--- title: "Square Payments Software Reviews, Demo & Pricing - 2026" description: "Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/online-payment/square-payments-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Square Payments Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)[Alternatives](https://www.softwareadvice.com/online-payment/square-payments-profile/alternatives/) # Square Payments Review Custom quote Free version 4 plans Wondering if Square Payments is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pros and Cons - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Square Payments 4.7 [(2706)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) FrontRunner 2026 Pricing Pricing available upon request ### About Square Payments Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. Wondering if Square Payments is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## Square Payments User Interface ## Popular Square Payments Alternatives Main Product Square Payments 4.7 [(2706)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Ratings Breakdown - 4.71Ease of use - 4.48Value for money - 4.37Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26613)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) 4.7 [(9303)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) Ratings Breakdown - 4.74Ease of use - 4.75Value for money - 4.41Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Stripe](https://www.softwareadvice.com/product/49509-Stripe/) 4.6 [(3373)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.34Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3033)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.35Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price Alternative Product [Nomod](https://www.softwareadvice.com/product/389619-Nomod/) 4.8 [(358)](https://www.softwareadvice.com/product/389619-Nomod/reviews/) Ratings Breakdown - 4.82Ease of use - 4.64Value for money - 4.69Customer support - 4.65Functionality Pricing Starting at $1.00 one time Get Price ## Square Payments Pros and Cons We analyzed 2,706 verified reviews for Square Payments to find out what actual users really think. Select to learn more Intuitive Setup And Navigation Getting started with Square Payments is straightforward, with a user-friendly interface and simple controls. Users appreciate the minimal instructions, quick learning curve, and easy customization, making it accessible for all staff and reducing training time. Flexible Payment Acceptance Options Square Payments lets businesses accept credit cards, mobile payments, and cash with minimal setup. Its mobile app and hardware-free options make it easy to process payments anywhere, while integration with accounting tools and transaction reports help track sales and manage finances efficiently. Boosts Sales And Tracking Square Payments helps businesses increase sales by accepting various payment types, supporting both in-person and online transactions. Built-in sales tracking, instant payouts, and easy product management make it a valuable tool for vendors, small businesses, and event sellers. High Fees And Extra Costs Square Payments' processing fees are often higher than competitors, especially for small businesses or low-volume sales. Additional costs for hardware and advanced features can add up, making it less cost-effective for some users. Account Holds And Fund Delays Users report issues with account suspensions, delayed fund transfers, and strict fraud prevention that can freeze money without clear explanation. Difficulty managing multiple users and limited support for resolving account problems can disrupt business operations. Limited And Slow Assistance Reaching Square Payments customer support can be challenging, with slow response times and limited phone access. Users often struggle to resolve issues quickly, especially during disputes or account problems, leading to frustration and delays. ## Square Payments Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version In person Pricing available upon request No plan information available Online Pricing available upon request No plan information available Invoices Pricing available upon request No plan information available Manually entered Pricing available upon request No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Square Payments Features - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of Square Payments Activity Dashboard API Cash Management Compliance Management Contactless NFC Credit Card Processing CRM Cryptocurrency Processing Customer Database Data Security Electronic Payments Electronic Signature Fraud Detection Gift Card Management Invoice Management Mobile Access Mobile Card Reader Offline Access Online Payments Partial Payments Payment Links Point of Sale (POS) Receipt Management Reminders Reporting & Statistics Sales Reports SSL Security Third-Party Integrations Transaction History ## Square Payments Integrations Square Invoices Integration rated 4.7 from 16 reviews Square Point of Sale Integration rated 4.6 from 13 reviews ClinicSense Integration rated 4.9 from 13 reviews WooCommerce Integration rated 4.5 from 12 reviews Zoho Invoice Integration rated undefined from -1 review Wix