--- title: "Payhawk Software Reviews, Demo & Pricing - 2026" description: "Review of Payhawk Software: system overview, features, price and cost information. Get free demos and compare to similar programs." source_url: "https://www.softwareadvice.com/accounting/payhawk-profile/" page_type: "product" language: "en" --- [Home](https://www.softwareadvice.com/) / [Expense Report Software](https://www.softwareadvice.com/accounting/expense-management-comparison/) / Payhawk Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/payhawk-profile/alternatives/) # Payhawk Review Custom quote Free trial 3 plans Wondering if Payhawk is right for your organization? Our Expense Report Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Payhawk 4.6 [(193)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) FrontRunner 2026 Pricing Pricing available upon request ### About Payhawk Payhawk is a spend management platform that combines corporate cards, international bank payments, accounts payable, expense management, and integrations with ERP and accounting systems into one unified system. The platform is designed for midsize and large businesses. Payhawk's automated expense management features streamline the entire process. This includes automated receipt capture, expense categorization, approval workflows, and direct reimbursements to employee bank accounts. The platform provides real-time access to complete spend data across the organization. This empowers users to identify trends, detect anomalies, and enforce policies. Payhawk supports multiple languages and entities. This enables global businesses to centralize and manage their spend across different regions, currencies, and entities. Do you work for Payhawk? [Manage this product listing](https://www.g2.com/products/payhawk/claim_requests/new?auto=true) Wondering if Payhawk is right for your organization? Our Expense Report Software selection experts can help you in 15 minutes or less. ## Payhawk User Interface ## Popular Payhawk Alternatives Main Product Payhawk 4.6 [(189)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.47Value for money - 4.68Customer support - 4.40Functionality Pricing Available upon request Get Price Alternative Product [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) 4.3 [(718)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/) Ratings Breakdown - 4.20Ease of use - 4.00Value for money - 3.98Customer support - 4.22Functionality Pricing Available upon request Get Price Alternative Product [Expensify](https://www.softwareadvice.com/accounting/expensify-profile/) 4.5 [(1402)](https://www.softwareadvice.com/accounting/expensify-profile/reviews/) Ratings Breakdown - 4.48Ease of use - 4.37Value for money - 4.21Customer support - 4.44Functionality Pricing Starting at $5.00 per month Get Price Alternative Product [SAP Concur](https://www.softwareadvice.com/accounting/sap-concur-profile/) 4.3 [(2269)](https://www.softwareadvice.com/accounting/sap-concur-profile/reviews/) Ratings Breakdown - 4.06Ease of use - 4.11Value for money - 4.10Customer support - 4.24Functionality Pricing Starting at $7.00 per month Get Price Alternative Product [Zoho Expense](https://www.softwareadvice.com/accounting/zoho-expense-profile/) 4.6 [(1231)](https://www.softwareadvice.com/accounting/zoho-expense-profile/reviews/) Ratings Breakdown - 4.57Ease of use - 4.59Value for money - 4.45Customer support - 4.50Functionality Pricing Starting at $3.00 per month Get Price Alternative Product [webexpenses](https://www.softwareadvice.com/accounting/webexpenses-profile/) 4.5 [(1105)](https://www.softwareadvice.com/accounting/webexpenses-profile/reviews/) Ratings Breakdown - 4.41Ease of use - 4.44Value for money - 4.44Customer support - 4.37Functionality Pricing Available upon request Get Price ## Payhawk Pricing and Plans Payhawk has three plans. Premium Cards, All-in-one Spend, and Enterprise are custom-priced. Free trial Premium Cards Custom Quote Available Premium Cards plan includes: - Physical and virtual commercial credit cards (UK and US only) - Google Wallet and Apple Pay - Free online and offline payments - Bulk card issuing - Global first class bulk-shipping - 3D Security for online card payments - Carbon emission tracking on card spend - Recurring monthly limits - Daily and single transaction limits - ATM withdrawal control - Online payments control - Shared budgets for teams/project card spend - Top-up requests and custom approvals (single & multi-step) - Card requests and approvals - Card auto-blocking for late expenses - One-click issuing and freezing of cards - Split expenses into line items - Automatic creation of expenses in real-time after every payment - Receipt collection prompts - Real-time automated expense reconciliation - Receipts mailbox for automated expense matching - Push and email