--- title: "Sezzle Reviews, Pros and Cons - 2026 Software Advice" description: "Reviews of Sezzle. Learn how real users rate this software's ease-of-use, functionality, overall quality and customer support. Talk to our advisors to see if Sezzle is a good fit for you!" source_url: "https://www.softwareadvice.com/online-payment/sezzle-profile/reviews/" page_type: "reviews" language: "en" --- 1 million+ businesses helped. Get advice Get Free Advice [Home](https://www.softwareadvice.com/) / [Payment Processing Software](https://www.softwareadvice.com/online-payment/) / [Sezzle](https://www.softwareadvice.com/online-payment/sezzle-profile/) / Sezzle Reviews Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. [Overview](https://www.softwareadvice.com/online-payment/sezzle-profile/) Reviews [Alternatives](https://www.softwareadvice.com/online-payment/sezzle-profile/alternatives/) # Sezzle User Reviews ## Reviews summary - Overall rating: 4.1/5 - Total reviews: 55 ### Secondary ratings - Ease of use: 4.2/5 - Customer support: 3.9/5 - Value for money: 3.9/5 - Functionality: 4.3/5 ### Rating distribution - 5 stars: 34 reviews (62%) - 4 stars: 9 reviews (16%) - 3 stars: 2 reviews (4%) - 2 stars: 2 reviews (4%) - 1 star: 8 reviews (15%) ### Most mentioned pros - The whole pay in payments offers they give it makes people want to purchase things with the ease of paying in easy payments over time. - Also, they offer flexible payment options & only charge late payment fees & only 1x per purchase agreement rather than charging a fee each day you're late & allow gift cards to be purchased (perfect for holiday gifts if you have a lot of people to shop for) - With their pay in four option & other payment plans, sezzle really helps you manage your shopping needs without going broke in the process ### Most mentioned cons - My least favorite thing about sezzle is the customer support and if a customer stops paying their bill, they go to collections and sezzle has to come out of pocket to pay me. - I would have given them a 5 star the reason for one star is because they keep denying me new purchases due to a extended fraud alert which I have submitted all proof from transunion that there is no such alert on file I was a loyal customer had a credit limit of 2000.00 from starting at 400.00 - Sezzle applied the refund to 2 other orders that wasn’t even due for a while and I end up with failed payments, then late payments and they dropped my spend power all the way down. ## Sezzle customer reviews Showing reviews 1-25 of 55 (page 1). ### Useful tool, but be advised - Overall rating: 4/5 - Reviewer: Jeannie T. - Industry: Consumer Services - Company size: Self-Employed - Product usage: 1-3 years · monthly - Reviewed: October 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. It can make larger purchases easier to manage by breaking them into smaller payments, but it can also make it tempting to spend more than you planned. I think it’s a good option when you use it responsibly and know exactly what payments are coming up. Just don’t mistake smaller payments for a cheaper purchase. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Can help with cash flow. If you already have the money coming in but don't want one large purchase hitting your account at once, splitting it can be convenient. It's useful for clothing, household purchases, beauty, electronics, and more without needing a traditional credit card. #### Cons The biggest con is overspending. A $120 purchase suddenly looks like "$30 today." Your brain conveniently forgets that the other $90 exists. Very human. Very profitable. But the consequences of having late/failed payments add up!... Side note... Subscriptions can sneak into the equation. Sezzle Premium is currently listed at $13.99/month, while Sezzle Anywhere is $19.99/month. In my opinion neither are necessary for ordinary Pay-in-4 use. --- ### I would recommend - Overall rating: 4/5 - Reviewer: Verified Reviewer - Industry: Writing and Editing - Company size: 2-10 employees - Product usage: less than 1 year · monthly - Reviewed: July 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 3/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros It allows my customers to spread their payments out over time, making my services more accessible to a wider audience. #### Cons I don't have many qualms with Sezzle, although they charge a hefty fee for their service. I do know of customers who had issues with being locked out of their accounts. --- ### Would have given a better rating - Overall rating: 1/5 - Reviewer: Verified Reviewer - Industry: Machinery - Company size: Self-Employed - Product usage: less than 1 year · weekly - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros You quickly got your credit limit increased they were really easy to use till I started having problems with orders getting approved #### Cons I would have given them a 5 star the reason for one star is because they keep denying me new purchases due to a extended fraud alert which I have submitted all proof from transunion that there is no such alert on file I was a loyal customer had a credit limit of 2000.00 from starting at 400.00 --- ### Super Sezzle - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Retail - Company size: 11-50 employees - Product usage: 1-3 years · daily - Reviewed: May 2026 - Review source details: This review was submitted organically. No incentive was offered my overall experience with sezzle is amazing, i feel it helped my company grow stronger and customers buy more now. