# Payhawk Software Reviews, Demo & Pricing - 2026 > Review of Payhawk Software: system overview, features, price and cost information. Get free demos and compare to similar programs. Source: https://www.softwareadvice.com/accounting/payhawk-profile --- [Home](https://www.softwareadvice.com/) / [Expense Report Software](https://www.softwareadvice.com/accounting/expense-management-comparison/) / Payhawk Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee. Overview [Reviews](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/)[Alternatives](https://www.softwareadvice.com/accounting/payhawk-profile/alternatives/) # Payhawk 2026: Benefits, Features & Pricing Wondering if Payhawk is right for your organization? Our Expense Report Software selection experts can help you in 15 minutes or less. On this page - Overview - User Interface - Popular Alternatives - Pricing and Plans - Features - Integrations - User Reviews - Popular Comparisons ## Overview Payhawk 4.6 [(187)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) FrontRunner 2026 Pricing Pricing available upon request ### About Payhawk Payhawk is a spend management platform that combines corporate cards, international bank payments, accounts payable, expense management, and integrations with ERP and accounting systems into one unified system. The platform is designed for midsize and large businesses. Payhawk's automated expense management features streamline the entire process. This includes automated receipt capture, expense categorization, approval workflows, and direct reimbursements to employee bank accounts. The platform provides real-time access to complete spend data across the organization. This empowers users to identify trends, detect anomalies, and enforce policies. Payhawk supports multiple languages and entities. This enables global businesses to centralize and manage their spend across different regions, currencies, and entities. Wondering if Payhawk is right for your organization? Our Expense Report Software selection experts can help you in 15 minutes or less. ## Payhawk User Interface ## Popular Payhawk Alternatives Main Product Payhawk 4.6 [(187)](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) Ratings Breakdown - 4.65Ease of use - 4.47Value for money - 4.68Customer support - 4.41Functionality Pricing Available upon request Get Price Alternative Product [webexpenses](https://www.softwareadvice.com/accounting/webexpenses-profile/) 4.5 [(1105)](https://www.softwareadvice.com/accounting/webexpenses-profile/reviews/) Ratings Breakdown - 4.41Ease of use - 4.44Value for money - 4.44Customer support - 4.37Functionality Pricing Available upon request Get Price Alternative Product [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) 4.3 [(687)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/) Ratings Breakdown - 4.20Ease of use - 4.00Value for money - 3.99Customer support - 4.23Functionality Pricing Available upon request Get Price Alternative Product [SAP Concur](https://www.softwareadvice.com/accounting/sap-concur-profile/) 4.3 [(2252)](https://www.softwareadvice.com/accounting/sap-concur-profile/reviews/) Ratings Breakdown - 4.06Ease of use - 4.11Value for money - 4.10Customer support - 4.24Functionality Pricing Starting at $7.00 per month Get Price Alternative Product [Expensify](https://www.softwareadvice.com/accounting/expensify-profile/) 4.5 [(1338)](https://www.softwareadvice.com/accounting/expensify-profile/reviews/) Ratings Breakdown - 4.46Ease of use - 4.35Value for money - 4.18Customer support - 4.42Functionality Pricing Starting at $5.00 per month Get Price Alternative Product [Zoho Expense](https://www.softwareadvice.com/accounting/zoho-expense-profile/) 4.6 [(1204)](https://www.softwareadvice.com/accounting/zoho-expense-profile/reviews/) Ratings Breakdown - 4.57Ease of use - 4.58Value for money - 4.46Customer support - 4.50Functionality Pricing Starting at $3.00 per month Get Price ## Payhawk Pricing and Plans Starting price: Connect with an advisor for pricing Free Trial Free Version Premium Cards Pricing available upon request Plan includes: - Physical and virtual commercial credit cards (UK and US only) - Google Wallet and Apple Pay - Free online and offline payments - Bulk card issuing - Global first class bulk-shipping - 3D Security for online card payments - Carbon emission tracking on card spend - Recurring monthly limits - Daily and single transaction limits - ATM withdrawal control Read More All-in-one Spend Pricing available upon request Plan includes: - Custom multi-step approval workflows per spend type (card spend, reimbursements, supplier invoices) - Non-card expense tracking - Out-of-pocket reimbursements - Mileage - Per Diem - Reimbursement payments to employee domestic bank accounts - Fast and low-cost international reimbursements in 50 currencies and 160+ countries - Intelligent