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Frontrunner 2021
Software Advice's FrontRunners report ranks top products based on user reviews, which helps businesses find the right software.
What is ZarMoney?
ZarMoney is a cloud-based comprehensive accounting solution for businesses of all sizes. It offers various features such as inventory management, billing and invoicing, automated accounting controls, text and email alerts, a customizable dashboard, advanced user permissions, and report creation. ZarMoney is designed to help businesses increase productivity while reducing costs and errors from manual processes. This solution can track all expenses and profits from one centralized platform.
ZarMoney integrates with Shopify, Stripe, Zapier, Gusto, Mailchimp, plus other platforms to enhance data syncs and sharing.
Pricing is per user on a monthly subscription basis. Support is available via ZarMoney Academy and an online help center.
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User Review Highlights
4.74
65 Reviews
Ease-of-use
out of 5Customer Support
out of 5Value for money
out of 5Functionality
out of 5"Customer service if fantastic. What I don't know I can get help with."
"It is very user friendly. I've worked with other systems before, such as quickbooks and this is far easier."
"The tutorials are very helpful. I have never seen such good customer service and support."
"Unable to adequately adjust the dashboard display. No graphic display of data or charts."
"I'm sorry, but the voice of the person chosen to do the tutorial videos is really hard to listen to."
"The credit card processing options are limited to a few restrictive processors who are prejudicial against certain businesses and industries."
Read user reviews
How much does ZarMoney cost?
ZarMoney offers a 30 day free trial, $15.00 for one user $10 per user for 2 users or more
Starting price
$15.00 per month
Free trial
Available
Free version
Not Available
Which features does ZarMoney offer?
Core features:
1099 PreparationAccess Controls/PermissionsAccount ReconciliationAccountingAccounting IntegrationAccounts PayableAccounts ReceivableACH Payment ProcessingActivity DashboardAging TrackingShow more features +
Other Top Recommended Accounting Software
How easy is ZarMoney to use and deploy?
ZarMoney supports multiple deployment options, including: Cloud, SaaS, Web-based, Windows, Mac, Linux, Chromebook.
4.74/5 out of 65 Reviews
Showing 1 - 5 of 63 reviews

Bobby
Verified reviewer
Company size: 2-10 employees
Industry: Media Production
Time used: Less than 2 years
Review Source: Capterra
This review was submitted organically. No incentive was offered
December 2021
Great for Small Business
Experience has been great. I'm used to accounting using a spreadsheet. This has been a positive eye-opener.
Pros
Easy to use and setup. Questions answered by customer support quickly. At a glance dashboard very helpful.
Cons
Won't do the manual input for me. Otherwise great.
Reasons for choosing ZarMoney
Cost and immediate implementation.
James
Company size: 2-10 employees
Industry: Construction
Time used: Less than 6 months
Review Source: Capterra
This reviewer was invited by the software vendor to submit an honest review.
May 2020
Forget Quickbooks, zoho, zero. Zarmoney does it all at a better price.
I’ll be honest, I’m kinda cheap, I’ve been in construction for 40 years and I’ve used dozens of accounting software products. They all left me short on one aspect or another, poor invoicing, no quotes, double entry madness. Zarmoney does it all with very little effort on my part. Transactions are pulled right out of my bank automatically. Only thing I have to do is categorize my expenses. Zarmoney uses AI to pick up on repeated transactions and gets the category right. Customer service with these guys should be renamed to concierge, called me twice to make sure I understood what services they offer. I don’t get buried with nonsense emails or useless ads. I can’t express enough how happy I am with Zarmoney. Try it you will like it.
Pros
I think the ease of set up, integrated logo into all quotes, invoices. Easy to put footnotes on both quotes and invoices, . The chart of accounts couldn’t be easier. Bank set up was amazing and secure. The best thing for me is the dashboard let’s me see my company’s Performance from quotes sent, invoices due, cash in the bank. Very well laid out .
Cons
No one likes to do book work so the thing I don’t like about Zarmoney is some of the navigation could be centralized , some menu items are in places I wouldn’t have put them.
Reasons for choosing ZarMoney
At first price. Then price didn’t matter after using the software.
