To my knowledge the only thing that makes it high-risk is that I charged about $5k in two days - Which I told the underwriter team was my norm before I signed up.

Easy awesome way to have your payments run through your merchant account. We have ours integrated with a billing system and it run's smoothly with virtually zero problems.

This suite of features is essential for the day to day running of our business. Vastly improved customer support.

Never saying anything overtly negative, but just bad attitudes and not treating people like valued customers.

As I mentioned above, it integrates well with our website and is easy to do transactions on the app. It's nice not to have to worry about merging systems.

Can be difficult to navigate, especially on mobile. We have also had some fraudulent transactions that the system did not notify us of.

We like that the integration, management, and overall quality of the software is great.

Processes credit card transactions effectively, securely, and has decent reporting tools.

I also love that you can send the client a receipt or transcript showing details of the charge.

Could be  a card reader issue but it makes it very difficult if you have a line of customers and you have to re-pair the device.

Net is a very solid and reliable payment platform. Excellent support for almost any programming language that exists.

This software is so easy to use. I love that it can store credit cards or I can store them on my own depending on what you want.

The greatest thing about Authorize.net is that their merchant portal is so easy to navigate.

Deposits are quick enough and usually only take a couple of days. Works well if you need to accept electronic checks.

Pretty easy to set up in the WordPress installs we use it on, and never had an issues with reliability.

This reassures me and allows me to focus on more important activities.

We love how it integrates with our web presence seamlessly after setup.

Ease of use and the capabilities it has. Nice easy sign on, very ease and useful search options.

Earlier this year we realized tons of valid donations had been declined because a fraud detection setting was limiting hte number of transactions allowed per day.

Has good tracking and history reports. Love the automated recurring billing feature as well.

Customer support is very helpful. Very easy to navigate refunds and finding certain transactions.

Whether I have a technical glitch or need an increase in a credit line, the customer service department has been great.

It is really helpful for what we need it for. We can look at all transactions with ease.

Easy to integrate into our new website, Simple payments and, where necessary, refund functions.

We have had a successful number of years using authorize.net, and it has made a great alternative to other payment gateways that we've used.

I like that it is so easy to edit an existing subscription. It is also easy to search any recent transactions.

They also have a great app you can download and use for transactions which I really like and has been a simple way for us to take money at events.

What I liked most about Authorize. Net was that it was relatively easy to use for invoicing.

I love being able to offer my customers the option of paying me with an emailed link. Many people do not like to give out their cc information and this is a great option for a direct sales business.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Best of all, payments to your account are very quick, with a fantastic option for instant transfer.

It was easy to use, the interface was nice, and setting up recurring payments (with automatic notices) was great.

I love the ease of use of this. It makes it easy to take payment from customers from the comfort of their vehicles.

It is also widely used across many small businesses, so clients are more comfortable to see it when I am collecting payments. The customer services is also top notch and very responsive.

The Data and reporting that is available is amazing. You can see everything about your business in order to make great business decisions.

I was just a beginner when it comes to processing credit cards. But, this was super easy to integrate.

Since then Square has gotten better and better. I generally have money in my account the next business day and if I agree to an additional 1% I can have it immediately.

It's great that there are a lot of possible integrations with other software. It is an amazing tool for small businesses.

I love how simple square is to use. The user interface is super simple in the app, and has great features for seeing trends, busy periods, etc. I have been so pleased.

I love that I can do events out of the office and take payments for those services. It has made those events so much better and more effective.

I love that I can accept payments almost anywhere at anytime. The ease of use is top notch and it is always reliable.

The only downside to the Square software was the lack of Wi-Fi compatibility and the short distance the square had with Wi-Fi as it frequently was reconnecting.

Had to stop using as Clients disliked the extra charge on their account. We would have them use this  to pay with credit cards on their accounts.

They were my first choice in the beginning, but after the 2 disputes and how bad they handled them, I went back to PayPal.

Fantastic ease of use, amazing functionality, user friendly, this is the easiest and best payment processor i've ever used.

We appreciate how easy Square integrates with IPad, we utilize our IPad with Square as our Credit Card processor and it works great.

My overall experience was a negative one. I was able to get it to work right once or twice but most of the time it just made It was having a very hard time being compatible with my iPhone.

To be able to take payments anywhere is great. Being mobile makes doing business during this time a very important business advantage.

Integrations is extremely easy. I liked everything about this product it is very convenient and a great tool.

It does everything that we need, it has a great website, great platform to create invoices and really good features for end of the year reports.

I love the portability and ease of use with Square. It has been wonderful for selling books at conventions.

I appreciate the ease of payments and immediate receipts straight to my device. It helps me keep by budget on track.

This software was excellent for ease of use and speed of accepted payments. Long the leader in this industry, we were thoroughly impressed.