verification to ensure correct supplier payment details - Custom multi-step approval workflows for supplier payments - Invoice management Read More Enterprise Pricing available upon request Plan includes: - Purchase order generation - 3-way matching (GRN support) - Discrepancy threshold set-up & automated identification - Purchase order approval workflow - Native ERP integrations/connectors (Oracle NetSuite, Microsoft Dynamics 365 Business Central, Dynamics 365 Finance) - Enterprise Authentication SSO / SAML for Okta, Microsoft Entra, GSuite, JumpCloud and more - Group dashboard (expense processing, cash-flow, spend analytics) - Group workflow settings - Group expense settings - Group employee and team structure management Confused about pricing? We've got you covered. Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates. ## Payhawk Features - Popular features found in Expense Report Accounting Integration Audit Trail Automated Receipt Matching Compliance Management Corporate Card Expense Claims Mobile Receipt Upload Multi-Currency Reimbursement Management Spend Control - More features of Payhawk Access Controls/Permissions Accounting Accounts Payable ACH Payment Processing Activity Dashboard Activity Tracking Alerts/Notifications API Approval Process Control Approval Workflow Bank Reconciliation Bookkeeping Services Integration Budgeting/Forecasting Built-in Accounting Cash Flow Management Cash Management Categorization/Grouping Configurable Workflow Credit Card Management Credit Card Processing Customizable Fields Customizable Templates Dashboard Data Collection Data Import/Export Document Management Document Storage Duplicate Payment Alert Electronic Funds Transfer Electronic Payments Emissions Monitoring Employee Management Environmental Compliance ERP integration Expense Tracking Financial Analysis Financial Management Financial Reporting Framework Management Fraud Detection Invoice Management Invoice Processing Mileage Tracking Mobile Access Mobile App Multi-Channel Data Collection Multi-Company Multi-Language Online Booking Payment Reconciliation Policy Management Prepaid Cards Procurement Management Purchase Order Management QuickBooks Integration Real-Time Analytics Real-Time Data Real-Time Notifications Real-Time Reporting Real-Time Updates Receipt Management Recurring Payments Reminders Reporting/Analytics Reporting & Statistics Requisition Management Role-Based Permissions Rules-Based Workflow Sales Tax Management Secure Data Storage Self-Service Reporting Single Sign On Spend Analysis Spend Management Supplier Management Tax Management Third-Party Integrations Timer Vendor Management Workflow Management ## Payhawk Integrations Xero Integration rated 4.8 from 15 reviews Perk Integration rated undefined from -1 review Microsoft Azure Integration rated undefined from -1 review Okta Integration rated undefined from -1 review Google Pay Integration rated undefined from -1 review Apple Pay Integration rated undefined from -1 review See all 22 integrations ## Payhawk User Reviews Overall Rating 4.6 Ratings Breakdown 5 70% 4 22% 3 7% 2 1% 1 1% Secondary Ratings Ease of Use 4.6 Value for money 4.5 Customer support 4.7 Functionality 4.4 Joel M. Verified reviewer Electrical/ Electronic Manufacturing 1001-5000 employees Used monthly for less than 12 months Review source Reviewed September 2022 Payhawk makes simple what before was a headache 4 My experience with Payhawk is very good, before I was using other softwares like Captio which were not working very well and the Artificial Intelligence failed a lot. With Payhawk is different, the ticket reading is simple and fast and the creation of reports and expenses is almost on live. I have a 200 EUR prepaid card which is always ready just for some regular shopping on stores or even Amazon which is very fast for the business. Ratings Breakdown 4 Ease of use 4 Value for money 5 Functionality Pros: No more ticketing control, no more saving papers that you can lose. Just take pictures of the tickets while travelling or buying some stuff for work and that's all. The AI will read all data and will introduce all numbers and dates into the app to make the automatic report. For my company, I have 200 EUR prepaid card just for regular shopping or when one day travelling so it's very convenient. Cons: There are no much cons actually, everything is quite visual and easy to follow. You need a short training at the beginning to understand all features but the rest is smooth. Reasons for switching to Payhawk The company just changed it because the approval time was very high and the ticket reading (by an artificial intelligence) was not very accurate and there were always issues. Read More VR Verified Reviewer Financial Services 11-50 employees Used daily for less than 2 years Reviewed February 2025 Great All-In-One Solution 5 Great product, especially for companies with entities in different countries and having to pay in multiple currencies. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 4 Functionality Pros: \- Can be used for multiple entities and provides several currency wallets and payments - Accounting integrations (Xero, DATEV) - Easy to set-up - Multiple features besides spend management such as expense management Cons: \- receipt forwarding only works for user accounts - would be great to be able to deduct non-compliant payments directly from the Employee Reasons for choosing Payhawk Better overall product, price/value comparison and ease of use Reasons for switching to Payhawk needed an All-in-One Tool incl. Expense Management and being able to have multiple entities with different currencies Read More Jochanan B. Verified reviewer Retail 201-500 employees Used daily for less than 6 months Review source Reviewed April 2026 Don't do it 1 Payhawk has been a major disappointment for us. During the sales process, the platform was presented as being “almost free,” while the actual costs turned out to be nearly €3,000 per month. In hindsight, only part of the pricing and contractual obligations were disclosed transparently. They managed to convince our controller with an incomplete picture, while important commercial and contractual details were not properly highlighted. Once signed, you are locked into a very restrictive 3-year contract with little to no flexibility. Our experience: extremely expensive, lacking transparency, and highly aggressive commercially. Our advice to other businesses: think carefully before signing with Payhawk and have all pricing and contractual terms thoroughly reviewed before committing. Not a pleasant company to work with. Ratings Breakdown 1 Ease of use 1 Value for money 1 Customer support 1 Functionality Pros: Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free. Read More EB Everett B. Verified reviewer Computer Software 51-200 employees Used daily for less than 12 months Reviewed February 2025 Payhawk: The best platform for a Euro-First Team 5 \-overall i'm really happy with the platform and do not plan to switch. the UI is fairly enjoyable to work within the platform as an admin and user. Lots of setting functionalities for all sorts of use cases Ratings Breakdown 4 Ease of use 5 Value for money 3 Customer support 5 Functionality Pros: \-Multi-subsidiary management -group settings roll-up for multi-entity management -Workflow design builder -US line of credit functionalitites -Cash Back -Netsuite Integration works very well Cons: \-Recurring bugs with settings during software updates -set-up can be challenging Reasons for choosing Payhawk Price & netsuite integration & multi-entity management & US Line of credit. We closed two softwares into 1. Cledara & Spendesk Reasons for switching to Payhawk Price & netsuite integration & multi-entity management & US Line of credit. We closed two softwares into 1. Cledara & Spendesk Vendor Response Thank you for the detailed review! We're glad to hear that Payhawk's multi-entity management and integrations have been a great fit, and we’ll keep working to address any bugs and make setup easier. 😊 Replied February 2025 Read More TB Tammy B. Verified reviewer Facilities Services 11-50 employees Used daily for less than 6 months Reviewed February 2025 Brilliant - can't recommend enough 5 We have been well supported, right from the set up stage. The system is really easy to use, the how guides have been really useful when we did get stuck on something, and your customer service is responsive and helpful. Having recently moved over from one of your competitors, Payhawk is hands down the leading spend card system for us Ratings Breakdown 5 Ease of use 5 Customer support 5 Functionality Pros: Really easy to use. Our guys on the road were up and running with minimal training because it was so intuitive. The ability to have virtual cards means that new starters aren't having to submit expense claims any more. Cons: Would be nice to be able to hide some of the payment categories depending on users. Not all staff need to see Office expense categories, for example. Reasons for switching to Payhawk The system was lacking, and their customer support was unresponsive, even when we experienced business critical issues. Their pricing structure also meant that their product would get more and more expensive the more we grew Read More AB Ayoub B. Verified reviewer Consumer Services 11-50 employees Used daily for less than 2 years Reviewed February 2025 Excellent tool for expenses management 5 The overall experience is positive, it allows to manage all the expenses in a simple way and effective. It also has a good synchronization with many ERP systems. Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: It is easy to handle to all the receipts and invoices and centralize everything in one single space in a user-friendly dashboard. Cons: I would like to be able to make transfers internationally to all countries. There are some invoices from certain countries for which I have to use a regular bank to pay the invoice that is already in Payhawk. If Payhawk opens the possibility of sending the money directly from Payhawk worldwide it would be great. Reasons for choosing Payhawk Payhawk was more efficient in comparison to other products. Reasons for switching to Payhawk Payhawk offers a better solution in comparison to other products. Read More JP James P. Verified reviewer Information Technology and Services 11-50 employees Used weekly for less than 12 months Reviewed February 2025 Decent platform but approval workflows and invoice matching need some work 3 Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good Ratings Breakdown 2 Ease of use 5 Value for money 2 Customer support 4 Functionality Pros: Good multi entity AP/expense management. Additional users don't cost extra unlike some other expense platforms so we can have more non-card users on the platform for reimbursements etc, Cash back on card spend Cons: Approval workflows are a bit clunky, receipt match is not very good (probably get a 50% match rate) Reasons for choosing Payhawk Cash back made the product significantly cheaper for effectively the same product features Reasons for switching to Payhawk Pleo expensive and not very good, cost extra to add non card user for reimbursements, AP didn't work Read More jb jenna b. Verified reviewer Marketing and Advertising 11-50 employees Used daily for less than 2 years Reviewed February 2025 Love using payhawk! 5 brilliant, it has been a game changer for my companies expenses, makes my working month so much quicker now expenses are easy! Ratings Breakdown 5 Ease of use 5 Value for money 5 Customer support 5 Functionality Pros: how easy it is to use the system, it was very quick to get set up Cons: there is nothing i don't like about payhawk. Reasons for choosing Payhawk payhawk was the best all round and seemed to have all the functions i wanted to use Read More CS Carel S. Verified reviewer Computer Software 51-200 employees Used daily for more than 2 years Reviewed February 2025 Good experience so far, promising pipeline 5 Promising - pipeline looks exciting and we are keen to grow with you Ratings Breakdown 5 Ease of use 4 Value for money 5 Customer support 4 Functionality Pros: Easy to use and becoming more configurable as we scale Cons: The API integration is relatively complex and based on subscribing for events. Reasons for choosing Payhawk UI was much more intuitive and useable. We also liked the cash-back programme Read More VR Verified Reviewer Computer Software 51-200 employees Used daily for less than 12 months Reviewed February 2025 Nice tool for complex usage 4 good but could be better. Today with low code possibility, people want to have a plug and play or slide and use configuration Ratings Breakdown 4 Ease of use 3 Value for money 4 Customer support 4 Functionality Pros: cross entity work is very easy to do on this tool Cons: Its complicated to work in settings - its not plug and play Reasons for switching to Payhawk We were having difficulties with multiple entities and integration with Netsuite. Read More Showing 1 - 10 of 187 Reviews [See All Reviews](https://www.softwareadvice.com/accounting/payhawk-profile/reviews/) ## Payhawk Popular Comparisons [webexpenses vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/webexpenses/)[Sage Intacct vs Payhawk](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/payhawk/)[SAP Concur vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/sap-concur/)[Expensify vs Payhawk](https://www.softwareadvice.com/accounting/expensify-profile/vs/payhawk/)[Zoho Expense vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/zoho-expense/)[BILL Spend & Expense vs Payhawk](https://www.softwareadvice.com/accounting/divvy-profile/vs/payhawk/)[Xero vs Payhawk](https://www.softwareadvice.com/accounting/payhawk-profile/vs/xero/)[Moss vs Payhawk](https://www.softwareadvice.com/accounting/moss-profile/vs/payhawk/) [Compare All Alternatives](https://www.softwareadvice.com/accounting/payhawk-profile/alternatives/) ## Other Top Recommended Expense Report Software [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/) **4.3** (687) Recently recommended **519** times [Emburse Expense Professional](https://www.softwareadvice.com/product/392187-Certify-Travel-Expense-Management/) **4.7** (1284) Recently recommended **296** times [Rippling](https://www.softwareadvice.com/hr/rippling-profile/) **4.9** (4802) Recently recommended **166** times [Tradogram](https://www.softwareadvice.com/scm/tradogram-profile/) **4.5** (109) Recently recommended **139** times Stuck Between Options? 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