Reasons for switching to ZarMoney
Too much trouble to set up, lost everything twice and had to reinstall , gave up
TigerBill
Verified reviewer
Company size: 2-10 employees
Industry: E-Learning
Time used: Less than 6 months
Review Source: Capterra
This reviewer was invited by the software vendor to submit an honest review.
June 2022
The Best Alternative I've Found to QB
For me, ZarMoney has taken a task that I truly hated with QB and actually made it much more palatable. I dare say 'fun' even! Not only do they have excellent and thorough documentation (in both video and print forms) but I have a much better understanding of my books, which has work much faster and more efficiently than I could have using my former software.
Pros
I'm a long time QB user. In comparison, ZarMoney not only costs much less but has some features that greatly simply the flow. ZarMoney also made it a breeze to import all of my data from QB.
Cons
Our accounting system is purely on a cash basis. Although ZarMoney currently offers some reports that are both cash and accrual basis, we are waiting for them to complete the cash basis reporting where needed.
Reasons for choosing ZarMoney
I selected ZarMoney for the combination of features, price, great documentation including easy instructions to import my QB data, and the finest support I've ever experienced in more than 20 years of working on the Internet. Not only is support extremely fast but it's free and it includes email, phone, and even Zoom call screen sharing if needed.
Reasons for switching to ZarMoney
My initial reason was because of the change in their pricing model, which sent the cost through the roof. But, now that I've found ZarMoney, I'm not missing QB at all. My extensive search resulted in success. I would highly recommend ZarMoney to anyone and especially to those who currently use QB.
STEVEN
Company size: 2-10 employees
Industry: Wholesale
Time used: Less than 2 years
Review Source: Capterra
This reviewer was invited by us to submit an honest review and offered a nominal incentive as a thank you.
July 2021
LIAR LIAR PANTS ON FIRE
FAIRLY GOOD EXCEPT CASH BASIS REPORTING. WHEN I SIGNED UP I SAID I WAS A CASH BASIS COMPANY AND THEY DID NOT WARN ME THAT NO SUCH REPORTING WAS AVAILABLE. LIAR LIAR!
Pros
WORKS GOOD IN KEEPING TRACK OF AP AND AR
Cons
WAS PROMISED CASH BASIS REPORTING 2 WEEK AGO STILL WAITING.... I NEED TO DO MY TAXES SO I'LL BE GOING THROUGH THE PAIN OF SWITCHING BACK TO INTUIT.
Reasons for switching to ZarMoney
THEY SCREWED UP RECONCILING MY BANK ACCOUNT.
Misty
Company size: 2-10 employees
Industry: Consumer Goods
Time used: Less than 12 months
Review Source: Capterra
This review was submitted organically. No incentive was offered
March 2022
Dump QBO and get great value with Zarmoney
I started using this during my crazy busy season because my FORMER very large online accounting software product decided it knows my business better than I do and put a bunch of mandatory features into the software that completely messed up my accounting. Enter, Zarmoney. They are great. Even though I was scrambling to enter all of my sales from January through April while simultaneously entering sales from my busy season, I found it so easy to learn and the staff at Zarmoney is amazing. I got all of my questions answered in a timely manner. You can even talk to real live people! Real LIVE PEOPLE. Worth it.
Pros
Easy to use, GREAT customer service. Real people will talk to you and help you resolve any questions or issues you have. It's like they actually care about you. I also love that they don't build in a bunch of "helpful" micromanaging features that you can't turn off. I love LOVE the absolute simplicity of this product.
Cons
Nothing comes to mind. It didn't integrate with my bank, but it is so easy to use, I don't really mind it. Takes about 2 seconds to learn.
Reasons for choosing ZarMoney
Xero is trying too hard to be like Quickbooks Online and I couldn't get away from that type of controlling BS fast enough.
Reasons for switching to ZarMoney
They made tax "compliance" mandatory. In Washington State, we don't have to pay sales tax until April, but when I went in to mark it paid (in March), it was already made unavailable. (greyed out) When I tried to talk to someone to complain about this, they reacted as if I was the one in the wrong and explained I should've taken care of it in January. This is unacceptable, it is accounting software, not a deity. Zarmoney, on the other hand, has demonstrated that they understand that every business is different and that there isn't a single cookie cutter way to do things.
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