks (with USPS): Free
Expedited check delivery (with FedEx): $20
International USD transfer: $20

Email/Help Desk

FAQs/Forum

Knowledge Base

Chat

Self-Employed

2-10

11-50

51-200

201-500

Melio

Not Offered

Live Online

A suite of financial tools to make life easier - crypto organizations & freelancers use Request for invoices, expenses, payroll and accounting.

Trusted by 2300+ businesses
We work together with leading organizations in DeFi to create a seamless financial experience.

Users can pay their grantees, employees, vendors and contractors with cryptocurrencies in a compliant, secured and professional way.

Useres can get their invoices paid in Crypto
It just takes a few minutes to send a compliant and professional invoice in fiat or crypto currency.

Suite of Tools:

1. Invoice Management for companies
-Manages crypto bills each month with smooth process, professional design, compliance, multiple integrations (like Gnosis or Metamask), security and great customer support. 


2. Invoicing for Freelancers
- All-in-one platform to manage invoices.
-Create a professional crypto invoice in minutes or pay it a few clicks in local currency or cryptocurrency. 
-Get the best user experience with features such as real-time status update, payer reputation, escrow, and more.

3. Payroll
-Simplify and automate payroll management using crypto.
-In just a few minutes users can generate compliant payslips & pay them in crypto.


4. Expenses
-Reporting and paying expenses are quite an issue for companies. 


5. Accounting
-Connect Request to an accounting software like Cryptio, Xero or Quickbooks.

Document Storage

Accounting

Hourly Billing

Multi-Currency

Real Time Data

Tax Calculation

Activity Dashboard

Alerts/Notifications

Reporting & Statistics

Reminders

Real Time Reporting

Receipt Management

Tax Compliance

Payroll Management

No monthly or annual subscription to be paid. You can use every product and feature as you wish. 
The only cost comes from crypto payments: We take a 0.1% fee capped at $2 per transaction from the payer.

Melio vs Request Finance

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