--- title: "Square Payments Software Reviews, Demo & Pricing - 2026" description: "Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/online-payment/square-payments-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / Square Payments Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/)[Alternatives](https://www.softwareadvice.com/online-payment/square-payments-profile/alternatives/) # Square Payments Review Custom quote Free version 4 plans Wondering if Square Payments is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pros and Cons - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Square Payments 4.7 [(2719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) FrontRunner 2026 Pricing Pricing available upon request ### About Square Payments Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. Do you work for Square Payments? [Manage this product listing](https://www.g2.com/products/square-payments/claim_requests/new?auto=true) Wondering if Square Payments is right for your organization? Our Payment Processing Software selection experts can help you in 15 minutes or less. ## Square Payments User Interface ## Popular Square Payments Alternatives Main Product Square Payments 4.7 [(2719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) Ratings Breakdown - 4.71Ease of use - 4.48Value for money - 4.36Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [PayPal Payments](https://www.softwareadvice.com/retail/paypal-profile/) 4.6 [(26711)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.52Value for money - 4.25Customer support - 4.56Functionality Pricing Available upon request Get Price Alternative Product [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) 4.7 [(9309)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) Ratings Breakdown - 4.74Ease of use - 4.75Value for money - 4.41Customer support - 4.62Functionality Pricing Available upon request Get Price Alternative Product [Stripe Payments](https://www.softwareadvice.com/product/49509-Stripe/) 4.6 [(3392)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) Ratings Breakdown - 4.47Ease of use - 4.34Value for money - 4.23Customer support - 4.52Functionality Pricing Available upon request Get Price Alternative Product [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/) 4.6 [(3044)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) Ratings Breakdown - 4.68Ease of use - 4.50Value for money - 4.34Customer support - 4.54Functionality Pricing Starting at $49.00 per month Get Price Alternative Product [Nomod](https://www.softwareadvice.com/product/389619-Nomod/) 4.8 [(367)](https://www.softwareadvice.com/product/389619-Nomod/reviews/) Ratings Breakdown - 4.83Ease of use - 4.64Value for money - 4.69Customer support - 4.66Functionality Pricing Available upon request Get Price ## Square Payments Pros and Cons We analyzed 2,719 verified reviews for Square Payments to find out what actual users really think. Select to learn more Intuitive Setup And Navigation Getting started with Square Payments is straightforward, with a user-friendly interface and simple controls. Users appreciate the minimal instructions, quick learning curve, and easy customization, making it accessible for all staff and reducing training time. Flexible Payment Acceptance Options Square Payments lets businesses accept credit cards, mobile payments, and cash with minimal setup. Its mobile app and hardware-free options make it easy to process payments anywhere, while integration with accounting tools and transaction reports help track sales and manage finances efficiently. Boosts Sales And Tracking Square Payments helps businesses increase sales by accepting various payment types, supporting both in-person and online transactions. Built-in sales tracking, instant payouts, and easy product management make it a valuable tool for vendors, small businesses, and event sellers. High Fees And Extra Costs Square Payments' processing fees are often higher than competitors, especially for small businesses or low-volume sales. Additional costs for hardware and advanced features can add up, making it less cost-effective for some users. Account Holds And Fund Delays Users report issues with account suspensions, delayed fund transfers, and strict fraud prevention that can freeze money without clear explanation. Difficulty managing multiple users and limited support for resolving account problems can disrupt business operations. Limited And Slow Assistance Reaching Square Payments customer support can be challenging, with slow response times and limited phone access. Users often struggle to resolve issues quickly, especially during disputes or account problems, leading to frustration and delays. ## Square Payments Pricing and Plans Square Payments has four plans. In person, Online, Invoices, and Manually entered are custom-priced. Free