Integration rated undefined from -1 review See all 26 integrations ## Square Payments User Reviews ## Square Payments customer ratings - Overall rating: 4.7/5 - Total reviews: 2,706 ### Rating distribution - 5 stars: 2,067 reviews (76%) - 4 stars: 484 reviews (18%) - 3 stars: 99 reviews (4%) - 2 stars: 23 reviews (1%) - 1 star: 33 reviews (1%) ### Secondary ratings - Ease of use: 4.7/5 - Value for money: 4.5/5 - Customer support: 4.4/5 - Functionality: 4.6/5 --- ### Square payments - Overall rating: 5/5 - Reviewer: Ronald W. - Verified reviewer: Yes - Industry: Design - Company size: Self-Employed - Product usage: Used monthly for less than 2 years - Reviewed: August 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros The pros for Square Payments is that it's really cheap to deploy and the payment processing works perfectly. #### Cons The con is that some of the more detailed payment terminals will cost you a bit more upfront and the learning curve is there. --- ### I love square and recommend to anyone that needs a payment processor. - Overall rating: 5/5 - Reviewer: Stephanie M. - Verified reviewer: Yes - Industry: Hospitality - Company size: Self-Employed - Product usage: Used daily for more than 2 years - Reviewed: December 2025 - Review source details: This review was submitted organically. No incentive was offered I am 100% happy with my experience with Squarer. In the rare occasion that I have needed customer support, I received it quickly. The service is reliable, and cost effective. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I love the ease of use. The transaction fees are reasonable and in-line with standard. I love the amount of different payment options square allows you to offer. I love the Square loans that are offered when eligible. #### Cons Honestly, I cant think of much that I don't like about them. If I had to say something, I would like if the small terminal was more modern looking. This, however, doesn't affect that way it operates. #### Reasons for choosing Square Payments easy to use. Straight forward on pricing. A well known name. Access to "square loans" when eligible. --- ### Amazing you must try it - Overall rating: 5/5 - Reviewer: Candace S. - Verified reviewer: Yes - Industry: Fishery - Company size: 2-10 employees - Product usage: Used daily for more than 2 years - Reviewed: July 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. I love it and i think everyone needs one. Its easy installment and there are no fees. Its a simple plug up to your cell phone. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 3/5 - Functionality: 4/5 #### Pros Its easy to use. Its fast transactions and even gives you a receipt to your email or text. Also there is no fees to use it. #### Cons Lately when i call customer service i have been getting rude person to help me. Alot of times they just hang up on me. --- ### I DO NOT RECOMMEND! - Overall rating: 1/5 - Reviewer: Gabriel M. - Verified reviewer: Yes - Industry: Health, Wellness and Fitness - Company size: Self-Employed - Product usage: Used daily for more than 2 years - Reviewed: May 2025 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Recently TERRIBLE! Before 2023 it was great to have. Payments used to be easy. Now its like they are scamming for money. #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros I honestly can't listed any anymore. The company has fallen apart and It's heartbreaking. I can list cons. #### Cons Customer service is hard to contact these days and once in contact they do absolutely nothing to resolve issues. I have been using square since 2018. I have 4 businesses that use their service. The most recent setup was in 2023 and square has taken money by forcing instant deposit fees while the account is set to manual. I reached out to have it corrected and wait 43 mins just to speak with someone who failed to fix the issue. --- ### Easy to use product! - Overall rating: 4/5 - Reviewer: Bree B. - Verified reviewer: Yes - Industry: Maritime - Company size: 2-10 employees - Product usage: Used monthly for more than 2 years - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered Overall, my experience with Square has been very positive. It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions. Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida. It gives clients multiple ways to pay, including online deposits, final trip balances, invoices, and in-person card payments at the dock. Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina. It’s also easy to track payments, stay organized, and provide a professional payment experience for clients. #### Cons The transaction fees can add up during peak charter seasons when processing a high volume of bookings and larger payments. There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule. Outside of that, the platform has been very dependable. #### Reasons for choosing Square Payments Ease of use and customer knowledge/perference --- ### My Square Payments - Overall rating: 5/5 - Reviewer: Martin H. - Verified reviewer: Yes - Industry: Retail - Company size: 2-10 employees - Product usage: Used weekly for less than 2 years - Reviewed: January 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Totally enjoyed using Square, on all of my devices. The dashboard is great and easy to manage. I could see all of my transactions. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Ease of use, fast payment processing, value for money. Customer support was easy to contact and very helpful. #### Cons I cant really say what I didn’t like about square payments. It was easy to manage and my customers felt safe using the platform. #### Reasons for choosing Square Payments Square offered different ways to make a sale and capture payments. --- ### Still a MUST HAVE! - Overall rating: 5/5 - Reviewer: Chelsea S. - Verified reviewer: Yes - Industry: Arts and Crafts - Company size: 2-10 employees - Product usage: Used daily for more than 2 years - Reviewed: June 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Square has made my small business so much easier. I can literally use it everywhere! I do not have to be in a stationary location. It is a game changer! #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I love how I can use the portable terminal, but in a case where I forget it, my personal phone will do the exact same thing! #### Cons I truly do not have any complaints on the Square App. It so easy to navigate and user friendly. And not to mention consumer friendly! #### Reasons for choosing Square Payments I like the more stability that Square Payments gave me! And the more professional look. --- ### Convenient for craft vendors - Overall rating: 4/5 - Reviewer: Heather P. - Verified reviewer: Yes - Industry: Consumer Goods - Company size: Self-Employed - Product usage: Used monthly for more than 2 years - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered Overall is worth having for the convenience for our customers to submit payments. The printable receipts is a nice touch. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros Square is convenient and easy to use at our stand alone off site events. The portable machine makes taking customer payments easy. #### Cons I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in. #### Reasons for choosing Square Payments The fees were less I believe. If I remember correctly. Also I was able to find discounted hardware --- ### Square gets me paid - Overall rating: 5/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Warehousing - Company size: 51-200 employees - Product usage: Used weekly for less than 12 months - Reviewed: January 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 1/5 - Functionality: 4/5 #### Pros Square Payments was EXTREMELY easy to set up and use. It has a cut and dry charge system and seems to be really secure as well. #### Cons When it is down it is down. It was really difficult to contact anyone to get my Square up and running afterhours. #### Reasons for switching to Square Payments I made the switch to try something new. I use both of them. --- ### Great and convenient - Overall rating: 4/5 - Reviewer: Faith L. - Verified reviewer: Yes - Industry: Food & Beverages - Company size: Self-Employed - Product usage: Used monthly for free trial - Reviewed: July 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros It’s convenient, easy to use and small enough to pack it anywhere without any issues. I like you can plug it into different devices #### Cons I do not have anything that I dislike about the square payments. So far it’s been very useful when paying someone. --- Showing 1 - 10 of 2706 Reviews [See All Reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) ## Square Payments Popular Comparisons [PayPal vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)[Venmo vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)[Stripe vs Square Payments](https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/)[Square Point of Sale vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/square-point-of-sale/)[Google Pay vs Square Payments](https://www.softwareadvice.com/retail/google-pay-profile/vs/square-payments/)[Stax vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/stax/)[Cash App vs Square Payments](https://www.softwareadvice.com/mobile-banking/cash-app-profile/vs/square-payments/)[Epos Now vs Square Payments](https://www.softwareadvice.com/retail/epos-now-profile/vs/square-payments/)[Cryptomus vs Square Payments](https://www.softwareadvice.com/online-payment/cryptomus-profile/vs/square-payments/)[Vagaro vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/vagaro/)[Cashfree vs Square Payments](https://www.softwareadvice.com/online-payment/cashfree-profile/vs/square-payments/) [Compare All Alternatives](https://www.softwareadvice.com/online-payment/square-payments-profile/alternatives/) ## Other Top Recommended Payment Processing Software [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/) **4.2** (2066) Recently recommended **3** times [PayPal](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26613) Recently recommended **0** times [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) **4.5** (20671) Recently recommended **0** times [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) **4.7** (9303) Recently recommended **0** times Stuck Between Options? 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