This software is amazing and I like it because is user-friendly, quick and absolutely efficient.

We currently only use it to pay vendors which is all we need and for that it's perfect. The payments are fast, secure, and easy to set up.

I inquired further, and they stopped replying. 5 emails later I found a phone number to call, and the customer service rep told me they were aware of the issue and would resend the 2 deposits.

It is a direct solution and no ambiguity. The support was fantastic and has helped when needed it, and that was user error, not the platform.

It was easy to use from Quickbooks and seemed like a good solution.

I love the low fees and the promotions for liquidating cash from credit cards.

Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.

Very poor responses from Customer Service. They have held my client's money captive for two weeks while they investigate.

Perfect integration with Quickbooks. Low cost to process payment.

Do you have the option to integrate it with your QuickBooks or use it as a standalone product which is great.

I like how easy it is to use and the product feels very secure.

It's super easy and actually fun to use. They also have the ability to pay your vendors via credit card, so they charge your card and deliver the funds to your vendor's bank account for a small fee.

It has been great overall: saves me a lot of time, great price point, and customer service has reached out to me numerous times to tell me about new functions and to check in.

I also am very happy that it integrates with QBO which is what most of my clients are on.

Melio has an excellent customer support and resolves any issues quickly.

I have had multiple support chats with them, where they send me the same message and now have started cutting me off / disabling the chat right after they send it.

While Plastiq has IRS-esque customer service, Melio really go out of their way to ensure a positive user experience. Melio is also faster at processing ACH payments, which is a huge plus.

Integrates well with QBO, pricing is great, easy to seup. When all work well is a good experience.

This product integrates very well with Quickbooks Online, and is fairly easy to use once it is set-up. Customer Service is great.

Terrible experience signing up and no response from customer service.

Melio in my opinion is the best transfer service available.

Sorry we don't accept credit cards - has that bothered you before.

Also, sometimes when you drop a new vendor's invoice, the software doesn't read it correctly.

It made us a victim of fraud and their support team is even more inadequate than quickbooks online support.

I have used Melio since day 1 and hope they never discontinue it. The ease of use and the integration with QuickBooks is like no other app out there.

Simple and quick to use, it offers a tremendous value. Furthermore, customer service is one of the best I've dealt with.

Melio is a great product we recently had the opportunity to discover. I was very impressed at how easy it integrated to our accounting in Quickbooks.

It is very intuitive, and the integration with QBO makes AP and AR processes efficient and automated. All that with a low price makes this a win win for any business.

Overall this platform has been a lifesaver. I'm glad I made the switch from Square.

I love everything about Melio form how easy it is to use and the dashboard is so simple. From switching to incoming payment to seeing who you paid in a click of a button.

You really can't beat that with a stick. It's great for paying things like Building Rent that needs a check or any other bill that does not accept cards at all.

Great, cost-effective platform to process vendor payment.

You are truly own your own with the platform and service. Melio also has no phone number, and eventually will stop responding.

QUICKBOOKS, find another company. This is making you look terrible.

Low cost to send bank transfers by charging a credit card. Perfect bill management application.

As a small business owner my time is limited and I love that Melio feels like my partner.

They responded to my email with 1 sentence that was so vague, I didn’t have any idea what they had requested from me.

After frustrating a vast array of my clients I decided to move on and cut my losses with these scammers. DO NOT WASTE YOUR TIME with these guys.

It is also great that the program completely integrates with QuickBooks so the bills show up automatically in Melio, and with a few clicks I can pay all of the bills.

Syncs directly with Quickbooks. Quick and responsive support staff.

Customer service is second to none. You really get the sense that the people speaking to you care about the product and care about how you are using it.

The chap I have been dealing with on the helpdesk has been lovely but his hands are tied.

This software is easy to use and I use it nearly every day.

I guess the only thing is not being able to merge two vendors that are the same but accidentally created if both have a payment already made on them.

Modern, ease of use, could be useful and a good idea.

How easy to use, and how wonderful to have the ability to pay in state or international vendors. Love the customer services as well.

It is user friendly, quick, intuitive and the customer support  super efficient. I love Melio and I always refer about this amazing software that was a game changer for our A/P.

Melio is super easy to set up and use. The integration is fast and simple, and works reliably.

And with the direct connection to Quickbooks Online, its super easy to sync all your vendors, bills and payments, making Melio a perfect bill management application. We'd recommend it to everyone.

It is very convenient to use and the QB integration is a huge plus. I use this for Domestic transactions.

After providing numerous links to clients on our new option to accept Credit Cards and ACH Debits, we ran into a wall with Melio rejecting our payments due to their inability to verify our account.

I have ADHD, so I get overwhelmed easily, but Melio is so streamlined and easy to use. I'm so happy that my friend introduced me to it.