version In person 2.6% + 15 cents Plus 2.6% per transaction No plan information available Online 2.9% + 30 cents Plus 2.9% per transaction No plan information available Invoices 3.3% + 30 cents Plus 3.5% per transaction No plan information available Manually entered 3.5% + 15 cents Plus 6% per transaction No plan information available Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### How does Square Payments pricing compare to alternatives? Explore how Square Payments's pricing and plan options compare with top alternatives below. | Product | Starting price | Free trial | Free version | Value for Money | | --- | --- | --- | --- | --- | | Square Payments4.7[(2,719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) | Free | Not available | Available | 4.5 | | [PayPal Payments](https://www.softwareadvice.com/retail/paypal-profile/)4.6[(26,711)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) | $0.09 | Not available | Available | 4.5 | | [Venmo](https://www.softwareadvice.com/retail/venmo-profile/)4.7[(9,309)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) | Free | Not available | Available | 4.8 | | [Stripe Payments](https://www.softwareadvice.com/product/49509-Stripe/)4.6[(3,392)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) | Pricing available upon request | Not available | Not available | 4.3 | | [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/)4.6[(3,044)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) | $49.00 /mo | Available | Available | 4.5 | Square Payments4.7[(2,719)](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) * * * Starting price Free Free trial Not available Free version Available Value For Money 4.5 - [PayPal Payments](https://www.softwareadvice.com/retail/paypal-profile/)4.6[(26,711)](https://www.softwareadvice.com/retail/paypal-profile/reviews/) * * * Starting price $0.09 Free trial Not available Free version Available Value For Money 4.5 - [Venmo](https://www.softwareadvice.com/retail/venmo-profile/)4.7[(9,309)](https://www.softwareadvice.com/retail/venmo-profile/reviews/) * * * Starting price Free Free trial Not available Free version Available Value For Money 4.8 - [Stripe Payments](https://www.softwareadvice.com/product/49509-Stripe/)4.6[(3,392)](https://www.softwareadvice.com/product/49509-Stripe/reviews/) * * * Starting price Pricing available upon request Free trial Not available Free version Not available Value For Money 4.3 - [Square Point of Sale](https://www.softwareadvice.com/retail/square-point-of-sale-profile/)4.6[(3,044)](https://www.softwareadvice.com/retail/square-point-of-sale-profile/reviews/) * * * Starting price $49.00 /mo Free trial Available Free version Available Value For Money 4.5 ## Square Payments Features - Popular features found in Payment Processing ACH Payment Processing Billing & Invoicing Debit/Credit Card Processing In-Person Payments Mobile Payments Multi-Currency Multiple Payment Options Payment Fraud Prevention Payment Gateway Integration PCI Compliance Recurring/Subscription Billing Reporting/Analytics - More features of Square Payments Activity Dashboard API Cash Management Compliance Management Contactless NFC Credit Card Processing CRM Cryptocurrency Processing Customer Database Data Security Electronic Payments Electronic Signature Fraud Detection Gift Card Management Invoice Management Mobile Access Mobile Card Reader Offline Access Online Payments Partial Payments Payment Links Point of Sale (POS) Receipt Management Reminders Reporting & Statistics Sales Reports SSL Security Third-Party Integrations Transaction History ## Square Payments Integrations Square Invoices Integration rated 4.7 from 16 reviews Square Point of Sale Integration rated 4.6 from 13 reviews ClinicSense Integration rated 4.9 from 13 reviews WooCommerce Integration rated 4.5 from 12 reviews Zoho Invoice Integration rated undefined from -1 review Wix Integration rated undefined from -1 review See all 25 integrations ## Square Payments User Reviews ## Square Payments customer ratings - Overall rating: 4.7/5 - Total reviews: 2,719 ### Rating distribution - 5 stars: 2,075 reviews (76%) - 4 stars: 488 reviews (18%) - 3 stars: 99 reviews (4%) - 2 stars: 23 reviews (1%) - 1 star: 34 reviews (1%) ### Secondary ratings - Ease of use: 4.7/5 - Value for money: 4.5/5 - Customer support: 4.4/5 - Functionality: 4.6/5 --- ### Easy to set up and use POS system - Overall rating: 5/5 - Reviewer: Andrew B. - Verified reviewer: Yes - Industry: Recreational Facilities and Services - Company size: 11-50 employees - Product usage: Used daily for more than 2 years - Reviewed: September 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Really easy to use and integrate with my other software elements to take payments for. The variety of devices that payment can no be collected from really helps our business