reminders for missing documents - Subscription management - Bulk approvals - Dedicated bank accounts in EUR, GBP, USD, BGN - Free and integrated fund top-ups - Supplier management - Automated transaction coding and categorisation - Optical Character Recognition in 60+ languages - User-friendly category mapping to chart of accounts - VAT coding - Expense field management - Close and archive accounting periods - Unlimited project, cost-centres, and custom labels - Default xlsx, csv, pdf exports - Custom-built export - Native Accounting integrations (Xero, Quickbooks, Datev, Exact Online etc.) - Travel expense automation with TravelPerk - VAT recovery with 60dias - Open API access - User-friendly mobile app for expense, card and user management - In-app AI-powered receipt camera - Live-chat, email & help center - Fast, multi-lingual human support All-in-one Spend Custom Quote Available All-in-one Spend plan includes: - Bulk payments - Free invoice payments with SEPA Instant, Faster Payments, ACH and Bisera transfers - Fast and low-cost international bank payments in 50 currencies and 160+ countries - Dedicated success manager - Dedicated implementation manager - Custom multi-step approval workflows per spend type (card spend, reimbursements, supplier invoices) - Non-card expense tracking - Out-of-pocket reimbursements - Mileage - Per Diem - Reimbursement payments to employee domestic bank accounts - Fast and low-cost international reimbursements in 50 currencies and 160+ countries - Intelligent verification to ensure correct supplier payment details - Custom multi-step approval workflows for supplier payments - Invoice management - Mark invoices as paid Enterprise Custom Quote Available Enterprise plan includes: - Purchase order generation - 3-way matching (GRN support) - Discrepancy threshold set-up & automated identification - Purchase order approval workflow - Native ERP integrations/connectors (Oracle NetSuite, Microsoft Dynamics 365 Business Central, Dynamics 365 Finance) - Enterprise Authentication SSO / SAML for Okta, Microsoft Entra, GSuite, JumpCloud and more - Group dashboard (expense processing, cash-flow, spend analytics) - Group workflow settings - Group expense settings - Group employee and team structure management Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ### How does Payhawk pricing compare to alternatives? Explore how Payhawk's pricing and plan options compare with top alternatives below. | Product | Starting price | Free trial | Free version | Value for Money | | --- | --- | --- | --- | --- | | Payhawk4.6[(193)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) | Pricing available upon request | Available | Not available | 4.5 | | [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)4.3[(718)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/) | Pricing available upon request | Not available | Not available | 4.0 | | [Expensify](https://www.softwareadvice.com/accounting/expensify-profile/)4.5[(1,402)](https://www.softwareadvice.com/accounting/expensify-profile/reviews/) | $5.00 /user/mo | Available | Not available | 4.4 | | [SAP Concur](https://www.softwareadvice.com/accounting/sap-concur-profile/)4.3[(2,269)](https://www.softwareadvice.com/accounting/sap-concur-profile/reviews/) | $7.00 /mo | Not available | Not available | 4.1 | | [Zoho Expense](https://www.softwareadvice.com/accounting/zoho-expense-profile/)4.6[(1,231)](https://www.softwareadvice.com/accounting/zoho-expense-profile/reviews/) | $3.00 /user/mo | Available | Available | 4.6 | Payhawk4.6[(193)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) * * * Starting price Pricing available upon request Free trial Available Free version Not available Value For Money 4.5 - [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)4.3[(718)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/) * * * Starting price Pricing available upon request Free trial Not available Free version Not available Value For Money 4.0 - [Expensify](https://www.softwareadvice.com/accounting/expensify-profile/)4.5[(1,402)](https://www.softwareadvice.com/accounting/expensify-profile/reviews/) * * * Starting price $5.00 /user/mo Free trial Available Free version Not available Value For Money 4.4 - [SAP Concur](https://www.softwareadvice.com/accounting/sap-concur-profile/)4.3[(2,269)](https://www.softwareadvice.com/accounting/sap-concur-profile/reviews/) * * * Starting price $7.00 /mo Free trial Not available Free version Not available Value For Money 4.1 - [Zoho Expense](https://www.softwareadvice.com/accounting/zoho-expense-profile/)4.6[(1,231)](https://www.softwareadvice.com/accounting/zoho-expense-profile/reviews/) * * * Starting price $3.00 /user/mo Free trial Available Free version Available Value For Money 4.6 ## Payhawk Features - Popular features found in Expense Report