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros My favorite thing about Sezzle is the fac that my customers can use it to purchase things in payment installments that work best for them. #### Cons My least favorite thing about sezzle is the customer support and if a customer stops paying their bill, they go to collections and sezzle has to come out of pocket to pay me. --- ### Sezzle review - Overall rating: 4/5 - Reviewer: Verified Reviewer - Industry: Health, Wellness and Fitness - Company size: 51-200 employees - Product usage: a free trial · weekly - Reviewed: March 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Had a great experience soon as I learned out how to use and function everything I would highly recommend #### Ratings breakdown - Ease of use: 2/5 - Value for money: 5/5 - Customer support: 2/5 - Functionality: 3/5 #### Pros It was good for transferring money super easy to use. Love the credit card payment method. Payment processing. And payment security. #### Cons Really wasn’t a fan of the customer support and took me a while to get to know how to use everything once I did. It wasn’t bad at all. --- ### I enjoy this system - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Automotive - Company size: 2-10 employees - Product usage: less than 1 year · daily - Reviewed: September 2025 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Very easy to use. There is always support if you can't figure it out to walk you through it. They also help with any issues you may have. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros The whole pay in payments offers they give it makes people want to purchase things with the ease of paying in easy payments over time. Everything is secure and protects your information during the transactions. #### Cons I do not really have anything negative to say about it. Everything works and helps me in my everyday task. --- ### Easy and quick. - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Arts and Crafts - Company size: Self-Employed - Product usage: 1-3 years · a few times a year - Reviewed: August 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Overall sezzle is amazing. So far for as long as I have been using it, it has been a Godsend. I will definitely be recommending this to other people so that they can benefit from this as well. #### Ratings breakdown - Ease of use: 5/5 - Functionality: 5/5 #### Pros Sezzle is an easy way to obtain the items you want/need on a more budget-friendly scale. I was able to afford to get some things for my home without having to break the bank because sezzle breaks the payments up into 4 smaller payments and takes the payment out of your account automatically. It is exactly how it is described in the ad, buy now pay later. I also love that they do not accrue interest. So basically what they tell you, you owe is what you owe. #### Cons As much as I love sezzle I wish that they gave you the option to choose when the payment will come out. I get paid on Fridays and sometimes I don't always shop on Fridays. If you shop on Monday but want the payment to be taken out on Friday I think you should be able to choose which day you want it to come out. --- ### Great platform but fees can be a big more competitive - Overall rating: 4/5 - Reviewer: Verified Reviewer - Industry: Health, Wellness and Fitness - Company size: 2-10 employees - Product usage: 1-3 years · daily - Reviewed: December 2021 - Review source details: This review was submitted organically. No incentive was offered Great experience - just had to negotiate pretty aggressively to get our fees down. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I liked that it was available to Canada users as well as US. #### Cons The fees are a bit higher in comparison to other platforms in this space. --- ### DONT USE THEM - Overall rating: 1/5 - Reviewer: Verified Reviewer - Industry: Accounting - Company size: 51-200 employees - Product usage: less than 1 year · monthly - Reviewed: April 2025 - Review source details: This review was submitted organically. No incentive was offered Had an issue where i was not the one who placed the order. I asked if they could forgive the fees that weree accrued durring the proces of my conflict with the seller. They refused to help in anyway and now i owe more in fees than the whole item even cost. Do not recomend them in any way shape or form. #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 2/5 #### Pros Logo is neat. Thats about the only good thing about them. Took 6 days to have a conversation with them. I guess they can only send 1 email a day. #### Cons Non-understanding, unforgiving and very hard to comunicate with. --- ### Budget shopping perfected - Overall rating: 4/5 - Reviewer: Melissa T. - Industry: Retail - Company size: 1001-5000 employees - Product usage: 1-3 years · monthly - Reviewed: November 2023 - Review source details: This review was submitted organically. No incentive was offered If you're on a budget then sezzle is ideal. With their pay in four option & other payment plans, sezzle really helps you manage your shopping needs without going broke in the process #### Ratings breakdown - Ease of use: 4/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros The customer service is amazing. They respond faster than most in-store customer service even do. Also, they offer flexible payment options & only charge late payment fees & only 1x per purchase agreement rather than charging a fee each day you're late & allow gift cards to be purchased (perfect for holiday gifts if you have a lot of people to shop for) #### Cons The assortment of retailers offered changes constantly. Most of the places I've never even heard of. There's also no description of the retailers & what they sell/offer beyond the company name & a vague description. --- ### Sezzle is another buy now pay later - Overall rating: 5/5 - Reviewer: Nicky M. - Industry: Textiles - Company size: 2-10 employees - Product usage: 1-3 years · monthly - Reviewed: March 2024 - Review source details: This review was submitted organically. No incentive was offered I haven’t had any issues with Sezzle so far. Very legit. #### Ratings breakdown - Ease of use: 2/5 - Value for money: 4/5 - Functionality: 3/5 #### Pros I love that I am able to purchase an item and make payments on it weekly or bi weekly using a payment plan. #### Cons It’s hard to get approved by Sezzle but once you are, it’s easy to use. --- ### Pay Attention - Overall rating: 3/5 - Reviewer: Verified Reviewer - Industry: Health, Wellness and Fitness - Company size: 2-10 employees - Product usage: 1-3 years · monthly - Reviewed: December 2023 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 3/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Sezzle is great for customers who may not be able to afford your services upfront at one huge payment. This allows them to break it down and make it more affordable. #### Cons They charge you $15 when you dont use it for 30 days. --- ### Fine Software, but Unnecessary with Shopify - Overall rating: 3/5 - Reviewer: Verified Reviewer - Industry: Retail - Company size: 2-10 employees - Product usage: less than 1 year · weekly - Reviewed: April 2022 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 3/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Sezzle is easy to deploy and worked without any major issues. I also really like that you have the choice to have money processed through Sezzle sent to an interest bearing account. #### Cons I don't like that the information pushed to your product detail pages adds another bit of verbiage above the fold, taking up valuable real estate. Additionally, it's one more account/vendor to consider when you can just use SHOP Pay through shopify for your Installment processing. --- ### Easy way to increase e-commerce sales - Overall rating: 5/5 - Reviewer: Mike D. - Industry: Internet - Company size: Self-Employed - Product usage: 1-3 years · monthly - Reviewed: April 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Had a local e-commerce client who had trouble selling their higher ticket items on their Shopify site. Sezzle was set up and activated in only a couple of days and they imminently saw an increase in conversions. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros It gives buys the ability to split purchases into four payments. This has helped my client increase average cart value and conversions. It also has integrations with all the major e-commerce providers. #### Cons The brand is not a well known as other pay-in-four providers like PayPal or Karma. This can reduce the conversions if the buyer does not trust the brand. --- ### Great for merchants - Overall rating: 5/5 - Reviewer: Verified Reviewer - Verified reviewer: Yes - Industry: Retail - Company size: Self-Employed - Product usage: less than 1 year · daily - Reviewed: February 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Amazing, their customer service goes above and beyond. My customers are happy. #### Ratings breakdown - Ease of use: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Love how they support small businesses with their software. The ease of set up is crazy and if I have a problem they get back to me very very soon #### Cons Nothing yet, I am still a little confused on how the withdraws and interest work but so far i love it. --- ### Sez - Overall rating: 2/5 - Reviewer: Verified Reviewer - Industry: Automotive - Company size: Self-Employed - Product usage: 1-3 years · monthly - Reviewed: June 2022 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 1/5 - Value for money: 2/5 - Customer support: 1/5 - Functionality: 5/5 #### Pros It's ok for most part but they don't explain things well and get you on hidden agreements #### Cons Read very carefully when agreeing to their terms --- ### Great for customer referral - Overall rating: 5/5 - Reviewer: Sheng A. - Industry: Retail - Company size: 2-10 employees - Product usage: 1-3 years · daily - Reviewed: May 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Overall, the customer support is excellent. They respond usually within 1 business day and are more than willing to assist you. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 3/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Being listed in the Sezzle business directory puts me in touch with users all over the United States and Canada. 