I love how square makes it so easy to accept payments. It’s great for small businesses and startups.

Square has amazing customer support and provides great tech at reasonable prices for me and my freelance aspirations.

There is more competition coming along that is good, but Square is still a solid competitor. I love the UI and how easy things are on the user end and administrative end.

I dislike the fees that are charged for people processing payments for each transaction.

Square is a great company that is also focused on design and its ability to improve how we spend our money in a cashless age.

The company I work for uses square, and we love it. I really like that there are no monthly fee's and the pricing is very affordable.

I loved the ability to use it with a phone, tablet, or computer. The versatility was great.

We are very disappointed with how long they will hold the funds before transferring, there is often no rhyme or reason as to the length of time the funds are held.

US Dollar

Authorize.net helps makes it simple to accept electronic and credit card payments in person, online or over the phone. Get solutions that go to work for your business and let you focus on what you love best.

Nearly 500,000 merchants. That's a lot of passion.
We’ve been working with merchants and small businesses since 1996. As a leading payment gateway, Authorize.net is trusted by more than 430,000 merchants, handling more than 1 billion transactions and $149 billion in payments every year.

Finally, something simple about running a business. 
Payment processing can be a big part of your business, but it doesn’t have to be a big part of your time. We help make it simple, a low-stress part of doing business, with easy ways to streamline payments processing and that can help optimize your cash flow.

Since 1996, Authorize.net has been a leading provider of payment gateway services, managing the submission of billions of transactions to processing networks on behalf of merchant customers. Authorize.net is a wholly owned subsidiary of Visa (NYSE: V). Authorize.net services are sold through a network of reseller partners including Independent Sales Organizations (ISOs), Merchant Service Providers (MSPs) and financial institutions that offer Authorize.net payment services to their merchant customers.

LongDescription

Multiple Payment Options

Restaurant POS

Electronic Payments

Payment Processing

Recurring/Subscription Billing

Access Controls/Permissions

Debit/Credit Card Processing

Mobile Payments

Electronic Signature

Retail POS

Credit Card Processing

Transaction History

Customer Accounts

Gift Card Management

Transaction Monitoring

eCommerce Management

Multi-Location

Mobile Access

Online Payments

Sales Reports

Real Time Data

Ordering Automation

Credit Card Management

ACH Payment Processing

PCI Compliance

Invoice Processing

Fraud Detection

Returns Management

Discount Management

Customizable Branding

Commission Management

Purchasing & Receiving

Inventory Management

Loyalty Program

Data Security

Reporting/Analytics

Billing & Invoicing

Real Time Analytics

Metered Billing

Invoice History

Financial Aid Management

Fee Management

Customizable Reports

Activity Tracking

Subscription Management

Real Time Monitoring

Recurring Invoicing

Financial Analysis

Custom Fraud Rules

SSL Security

Chargeback Tracking

Real-time Alerts

Invoice Management

For Nonprofits

Risk Analysis

Anomaly Detection

Customer Database

Refund Management

Shopping Cart

Payment Options

For eCommerce

Data Import/Export

Automatic Billing

Accounting

For Electricity

Self Service Portal

Contact Management

For Retail

Risk Scoring

Compliance Management

Payment Processing Services Integration

Billing Portal

Mobile Commerce

Risk Alerts

Payment Fraud Prevention

Subscription Plan Management

For Water

AI/Machine Learning

Real Time Updates

Multi-Period Recurring Billing

For Schools

Check Fraud Detection

Activity Dashboard

Multi-Store

Alerts/Notifications

Reporting & Statistics

For Banking

Predictive Analytics

Payment Collection

Invoice Creation

Check Processing

Work Order Management

Customizable Templates

Activity Monitoring

Fund Accounting

Customer Management

Receipt Management

Accounting Integration

K-12

2.9% + .30 per transaction*

$49 setup, $25 monthly gateway + free additional services.

*Partner merchant account fees may vary, contact Authorize.net for more details.

Email/Help Desk

FAQs/Forum

Knowledge Base

Phone Support

24/7 (Live Rep)

Chat

Self-Employed

2-10

11-50

51-200

201-500

501-1000

1000+

authorize.net

Live Online

Webinars

Documentation

Videos

Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage, and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing, and cash flow monitoring. 


Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. 


Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs, and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce, and Intuit QuickBooks.



Contactless NFC

In-Person Payments

Offline Access

Mobile Card Reader

Cash Management

Cryptocurrency Processing

Cash Transactions

Point of Sale (POS)

Third-Party Integrations

Partial Payments

Per swipe/dip/tap: 2.6% + $.10
Keyed in: 3.5% + $.15 per transaction
Online & invoices: 2.9% + $.30 per transaction

Custom pricing packages are also available. Contact Square for more information.

authorize.net vs Square Payments

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