Accounting Integration Audit Trail Automated Receipt Matching Compliance Management Corporate Card Expense Claims Mobile Receipt Upload Multi-Currency Reimbursement Management Spend Control - More features of Payhawk Access Controls/Permissions Accounting Account Sync ACH ACH Payment Processing Activity Dashboard Activity Tracking Adaptive Learning Ad hoc Reporting Advanced Integrations AI Copilot Alerts/Notifications Alignment Anomaly Detection API APIs Approval Process Control Approvals Approval Workflow Audit Management Autonomous Task Execution Bank / Credit Card Integration Bank Reconciliation Batch Processing Benchmarking Benchmarks Billing & Invoicing Biometric Recognition Booking Management Budget Control Budgeting/Forecasting Budgets Business Tool Integration Capture Card Controls Card Networks Card Types Cashflow Cash Management Categorization/Grouping Cloud Backup Complex Approval Workflow Compliance Configurable Workflow Configuration Consolidation Content Contracts Controls Cost Savings Credit Card Management Cross-system Integration Customer Support Customizable Fields Customizable Reports Customizable Templates Dashboard Dashboard Creation Data Import/Export Data Security Decision Making Document Management Due Dates Duplicate Detection Duplicate Payment Alert Duplicates Ease of Booking Ease of Creating Expense Reports Electronic Funds Transfer Electronic Payments Embedded AI / Machine Learning Emergency Assistance Integration Employee Reimbursement Employee Reimbursements Employees Employee Self Service ERP ERP integration Expense Automation Expenses Expense Tracking Filters Financial Analysis Financial Management Financial Reporting Fraud Detection Fulfillment Generative AI Identification Image-to-Text Integration Integration Management Internationalization Invoice Management Invoice Processing Itinerary Management KPIs Matching Match Invoices Mileage Mileage Tracking Mobile Access Mobile Functionality Mobile User Support Monitoring Multi-Language Multiple User Accounts Multiple Views Multi-step Planning One-time Virtual Online Banking Optical Character Recognition Order Management Overpayments Payment Processing Payments Payment Tracking Payroll Integration PCI Regulation Compliant Performance Performance and Reliability Personalization Physical Policy Creation Policy Management Proactive Assistance Processes Procurement Management Purchase Order Management Purchase Order Reconciliation Purchasing Purchasing & Receiving QuickBooks Integration Real-time Alerts Real-Time Analytics Real-Time Data Real-Time Monitoring Real-Time Notifications Real-Time Reporting Real-Time Updates Receipt Capture Receipt Management Recurring Recurring Payments Recurring Virtual Reimbursement Reminders Replacement Reporting Reporting/Analytics Reporting & Statistics Repository Requisition Requisition Management Reservations Management Restriction Management Rules Rules-Based Workflow Secure Data Storage Security Single Sign On Smart Categorization Spend Spend Analysis Status Tracking Submit Supplier Management Sustainability Reporting Task Management Tax Compliance Testing Text Generation Text Summarization Third-Party Integrations Time & Expense Tracking Tokenization Transaction History Travel Itinerary and Flight Status Updates Travel Management Trip Notifications Unique Cards User Management User, Role, and Access Management Vendor Vendor Checks Vendor Management Visibility Workflow Workflow Automation Workflow Management ## Payhawk Integrations Xero Integration rated 4.8 from 15 reviews Perk Integration rated undefined from -1 review Microsoft Azure Integration rated undefined from -1 review Okta Integration rated undefined from -1 review Google Pay Integration rated undefined from -1 review NetSuite Integration rated undefined from -1 review See all 22 integrations ## Payhawk User Reviews ## Payhawk customer ratings - Overall rating: 4.6/5 - Total reviews: 193 ### Rating distribution - 5 stars: 135 reviews (70%) - 4 stars: 43 reviews (22%) - 3 stars: 13 reviews (7%) - 2 stars: 1 reviews (1%) - 1 star: 1 reviews (1%) ### Secondary ratings - Ease of use: 4.7/5 - Value for money: 4.5/5 - Customer support: 4.7/5 - Functionality: 4.4/5 --- ### Intuitive, Peppol-Compliant P2P Suite That Keeps Getting Better - Overall rating: 5/5 - Reviewer: Jean-Yves S. - Verified reviewer: Yes - Industry: Computer Software - Company size: 201-500 employees - Product usage: less than 1 year · daily - Reviewed: November 2026 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Spend approval, credit card management, full P2P suite going from purchase orders all the way to payments. #### Ratings breakdown - Ease of use: 5/5 - Customer support: 5/5 #### Pros It’s quite intuitive and offers a complete suite of P2P tools, including credit card management and payments. It’s