I have a relationship manager who always solves any issue that might come up, and I am thrilled these guys found me.

I'm excited to use this new platform, the customer service team is fantastic, they immediately respond and they're quick in understanding your 'concern' and will address it accordingly.

Very easy to access and dependable as any credit card merchant should be. Easy to balance payments and manage refunds with transaction id search.

Since using NDMS, I am confident that my clients' information is protected. I feel secure using their services.

I have found my over all experience pleasant. When necessary to correspond with NDMS Staff, they have been most helpful.

My experience with NDMS has been nothing but positive from the very start. The staff is super friendly, knowledgeable, and happy to help with any questions I had.

Once setup, it is very easy to use. It is a secure way to process payments.

We appreciate the card-swiper, the easy to use screens, the email confirmations, and the close-batch reports.

The information is easy to find and the reporting is good. Deposits post to my account clearly.

Software works great with Simplicity Collect. I could pull up an account and easily charge customers card.

Switching from accounts is confusing. I have two merchant accounts.

No longer do I call some offshore office with non English speaking people only to be told no no no be put on hold endlessly and pass the buck.

The only thing that slowed down the pace of my application was my own lack of knowledge about the industry and not having all the necessary financial records readily available.

I like that the pricing was very competitive and I was able to talk to one person throughout the whole process to get set up, instead of being bounced around from department to department.

Ease of implementation and cost saving it brought to the table.

I did not have any expectations with the product other than it works with little to no regard by me, and that has been the case.

Ease of use and it interfaces with my point of sale system flawlessly.

We have a whole collection of them in our office. Thanks You for excellent care and service.

US Dollar

Melio is an accounts payable solution that helps small businesses manage online payments via bank transfers and debit or credit cards. Key features include payment scheduling, automated data synchronization, reporting, invoicing, payment reminders and more.


Melio enables employees to manually add vendor or billing details and upload documents or invoice images on a unified platform. It allows administrators to invite accountants or team members from different business units, define role-based permissions and control approval workflows to streamline payment processes. Additionally, the centralized dashboard lets accountants view multiple client accounts and track the status of their payments in real-time.


Melio supports integration with QuickBooks, allowing users to automatically schedule payment transactions and synchronize financial data with their accounting systems. The application is available to users for free and a processing fee is charged for credit card transactions. Support is extended via online measures.



LongDescription

Multiple Payment Options

Electronic Payments

Invoice History

Payment Processing

Due Date Tracking

Deferred Billing

Debit/Credit Card Processing

Recurring Invoicing

Bank Reconciliation

Mobile Payments

Project Billing

Credit Card Processing

Bookkeeping Services Integration

Invoice Management

Transaction History

Approval Process Control

Customizable Invoices

For Accountants

Recurring Payments

Self Service Portal

QuickBooks Integration

Duplicate Payment Alert

Electronic Funds Transfer

For CPA Firms

Online Payments

Online Invoicing

Dunning Management

Data Security

Billing Portal

Vendor Management

1099 Preparation

ACH Payment Processing

PCI Compliance

Multi-Period Recurring Billing

Invoice Processing

Fraud Detection

Check Processing

Accounts Payable

Cash Management

Billing & Invoicing

Accounting Integration

Dashboard

Reporting/Analytics

Contact Database

Accounts Receivable

Approval Workflow

Check Writing

Client Management

Third-Party Integrations

Partial Payments

Search/Filter

Expense Tracking

Customer Statements

Receivables Ledger

Invoice Creation

Remote Access/Control

For Small Businesses

Task Management

Document Management

Recurring/Subscription Billing

General Ledger

For Medical Purposes

Financial Management

Subscription fee: Free
Credit/Debit card transaction fee: 2.9%
Bank transfer (ACH): Free
Same-day bank transfer: 1%
Sending checks (with USPS): Free
Expedited check delivery (with FedEx): $20
International USD transfer: $20

Email/Help Desk

FAQs/Forum

Knowledge Base

Chat

Self-Employed

2-10

11-50

51-200

201-500

Melio

Not Offered

Live Online

National Discount Merchant Services is a payment processing software designed to help businesses in the healthcare, fitness, telecommunications, retail and other sectors manage financial transactions. The platform enables administrators to collect payments via credit and debit cards and eChecks on a unified interface.

Managers can manage chargebacks and automatically update expired card numbers to streamline recurring billing. National Discount Merchant Services allows teams to design, implement and distribute personalized loyalty and gift cards among customers. Additionally, operators can store card details in a secured vault and ensure compliance in accordance with the payment card industry data security standard (PCI DSS) protocols.

National Discount Merchant Services lets stakeholders gain insights into account statements, review transactions and configure settings using the merchant console. Pricing is available on request and support is extended via phone, email, knowledge base and an online contact form.

Melio vs National Discount Merchant Services

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