85%-90% of our customers are Sezzle referrals. Merchants can choose to keep their money in an interest account which earns 3.25% or in a withdrawl account which does not accrue interest but is available for withdrawl in 2-3 business days. #### Cons Sezzle charges a financing fee of 6%+$0.30 per transaction. This is very high for a small business as it is 3 times the amount we normally pay for processing fees. --- ### Great for shops - Overall rating: 4/5 - Reviewer: Verified Reviewer - Industry: Defense & Space - Company size: 10000+ employees - Product usage: 3-5 years · weekly - Reviewed: April 2022 - Review source details: This review was submitted organically. No incentive was offered Overall, I was very pleased with this software. It is easy to use #### Ratings breakdown - Ease of use: 4/5 - Value for money: 4/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros Sezzle lets shoppers buy now and pay later with interest-free payment plans. Easy to use and deploy. #### Cons There really are not any cons that I can think of with this software --- ### Top Notch - Overall rating: 5/5 - Reviewer: Haley G. - Industry: Retail - Company size: Self-Employed - Product usage: 3-5 years · daily - Reviewed: May 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. Sezzle is amazing and allows my customers to order full priced items and they only pay a quarter of the total amount. This has increased my sales numbers. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 4/5 - Functionality: 5/5 #### Pros Sezzle is so easy! From the moment a purchase is made to the minute you ship it off! Need to refund? EASY! Had an issue? They can fix it! I love Sezzle! #### Cons Minor bugs that could be fixed. Issues that could are simply fixes --- ### Helps me get the things want! - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Music - Company size: 2-10 employees - Product usage: 1-3 years · monthly - Reviewed: December 2023 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Functionality: 5/5 #### Pros I have options to split up my payments in several different ways #### Cons don't agree with late fees but everybody has one , so Sezzle is great in my book. --- ### Payment made easy - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Warehousing - Company size: 1001-5000 employees - Product usage: 3-5 years · monthly - Reviewed: August 2023 - Review source details: This review was submitted organically. No incentive was offered #### Ratings breakdown - Ease of use: 5/5 - Functionality: 5/5 #### Pros It help people like me be able to afford the things they need by separating the payments in increments #### Cons I don’t like that they tax u if u miss a payment --- ### Great Option for shopping! - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Banking - Company size: 11-50 employees - Product usage: 1-3 years · a few times a year - Reviewed: June 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. It is very easy to set up and use! And being able to split up a payment is easier on my wallet too!! #### Ratings breakdown - Ease of use: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I love that I can go on to some of my favorite stores and pay with sezzle! If I don't remember my debit card I can easily shop with sezzle! #### Cons The only issue I've every had with this software is when I forgot my password and wasn't able to access my account. I had to call customer service to fix the issue but haven't had any problems with it since. --- ### Okay, it works - Overall rating: 4/5 - Reviewer: Verified Reviewer - Industry: Cosmetics - Company size: Self-Employed - Product usage: less than 1 year · monthly - Reviewed: September 2024 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. I’ve utilized better software but I’m not against sezzle #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros Ability to buy now and pay later makes purchases convenient #### Cons I am not a fan of the high late fees that can be associated with the software --- ### Great software to boost conversions - Overall rating: 5/5 - Reviewer: siddhant a. - Industry: Consumer Goods - Company size: 2-10 employees - Product usage: 1-3 years · monthly - Reviewed: November 2022 - Review source details: This review was submitted organically. No incentive was offered It has been great. Sezzle has been a great payment provider and has helped increase our revenues. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros Sezzle offers customers an option to Buy Now, Pay Later. This helps to convert customers and even to increase AOV. Sezzle helps with Brand visibility as well. Everyone needs to use it. #### Cons Its a great software. I don`t think it is missing any feature. --- ### Sezzle - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Apparel & Fashion - Company size: 51-200 employees - Product usage: less than 1 year · monthly - Reviewed: April 2021 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. App is absolutely amazing #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 5/5 #### Pros I love how this app allows me to make payments on items I don’t have all the money for right then and there #### Cons I don’t like how you have to have a semi good credit score ---