All Credit Karma Reviews
1-14 of 14 Reviews
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Frank
Verified reviewer
Restaurants, 201-500 employees
Used daily for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
VALUE FOR MONEY
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
5
Reviewed May 2023
Financially Life Saver
It helps tremendously to keep up with your credit score, it gives good advises on what step to follow to increase, and also it does keep you up to date by the platform as well as via email (Love the communication)
CONSAt times there is a lag between both TransUnion and Equifax
Michael
Environmental Services, 2-10 employees
Used weekly for less than 2 years
OVERALL RATING:
5
EASE OF USE
5
VALUE FOR MONEY
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
5
Reviewed August 2022
A Powerful Credit Tool
When I needed to get a small loan to start my business, I had no idea what my credit score was, or how to check it. A business associate told me to download Credit Karma to use their credit tracking software to get a better idea. Come to find out my credit was not in a good place and it needed work before i could qualify for the loan! Luckily, right away after joining, Credit karma began offering suggestions on how to help raise my score. I closely followed all of the suggestions that were made to me, and very quickly my score started to go up. Within just 3 months I qualified for my loan! That is my personal experience with Credit Karma, so obviously I was extremely happy with the services they offered. From a software standpoint, I was also very impressed. The experience is very user friendly, I was suprised how easy they made every step of each process in the app. They also have software that helps protect your identity and credit, which has provided me with a great sense of security as well. Also, the daily monitoring and knowing what is happening with my credit at all times has given me great peace of mind. Overall, Credit Karma played a huge role in me getting and keeping my business up and running, and for that I will always be grateful. Thanks Credit Karma!
PROSWhat I like most are the offers and suggestions Credit Karma brings me cute things like loans and credit improvement.
CONSI honestly cannot think of an improvement suggestion or dislike. I'm quite sure the folks there have thought of everything!
Jasmine
Consumer Services, 11-50 employees
Used monthly for less than 2 years
OVERALL RATING:
5
EASE OF USE
5
VALUE FOR MONEY
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
5
Reviewed April 2024
Have you used Them?
What i do like the most about Credit Karma is that it tells you when you have tried to run your credit and it gives you pointers on what you could do to increase your credit score.
CONSi recommend to use on a iphone an not android it just gives better quality and it was 1 thing on the 1phone offered that the android didnt.
Leora
Verified reviewer
Research, 11-50 employees
Used weekly for less than 12 months
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed August 2022
Nice!
I use this app regularly to check my credit score and to see what credit cards are best for me
CONSSometimes the app doesn't load, especially when I'm abroad
Rubie
Pharmaceuticals, 5,001-10,000 employees
Used weekly for less than 2 years
OVERALL RATING:
5
EASE OF USE
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
5
Reviewed August 2023
Credit Karma a must have
I had my score low and with the application tips in three months my credit score increase significantly. Monitoring my score is a priority for me since my future plans depends on that and this application facilitares the monitoring process.
PROSThe accessibility to your credit score is the best without affecting the score. In additional the tips they give you to increase your score in a faster way. If you have a low score there is no need contract a company to fix it. The tips will lead you. Another great thing id that you can monitor all the accounts you have open and the balances in only 1 report. The data visualization is excellent!
CONSAt this moment I do not have any concern with the application.
Johnny
Warehousing, 5,001-10,000 employees
Used daily for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed September 2023
Easy way to check your credit score
It’s there to assist you with the help you need such as car insurance, loans & etc.
CONSThat it does give the option for experienc
Merribeth
Real Estate, 2-10 employees
Used weekly for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
VALUE FOR MONEY
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
5
Reviewed January 2023
Amazing Way to Keep Your Pulse on Your Credit
I enjoy using Credit Karma. It allows me to keep an eye on my credit. I worry about identity theft, this puts my mind at peace. Thank you Credit Karma, for being there for all of us.
PROSSo so easy to use. Also, it has high security, so I know my information is sale. Stays current on my balances. I love that I can see my credit scores without have to take a hit on my credit.
CONSI don't like the constant barrage of credit card and loan options. I have excellent credit and am well aware of what's available. I understand this is how they make their money, it is annoying. I also don't like that they offer tax preparation. That is too invasive for me.
Nicole
Computer Software, 11-50 employees
Used weekly for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed August 2022
Great way to track your FICO progress
It is clean and easy to see where you are at. You can get offers to help improve your credit score, and gives tips to help in structuring things to help improve your credit score.
CONSI think it works fine for a free software application.
Liana
Retail, 11-50 employees
Used weekly for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed August 2022
Love getting daily updates
Love that it provides updates daily now and that I can view my accounts at any time.
CONSWish that there was a way to list all of my accounts with available balances in one place
Cheryl
Law Enforcement, 51-200 employees
Used monthly for more than 2 years
OVERALL RATING:
4
EASE OF USE
5
VALUE FOR MONEY
5
CUSTOMER SUPPORT
5
FUNCTIONALITY
4
Reviewed November 2022
Credit Karma User
it is very quick and accurate . It provides a list of all open accounts and close accounts. It is accurate with sending emails when a change occurs.
CONSchanges in credit happen because of the dumbest things, also it gives too many advertisements or emails about credit cards i can qualify for.
Elizabeth
Writing and Editing, 1 employee
Used weekly for more than 2 years
OVERALL RATING:
5
EASE OF USE
4
VALUE FOR MONEY
5
CUSTOMER SUPPORT
3
FUNCTIONALITY
4
Reviewed November 2022
Credit Karma
This app is a good guide to follow my accounts. It is very precise.
CONSFor me it works fine. Obviously, I hope it continues to improve.
Jacob
Non-Profit Organization Management, 51-200 employees
Used monthly for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed June 2022
Very very helpful
My wife didn't have a credit card because she uses mine and she was able to get a credit score immediately after signing up
CONSI have to say I don't have any complaints about this product
Ahijah
Logistics and Supply Chain, 51-200 employees
Used monthly for more than 2 years
OVERALL RATING:
5
EASE OF USE
5
FUNCTIONALITY
5
Reviewed November 2022
Credit Karma User
It was easy to sign up and add all my credit information, no help necessary.
CONSThe software was great, I wasn't the biggest fan of the constant emails that didn't pertain to my credit.
kayla
Consumer Goods, 11-50 employees
Used monthly for more than 2 years
OVERALL RATING:
5
EASE OF USE
3
FUNCTIONALITY
5
Reviewed July 2022
Credit Karma
i love how descriptive this application is
CONSi wish it had more loan options not so many ads