Peppol compliant, and in the short time we’ve been using it, we can already see that the product is still being actively developed and improved. #### Cons There isn’t a supplier owner/manager role available (yet?), which sometimes prevents a layer of workflows we often rely on. It’s not a blocker, but it has forced us to rethink and adjust some of our approval flows. --- ### Easy tool for team expense management - Overall rating: 4/5 - Reviewer: Jarosław K. - Industry: Information Technology and Services - Company size: 201-500 employees - Product usage: 1-3 years · monthly - Reviewed: September 2026 - Review source details: This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you. The software is relatively easy to learn and to use. As the expense approver, I'm presented with a list of expenses my team has submitted and can either go through them one by one or approve them in a batch. #### Ratings breakdown - Ease of use: 5/5 - Functionality: 3/5 #### Pros I just need to upload my invoice, receipt, etc., to the correct place, and the software will read everything on its own, extract the correct category for the expense, and keep you in the loop for the final confirmation or adjustments. It's easy for the finance team to return expense claims that lack specific data points, and you can correct them without the need to go through everything over once more. #### Cons You can upload receipts and additional evidence only with the initial submission; you cannot submit them later. It is only possible when the Finance team returns the expense, which typically requires additional messaging with your team. Sometimes the OCR/AI will give your expense claim a weird title that may also include names of other users of the system. --- ### Muy buena gestión de facturas, con margen de mejora en suscripciones - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Banking - Company size: 51-200 employees - Product usage: 1-3 years · weekly - Reviewed: June 2026 - Review source details: This review was submitted organically. No incentive was offered Payhawk es una solución sólida para la gestión de gastos corporativos: tarjetas, facturas y reembolsos funcionan bien y en un mismo lugar. Destaca especialmente en la parte de facturación, que es ágil y fácil de usar. El área de mejora más clara está en la gestión de suscripciones, que podría ser más intuitiva. En general, una herramienta recomendable para equipos que buscan centralizar el control de gastos. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 4/5 - Customer support: 4/5 - Functionality: 4/5 #### Pros La gestión de facturas es el punto fuerte de Payhawk. El flujo para cargar, revisar y aprobar facturas es ágil y claro, lo que simplifica mucho el control de gastos corporativos. Combinado con las tarjetas y la gestión de reembolsos, cubre bien las necesidades del día a día. #### Cons La gestión de suscripciones recurrentes resulta algo compleja. No es tan intuitiva como el resto de la plataforma y requiere más pasos de los esperados para configurarlas o hacer seguimiento de ellas. --- ### Don't do it - Overall rating: 1/5 - Reviewer: Verified Reviewer - Industry: Retail - Company size: 201-500 employees - Product usage: less than 1 year · daily - Reviewed: April 2026 - Review source details: This review was submitted organically. No incentive was offered Payhawk has been a major disappointment for us. During the sales process, the platform was presented as being “almost free,” while the actual costs turned out to be nearly €3,000 per month. In hindsight, only part of the pricing and contractual obligations were disclosed transparently. They managed to convince our controller with an incomplete picture, while important commercial and contractual details were not properly highlighted. Once signed, you are locked into a very restrictive 3-year contract with little to no flexibility. Our experience: extremely expensive, lacking transparency, and highly aggressive commercially. Our advice to other businesses: think carefully before signing with Payhawk and have all pricing and contractual terms thoroughly reviewed before committing. Not a pleasant company to work with. #### Ratings breakdown - Ease of use: 1/5 - Value for money: 1/5 - Customer support: 1/5 - Functionality: 1/5 #### Pros Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free. --- ### Verified reviewer - Overall rating: 5/5 - Reviewed: November 2026 - Company size: 11-50 employees The reviewer found Payhawk easy to use and appreciated the responsive support team. They encountered difficulties during the setup of a new entity and suggested that more training options would be beneficial. Full review available after login on Software Advice --- ### Enterprise Product Owner - Overall rating: 5/5 - Reviewed: November 2026 - Industry: Information