type as lots of outside activities. #### Cons With the variety of devices and types used we no longer have the previous problem and means we can take payments basically from anywhere we are. --- ### Fantastic product - Overall rating: 5/5 - Reviewer: Trisha H. - Verified reviewer: Yes - Industry: Consumer Services - Company size: Self-Employed - Product usage: Used daily for more than 2 years - Reviewed: April 2026 - Review source details: This review was submitted organically. No incentive was offered Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. #### Cons The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. #### Reasons for choosing Square Payments Square is very clear about their fees which are reasonable. --- ### Still great and still easy - Overall rating: 5/5 - Reviewer: Leah G. - Verified reviewer: Yes - Industry: Automotive - Company size: 2-10 employees - Product usage: Used weekly for less than 12 months - Reviewed: September 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros It’s still extremely easy to use and the payment processing is extremely fast. Still just as impressive as always. #### Cons The dongle that you swipe the card through, I had the old lightning one and had to replace it with the USB-C, obviously unavoidable, but still a little annoying. --- ### No cutting corners for this square - Overall rating: 3/5 - Reviewer: Jay N. - Verified reviewer: Yes - Industry: Consumer Services - Company size: Self-Employed - Product usage: Used weekly for less than 12 months - Reviewed: July 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 3/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Square payments is very quick and accurate with the payment processing.. customers support was right on top of everything bug or issue #### Cons Fees!!!! As most nobody likes hidden fees and square payments had some!! Read the small print!!! It might be there??!! --- ### Your business can depend on Square for payment processing - Overall rating: 5/5 - Reviewer: John J. - Verified reviewer: Yes - Industry: Information Technology and Services - Company size: 2-10 employees - Product usage: Used weekly for more than 2 years - Reviewed: August 2026 - Review source details: This review was submitted organically. No incentive was offered Overall, Square is very reliable and dependable. I have never had a single issue with any payments at all. They are processed on time and accurately. Their fraud prevention is also very solid. #### Ratings breakdown - Ease of use: 4/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Square is a nifty payment processor. Compared to the other major players, like Stripe, the cost is quite compatible, but you'll save with Square with your chargebacks and possibly on equipment depending on your setup needs. The customer support is very good, and the system works flawlessly, very dependable. #### Cons The integration into your website, same as most merchant processors, can be a challenge, but other than that it's a great system overall. #### Reasons for choosing Square Payments I use Square and Stripe both, but for different business aspects --- ### Easy to use product! - Overall rating: 4/5 - Reviewer: Bree B. - Verified reviewer: Yes - Industry: Maritime - Company size: 2-10 employees - Product usage: Used monthly for more than 2 years - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered Overall, my experience with Square has been very positive. It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions. Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida. It gives clients multiple ways to pay, including online deposits, final trip balances, invoices, and in-person card payments at the dock. Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina. It’s also easy to track payments, stay organized, and provide a professional payment experience for clients. #### Cons The transaction fees can add up during peak charter seasons when processing a high volume of bookings and larger payments. There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule. Outside of that, the platform has been very dependable. #### Reasons for choosing Square Payments Ease of use and customer knowledge/perference --- ### My Square Payments - Overall rating: 5/5 - Reviewer: Martin H. - Verified reviewer: Yes - Industry: Retail - Company size: 2-10 employees - Product usage: Used weekly for less than 2 years - Reviewed: January 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Totally enjoyed using Square, on all of my devices. The dashboard is great and easy to manage. I could see all of my transactions. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Ease of use, fast payment processing, value for money. Customer support was easy to contact and very helpful. #### Cons I cant really say what I didn’t like about square payments. It was easy to manage and my customers felt safe using the platform. #### Reasons for choosing Square Payments Square offered different ways to make a sale and capture payments. --- ### square for backup - Overall rating: 5/5 - Reviewer: hailey j. - Verified reviewer: Yes - Industry: Construction - Company size: 11-50 employees - Product usage: Used monthly for less than 2 years - Reviewed: July 2026 - Review source details: This review was submitted organically. No incentive was offered Overall, Square payments have made sales smooth and easy to manage. It's not something we utilize often but when we need to, it's a great resource to have. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros We Like to use square payments in our office when customers are purchasing left over material from our warehouse. It makes tracking transitions without contracts much easier. Card payments are also a lot easier with everything being electronic these days. #### Cons The only thing we don't particularly like are the fees associated with using but that's not something you can get away from. For large quantity orders, the fees will make or break a sale. #### Reasons for switching to Square Payments Not sure, was just instructed to find a new way to take payments. --- ### The best payment processor I’ve used - Overall rating: 5/5 - Reviewer: Samantha S. - Verified reviewer: Yes - Industry: Health, Wellness and Fitness - Company size: Self-Employed - Product usage: Used weekly for less than 2 years - Reviewed: March 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Easy to use and integrate/implement for me and my clients. Transparent fees and quick payments. Comprehensive reporting. #### Cons I genuinely can’t think of any cons for Square. I’ve been incredibly happy with the service (including customer service). #### Reasons for switching to Square Payments I was unhappy with the service provided by Stripe. --- ### Square gets me paid - Overall rating: 5/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Warehousing - Company size: 51-200 employees - Product usage: Used weekly for less than 12 months - Reviewed: January 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 1/5 - Functionality: 4/5 #### Pros Square Payments was EXTREMELY easy to set up and use. It has a cut and dry charge system and seems to be really secure as well. #### Cons When it is down it is down. It was really difficult to contact anyone to get my Square up and running afterhours. #### Reasons for switching to Square Payments I made the switch to try something new. I use both of them. --- Showing 1 - 10 of 2719 Reviews [See All Reviews](https://www.softwareadvice.com/online-payment/square-payments-profile/reviews/) ## Square Payments Popular Comparisons [PayPal Payments vs Square Payments](https://www.softwareadvice.com/retail/paypal-profile/vs/square-payments/)[Venmo vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/venmo/)[Stripe Payments vs Square Payments](https://www.softwareadvice.com/compare/49509-Stripe/vs/374157-square-payments/)[Square Point of Sale vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/square-point-of-sale/)[Google Pay vs Square Payments](https://www.softwareadvice.com/retail/google-pay-profile/vs/square-payments/)[Stax vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/stax/)[Cash App vs Square Payments](https://www.softwareadvice.com/mobile-banking/cash-app-profile/vs/square-payments/)[Epos Now vs Square Payments](https://www.softwareadvice.com/retail/epos-now-profile/vs/square-payments/)[Cryptomus vs Square Payments](https://www.softwareadvice.com/online-payment/cryptomus-profile/vs/square-payments/)[Vagaro vs Square Payments](https://www.softwareadvice.com/online-payment/square-payments-profile/vs/vagaro/)[GCPay vs Square Payments](https://www.softwareadvice.com/construction/gcpay-profile/vs/square-payments/)[Cashfree vs Square Payments](https://www.softwareadvice.com/online-payment/cashfree-profile/vs/square-payments/)[authorize.net vs Square Payments](https://www.softwareadvice.com/online-payment/authorize-net-profile/vs/square-payments/) [Compare All Alternatives](https://www.softwareadvice.com/online-payment/square-payments-profile/alternatives/) ## Other Top Recommended Payment Processing Software [PayPal Payments](https://www.softwareadvice.com/retail/paypal-profile/) **4.6** (26711) Recently recommended **0** times [QuickBooks Enterprise](https://www.softwareadvice.com/construction/qb-desktop-enterprise-profile/) **4.5** (20693) Recently recommended **0** times [Venmo](https://www.softwareadvice.com/retail/venmo-profile/) **4.7** (9309) Recently recommended **0** times [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/) **4.3** (8553) Recently recommended **0** times Stuck Between Options? 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