Technology and Services - Company size: 501-1000 employees Payhawk's strong engineering team ensures quick support and frequent feature enhancements, making it effective for expense management. The approval workflow's rigidity necessitates manual workarounds, which can be a drawback for some users. Full review available after login on Software Advice --- ### Verified reviewer - Overall rating: 5/5 - Reviewed: November 2026 - Company size: 5001-10000 employees The reviewer appreciates Payhawk's clear and simple design, especially during the setup process. They noted a concern regarding the automatic addition of receipt amounts, which could be improved for better expense management. Full review available after login on Software Advice --- ### Verified reviewer - Overall rating: 5/5 - Reviewed: November 2026 - Company size: 51-200 employees The setup process for Payhawk was straightforward, with excellent support throughout. Users can easily send supplier invoices via email, which the system automatically categorizes for future use. Full review available after login on Software Advice --- ### Great All-In-One Solution - Overall rating: 5/5 - Reviewer: Verified Reviewer - Industry: Financial Services - Company size: 11-50 employees - Product usage: 1-3 years · daily - Reviewed: February 2025 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Great product, especially for companies with entities in different countries and having to pay in multiple currencies. #### Ratings breakdown - Ease of use: 5/5 - Value for money: 5/5 - Customer support: 5/5 - Functionality: 4/5 #### Pros - Can be used for multiple entities and provides several currency wallets and payments - Accounting integrations (Xero, DATEV) - Easy to set-up - Multiple features besides spend management such as expense management #### Cons - receipt forwarding only works for user accounts - would be great to be able to deduct non-compliant payments directly from the Employee --- ### Payhawk: The best platform for a Euro-First Team - Overall rating: 5/5 - Reviewer: Everett B. - Industry: Computer Software - Company size: 51-200 employees - Product usage: less than 1 year · daily - Reviewed: February 2025 - Review source details: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. -overall i'm really happy with the platform and do not plan to switch. the UI is fairly enjoyable to work within the platform as an admin and user. Lots of setting functionalities for all sorts of use cases #### Ratings breakdown - Ease of use: 4/5 - Value for money: 5/5 - Customer support: 3/5 - Functionality: 5/5 #### Pros -Multi-subsidiary management -group settings roll-up for multi-entity management -Workflow design builder -US line of credit functionalitites -Cash Back -Netsuite Integration works very well #### Cons -Recurring bugs with settings during software updates -set-up can be challenging #### Vendor response Thank you for the detailed review! We're glad to hear that Payhawk's multi-entity management and integrations have been a great fit, and we’ll keep working to address any bugs and make setup easier. 😊 Replied February 2025 --- Showing 1 - 10 of 193 Reviews [See All Reviews](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) ## Payhawk Popular Comparisons [Sage Intacct vs Payhawk](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/payhawk/)[Expensify vs Payhawk](https://www.softwareadvice.com/accounting/expensify-profile/vs/payhawk/)[SAP Concur vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/sap-concur/)[Zoho Expense vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/zoho-expense/)[webexpenses vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/webexpenses/)[QuickBooks Online vs Payhawk](https://www.softwareadvice.com/compare/382580-payhawk/vs/393202-QuickBooks-Online/)[Moss vs Payhawk](https://www.softwareadvice.com/accounting/moss-profile/vs/payhawk/)[Xero vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/xero/)[BILL Spend & Expense vs Payhawk](https://www.softwareadvice.com/accounting/divvy-profile/vs/payhawk/)[Rippling vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/rippling/) [Compare All Alternatives](https://www.softwareadvice.com/accounting/payhawk-profile/alternatives/) ## Other Top Recommended Expense Report Software [Rydoo Expense](https://www.softwareadvice.com/accounting/xpenditure-profile/) **4.4** (200) Recently recommended **86** times [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** (718) Recently recommended **77** times [Rippling](https://www.softwareadvice.com/hr/rippling-profile/) **4.9** (4886) Recently recommended **56** times [ExpensePoint](https://www.softwareadvice.com/accounting/expensepoint-profile/) **4.8** (354) Recently recommended **47** times Stuck Between Options? 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